保险英语常用词汇

1、保险英语常用词汇insure保险；投保；保证insurance保险；保险费；保险金额underwriters保险商(指专保水险的保险商)保险承运人insurancecompany保险公司insurer保险人insurancebroker保险经纪人insuranceunderwriter保险承保人insuranceapplicant投保人insurant,theinsured被保险人，受保人tocover(effect,arrange,takeout)insurance投保insurancecoverage;riskscovered保险范围insuranceslip投保单insuredamoun

2、t保险金额insuranceagainstrisk保险insuranceclause保险条款insuranceinstruction投保通知insurancebusiness保险企业insuranceconditions保险条件PICC(People'sInsuranceCompanyofChina)中国人民保险公司riskinsured,riskcovered承保险项risk险别toprovidetheinsurance为.提供保险leaflet说明书fineprint细则insuranceexpense保险费premiumrate保险费率premium保险费insurancerat

3、e保险费率表insuranceproceeds保险金(保险收入)insurancefreeof(from)particularaverage(FPA).平安险(单独海损不赔)insurancewithparticularaverage(WPA),basicrisks.insuranceagainstallrisks.综合险，应保一切险riskofbreakage破碎险riskofclashing碰损险riskofrust生锈险riskofhookdamage钩损险riskofcontamination(tainting)污染险insuranceagainsttotallossonly(TLO)

4、全损险riskofdeterioration变质险riskofpackingbreakage包装破裂险riskofinherentvice内在缺陷险riskofnormalloss(naturalloss)?途耗或自然损耗险riskofspontaneouscombustion自然险riskofcontingentimportduty进口关税险insuranceagainstwarrisk战争险AirTransportationCargoWarRisk航空运输战争险overlandTransportationInsuranceWarRisk陆上运输战争险insuranceagainststri

5、ke,riotandcivilcommotion(SRCC)罢工，暴动，民变险insuranceagainstextraneousrisks,insuranceagainstadditionalrisks附力口险riskoftheft,pilferageandnondelivery(TRND)盗窃提货不着险riskoffreshand/ofrainwaterdamage(wetting)淡水雨淋险riskofleakage渗漏险riskofshortageinweight/quantity短量险riskofsweatingand/orheating受潮受热险riskofbadodour(cha

6、ngeofflavour)恶味险,变味险riskofmould发霉险ondeckrisk舱面险oceanmarinecargoinsuranceclauses海洋运输货物保险条款transportationinsurance运输保险overlandtransportationinsurance,landtransitinsurance陆上运输保险insuranceagainstairrisk,airtransportationinsurance航空运输保险parcelpostinsurance由他运输保险oceanmarinecargoinsurance,marineinsurance水险(海

7、运货物保险)AllRisks一切险average海损ParticularAverage(P.A)单独海损GeneralAverage(G.A)共同海损MarineLosses海损partialloss部分损失totalloss全部损失healthinsurance疾病保险，健康保险sicknessinsurance疾病保险insuranceformedicalcare医疗保险"majormedical"insurancepolicy巨额医药费保险insuranceduringaperiodofillness疾病保险lifeinsurance人寿保险endowmentinsu

8、rance养老保险insuranceonlastsurvivor长寿保险topurchasehealthinsurance购买健康保险tohaveahealthinsurancepolicy购买健康保险AdditionalWordsandPhrasespolicy-holder保险客户extrapremium额外保险费additionalpremium附力口保险费abandonment委付abandonmentclauseaccidentaccountingperiodactofgodactualtotallossactuarialmethodactuaryadditionalpremiuma

9、dditionalriskadvanceprofitaggregatelimitaggregatedlossall-riskspolicyantiselectionapplicantapplicationapprovedassignmentclauseaverageaverageadjusteraverageclause保险英语词汇Bbalance委付条款意外事故结算期不可抗力实际全损精算法保险精算师附加保险费附加险预期利润累积限额累积损失一切险保单逆选择投保人投保单承保转让条款海损、海损分摊海损理算人共同海损分担条款所欠款项beneficiarybinderbindingslipbreaka

10、geofpackingbroker保险英语词汇Ccapacitycaptivecaptivepoolscargodamageadjustmentcargodamageinspectioncargodamagepreventioncargodamagereportcargodamagesurveycargoinsurancepremiumcargoinsuranceratecargoinsurercargopolicycargopremiumcargounderwritercashlosscashvaluecatastrophe受益人暂保单暂保单包装破碎险经纪人承保能力自保公司自保组合货损理算货

11、损检验货损预防货损报告货损检查，货物损坏检验货物保险费货物保险费率货物承保人货物保单，货物保险单货运保险费，货物保险费货物保险承保人（商），货险承保人，货物承保人现金赔款现金价值巨灾巨灾超赔巨灾超赔分保catastropheexcessofloss(CXDcategoriesofinsurance保险类别cedingcompany分出公司ceding(insurance)company分保公司ceding,retrocession(forreinsurance)certificateofcargodamagecertificateofinsurancecessionlimitChinaInsu

12、ranceClause(CIC)claimclaimassessorclaimsettlementclaim-proneclaimsandarbitrationclaimsassistanceclashandbreakagecleancutcoinsuranceco-insuranceco-insurancecompanycombinedratiocommencementandterminationconcurrentinsuranceconsequentialloss(CL)constructivetotalloss分保货损证明保险证明、保险凭证分保限额中国保险条款索赔索赔人理赔容易出险索赔

13、与仲裁理赔协助碰损，破碎险结清方式共保共同保险共同保险公司综合赔付率起讫同时保险后果损失推定全损或有流动性继续保险covercovernotecontingentliquiditycontinuedinsuranceco-relatedrisks承保、责任额保险证明书，承保单，保险证明covernote暂保单（证明同意承保的临时文件）coverage受保范围保险英语词汇Ddamagedamagecargoclerkdamagecargolistdamagecertificatedamageclaimdamagedbyothercargodamagedcargolistdamagedcargor

14、eportdeductiblesdepositpremiumdestroyeddisbursementpolicydividendsystemdoubleinsurancedualvaluationclause损坏赔偿金理残员，货损管理员货损单，残货单损坏证明书损坏索赔由其他货物损害受损货物单受损货物报告书，货物损害报告免赔额预付保费毁坏（船舶）驶费保险单红利制度双保险双重价值条款保险英语词汇E业主employerEndorsementendorsement:endowmentinsuranceendowmentpolicyeventlimitexgratiapaymentsexcesslos

15、sexcessoflosscoverexcessofloss(XL)exclusionEXLprotection批单签注养老保险人寿定期保险单事件限额通融赔款超额赔款超额赔偿超赔分保除外责任超赔保障exposedareas风险承受区域exposurerating风险评估extended-terminsurance过期保险extracharges额外费用extrapremium额外保险费extraneousrisks(additionalrisks)附力口险保险英语词汇Ffacultativebusinessfacultativereinsurancefaultliabilityfinancia

16、lquotasharesfineprintfiniteriskfiniterisktransferfloatingpolicyfranchise(deductible)freeofallaverage(FAA)freightinsurancefreightpolicyfullcoveragefullinsurancefullinsurancevaluefullliability保险英语词汇G临分保临时分保过失责任成数分保细则有限制的风险有限风险转移浮动保险单免赔额；免赔率全损赔偿运费保险运费保险单全额承保全额保险足额保险价值全部责任共同海损宽限期总净保费收入团体保险保险担保书generalav

17、erage(GAgraceperiodgrossnetpremiumincome(GNPIgroupinsuranceguaranteeofinsurance保险英语词汇Hhazard危险因素healthinsuranceheavydamageholisticrisktransferhookdamagehourclause疾病保险，健康保险严重破坏整体风险转移勾（钩）损险小时条款保险英语词汇J-LJ投弃jettisonLlawofinsurancelawoflargenumbersleafletlessexposedletterofguaranteeliabilityliabilityinsu

18、rancelicensebondlifeassuredlifeexpectancylifefundlifeinsurancelifeinsuranceactuarylifeinsurancereservelifeTablelightdamagelimitslineslipsliquiditysupport保险法大数法则说明书损失可能性小保函，保证书责任责任保险执照保险人寿保险投保人平均余命人寿保险基金人寿保险人寿保险精算师人寿保险责任准备金生命表轻度破坏投保限额分保条提供流动资金Lloyd劳合社loadingloadinglossadjusterlossoccurrencelossoccurr

19、ingbasislossofprofitlossparticipationlossratiolossratiolosssettlement保险英语词汇Mmailcontractormainrisksmaintenancemaliciousdamagemarineinsurancemarinelossesmedicalinsurancemortalitytablesmultipleclaimmultipleinsurancemutualinsurancemutualinsurancecompany保险英语词汇NNatCatpoolingnaturalcatastrophe(NatCat)natu

20、ralpremiumnetretainedlinesnetretainedlossesnoprofitcommissionno-claimsbonus附加费人寿保险附加费损失理算人损失发生损失发生基础利损险分担损失损失率赔付率损失赔付承包商主险保证期恶意损害海上运输保险，水险海损医疗保险死亡率表（用于计算保险风险）多次（重复）索赔重复保险相互保险相互保险公司自然灾害共保自然灾害自然纯保费净自留额损失净自赔额无纯益风险无索偿奖金非寿险non-life告知non-proportionalreinsurancenotification非比例再保险objectobligatoryreinsurance

21、oceanmarinecargoclausesondeckriskopenpolicyopenpolicyinsuranceoriginaldeductiblesoriginalrateoverinsuranceoverland(transportation保险英语词汇Pparcelpostinsurancepartiallossparticularaverage(PA)perilperilsoftheseapermitbondplacementpolicypolicyholderpolicypackagepolicyproofofinterestpolicyreservespolicy-ho

22、lderpolicyholderpolicy-holderpoolpoolpooladministratorportfolioentryportfoliooutgopossiblemaximumlosspost-financingpost-fundingpre-financing保险英语词汇O标的固定分保海洋运输货物保险条款舱面险预约保险单预约保险原始免赔额原始费率超额保险insurance陆上运输保险邮包运输保险部分损失单独海损危险、危险事故海上风险许可证保险安排保单、保险单、保险契约保险客户保险单持有人承保多项内容的保险单保险单权益证明保险单责任准备金保险客户保单持有者保险客户共保组合、合

23、保联营共保组合管理人未满期责任的出帐未满期责任的入帐(PML可能最大损失后融资后融资先融资拒收险续保先融资保险费保险费率保险费回扣既往损失原保公司、主保险商业主补偿原则分保自留额、自付责任优先（免赔额）收益专业险利润边际财产险受保财产财产保险比例分保比例再保险近因惩罚性损害定期生存保险纯粹危险雨水保险雨暴费率费率追偿金复效继单恢复保额重置价值保险分保、再保险、转保分出公司分保人（分保公司）、再保险人pre-fundingpremiumpremiumratepremiumrebatepreviouslossesprimaryinsurancecompanyprincipalprincipleof

24、compensationprioritypriority(deductible)proceedsprofessionalprofitmarginpropertypropertycoveredpropertyinsuranceproportionalcoverproportionalreinsuranceproximatecausepunitivedamagepureendowmentspurerisk保险英语词汇Rraininsurancerainstormrateratingrecoveryreinstatereinstatedreinstatementreinstatementvaluei

25、nsurancereinsurancereinsuredreinsurerrejectionriskrenewcoveragerenewalrenewalpremiumrenewingcoveragereserveretentionreturnperiodrevokelicenseriotinsurance续保；延期续保费续保准备金自留、自留额重现期吊销营业执照骚乱保险riskriskcarrierriskcoveredriskinsuredriskmanagementriskpremiumriskunitriskscovered保险英语词汇S险别、风险、保险，保险额风险承担人承保险项承保险项危险管理风险保费风险贴水、风险溢价危险单位保险范围salvagechargesalvagevaluesecondeventcoverset-offsettlemen