保险专业英语常用词汇大全

1、acceptancepolicy核保政策accountingperiod结算期aggregatelimit累积限额aggregatedloss累积损失antiselection逆选择ART(AlternativeRiskTransfer新型风险转移balance所欠款项barrages堰坝captivepools自保组合catastropherisk巨灾风险ceidingcompany分出公司cessionlimit分保限额claim-prone容易出险claimsassistance理赔协助cleancut结清方式coinsurance共保commencementandtermination

2、起讫cover承保cover责任额depositpremium预付保费destroyed毁坏earthcaves土坏房屋EPAeventlimit事件限额exgratiapayments通融赔款excessloss超额赔款exclusion除外责任exposedareas风险承受区域facultativereinsurance临时分保faultzone断层区finiterisk有限制的风险flashfloods骤发洪水floodingofrivers洪水泛滥framestructure框架结构fullcoverage全额承保fullinsurancevalue足额保险价值fullliabili

3、ty全部责任GeophysicsInstitute地球物理研究所healthinsurance疾病保险，健康保险sicknessinsurance疾病保险insuranceduringaperiodofillness疾病保险insuranceformedicalcare医疗保险majormedicalinsurancepolicy巨额医药费保险lifeinsurance人寿保险endowmentinsurance养老保险insuranceonlastsurvivor长寿保险socialinsurance社会保险personalpropertyinsurance个人财产保险insuranceof

4、contents家庭财产保险险别FreefromParticularAverageF.P.A.平安险WithParticularAverageW.P.A.水渍险AllRisks一切险riskofbreakage破碎险riskofclashing碰损险riskofrust生锈险riskofhookdamage钩损险riskofcontamination(tainting污染险insuranceagainsttotallossonly(TLO全损险riskofdeterioration变质险riskofpackingbreakage包装破裂险riskofinherentvice内在缺陷险risko

5、fnormalloss(naturalloss途耗或自然损耗险riskofspontaneouscombustion自然险riskofcontingentimportduty进口关税险insuranceagainstwarrisk战争险AirTransportationCargoWarRisk航空运输战争险overlandTransportationInsuranceWarRisk陆上运输战争险insuranceagainststrike,riotandcivilcommotion(SRCC罢工，暴动，民变险insuranceagainstextraneousrisks,insuranceag

6、ainstadditionalrisksriskoftheft,pilferageandnondelivery(TPND盗窃提货不着险riskoffreshand/ofrainwaterdamage(wetting淡水雨淋险riskofleakage渗漏险riskofshortageinweight/quantity险riskofsweatingand/orheating险5保险英语翻译riskofbadodour(changeofflavour险，变味险riskofmould发霉险ondeckrisk舱面险6保险英语翻译保险业词汇Termsusedininsuranceindustryacc

7、ident意外事故险actuarialmethod精算法AdvanceLossProfits(ALOP预期利润损失险，利损险Advanceprofit预期利润broker经纪人BusinessInterruptionInsurance(BI营业中断险captive自保公司casualty意外伤害险catastrophe巨灾险附加险短量受潮受热恶味cedingcompanyGNPI总净保费收入hailstorm雹暴heavydamage严重破坏hollowbrickwall空斗砖结构hourclause小时条款hurricane飓风individuallosses单一损失insurability

8、可保性insuredlosses保险损失intensity烈度layering层次lessexposed损失可能性小liability责任lightdamage轻度破坏lineslips分保条loading附力口费lossoccurrence损失发生lossoccurringbasis损失发生基础lossparticipation分担损失losssettlement损失赔付magnitude震级maliciousdamage恶意损害moderatedamage中度破坏multi-storybuilding多层建建筑MunichRe慕尼黑再netretainedlines净自留额netretai

9、nedlosses损失净自赔额noprofitcommission无纯益风险non-proportionalreinsurance三曰比例再保险notification告知object标的obligatoryreinsurance固定分保originaldeductibles原始免赔额originalrate原始费率paid-upcapital已付资本peakaccelerator峰值力口速度peril危险PICCRe中保再placement安排PML可能最大损失policyholder保单持有者pool共保组合portfolioentry未满期责任的出帐portfoliooutgo未满期责任

10、的入帐premium保费previouslosses既往损失priority分保自留额priority自付责任3保险英语词汇表proportionalreinsurance比例再保险rainstorm雨暴rating费率reinforcedconcretebuilding钢筋?昆凝土建筑reinstatement恢复保额reinsured分出公司reinsurer再保险人retention自留额retentionareas滞洪区returnperiod重现期revokelicense吊销营业执照seaquake海震secondeventcover第二事件承保securitization证券化s

11、eismicdemage震害set-off抵销shearwallstructure剪力墙结构single险位超赔spreadloss分散风险stoploss赔付率超赔stormsurges风暴潮susceptibilityofgoodstowater易受水浸性tarrif费率表TG拐点周期tidalwave海啸topographicmap地形图分出公司claim索赔claimsettlement理赔combinedratio综合赔付率ConsequentialLoss(CL7保险英语翻译，保险专业词汇。后果损失ContractorsAllRisks(CAR建筑工程一切险建工险cover保障De

12、layincompletion完工延误EEI电子设备险engineeringinsurance工程保险ErectionAllRisks(EAR安装工程一切险安工险excessoflosscover超额赔偿EXLprotection超赔保障facultativebusiness临分保IBRNIncurredbutnotreportedlosses已发生但未报的损失IBRNreserveIBRN储备金indemnityperiod/limit赔期/期限inflatedclaim超额索赔tornado龙卷风totalsuminsured总保额treaty-limits合约限额tubestructur

13、e筒体结构underwritingpolicy承保政策windstorm风暴2保险英语词汇翻译hourclause小时条款hurricane飓风individuallosses单一损失insurability可保性insuredlosses保险损失intensity烈度layering层次lessexposed损失可能性小liability责任lightdamage轻度破坏lineslips分保条loading附力口费lossoccurrence损失发生lossoccurringbasis损失发生基础lossparticipation分担损失losssettlement损失赔付magnitud

14、e震级maliciousdamage恶意损害moderatedamage中度破坏multi-storybuilding多层建建筑MunichRe慕尼黑再netretainedlines净自留额netretainedlosses损失净自赔额noprofitcommission无纯益风险non-proportionalreinsurance三曰比例再保险notification告知object标的obligatoryreinsurance固定分保insurancecapacity承保能力8保险英语翻译insuredproperty参保物业Kobe神户Lloyd劳合社long-tail长尾Losso

15、fprofit利损险Machinery(BreakdownInsurance机器损坏险，机损险mail/sub-contractor主/分承包商maintenance保证期multipleclaim多次重复索赔non-life非寿险officer&directorliability雇主保险outstandingclaimreserve未决索赔准备金PCindustryproperty&catastropheindustryperil危险policy保单9保险英语翻译pool英语翻译：联营possiblemaximumloss英语翻译：可能的最大损失premium英语翻译：保费originald

16、eductibles原始免赔额originalrate原始费率paid-upcapital已付资本peakaccelerator峰值力口速度peril危险PICCRe中保再placement安排PML可能最大损失policyholder保单持有者pool共保组合portfolioentry未满期责任的出帐portfoliooutgo未满期责任的入帐premium保费previouslosses既往损失priority分保自留额priority自付责任3保险词汇翻译proportionalreinsurance比例再保险rainstorm雨暴rating费率reinforcedconcreteb

17、uilding钢筋?昆凝土建筑reinstatement恢复保额reinsured分出公司reinsurer再保险人retention自留额retentionareas滞洪区returnperiod重现期revokelicense吊销营业执照seaquake海震secondeventcover第二事件承保securitization证券化seismicdemage震害set-off抵销shearwallstructure剪力墙结构single险位超赔spreadloss分散风险stoploss赔付率超赔primaryinsurancecompany英语翻译：原保公司、主保险商principal

18、/employer英语翻译：业主professional英语翻译：专业险profitmargin英语翻译：利润边际property英语翻译：财产险proportionalcover比例分保punitivedamage惩罚性损害rate费率reinsurer分保人分保公司reinsurer再保人reserve准备金retention10自留returnperiod巨灾间隔期short-tail短尾solvencymargin赔偿能力standingcharges维持费用subjectinsured风险标的suminsured保额tarrifzone险区ThirdPartyLiability(TP

19、L第三者责任险treatiesbusiness合同分保turnover营业额underwriting承保workingexpenses/cost营业费用writing承保stormsurges风暴潮susceptibilityofgoodstowater易受水浸性tarrif费率表TG拐点周期tidalwave海啸topographicmap地形图tornado龙卷风totalsuminsured总保额treaty-limits合约限额tubestructure筒体结构underwritingpolicy承保政策windstorm风暴保险Insurance保险法LawofInsurance保险

20、公司InsuranceCompany保险合同InsuranceContract保险单Policy保险条款InsuranceClauses保险标的InsuranceSubject保险金额InsuredAmount保险期限InsurancePeriod保险费InsurancePremium保险人Insurer被保险人Insured保险代理人InsuranceAgent保险经纪人InsuranceBroker财产保险PropertyInsurance产品责任保险ProductLiabilityInsuranceInsurance劳工保险和雇主责任保险WorkersCompensationandEmp

21、loyerLiability年金保险AnnuitiesInsurance人寿保险LifeInsurance两全保险EndowmentAssurance现金价值CashValue终身寿险WholeLifeInsurance再保险Reinsurance保险基本英语术语累积结余(accumulatedvalue)全险(allrisks)年金(annuity)比例计算法(average)比例分担条文(averagecondition)受益人(beneficiary)改善(betterment)盗窃罪(burglary)现金价值(cashvalue)保险凭证(certificateofinsurance

22、)赔偿(claim)损害赔偿合约(contractofindemnity)间接损失(consequentialloss)分摊(contribution)互有疏忽(contributorynegligence)参与供款计划(contributoryplan)可转换定期寿险(convertibleterminsurance)冷静期(cooling-offperiod)保障范围(cover)承保单(附条文收据)(covernote(conditionalreceipt)客户保障声明书(customerprotectiondeclarationform)递减定期寿险(decreasingtermins

23、urance)自付额/免赔额(deductible)界定福利计划(definedbenefitplan)重复补偿(doubleindemnity)批单(endorsements)储蓄保险(endowmentinsurance)不受保项目(exceptions)自付额(excess)不受保项目(exclusion)见exclusions起赔额(率)(franchise)不可争议条款(incontestabilityprovision)可保权益(insurableinterest)中间人(intermediary)儿童保险单(juvenileinsurancepolicy)定额定期寿险(level

24、terminsurance)雇员征费(levy)有限责任(limitsofliability)理赔师(lossadjuster)恶意破坏(maliciousdamage)重大转变(materialchanges)重要事实(materialfact)期满(maturity)期满日(maturitydate)指定风险保险(namedperilpolicy)疏忽(negligence)缴清保单(paid-uppolicy)终身寿险(permanentlifeinsurance)个人责任(personalliability)保单(policy)保单附加条款(policyrider)保单现金提取条款(p

25、olicywithdrawalprovision)保费(premium)第一受益人(primarybeneficiary)公众责任(publicliability)附加保障(rider)标准风险(standardrisks)次标准风险(substandardrisks)自杀不保条款(suicideexclusionprovision)投保额(suminsured)退保手续费(surrendercharge)定期寿险(termlifeinsurance)第三者(thirdparty)第三者责任(thirdpartyliability/publicliability)完全及永久伤残(totalan

26、dpermanentdisability)投保不足(under-insurance)核保人(underwriters)核保(underwriting)最高诚信(utmostgoodfaith)投资人寿保险(variablelifeinsurance)无效(void)保费豁免/伤残权益(waiverofpremiumfordisabilitybenefit)保费豁免/支付*益(waiverofpremiumforpayerbenefit)终身寿险(wholelifeinsurance)每年续保定期计戈U(yearlyrenewableterm)InsurancePolicy(orCertific

27、ate)保险单(或凭证)1.Risks&Coverage险另U(1)freefromparticularaverage(F.P.A.)平安险(2)withparticularaverage(W.A.)水渍险(基本险)(3)allrisk一切险(综合险)(4)totallossonly(T.L.O.)全损险(5)warrisk战争险(6)cargo(extendedcover)clauses货物(扩展)条款(7)additionalrisk附加险(8)fromwarehousetowarehouseclauses仓至仓条款(9)theft,pilferageandnondelivery(T.P.

28、N.D.)盗窃提货不着险(10)rainfreshwaterdamage淡水雨淋险(11)riskofshortage短量险(12)riskofcontamination沾污险(13)riskofleakage渗漏险(14)riskofclashing&breakage碰损破碎险(15)riskofodour串味险(16)damagecausedbysweatingand/orheating受潮受热险(17)hookdamage钩损险(18)lossand/ordamagecausedbybreakageofpacking包装破裂险(19)riskofrusting锈损险(20)riskofm

29、ould发霉险(21)strike,riotsandcivilcommotion(S.R.C.C.)罢工、暴动、民众骚乱险(22)riskofspontaneouscombustion自燃险(23)deteriorationrisk腐烂变质险(24)inherentvicerisk内在缺陷险(25)riskofnaturallossornormalloss途耗或自然损耗险(26)specialadditionalrisk特别附加险(27)failuretodelivery交货不到险(28)importduty进口关税险(29)ondeck仓面险(30)rejection拒收险(31)aflat

30、oxin黄曲霉素险(32)fireriskextensionclause-forstorageofcargoatdestinationHongKong,includingKowloon,orMacao出口货物到香港(包括九龙在内)或澳门存仓火险责任扩展条款(33)surveyincustomsrisk海关检验险(34)surveyatjettyrisk码头检验险(35)institutewarrisk学会战争险(36)overlandtransportationrisks陆运险(37)overlandtransportationallrisks陆运综合险(38)airtransportatio

31、nrisk航空运输险(39)airtransportationallrisk航空运输综合险航空运输战争险(40)airtransportationwarrisk(41)parcelpostrisk邮包险(42)parcelpostallrisk邮包综合险(43)parcelpostwarrisk邮包战争险(44)investmentinsurance(politicalrisks)投资保险(政治风险)(45)propertyinsurance财产保险(46)erectionallrisks安装工程一切险(47)contractorsallrisks建筑工程一切险金融英语(fect):保险业英文

32、术语(二)2.thestipulationsforinsurance保险条款(1)marineinsurancepolicy海运保险单(2)specificpolicy单独保险单(3)voyagepolicy航程保险单(4)timepolicy期限保险单(5)floatingpolicy(oropenpolicy)流动保险单(6)oceanmarinecargoclauses海洋运输货物保险条款(7)oceanmarineinsuranceclauses(frozenproducts)海洋运输冷藏货物保险条款(8)oceanmarinecargowarclauses海洋运输货物战争险条款(9)

33、oceanmarineinsuranceclauses(woodoilinbulk)海洋运输散装桐油保险条款(10)overlandtransportationinsuranceclauses(train,trucks）陆上运输货物保险条款（火车、汽车）(11)overlandtransportationinsuranceclauses(frozenproducts)陆上运输冷藏货物保险条款(12)airtransportationcargoinsuranceclauses航空运输货物保险条款(13)airtransportationcargowarriskclauses航空运输货物战争险条款

34、(14)parcelpostinsuranceclauses邮包保险条款(15)parcelpostwarriskinsuranceclauses邮包战争保险条款(16)livestock&poultryinsuranceclauses(bysea,landorair)活牲畜、家禽的海上、陆上、航空保险条款(17)risksclausesoftheP.I.C.C.subjecttoC.I.C.根据中国人民保险公司的保险条款投保险(18)marineinsurancepoliciesorcertificatesinnegotiableform,for110%fullCIFinvoicecover

35、ingtherisksofWar&W.A.asperthePeoplesInsuranceCo.ofChinadated1/1/1976.withextendedcoveruptoKualaLumpurwithclaimspayablein(at)KualaLumpurinthecurrencyofdraft(irrespectiveofpercentage)作为可议付格式的海运保险单或凭证按照到岸价的发票金额110峨保中国人民保险公司1976年1月1日的战争险和基本险，负责到吉隆坡为止。按照汇票所使用的货币在吉隆坡赔付(无免赔率)(19)insurancepolicyorcertificat

36、esettlingagentsnameistobeindicated,anyadditionalpremiumtocoverupliftbetween10and17%maybedrawninexcessofthecreditualue保险单或凭证须表明理赔代理人的名称，保险费如增加10-17%可在本证金额以外支付(20)insurancepolicy(certificate)NameofAssuredtobeshowed:A.B.C.Co.Ltd.保险单或凭证作成以A.B.C.有限公司为被保险人(21)insurancepolicyorcertificatecoveringW.A.(orF.P

37、.A.)andwarrisksasperoceanmarinecargoclauseandoceanmarinecargowarriskclausesofthePeoplesInsuranceCompanyofChinadated1/1/1981保险单或凭证根据中国人民保险公司1981年1月1日的海洋运输货物保险条款和海洋运输货物战争险条款投保水渍险(或平安险)和战争险(22)insurancepolicy/certificatecoveringallwarminesrisks保险单/凭证投保一切险、战争险、地雷险(注：mines解释为地雷，属于战争险的负责范围，可以接受)(23)W.A.th

38、isinsurancemustbevalidforperiodof60daysafterthedischargeofgoods水渍险在货物卸船后60天有效(24)intriplicatecoveringallrisksandwarrisksincludingW.A.andbreakageinexcessoffivepercentonthewholeconsignmentandincludingW/WuptobuyersgodowninPenang投保一切险和战争险包括水渍险，破碎损失有5%色对免赔率，按全部货物计算，包括仓至仓条款，负责到买方在槟城的仓库为止(的保险单)一式三份(25)insu

39、rancepolicyissuedofendorsedtoorderforthefacevalueofinvoiceplus10%coveringincludingwarwith15daysafterarrivalofgoodsatdestination,onlyagainstFPAandT.P.N.D.按发票面值加10%K保战争险，货物到达目的地后15天有效，仅负责平安险和盗窃提货不着险的保险单开给或背书给(26)insurancepolicyorcertificateissuedbyaninsuranceCo.withW.P.A.clausecoveringthemerchandisefo

40、rabout10%abovethefullinvoicevalueincludingunlimitedtranshipmentwithclaimspayableatSingapore由保险公司签发的保险单或凭证按发票总金额另加10%殳保水渍险，包括非限定投保一切以外风险转船的损失，在新加坡赔付(27)coveringalleventualrisks(28)coveringallmarinerisks投保一切海运风险(29)marineinsurancepolicyincludingbothotblamecollisionclausesandfullycoveringtheshipment海运保

41、险单包括负责船舶互撞条款和全部货载(30)insuranceincludingdeviationclauses保险包括绕道条款(变更航程条款)(31)coveringoverlandtransportationallrisksasperoverlandtransportationcargoinsuranceclauses(train,trucks)ofthePeoplesInsuranceCompanyofChinadated按照中国人民保险公司X年X月X日陆上运输货物保险条款(火车、汽车)投保陆上运输一切险(32)coveringairtransportationallriskasperai

42、rtransportationcargoinsuranceclausesofP.I.C.C.按照中国人民保险公司X年X月X日航空运输货物保险条款投保航空运输一切险(33)insurancepolicyorcertificatecoveringparcelpostallrisksincludingwarrisksasperparcelpostinsuranceclausesandparcelpostwarriskinsuracneclausesofthePeoplesInsuranceCompanyofChinadated保险单或凭证按照中国人民保险公司X年X月X日邮包保险条款和邮包战争险条款投

43、保邮包一切险和邮包战争险(34)coveringallrisksincludingwarrisksasperoceanmarinecargoclausesandairtransportationcargoinsuranceclausesandoceanmarinecargowarriskclausesandairtransportationcargowarriskclausesofthePeoplesInsuranceCompanyofChinadated按照中国人民保险公司x年x月x日海洋运输货物保险条款和航空运输货物保险条款以及海洋运输货物战争险条款和航空运输货物战争险条款投保海空联运一切

44、险和战争险(35)coveringallrisksasperoceanmarinecargoclausesandoverlandtransportationcargoinsuranceclause(train,truck)ofP.I.C.C.dated按照中国人民保险公司x年x月x日海洋运输货物保险条款和陆上运输货物保险条款(火车、汽车)投保海陆联运一切险(36)coveringallrisksincludingwarrisksasperoverlandtransportationcargoinsuranceclauses(train,truck)andairtransportationcar

45、goinsuranceclausesandairtransportationcargowarriskclauseandwarclauses(forcargotransportationbyrail)ofthePeoplesInsuranceCompanyofChinadated按照中国人民保险公司x年x月x日陆运货物保险条款(火车、汽车)和空运货物保险条款以及空运货物战争险条款和铁路货运战争条款投保陆空陆联运一切险和战争险(37)includingshortageinweightinexcessof0.5%(with0.5%franchise)onthewholeconsignment包括短量

46、损失有0.5%绝对免赔率(0.5%相对免赔率)，按全部货物计算(38)includingriskofbreakageandclashing包括破裂或凹瘪险(39)includingriskofchipping&denting包括碎裂或凹弯险(40)includingriskofbadodour包括恶味险(41)includingdamagebyhooks,oils,mudsandcontactwithothercargo(insuredvalue)包括钩损、油污、泥污以及和他物接触所致的损失(以保险价值为限)(42)includingdamagecausedbyrainfreshand/orwater,internalcombustion(totalorpartialloss)包括淡水雨淋，自燃所致的损失(包括全部或部分损失)(43)includinglossand/ordamagecausedbyseawat