国际结算实验二汇款结算业务

1、实验素材、汇款申请书2003 年 3 月 8 日，CHINA NAT. METALS & MINERALS l/E CORP.向中国 农业银行 广州市分行提交下面这张汇款申请书，汇出行按所给问题审核汇款申请书。汇出汇款申请书（代支款凭证）APPLICATION FOR OUTWARD REMITTANCE致：中国农业银行分行TO:THE AGRICULTURAL BANK OF CHINA日期DATE: 2003年3月8日兹委托贵行办理下列汇款。l/We hereby request you to effect the follow ingremitta nee电汇信汇票汇付款地点T/TM/T

2、 D/D Drawn on银行编号（查询时请引述）Ref No. TT96785收款人Ben efieiarys n ameUn ited Tradi ng Compa ny Hong Kong币别及金额Curr.& Amt.及地址& address70 Wing Tai Road, Chai Wan Ho ng KongHK Dollars 20,000.00账号A/C No.0709166060322-8银行填写栏BANK USEONLY收款银行Ben efieiarysBa nkPO SANG BANK LTD汇率(Rate)及地址& addressHONG KONG等值人民币Equiv

3、ale nt in汇款人By order ofCHINA NAT. METALS &MINERALS I/E CORP.手续费(Commissio n)附言Details ofPayme ntCOMM. UNDER S/CNO. CT0011-01邮电费(Postage & Cable)其他费用(Other Charges)合计国外银行的一切费用由我方一/收款人负担（如无说明由收款人负担）。汇款全 过程均以电传形 式通知。All foreign bank 就 s charges are to be borne by us/payee(if not specified, all charges

4、are to be borne by payee).All parties in thecha nnel are advised by telex.请付敝账 (Debit my/our account)兹附支票 (Enclose my/our cheque) 付款行(Drawn on)，账号(a/c No.)，号码为(No.)现金支付(I/We pay cash herewith)联系电话(TEL) 83738789申请人签章张青Applica nts Stamp &Sig nature经办：会计:复核 记账(1)汇款方式(2)汇款人公司名称电汇CHINA NAT. METALS & MINE

5、RALS I/E CORP.(3)收款人公司名称、地址Un ited Tradi ngCompa ny , Hong Kong(4)汇款金额HKD 20,000.00(5)款项用途银行费用由哪方支付COMM. UNDER S/C NO.CT0011-01国外银行的一切费用由收款 人负担汇款当日港币现钞价为 105.53/91 ，港币现汇价为109.46/87，汇款人应提交多少港币现钞给银行20,000.00*1.0987 =2197.4(8)银行在哪些情况下可免责有关电汇汇款的一切电 文，本行可用显白言语、暗 码或密码发出，对于代理行 或同业之一切错误、疏忽或 过失，本行概不负责。倘若因下列情

6、况而引致之任 何 损失，包括：款项交付或 通 知延误，书函、电报或其他 文件在寄发或传送途中遗 失、残缺、错误、遗漏、中断或延误，代理行或同业 之行为，战争、检查、封锁、 叛变或骚乱，本地或外国政 府或其他行政机构所实施之 一切法律、规定、条例、管 制及其他难以控制之事故， 或由于收到时误解，本 行概 不负责。(9)在我国现行外汇管理规定下，汇款人办理汇款业务时应 注意 哪些事项此款项如需更改或取消， 汇款人应亲自携带身份证明 文件和汇款收据到汇出行办 理，并需候汇出行接到外国 同业通知证明汇款已取消， 及根据外国同业实际退回之 款项，依照汇出行当日买入 价折算退回汇款人。汇出行 有权要求汇款

7、人负担所有因 此而引致之费用。所有电报 费、邮费及佣金束不退还。汇款人应注意代理行可能 收取不同之费用，一切费用 由收款人支付，但 本行有权 要求汇款人赔偿 所有因汇款 而引起之一切费用。除遗 失汇票外，汇出行不受理停 止支付。倘一经接受，汇出 行有权要求汇款人赔偿所有 因汇款而引 起之一切费用。 如汇款系 代汇款人寄出， 汇出行不付邮误之责。如 因操作情况所需，汇出行保 留权利于汇款人指定地点以 外不同地点支付汇款。如 需要，汇款人须向银行出示 有关身份证明文件。请保 留好汇 款收据，以便查询。、电汇中的汇款电文汇出行与汇入行根据电汇中所给汇出汇款和汇入汇款电文，将汇款业务 指示内容 填列出

8、来。电文一：汇出汇款FM: HONGKONG AND SHANGHAI BANKING CORPORATION LTD. HONG KONGTO: THE AGRICULTURAL BANK OF CHINA GUANGZHOUDATE: 8TH JUNETEST 2876A OUR REF TT200498PLS PAY HKD34000. VALUE 8 JUNE TO ACCOUNT NO.764583934-128 FAVOURPRECISION PHOTO EQUIPMENT LTD. JINXING BUILDING 22 GUANGZHOU MESSAGE COMM. UNDER

9、 S/C NO. 87364 ORDER COVER WE HAVE CREDITED YOUR ACCOUNT WITH US.电文二：汇入汇款.PCBCCNBJ .BOFAUS3NMT100 CUSTOMER TRANSFERTRANS 汗 REFVAL/CUR/AMOUNT ORDERING:20: 180TT09266CUSTOMER:32A: 990712:50, USD31,681.00:50: United Prosperity Enterprise, Inc,ORDERING BANK ACCOUNTWITH BENEFICIARY & DETAILSOF PMT DETAIL

10、S OFTortol; British Virgi n Isla nds :52: Midland Bank Ltd., London :57A: BK OF CHINACHARGES BANK TO BANK INF:59: Huayu Engine Manu facturi ng Co.Ltd:70: Con tract GH680-23 :71A: BEN :72: REIBURSE WITH BK OF NKY NY电文三：汇入汇款FM: BANK OF AMERICA, NEW YORKGUANGDONGTO: INDUSTRIAL AND COMMERCIAL BANK OF CH

11、INABRANCHDATE: 14 OCT.TEST 87593 OUR REF TT10908-04PLS PAY USD38,000.00VALUE 14, OCT. TO GUANGDONG CEREALS OIL ANDFOODSTUFFS I/E GROUP CORP. VIA A/C NO.310910079 BEING PROCEEDS UNDER S/C NO.CT89768 ORDER WIN FOOD CO. LTD. COVER CREDITED YOUR H.O. ACCOUNT.电文一电文二电文二汇出行HONGKONG ANDSHANGHAI BANKINGCORPO

12、RATION LTD.HONG KONGMidland Bank Ltd., LondonBANK OF AMERICA,NEW YORK汇入行THEAGRICULTURAL BANKOF CHINAGUANGZHOUPCBCCNBJINDUSTRIAL ANDCOMMERCIAL BANK OFCHINA， GUANGDONG BRANCH发电日期8TH JUNE99071214TH,OCT(4)密押、汇款 编号TEST 2876A OURREF 11200498180TT09266TEST 87593 OURREF TT10908-04(5)汇款金额、 起息时间HKD34000,VALUE

13、 8 JUNEUSD31,681.00USD38000. VALUE14, OCT.收款人PRECISION PHOTO EQUIPMENT LTD. JINXING BUILDING 22 GUANGZHOUHuayu Engine Manu facturi ng Co. Ltd.GUANGDONGCEREALS OIL NFOODSTUFFS I/EGROUP CORP.(7)附言COMM. UNDER S/CNO. 87364Con tract GH680-23BEING PROCEEDS UNDER S/C NO.CT89768(8)汇款人Un ited Prosperity En t

14、erprise, Inc,Tortol; BritishVirgin Isla ndsWIN FOOD CO.LTD.(9)头寸划拨WE HAVECREDITED YOURACCOUNT WITH US.REIBURSE WITH BKOF NKY NYCREDITED YOURH.O. ACCOUNT(二)中国农业银行广州市分行接受CHINA NAT. METALS & MINERALS l/ECORP.的汇款申请，于2003年3月8日发送汇款电文。其中，汇入行是PO SANGBANK LTD. , HONG KONG，汇出行在汇入行开立有港币存款账户，费用由受益人承担。FM: Agricu

15、ltural Bank of Chi na, Gua ngzhouTO: PO SANG BANK LTD. , HONG KONGDATE : 8th, Mar ., 2003TESTOUR REFNO.NO ANY CHARGES FOR USPAY HKD20,000.00VALUE8th, Mar . TO United Trading CompanyHong KongFOR CREDITING ACCOUNT NO. 0709166060322-8MESSAGE COMM. UNDER S/C NO. CT0011-01ORDER CHINA NAT . METALS & MINER

16、ALS I/E CORPCOVER Please debit our acco unt with you.（三）中国农业银行广州市分行采用SWIFT MT100汇款格式，将电报内容输入电脑发 送至汇入行 PO SANG BANK LTD., HONG KONG。TO: PO SANG BANK LTD. , HONG KONG FM: Agricultural Bank of China, Guangzhou :20 TRANS 秤 REF NO.:32A VAL/CUR/AMOUNT:50 ORDERING CUSTOMER.:52A ORDERING BANK.:53A SENDERS C

17、ORRESPONDENT BANK.:54A RECEIVERSCORRESPONDENT BANK.:56 INTERMEDIARY BANK.:57A ACCOUNT WITH BANK:59 BENEFICIARY:70 DETAILS OF PAYMENT:71A DETAILS OF CHARGES:72 BANK TO BANK INFORMATION三、信汇中的委托书和支付授权书MT100 CUSTOMER TRANSFER.20030308 HKD20,000.00CHINA NAT . METALS & MINERALS I/E CORP:Agricultural Bank

18、of China, Guangzhou:PO SANG BANK LTD., HONG KONG:_ United Trading Company Heng Kcng:_ COMM. UNDER S/C NO. CT0011-01:_ Ben _Please dehit cur accoun t wi th you（一）汇出行 In dustrial and Commercial Bank of Chi na, Shangdong根据业务内容，填写支付授权书。 Date:15 Sept., 2002: Payi ng Ba nk: Ho ngko ng and Sha nghaiBanking

19、 Corp. Ltd., Hong Kong; Ref No. MT28376; Amou nt:HKD30,000.00: Cover: Please debit our A/C with you ； Message:Commissi on un der S/C NO.FB9768: Payee: Win Food Compa ny, Ltd.,Hong Kong ； Remitter: Shangdong Cereals Oil & Foodstuffs l&E Group Corp.In dustrial and Commercial Bank of ChinaShangdongPAYM

20、ENT ORDERDate: 15th ,Sept., 2002TOHongkong andShan ghai BankingCorp. Ltd., Hong KongNo. of payme nt orderTo be paid or credited toAmountMT28376Win Food Compa ny, Ltd., Hong KongHKD30,000.00Amou nt in words:THIRTY THOUSAND HK DOLLARSBy order of Shangdong Cereals Oil & Foodstuffs l&E Group Corp Remark

21、s You are authorized to debit our acco unt with you.We have credited your A/C with us. Funds remitted to you viaIn dustrial and Commercial Bank of Chi na（二）1999年3月18日，中国银行广州分行收到中国银行香港分行信汇委托书，中国 银行广州分行按信汇委托书所示内容对其进行审核。中国银行香港分行请内扣BANK OF CHINA, HONG KONG BRANCH下列汇款，请即解付，如有费用 日期：15, March, 1999 ,Guangz

22、hou我已贷记你行账户。Please advise and effect the follow ing payme nt less your charges if any. In cover, we have credited your acco unt with us.TO BANK OF CHINA , GUANGZHOU信汇号码No. of Mail tran sfer收款人To be paid to金额AmountMT992568Ruiqi Garme nt Co. Ltd., Guangzhou a/c No. 34568-113HKD200,000.00大写金额Amou nt in

23、 Words: H.K. Dollars Two Hun dred附言： Bei ng Proceeds un derThousandS/C汇款人Message No. 99CC03026By order of Un iversal Garme nt Imp. & Exp.Co.Hong Kong中国银行香港分行BANK OF CHINA, HONG KONG汇出行BANK OFCHINA, HONG KONG汇入行BANK OF CHINA, GUANGZHOU收款人Ruiqi Garme nt Co. Ltd., Guan gzhou汇款人Un iversal Garme nt Imp.

24、& Exp. Co., Hong Kong(5)汇款货币及金额HKD200,000.(6)款项用途Bei ng Proceeds under S/C No. 99CC03026汇款头寸划拨指示we have credited your acco unt with us.四、票汇中的银行即期汇票中国银行纽约分行于2002年6月1日收到Wiletecc Co., Ltd., Hong Kong提交的汇 票，按所给问题对汇票进行审核和处理。/z中行/ BANK OF CHINA /lliis draft is vnlid Gir onftNo. 1256679year from the dale o

25、f issue Amount USD20,000.00 Guangzhou, 15, May, 2002Pay to the order of WiIttccc Co Ltd*,New York tht* sum of U.S, Dnllans Twenty Thousand OnlyTo Bank of China410 MadiFion AvenueIX 仲 YorkBANK OF CHINA110017GUANGZHOU汇出行BANK OF CHINA, GUANGZHOU(2)汇入行Bank of China, 410 Madison Avenue,New York收款人Wiletec

26、c Co., Ltd.,New York汇款人(5)汇款货币及金额U.S. D20,000.00(6)汇票的付款期限At sight(7)客户提出汇票遗失，出票行的处理客户提交担保书，汇出行补发汇票(8)是否是中心汇票是一张美元的中心汇票五、汇款中的退汇根据汇出行和汇入行发出的退汇电文和退汇通知书，按其所示内容进行处理（一）退汇电文一We return herewith your Draft No. C249/7681 for USD200,000.00 for credit to our account 786-723987-023 An gio In ter natio nal Co. a

27、nd regret to advise that we are un able to deposit the proceeds to the capti oned acco unt because the n ame of the payee differs from our records. It should read as An gio Intern ati onai Co. Ltd.（二）退汇电文Our Draft No. 3893-987 dated 20 May 2002 for AUD105,000.00 for credit to Goodluck Co. Ltd., refe

28、rring to the capti oned item, we are in formed by the remitter that the above mentioned draft has gone ashtray in mail delivery.In this connection, we shall be much obliged if you will cancel the said draft from your records and return the relative advice of drawing to us.退汇通知书Your Remitta nee recei

29、pt No. TT56343for HKD65,000 产 00 dated Aug. 30, 2001payable to A/C No. 86754for A/C of BBB Co.with reference to the above, we return herewith the remitta nee receipt toyou for the follow ing reas on( s):No acco untAcco unt closedName N A/C not matchedIn sufficie nt detail to ide ntifyKin dly ack no

30、wledge receipt by sig ning and retur ning to us the attached copy of this letter.业务及处理退汇电文一退汇电文二退汇通知书(1)汇款基本情况Draft No.C249/7681 forUSD200,000.00 for credit to our acco unt786-723987-023 An glo Intern ati onal Co.Draft No. 3893-987 dated 20 May 2002 for AUD105,000.00 for credit to Goodluck Co.Ltd.Yo

31、ur Remitta nee receipt No. TT56343we are un able to deposit the proceeds todraft has gone ashtray in mail deliveryAcco unt closed退汇理由the capti oned account because the n ame of the payee differs from our records退汇的银行汇入行汇出行汇入行（4）银行的处理六、汇出行与汇款人取得联 系，确认收款人名称can cel the said draft from your records and

32、return the relativeadvice of draw ing to us.办理退汇手续根据汇出行和汇入行所给查询电文和查询书，按其所示内容进行处理（一）电文一Re: Our P.O. Ref H783746 Dated Feb. 20, 2000The beneficiary claims non-receipt of the funds up todate, you are kindly requested to in vestigate this matter and revert by telex.（二）电文Re: Our P.O. Ref 8976224 Dated Ju

33、ly 10, 2001Please furnish us with more in formati on such as con tract No., the n ame of the goods and the quantity, because the beneficiary are unable to apply with the in formati on give n.（三）电文三Re: Our P.O. Ref J67398 Dated Nov. 18, 2001Please let us lear n the full address of the payee of your a

34、bove payme nt order, as we have bee n un able to locate them and are holdi ng your order pending.（四）电文四Re: Our P.O. Ref 563765 Dated Jan. 7, 2000If the payme nt has already bee n effected, please forward us the payees receipt.（五）查询书一XXX BankTo:YYY Ba nkOur DD/MT/TT No.TT200498 dated 8 June 2002 for

35、USD505,000.00in favour of Kim Hwa Textiles Co., 89 London St., Sin gaporeWe refer to the above remitta nee and request you to take note of thefollowing item（s） marked X and act aeeordingly:We have received your letter/eable datedThe n ame and address of the payee are ame nded to read as follow:The r

36、emitter has in formed us that the above remitta nee had not yet bee n received by the payee upto the date.If the payment has already been effeeted, please forward the payee霏 sreeeipt to us.Kin dly confirm to us by mail/eable the date of payme nt of the remitta nee.The above DD has bee n retur n to u

37、s for eaeellati on.The above DD has bee n reported last and should be treated as can celled, please confirm that you have placed stop payment on this DD.At the request of the remitter please can eel the above remitta nee immediately, if unpaid and credit the amount to our aeeount with you after dedu

38、ct ing your charges if any, un der advice to us.XXX Ba nk（六）查询书二XXX Ba nkTo:YYY BankRe: Your TT999888 dated 990323 for USD8,900.00 Payable to Hing Long Magnetronic Co. Ltd.We refer to the above mentioned item and would like to advise you as markedXbelow:The payme nt order is not properly sig ned, please confirm its regularity.The amount in words and figures on the payme nt order differ, please confirm the correct amount.Payment was effected on , a photocopy of the beneficiary马区 sr