2014年成人英语阅读理解练习及答案(五)

1、2014 年成人英语阅读理解练习及答案五A house is the most expensive thing most people will ever buy. Very few people have enough money of their own to buy a home, so they have to borrow money from bank. Borrowing money from a bank to buy a house is called“take a mortgagebankusuallylendsmoneyorgivesamortgaefortwenty-f

2、iveyears.Houses are so expensive that many people nowadays have to borrow as much as $ 50 000. other words, they will have a $ 50 000 mortgage.How can you get a mortgage? When you find a house you like, you go to a bank.Thebankwillresearchyoufinancialhistoryanddecideif.theythinkyou areagoodrisk.They

3、willwanttoknowwhatkindofjobyouhave,whatkindofsalary you make, and how long you have had the job. They will also want to know how money you have. In addition, the banks will require a down payment. Depending on which state you live in, the bank may require as much as 30% of the-price of the house as

4、a down payment. The bank will then lend you the rest of the money to thehouse.Manypeopleareneverabletobuyahousebecausetheycannotsaveenough money for the down payment.What does a house mean in the United States?It is a dream which many people can hardly realize.It is so expensive that many people can

5、not really buy them.It is the most important property that many people try to buy.It doesnt belong to people if they cant borrow money from the bank.IfAmericanpeopleborrowmoneyfromthebankfor25years,thismeansthe person who borrowshas twenty-five years to pay back the moneyhas more than twenty-five ye

6、ars to pay back the moneyhas less than twenty-five years to pay back the moneyhas about twenty-five years to pay back the moneyWhat does“down payment”refer to in the passage?Money borrowed from a bank as a mortgage.Money paid to a bank before the mortgages is given.Interest received by a person who

7、borrows money as the mortgages.Interest charged by a bank on a mortgage.Which is not one of the things researched by a bank?How much money the borrower owns.What salary the borrower makes.What kind of job the borrower has.What kind of house the borrower lives in.The most suitable title for this pass

8、age would be.How to Save Money on the HouseHow to Borrow Money from a BankHow to Take a MortgageHow to Buy a House【答案解析】Ahouseisthemostexpensivethingmost people will ever buy、BD 项过于绝对化，并不是所有A。细节题。从文章第一段The bank Usually lends money or a mortgage for twenty-five years2525payment”的后一句话Thebankwillthenyo

9、u the rest of the money to buy the housedown payment”是在取得贷款之前自己先支付的那部分款项，即首付款。DA、CC于说明如何抵押贷款。所以文章标题可能是“如何获得抵押贷款”。D 项如何购房的标题太大了.超出了文章所覆盖的范围。Broadband technology is seen as the key to the new digital economy.In this rapidly changing world, media and technology information Can be sent via phone calls a

10、nd downloads like music, graphics, business information or films.The simpler the information, the smaller the package and the narrower the bandwidth needed to deliver it.BroadbandisusedforhighspeedInternetconnectionsatafixedmonthlyrate. Itturnsanexcitingtelephonelineintoahighspeeddigitallinecapableo

11、fcarrying data up to 40 times conventional modem speeds.Anydownloadisavailableattheclickofamouse-thereisnodial-upasthere is with standard Internet Service Providers.Forhomeownersandfamiliestherearemanyadvantages.Oneofthemostimportant issimultaneous)accesstobothtelephonelinesandtheInternet.Noqueses a

12、nd no delay.For businesses, broadband can impove customer relations and provide direct access to corporate e-malls and databases. Entire operations can go online.The function that broadband technology has on the new digital economy is .furthercriticalcostlyglobalHow much does a user pay if he has br

13、oadband technology installed?It depends On the length of time.It depends on the times of dial-up.He pays at a fixed monthly rate.He pays a lot of money.Compared with the modem speed the broadband technology can transmit data .at up to forty times of ordinary speedmuch more fasterat a high speedwithi

14、n a secondWhocantakeadvantageofthebroadbandtechnologyaccordingtothepassage?Family members.College students.Both home owners and businessmen.Only businessmen and their partners.With the broadband technology companiescan have all their operations doneduring the work days.during the whole weekonlineoff

15、line【答案解析】B。推理题。从文中Broadbandtechnologyisseenasthekeytothe new digital economy经济中发挥了至关重要的作用。C。细节题。从文章第三段句首Broadband is used for high speed Internet connections at a fixed monthly rate定的，即at a fixed monthly 。A of carrying data up to 40 conventional modem speedsC一段介绍了宽带对商务的好处，从而可以推出宽带对家庭用户和商务用户都有利。C。细节

16、题。从文章最后一句Entire operations Can go 个操作都可在网上进行”一句即可得出答案。Dear Mr. Peterson,With our visit to France coming to an end , we are leaving for China soon.On the moment of leaving, I feel very pleased to write to you, on behalf of my fellows and in my own name as well, to express to you our deep thankfulness

17、 the hospitalitythat you have given us during the short stay in France. I amsurethatthisvisitwillbehelpfultothefurtherdevelopmentandstrengtheningof our cooperation (合作) in the area of medicine.My fellows and I are all looing forward to the opportunity of meeting you in China in the near future, so t

18、hat both sides could examine once again how we might work more closely together in order to make the relation between us a step forward.Meanwhile, please accept our best wishes for your good health and success in your career.Yours sincerely, (Signature)Do you know what the letter is about?It is a le

19、tter of.Where will Mr. Peterson return according to the letter?He will return to.What is the purpose of the writer during the short stay?He will be ready to give his cooperation to.They will win cooperation in.ThewriterwishestomeetMr.petersonnexttimein.【答案解析】thanks for hospitalityto express to you o

20、ur thankfulness for the hospitalityChina。从原文we are leaving for China soonMr.PetersonMr.Peterson Mr.Peterson是合作的对象。the area of 。从原文and strengthening of cooperation)in the area of medicineChina。从原文My fellows and I are all looking forward to opportunity of meeting you in you 指的就是Mr.Peterson，从而可以得到答案。Br

21、oadband technology is seen as the key to the new digital economy.In this rapidly changing world, media and technology information Can be sent via phone calls and downloads like music, graphics, business information or films.The simpler the information, the smaller the package and the narrower the ba

22、ndwidth needed to deliver it.BroadbandisusedforhighspeedInternetconnectionsatafixedmonthlyItturnsanexcitingtelephonelineintoahighspeeddigitallinecapableofcarrying data up to 40 times conventional modem speeds.Anydownloadisavailableattheclickofamouse-thereisnodial-upasthere is with standard Internet

23、Service Providers.Forhomeownersandfamiliestherearemanyadvantages.Oneofthemostimportant issimultaneous)accesstobothtelephonelinesandtheInternet.Noqueses and no delay.For businesses, broadband can impove customer relations and provide direct access to corporate e-malls and databases. Entire operations

24、 can go online.The function that broadband technology has on the new digital economy is .furthercriticalcostlyglobalHow much does a user pay if he has broadband technology installed?It depends On the length of time.It depends on the times of dial-up.He pays at a fixed monthly rate.He pays a lot of m