信贷管理系统的应用设计指南

1、.wd.wd.wd.信贷管理系统的应用设计指南目 录第一局部 CMS查询与分析 TOC o 1-3 h z HYPERLINK l _Toc54084005第1章 数据查询 PAGEREF _Toc54084005 h 10HYPERLINK l _Toc540840061.1 熟悉WEB查询 PAGEREF _Toc54084006 h 10HYPERLINK l _Toc540840071.1.1 登录查询系统 PAGEREF _Toc54084007 h 10HYPERLINK l _Toc540840081.1.2 查询主界面 PAGEREF _Toc54084008 h 11HYPE

2、RLINK l _Toc540840091.1.3 使用查询条件 PAGEREF _Toc54084009 h 12HYPERLINK l _Toc540840101.1.4 查询条件的使用 PAGEREF _Toc54084010 h 13HYPERLINK l _Toc540840111.1.5 查询结果 PAGEREF _Toc54084011 h 13HYPERLINK l _Toc540840121.1.6 数据查询方法 PAGEREF _Toc54084012 h 15HYPERLINK l _Toc540840131.2 用好查询条件 PAGEREF _Toc54084013 h

3、 16HYPERLINK l _Toc540840141.2.1 转登录 PAGEREF _Toc54084014 h 16HYPERLINK l _Toc540840151.2.2 月终状态查询 PAGEREF _Toc54084015 h 16HYPERLINK l _Toc540840161.2.3 信贷员通讯录 PAGEREF _Toc54084016 h 18HYPERLINK l _Toc540840171.2.4 全行最新信用余额查询 PAGEREF _Toc54084017 h 20HYPERLINK l _Toc540840181.2.5 多头开户清单 PAGEREF _To

4、c54084018 h 23HYPERLINK l _Toc540840191.2.6 单客户综合查询 PAGEREF _Toc54084019 h 24HYPERLINK l _Toc540840201.2.7 客户担保情况及被担保情况查询 PAGEREF _Toc54084020 h 25HYPERLINK l _Toc540840211.2.8 客户信用明细按原币种汇总 PAGEREF _Toc54084021 h 27HYPERLINK l _Toc540840221.2.9 到期信用查询 PAGEREF _Toc54084022 h 28HYPERLINK l _Toc5408402

5、31.2.10 贷款发放查询 PAGEREF _Toc54084023 h 30HYPERLINK l _Toc540840241.2.11 贷款收回查询 PAGEREF _Toc54084024 h 32HYPERLINK l _Toc540840251.2.12 新增不良贷款查询 PAGEREF _Toc54084025 h 36HYPERLINK l _Toc540840261.2.13 借新还旧贷款查询 PAGEREF _Toc54084026 h 37HYPERLINK l _Toc540840271.2.14 管户信贷员查询 PAGEREF _Toc54084027 h 39HYP

6、ERLINK l _Toc540840281.2.15 查询统计 PAGEREF _Toc54084028 h 39HYPERLINK l _Toc540840291.2.16 部门管理查询 PAGEREF _Toc54084029 h 41HYPERLINK l _Toc540840301.2.17 期卡片查询 PAGEREF _Toc54084030 h 42HYPERLINK l _Toc540840311.2.18 合作工程查询 PAGEREF _Toc54084031 h 42HYPERLINK l _Toc540840321.2.19 贷款投向查询 PAGEREF _Toc5408

7、4032 h 42HYPERLINK l _Toc540840331.2.20 贷款责任人查询 PAGEREF _Toc54084033 h 44HYPERLINK l _Toc540840341.2.21 风险分类查询 PAGEREF _Toc54084034 h 44HYPERLINK l _Toc540840351.2.22 历史信用查询 PAGEREF _Toc54084035 h 46HYPERLINK l _Toc540840361.2.23 数据质量查询 PAGEREF _Toc54084036 h 48HYPERLINK l _Toc540840371.3 上机操作 PAGER

8、EF _Toc54084037 h 49HYPERLINK l _Toc540840381.3.1 练习题 PAGEREF _Toc54084038 h 49HYPERLINK l _Toc54084039第2章 数据分析 PAGEREF _Toc54084039 h 50HYPERLINK l _Toc540840402.1 数据分析方法 PAGEREF _Toc54084040 h 50HYPERLINK l _Toc540840412.1.1 数据层次分析方法 PAGEREF _Toc54084041 h 50HYPERLINK l _Toc540840422.1.2 金额分析方法 PA

9、GEREF _Toc54084042 h 50HYPERLINK l _Toc540840432.1.3 占比及比照分析方法： PAGEREF _Toc54084043 h 51HYPERLINK l _Toc540840442.1.4 客户特征分析方法： PAGEREF _Toc54084044 h 52HYPERLINK l _Toc540840452.1.5 信贷业务分析方法： PAGEREF _Toc54084045 h 58HYPERLINK l _Toc540840462.1.6 数据分析一般过程 PAGEREF _Toc54084046 h 60HYPERLINK l _Toc5

10、40840472.2 熟悉信贷报表 PAGEREF _Toc54084047 h 60HYPERLINK l _Toc540840482.2.1 信贷报表构造方法 PAGEREF _Toc54084048 h 60HYPERLINK l _Toc540840492.2.2 信贷报表参数规那么 PAGEREF _Toc54084049 h 61HYPERLINK l _Toc540840502.2.3 信贷报表表号规那么 PAGEREF _Toc54084050 h 62HYPERLINK l _Toc540840512.2.4 操作信贷报表 PAGEREF _Toc54084051 h 65H

11、YPERLINK l _Toc540840522.3 贷款业务分析 PAGEREF _Toc54084052 h 69HYPERLINK l _Toc540840532.3.1 业务数据汇总与核对 PAGEREF _Toc54084053 h 69HYPERLINK l _Toc540840542.3.2 银行分支机构分析 PAGEREF _Toc54084054 h 70HYPERLINK l _Toc540840552.3.3 风险分类分析 PAGEREF _Toc54084055 h 72HYPERLINK l _Toc540840562.3.4 行业投向分析 PAGEREF _Toc5

12、4084056 h 74HYPERLINK l _Toc540840572.3.5 经营状况分析 PAGEREF _Toc54084057 h 75HYPERLINK l _Toc540840582.3.6 管理特征分析 PAGEREF _Toc54084058 h 76HYPERLINK l _Toc540840592.3.7 经营规模分析 PAGEREF _Toc54084059 h 78HYPERLINK l _Toc540840602.3.8 经济类型分析 PAGEREF _Toc54084060 h 79HYPERLINK l _Toc540840612.3.9 信用等级分析 PAG

13、EREF _Toc54084061 h 80HYPERLINK l _Toc540840622.3.10 决策分析 PAGEREF _Toc54084062 h 81HYPERLINK l _Toc540840632.3.11 期限分析 PAGEREF _Toc54084063 h 81HYPERLINK l _Toc540840642.3.12 担保方式 PAGEREF _Toc54084064 h 83HYPERLINK l _Toc540840652.3.13 集团客户分析 PAGEREF _Toc54084065 h 85HYPERLINK l _Toc540840662.3.14 合

14、作工程分析 PAGEREF _Toc54084066 h 86HYPERLINK l _Toc540840672.3.15 客户特征穿插分析 PAGEREF _Toc54084067 h 87HYPERLINK l _Toc540840682.3.16 部门管理分析 PAGEREF _Toc54084068 h 88HYPERLINK l _Toc540840692.3.17 客户明细分析 PAGEREF _Toc54084069 h 89HYPERLINK l _Toc540840702.3.18 数据质量分析 PAGEREF _Toc54084070 h 90HYPERLINK l _To

15、c540840712.4 信用总额分析 PAGEREF _Toc54084071 h 91HYPERLINK l _Toc540840722.4.1 存量数据分析 PAGEREF _Toc54084072 h 91HYPERLINK l _Toc540840732.4.2 增量数据分析 PAGEREF _Toc54084073 h 92HYPERLINK l _Toc540840742.5 客户资料分析 PAGEREF _Toc54084074 h 92HYPERLINK l _Toc540840752.5.1 客户资产情况分析 PAGEREF _Toc54084075 h 93HYPERLI

16、NK l _Toc540840762.5.2 客户负债及所有者权益分析 PAGEREF _Toc54084076 h 93HYPERLINK l _Toc540840772.5.3 客户经营效益情况分析 PAGEREF _Toc54084077 h 93HYPERLINK l _Toc540840782.5.4 客户现金流量分析 PAGEREF _Toc54084078 h 94HYPERLINK l _Toc540840792.6 业绩及人员考核分析 PAGEREF _Toc54084079 h 94HYPERLINK l _Toc540840802.6.1 新老划段 PAGEREF _To

17、c54084080 h 94HYPERLINK l _Toc540840812.6.2 离任审计 PAGEREF _Toc54084081 h 94HYPERLINK l _Toc540840822.6.3 管户信贷员分析 PAGEREF _Toc54084082 h 95HYPERLINK l _Toc540840832.6.4 经营质量分析 PAGEREF _Toc54084083 h 95HYPERLINK l _Toc54084084第3章 分析报告 PAGEREF _Toc54084084 h 96HYPERLINK l _Toc540840853.1.1 存量信贷资产构造与质量分析

18、 PAGEREF _Toc54084085 h 96HYPERLINK l _Toc540840863.1.2 增量信贷资产监管与质量分析 PAGEREF _Toc54084086 h 101HYPERLINK l _Toc540840873.1.3 CMS数据质量分析 PAGEREF _Toc54084087 h 101HYPERLINK l _Toc54084088第4章 图形分析 PAGEREF _Toc54084088 h 101HYPERLINK l _Toc540840894.1 常用分析图类型 PAGEREF _Toc54084089 h 101HYPERLINK l _Toc5

19、40840904.1.1 柱状分析图 PAGEREF _Toc54084090 h 101HYPERLINK l _Toc540840914.1.2 条形分析图 PAGEREF _Toc54084091 h 101HYPERLINK l _Toc540840924.1.3 折线分析图 PAGEREF _Toc54084092 h 101HYPERLINK l _Toc540840934.1.4 饼形分析图 PAGEREF _Toc54084093 h 101HYPERLINK l _Toc540840944.2 常用图形分析方法 PAGEREF _Toc54084094 h 101HYPERL

20、INK l _Toc540840954.2.1 簇状分析法 PAGEREF _Toc54084095 h 101HYPERLINK l _Toc540840964.2.2 堆积分析法 PAGEREF _Toc54084096 h 101HYPERLINK l _Toc540840974.2.3 百分比堆积分析法 PAGEREF _Toc54084097 h 101HYPERLINK l _Toc540840984.2.4 机构分析法 PAGEREF _Toc54084098 h 101HYPERLINK l _Toc540840994.2.5 年度分析法 PAGEREF _Toc5408409

21、9 h 101HYPERLINK l _Toc54084100第5章 EXCEL使用技巧 PAGEREF _Toc54084100 h 101HYPERLINK l _Toc540841015.1.1 冻结窗格 PAGEREF _Toc54084101 h 101HYPERLINK l _Toc540841025.1.2 隐藏数据 PAGEREF _Toc54084102 h 101HYPERLINK l _Toc540841035.1.3 应用公式 PAGEREF _Toc54084103 h 101HYPERLINK l _Toc540841045.1.4 改变CMS模板 PAGEREF

22、_Toc54084104 h 101HYPERLINK l _Toc540841055.1.5 拖放单元 PAGEREF _Toc54084105 h 101HYPERLINK l _Toc540841065.1.6 绝对地址与相对地址 PAGEREF _Toc54084106 h 101HYPERLINK l _Toc540841075.1.7 排序 PAGEREF _Toc54084107 h 101HYPERLINK l _Toc540841085.1.8 筛选 PAGEREF _Toc54084108 h 101HYPERLINK l _Toc540841095.1.9 分类汇总 PA

23、GEREF _Toc54084109 h 101HYPERLINK l _Toc540841105.1.10 合成信贷报表 PAGEREF _Toc54084110 h 101HYPERLINK l _Toc540841115.1.11 工作表间运算 PAGEREF _Toc54084111 h 101HYPERLINK l _Toc540841125.1.12 保护工作表 PAGEREF _Toc54084112 h 101HYPERLINK l _Toc540841135.1.13 二维表转置 PAGEREF _Toc54084113 h 101HYPERLINK l _Toc540841

24、145.1.14 应用宏 PAGEREF _Toc54084114 h 101HYPERLINK l _Toc540841155.1.15 简单编程 PAGEREF _Toc54084115 h 101HYPERLINK l _Toc540841165.1.16 保护工作表 PAGEREF _Toc54084116 h 101HYPERLINK l _Toc540841175.1.17 二维表转置 PAGEREF _Toc54084117 h 101HYPERLINK l _Toc54084118第6章 CMS报表应用专题快速检索 PAGEREF _Toc54084118 h 101HYPER

25、LINK l _Toc540841196.1.1 机构分析 PAGEREF _Toc54084119 h 101HYPERLINK l _Toc540841206.1.2 明细分析 PAGEREF _Toc54084120 h 101HYPERLINK l _Toc540841216.1.3 信贷对象分析 PAGEREF _Toc54084121 h 101HYPERLINK l _Toc540841226.1.4 信用等级分析 PAGEREF _Toc54084122 h 101HYPERLINK l _Toc540841236.1.5 行业分类分析 PAGEREF _Toc54084123

26、 h 101HYPERLINK l _Toc540841246.1.6 管理特征分析 PAGEREF _Toc54084124 h 101HYPERLINK l _Toc540841256.1.7 经济类型分析 PAGEREF _Toc54084125 h 101HYPERLINK l _Toc540841266.1.8 个人客户分析 PAGEREF _Toc54084126 h 101HYPERLINK l _Toc540841276.1.9 合作工程分析 PAGEREF _Toc54084127 h 101HYPERLINK l _Toc540841286.1.10 集团客户分析 PAGE

27、REF _Toc54084128 h 101HYPERLINK l _Toc540841296.1.11 担保分析 PAGEREF _Toc54084129 h 101HYPERLINK l _Toc540841306.1.12 四级分类 PAGEREF _Toc54084130 h 101HYPERLINK l _Toc540841316.1.13 五级分类 PAGEREF _Toc54084131 h 101HYPERLINK l _Toc540841326.1.14 期限分析 PAGEREF _Toc54084132 h 101HYPERLINK l _Toc540841336.1.15

28、 贷款类型 PAGEREF _Toc54084133 h 101HYPERLINK l _Toc540841346.1.16 决策分析 PAGEREF _Toc54084134 h 101HYPERLINK l _Toc540841356.1.17 垫款分析 PAGEREF _Toc54084135 h 101HYPERLINK l _Toc540841366.1.18 承兑汇票 PAGEREF _Toc54084136 h 101HYPERLINK l _Toc540841376.1.19 保函 PAGEREF _Toc54084137 h 101HYPERLINK l _Toc540841

29、386.1.20 信用证 PAGEREF _Toc54084138 h 101HYPERLINK l _Toc540841396.1.21 信用总额 PAGEREF _Toc54084139 h 101HYPERLINK l _Toc540841406.1.22 客户资料分析 PAGEREF _Toc54084140 h 101第7章 信贷管理系统表样. 148HYPERLINK l _Toc54084150第8章 查询利用?银行信贷登记咨询系统? PAGEREF _Toc54084150 h 101HYPERLINK l _Toc540841518.1 ?银行信贷登记咨询系统?是一个什么样的

30、系统 PAGEREF _Toc54084151 h 101HYPERLINK l _Toc540841528.1.1 ?银行信贷登记咨询系统?的 基本含义 PAGEREF _Toc54084152 h 101HYPERLINK l _Toc540841538.1.2 ?银行信贷登记咨询系统?提供的查询内容 PAGEREF _Toc54084153 h 101HYPERLINK l _Toc540841548.2 如何使用WEB查询人行数据 PAGEREF _Toc54084154 h 101HYPERLINK l _Toc540841558.2.1 进入查询系统 PAGEREF _Toc540

31、84155 h 101HYPERLINK l _Toc540841568.2.2 查询客户信用情况 PAGEREF _Toc54084156 h 101HYPERLINK l _Toc540841578.2.3 借款人负债情况查询 PAGEREF _Toc54084157 h 101HYPERLINK l _Toc540841588.2.4 借款人概况查询 PAGEREF _Toc54084158 h 101HYPERLINK l _Toc540841598.2.5 借款人大事记查询 PAGEREF _Toc54084159 h 101HYPERLINK l _Toc540841608.2.6

32、 抵(质)押及对外担保查询 PAGEREF _Toc54084160 h 101HYPERLINK l _Toc540841618.2.7 借款人财务指标查询 PAGEREF _Toc54084161 h 101HYPERLINK l _Toc540841628.2.8 贷款卡状态查询 PAGEREF _Toc54084162 h 101HYPERLINK l _Toc540841638.2.9 退出查询系统 PAGEREF _Toc54084163 h 101第二局部 决策支持与新增功能HYPERLINK l _Toc54084164第9章 决策管理功能概述 PAGEREF _Toc5408

33、4164 h 101HYPERLINK l _Toc540841659.1 应用新编决策流程的准备 PAGEREF _Toc54084165 h 101HYPERLINK l _Toc540841669.2 决策管理模式由省级行确定 PAGEREF _Toc54084166 h 101HYPERLINK l _Toc540841679.3 基本架构说明 PAGEREF _Toc54084167 h 101HYPERLINK l _Toc540841689.4 决策流程及用语解释： PAGEREF _Toc54084168 h 101HYPERLINK l _Toc54084169第10章 数据

34、中心的维护 PAGEREF _Toc54084169 h 101HYPERLINK l _Toc5408417010.1 数据中心维护的条件 PAGEREF _Toc54084170 h 101HYPERLINK l _Toc5408417110.2 参数名称和含义 PAGEREF _Toc54084171 h 101HYPERLINK l _Toc5408417210.3 机构人员注册 PAGEREF _Toc54084172 h 101HYPERLINK l _Toc5408417310.3.1 增加贷审办的机构设置 PAGEREF _Toc54084173 h 101HYPERLINK

35、l _Toc5408417410.3.2 注册贷审办管理人员 PAGEREF _Toc54084174 h 101HYPERLINK l _Toc5408417510.3.3 注册贷审会委员权限 PAGEREF _Toc54084175 h 101HYPERLINK l _Toc5408417610.4 贷审会人员查询 PAGEREF _Toc54084176 h 101HYPERLINK l _Toc54084177第11章 决策流程控制 PAGEREF _Toc54084177 h 101HYPERLINK l _Toc5408417811.1 决策管理 PAGEREF _Toc54084

36、178 h 101HYPERLINK l _Toc5408417911.2 贷款受理登记 PAGEREF _Toc54084179 h 101HYPERLINK l _Toc5408418011.2.1 贷款调查登记 PAGEREF _Toc54084180 h 101HYPERLINK l _Toc5408418111.2.2 贷款审查登记 PAGEREF _Toc54084181 h 101HYPERLINK l _Toc5408418211.2.3 贷款贷审登记 PAGEREF _Toc54084182 h 101HYPERLINK l _Toc5408418311.2.4 贷款审批登记

37、 PAGEREF _Toc54084183 h 101HYPERLINK l _Toc5408418411.3 报备处理 PAGEREF _Toc54084184 h 101HYPERLINK l _Toc5408418511.4 审批意见下达 PAGEREF _Toc54084185 h 101HYPERLINK l _Toc54084186第12章 贷审会委员决策支持 PAGEREF _Toc54084186 h 101HYPERLINK l _Toc5408418712.1 委员进入审议 PAGEREF _Toc54084187 h 101HYPERLINK l _Toc54084188

38、12.2 委员审议投票 PAGEREF _Toc54084188 h 101HYPERLINK l _Toc5408418912.3 决策信息查询 PAGEREF _Toc54084189 h 101HYPERLINK l _Toc5408419012.4 决策回退操作 PAGEREF _Toc54084190 h 101HYPERLINK l _Toc5408419112.5 决策终止操作 PAGEREF _Toc54084191 h 101HYPERLINK l _Toc5408419212.6 决策超权限查询 PAGEREF _Toc54084192 h 101HYPERLINK l _

39、Toc5408419312.7 直接登记审批 PAGEREF _Toc54084193 h 101HYPERLINK l _Toc54084194第13章 授信管理 PAGEREF _Toc54084194 h 101HYPERLINK l _Toc5408419513.1 综合授信登记 PAGEREF _Toc54084195 h 101HYPERLINK l _Toc5408419613.2 特别授信登记 PAGEREF _Toc54084196 h 101HYPERLINK l _Toc54084197第14章 个贷客户管理 PAGEREF _Toc54084197 h 101HYPER

40、LINK l _Toc5408419814.1 个人客户的登记 PAGEREF _Toc54084198 h 101HYPERLINK l _Toc5408419914.2 合作商工程信息登记 PAGEREF _Toc54084199 h 101HYPERLINK l _Toc5408420014.3 贷款咨询 PAGEREF _Toc54084200 h 101HYPERLINK l _Toc5408420114.3.1 贷款额度咨询 PAGEREF _Toc54084201 h 101HYPERLINK l _Toc5408420214.3.2 贷款期限咨询 PAGEREF _Toc540

41、84202 h 101HYPERLINK l _Toc5408420314.3.3 贷款方案咨询 PAGEREF _Toc54084203 h 101HYPERLINK l _Toc5408420414.4 客户管理的其它功能 PAGEREF _Toc54084204 h 101HYPERLINK l _Toc54084205第15章 个贷台帐管理 PAGEREF _Toc54084205 h 101HYPERLINK l _Toc5408420615.1 借款合同管理 PAGEREF _Toc54084206 h 101HYPERLINK l _Toc5408420715.2 贷款发放 PA

42、GEREF _Toc54084207 h 101HYPERLINK l _Toc5408420815.3 还款方案变更 PAGEREF _Toc54084208 h 101HYPERLINK l _Toc5408420915.4 贷款收回 PAGEREF _Toc54084209 h 101HYPERLINK l _Toc5408421015.4.1 一般还款登记 PAGEREF _Toc54084210 h 101HYPERLINK l _Toc5408421115.4.2 分期还款付息登记 PAGEREF _Toc54084211 h 101HYPERLINK l _Toc54084212

43、15.5 批量还款处理 PAGEREF _Toc54084212 h 101HYPERLINK l _Toc5408421315.6 贷款核销 PAGEREF _Toc54084213 h 101HYPERLINK l _Toc5408421415.6.1 分期核销登记 PAGEREF _Toc54084214 h 101HYPERLINK l _Toc5408421515.7 贷款剥离 PAGEREF _Toc54084215 h 101HYPERLINK l _Toc5408421615.7.1 分期剥离登记 PAGEREF _Toc54084216 h 101HYPERLINK l _T

44、oc5408421715.8 贷款催收 PAGEREF _Toc54084217 h 101HYPERLINK l _Toc5408421815.9 形态调整的设定 PAGEREF _Toc54084218 h 101HYPERLINK l _Toc5408421915.9.1 一级分行的统一设定 PAGEREF _Toc54084219 h 101HYPERLINK l _Toc5408422015.9.2 手工调整凭证形态略 PAGEREF _Toc54084220 h 101HYPERLINK l _Toc54084221第16章 个贷WEB查询 PAGEREF _Toc54084221

45、 h 101HYPERLINK l _Toc5408422216.1 个贷业务新增内容 PAGEREF _Toc54084222 h 101HYPERLINK l _Toc5408422316.2 查询条件界面 PAGEREF _Toc54084223 h 101HYPERLINK l _Toc5408422416.2.1 合作工程查询 PAGEREF _Toc54084224 h 101HYPERLINK l _Toc5408422516.2.2 合作工程凭证查询 PAGEREF _Toc54084225 h 101HYPERLINK l _Toc5408422616.2.3 借款还款方案查

46、询 PAGEREF _Toc54084226 h 101HYPERLINK l _Toc5408422716.2.4 分期还款付息查询 PAGEREF _Toc54084227 h 101HYPERLINK l _Toc54084228第17章 CMS台账查询优化说明 PAGEREF _Toc54084228 h 101HYPERLINK l _Toc5408422917.1 翻开界面时，默认的按钮为，表示“查询余额不为0 PAGEREF _Toc54084229 h 101HYPERLINK l _Toc5408423017.2 合同界面的客户树查询 PAGEREF _Toc54084230

47、 h 101HYPERLINK l _Toc5408423117.3 凭证界面、凭证项下界面查询 PAGEREF _Toc54084231 h 101HYPERLINK l _Toc5408423217.4 抵债资产界面查询 PAGEREF _Toc54084232 h 101HYPERLINK l _Toc5408423317.5 数据中心公共信息维护补充 PAGEREF _Toc54084233 h 101第三局部 CMS业务标准HYPERLINK l _Toc54084234第18章 法人客户 基本信息录入标准 PAGEREF _Toc54084234 h 错误！未定义书签。HYPERL

48、INK l _Toc54084235第19章 CMS转贴现业务录入标准 PAGEREF _Toc54084235 h 错误！未定义书签。第四局部 数据接口HYPERLINK l _Toc54084236第20章 人行接口 PAGEREF _Toc54084236 h 错误！未定义书签。HYPERLINK l _Toc5408423720.1 贷款卡重新下载操作 PAGEREF _Toc54084237 h 101HYPERLINK l _Toc5408423820.2 人行客户代码及贷款卡变更后的应对处理 PAGEREF _Toc54084238 h 101HYPERLINK l _Toc54

49、08423920.3 异地客户贷款卡下载与数据上报 PAGEREF _Toc54084239 h 101HYPERLINK l _Toc5408424020.3.1 异地借款人数据提示的反映环节与特征 PAGEREF _Toc54084240 h 101HYPERLINK l _Toc5408424120.3.2 异地担保人数据提示的反映环节与特征 PAGEREF _Toc54084241 h 101HYPERLINK l _Toc5408424220.3.3 异地借款人及担保人的数据的重新上报 PAGEREF _Toc54084242 h 101HYPERLINK l _Toc5408424

50、320.4 对上报人行数据三个环节问题的处理 PAGEREF _Toc54084243 h 101HYPERLINK l _Toc5408424420.4.1 CMS人行接口生成上报人行文件环节 PAGEREF _Toc54084244 h 101HYPERLINK l _Toc5408424520.4.2 商业银行引入模块上报人行数据文件环节 PAGEREF _Toc54084245 h 101HYPERLINK l _Toc5408424620.4.3 对数据入人行库后人行反响错误信息的处理 PAGEREF _Toc54084246 h 101HYPERLINK l _Toc5408424

51、720.5 手工修改上报人行增量标志说明 PAGEREF _Toc54084247 h 101HYPERLINK l _Toc5408424820.5.1 修改增量标志需注意的事项 PAGEREF _Toc54084248 h 101HYPERLINK l _Toc5408424920.5.2 需对人行库中有关记录进展修改 PAGEREF _Toc54084249 h 101HYPERLINK l _Toc5408425020.5.3 需将人行库中有关记录进展删除 PAGEREF _Toc54084250 h 101HYPERLINK l _Toc5408425120.5.4 需对已报数据再次

52、重新上报人行 PAGEREF _Toc54084251 h 101HYPERLINK l _Toc54084252第21章 CMS与ABIS接口 PAGEREF _Toc54084252 h 101HYPERLINK l _Toc5408425321.1 CMS与ABIS对接工作流程 PAGEREF _Toc54084253 h 101HYPERLINK l _Toc5408425421.1.1 建设机构对照关系 PAGEREF _Toc54084254 h 101HYPERLINK l _Toc5408425521.1.2 建设存量凭证对应关系 PAGEREF _Toc54084255 h

53、101HYPERLINK l _Toc5408425621.1.3 提取存量贷款历史数据 PAGEREF _Toc54084256 h 101HYPERLINK l _Toc5408425721.1.4 提取贷款增量数据 PAGEREF _Toc54084257 h 101HYPERLINK l _Toc5408425821.1.5 提取信用卡透支数据 PAGEREF _Toc54084258 h 101HYPERLINK l _Toc5408425921.1.6 提取信贷客户存款数据 PAGEREF _Toc54084259 h 101HYPERLINK l _Toc5408426021.1

54、.7 贷款数据纠错的工作流程 PAGEREF _Toc54084260 h 101HYPERLINK l _Toc5408426121.1.8 接口上线后的贷款对应关系维护 PAGEREF _Toc54084261 h 101HYPERLINK l _Toc5408426221.1.9 日常运行管理 PAGEREF _Toc54084262 h 101HYPERLINK l _Toc5408426321.2 接口上线期间应注意的几种工作衔接关系 PAGEREF _Toc54084263 h 101HYPERLINK l _Toc5408426421.3 对CMS读入ABIS数据“失败日志的处理

55、意见 PAGEREF _Toc54084264 h 101第五局部 CMS应用问答HYPERLINK l _Toc54084265第22章 CMS应用问答 PAGEREF _Toc54084265 h 101HYPERLINK l _Toc5408426622.1.1 如何使用CMS查询统计到期贷款 PAGEREF _Toc54084266 h 101HYPERLINK l _Toc5408426722.1.2 如何利用WEB查询分析到期贷款收回的风险性 PAGEREF _Toc54084267 h 101HYPERLINK l _Toc5408426822.1.3 如何使用CMS自动录入客户

56、财务报表 PAGEREF _Toc54084268 h 101HYPERLINK l _Toc5408426922.1.4 什么是新增报表新增报表有什么作用 PAGEREF _Toc54084269 h 101HYPERLINK l _Toc5408427022.1.5 为什么CMS不同报表中的客户个数不同 PAGEREF _Toc54084270 h 101HYPERLINK l _Toc5408427122.1.6 CMS表号有什么规那么 PAGEREF _Toc54084271 h 101HYPERLINK l _Toc5408427222.1.7 为什么四级分类报表发生额与其他报表不一

57、致 PAGEREF _Toc54084272 h 101HYPERLINK l _Toc5408427322.1.8 如何应用日常报表制作本行贷款大户排序清单 PAGEREF _Toc54084273 h 101HYPERLINK l _Toc5408427422.1.9 为什么生成报表是空数据 PAGEREF _Toc54084274 h 101HYPERLINK l _Toc5408427522.1.10 为什么我行数据在上级行报表中没有出现 PAGEREF _Toc54084275 h 101HYPERLINK l _Toc5408427622.1.11 为什么WEB查询只能下载1000

58、条数据 PAGEREF _Toc54084276 h 101HYPERLINK l _Toc5408427722.1.12 如何利用报表与人行信贷咨询系统核对数据。 PAGEREF _Toc54084277 h 101HYPERLINK l _Toc5408427822.1.13 如何快速提交多张报表 PAGEREF _Toc54084278 h 101HYPERLINK l _Toc5408427922.1.14 CMS后台月终“中间数据生成可以进展屡次处理吗 PAGEREF _Toc54084279 h 101HYPERLINK l _Toc5408428022.1.15 在什么情况下需要

59、调整营业机构月终状态 PAGEREF _Toc54084280 h 101HYPERLINK l _Toc5408428122.1.16 如何使信贷报表顺利下载！ PAGEREF _Toc54084281 h 101HYPERLINK l _Toc5408428222.1.17 为什么生成的报表取回的是旧数据 PAGEREF _Toc54084282 h 101HYPERLINK l _Toc5408428322.1.18 web查询为什么不提供按管户信贷员名称查询 PAGEREF _Toc54084283 h 101HYPERLINK l _Toc5408428422.1.19 日常报表中按

60、管户信贷员分析表是如何进展统计的 PAGEREF _Toc54084284 h 101HYPERLINK l _Toc5408428522.1.20 如何利用贷款用途进展查询 PAGEREF _Toc54084285 h 101HYPERLINK l _Toc5408428622.1.21 如何分析CMS数据质量分析 PAGEREF _Toc54084286 h 101HYPERLINK l _Toc5408428722.1.22 CMS系统的客户明细分析方法 PAGEREF _Toc54084287 h 101HYPERLINK l _Toc5408428822.1.23 如何利用CMS进展