保险专业英语常用词汇大全

1、 WORD acceptance policy 核保政策 accounting period 结算期 aggregate limit 累积限额 aggregated loss 累积损失 antiselection 逆选择ART (Alternative Risk Transfer 新型风险转移 balance 所欠款项 barrages 堰坝 captive pools 自保组合 catastrophe risk 巨灾风险 ceiding company 分出公司 cession limit 分保限额 claim-prone 容易出险 claims assistance 理赔协助 clean

2、cut 结清方式 coinsurance 共保 commencement and termination 起讫 cover 承保 cover 责任额 deposit premium 预付保费 destroyed 毁坏 earth caves 土坏房屋 EPAevent limit 事件限额 ex gratia payments 通融赔款 excess loss 超额赔款 exclusion 除外责任 exposed areas 风险承受区域 facultative reinsurance 临时分保 fault zone 断层区 finite risk 有限制的风险 flash floods 骤

3、发洪水 flooding of rivers 洪水泛滥 frame structure 框架结构 full coverage 全额承保 full insurance value 足额保险价值 full liability 全部责任 Geophysics Institute 地球物理研究所 GNPI 总净保费收入 hailstorm 雹暴 heavy damage 严重破坏 hollow brick wall 空斗砖结构 hour clause 小时条款 hurricane 飓风 individual losses 单一损失 insurability 可保性 insured losses 保险损

4、失 intensity 烈度 layering 层次 less exposed 损失可能性小 liability 责任 light damage 轻度破坏 line slips 分保条 loading 附加费 loss occurrence 损失发生 loss occurring basis 损失发生基础 loss participation 分担损失 loss settlement 损失赔付 magnitude 震级 malicious damage 恶意损害 moderate damage 中度破坏 multi-story building 多层建建筑 Munich Re 慕尼黑再 net

5、 retained lines 净自留额 net retained losses 损失净自赔额 no profit commission 无纯益风险 non-proportional reinsurance 非比例再保险 notification 告知 object 标的 obligatory reinsurance 固定分保 original deductibles 原始免赔额 original rate 原始费率 paid-up capital 已付资本 peak accelerator 峰值加速度 peril 危险 PICC Re 中保再 placement 安排 PML 可能最大损失

6、policyholder 保单持有者 pool 共保组合 portfolio entry 未满期责任的出帐 portfolio outgo 未满期责任的入帐 premium 保费 previous losses 既往损失 priority 分保自留额 priority 自付责任 3保险英语词汇表proportional reinsurance 比例再保险 rainstorm 雨暴 rating 费率 reinforced concrete building 钢筋混凝土建筑 reinstatement 恢复保额 reinsured 分出公司 reinsurer 再保险人 retention 自留

7、额 retention areas 滞洪区 return period 重现期 revoke license 吊销营业执照 seaquake 海震 second event cover 第二事件承保 securitization 证券化 seismic demage 震害 set-off 抵销 shear wall structure 剪力墙结构 single 险位超赔 spread loss 分散风险 stop loss 赔付率超赔 storm surges 风暴潮 susceptibility of goods to water 易受水浸性 tarrif 费率表 TG 拐点周期 tidal

8、 wave 海啸 topographic map 地形图 tornado 龙卷风 total sum insured 总保额 treaty-limits 合约限额 tube structure 筒体结构 underwriting policy 承保政策 windstorm 风暴 2保险英语词汇翻译hour clause 小时条款 hurricane 飓风 individual losses 单一损失 insurability 可保性 insured losses 保险损失 intensity 烈度 layering 层次 less exposed 损失可能性小 liability 责任 lig

9、ht damage 轻度破坏 line slips 分保条 loading 附加费 loss occurrence 损失发生 loss occurring basis 损失发生基础 loss participation 分担损失 loss settlement 损失赔付 magnitude 震级 malicious damage 恶意损害 moderate damage 中度破坏 multi-story building 多层建建筑 Munich Re 慕尼黑再 net retained lines 净自留额 net retained losses 损失净自赔额 no profit commi

10、ssion 无纯益风险 non-proportional reinsurance 非比例再保险 notification 告知 object 标的 obligatory reinsurance 固定分保 original deductibles 原始免赔额 original rate 原始费率 paid-up capital 已付资本 peak accelerator 峰值加速度 peril 危险 PICC Re 中保再 placement 安排 PML 可能最大损失 policyholder 保单持有者 pool 共保组合 portfolio entry 未满期责任的出帐 portfolio

11、 outgo 未满期责任的入帐 premium 保费 previous losses 既往损失 priority 分保自留额 priority 自付责任 3保险词汇翻译proportional reinsurance 比例再保险 rainstorm 雨暴 rating 费率 reinforced concrete building 钢筋混凝土建筑 reinstatement 恢复保额 reinsured 分出公司 reinsurer 再保险人 retention 自留额 retention areas 滞洪区 return period 重现期 revoke license 吊销营业执照 se

12、aquake 海震 second event cover 第二事件承保 securitization 证券化 seismic demage 震害 set-off 抵销 shear wall structure 剪力墙结构 single 险位超赔 spread loss 分散风险 stop loss 赔付率超赔 storm surges 风暴潮 susceptibility of goods to water 易受水浸性 tarrif 费率表 TG 拐点周期 tidal wave 海啸 topographic map 地形图 tornado 龙卷风 total sum insured 总保额 t

13、reaty-limits 合约限额 tube structure 筒体结构 underwriting policy 承保政策 windstorm 风暴保险Insurance保险法Law of Insurance保险公司Insurance Company保险合同Insurance Contract保险单Policy保险条款Insurance Clauses保险标的Insurance Subject保险金额Insured Amount保险期限Insurance Period保险费Insurance Premi

14、um 保险人Insurer被保险人Insured保险代理人Insurance Agent保险经纪人Insurance Broker财产保险Property Insurance产品责任保险Product Liability Insurance劳工保险和雇主责任保险Workers Compensation and Employer Liability Insurance年金保险Annuities Insurance人寿保险Life Insurance两全保险Endowm

15、ent Assurance现金价值Cash Value终身寿险Whole Life Insurance再保险 Reinsurance保险基本英语术语累积结余 (accumulated value)全险 (all risks) 年金 (annuity)比例计算法 (average)比例分担条文 (average condition)受益人 (beneficiary)改善 (betterment)盗窃罪 (burglary)现金价值 (cash value)保险凭证 (certificate of insurance)赔偿 (claim)损害赔偿合

16、约 (contract of indemnity)间接损失 (consequential loss)分摊 (contribution)互有疏忽 (contributory negligence)参与供款计划 (contributory plan)可转换定期寿险 (convertible term insurance)冷静期 (cooling-off period)保障围 (cover)承保单(附条文收据)(cover note (conditional receipt)客户保障声明书 (customer protection declaration form)递减定期寿险 (decreasin

17、g term insurance)自付额/免赔额 (deductible)界定福利计划 (defined benefit plan)重复补偿 (double indemnity)批单 (endorsements)储蓄保险 (endowment insurance)不受保项目 (exceptions)自付额 (excess)不受保项目 (exclusion)见 exclusions起赔额（率） (franchise)不可争议条款 (incontestability provision)可保权益 (insurable interest)中间人 (intermediary)儿童保险单 (juveni

18、le insurance policy)定额定期寿险 (level term insurance)雇员征费 (levy)有限责任 (limits of liability)理赔师 (loss adjuster)恶意破坏 (malicious damage)重大转变 (material changes)重要事实 (material fact)期满 (maturity)期满日 (maturity date)指定风险保险 (named peril policy)疏忽 (negligence)缴清保单 (paid-up policy)终身寿险 (permanent life insurance)个人责

19、任 (personal liability)保单 (policy)保单附加条款 (policy rider)保单现金提取条款 (policy withdrawal provision)保费 (premium)第一受益人 (primary beneficiary)公众责任 (public liability)附加保障 (rider)标准风险 (standard risks)次标准风险 (substandard risks)自杀不保条款 (suicide exclusion provision)投保额 (sum insured)退保手续费 (surrender charge)定期寿险 (term

20、life insurance)第三者 (third party)第三者责任 (third party liability / public liability)完全与永久伤残 (total and permanent disability)投保不足 (under-insurance)核保人 (underwriters)核保 (underwriting)最高诚信 (utmost good faith)投资人寿保险 (variable life insurance)无效 (void)保费豁免/伤残权益 (waiver of premium for disability benefit)保费豁免/支

21、付*益 (waiver of premium for payer benefit)终身寿险 (whole life insurance)每年续期计划 (yearly renewable term)Insurance Policy (or Certificate)保险单（或凭证）1.Risks & Coverage险别(1)free from particular average (F.P.A.)平安险(2)with particular average (W.A.)水渍险（基本险）(3)all risk一切险（综合险）(4)total loss only (T.L.O.)全损险(5)w

22、ar risk战争险(6)cargo(extended cover)clauses货物（扩展）条款(7)additional risk附加险(8)from warehouse to warehouse clauses仓至仓条款(9)theft,pilferage and nondelivery (T.P.N.D.)盗窃提货不着险(10)rain fresh water damage淡水雨淋险(11)risk of shortage短量险(12)risk of contamination沾污险(13)risk of leakage渗漏险(14)risk of clashing & bre

23、akage碰损破碎险(15)risk of odour串味险(16)damage caused by sweating and/or heating受潮受热险(17)hook damage钩损险(18)loss and/or damage caused by breakage of packing包装破裂险(19)risk of rusting锈损险(20)risk of mould发霉险(21)strike, riots and civil commotion (S.R.C.C.)罢工、暴动、民众骚乱险(22)risk of spontaneous combustion自燃险(23)dete

24、rioration risk腐烂变质险(24)inherent vice risk在缺陷险(25)risk of natural loss or normal loss途耗或自然损耗险(26)special additional risk特别附加险(27)failure to delivery交货不到险(28)import duty进口关税险(29)on deck仓面险(30)rejection拒收险(31)aflatoxin黄曲霉素险(32)fire risk extension clause-for storage of cargo at destination Hong Kong, in

25、cluding Kowloon, or Macao出口货物到（包括九龙在）或澳门存仓火险责任扩展条款(33)survey in customs risk海关检验险(34)survey at jetty risk码头检验险(35)institute war risk学会战争险(36)overland transportation risks陆运险(37)overland transportation all risks陆运综合险(38)air transportation risk航空运输险(39)air transportation all risk航空运输综合险(40)air transpo

26、rtation war risk航空运输战争险(41)parcel post risk邮包险(42)parcel post all risk邮包综合险(43)parcel post war risk邮包战争险(44)investment insurance(political risks)投资保险（政治风险）(45)property insurance财产保险(46)erection all risks安装工程一切险(47)contractors all risks建筑工程一切险金融英语（fect）：保险业英文术语(二)2.the stipulations for insurance保险条款

27、(1)marine insurance policy海运保险单(2)specific policy单独保险单(3)voyage policy航程保险单(4)time policy期限保险单(5)floating policy (or open policy)流动保险单(6)ocean marine cargo clauses海洋运输货物保险条款(7)ocean marine insurance clauses (frozen products)海洋运输冷藏货物保险条款(8)ocean marine cargo war clauses海洋运输货物战争险条款(9)ocean marine insu

28、rance clauses (woodoil in bulk)海洋运输散装桐油保险条款(10)overland transportation insurance clauses (train, trucks)陆上运输货物保险条款（火车、汽车）(11)overland transportation insurance clauses (frozen products)陆上运输冷藏货物保险条款(12)air transportation cargo insurance clauses航空运输货物保险条款(13)air transportation cargo war risk clauses航空运

29、输货物战争险条款(14)parcel post insurance clauses邮包保险条款(15)parcel post war risk insurance clauses邮包战争保险条款(16)livestock & poultry insurance clauses (by sea, land or air)活牲畜、家禽的海上、陆上、航空保险条款(17)risks clauses of the P.I.C.C. subject to C.I.C.根据中国人民保险公司的保险条款投保险(18)marine insurance policies or certificates in

30、 negotiable form, for 110% full CIF invoice covering the risks of War & W.A. as per the People's Insurance Co. of China dated 1/1/1976. with extended cover up to Kuala Lumpur with claims payable in (at) Kuala Lumpur in the currency of draft (irrespective of percentage)作为可议付格式的海运保险单或凭证按照到岸价的发

31、票金额110%投保中国人民保险公司1976年1月1日的战争险和基本险，负责到吉隆坡为止。按照汇票所使用的货币在吉隆坡赔付（无免赔率）(19)insurance policy or certificate settling agent's name is to be indicated, any additional premium to cover uplift between 10 and 17% may be drawn in excess of the credit ualue保险单或凭证须表明理赔代理人的名称，保险费如增加10-17%可在本证金额以外支付(20)insuranc

32、e policy (certificate) Name of Assured to be showed: A.B.C.Co. Ltd.保险单或凭证作成以A.B.C.为被保险人(21)insurance policy or certificate covering W.A. (or F.P.A.) and war risks as per ocean marine cargo clause and ocean marine cargo war risk clauses of the People's Insurance Company of China dated 1/1/1981保险单

33、或凭证根据中国人民保险公司1981年1月1日的海洋运输货物保险条款和海洋运输货物战争险条款投保水渍险（或平安险）和战争险(22)insurance policy/certificate covering all war mines risks保险单/凭证投保一切险、战争险、地雷险（注：mines解释为地雷，属于战争险的负责围，可以接受）(23)W.A. this insurance must be valid for period of 60 days after the discharge of goods水渍险在货物卸船后60天有效(24)in triplicate covering al

34、l risks and war risks including W.A. and breakage in excess of five per cent on the whole consignment and including W/W up to buyer's godown in Penang投保一切险和战争险包括水渍险，破碎损失有5%绝对免赔率，按全部货物计算，包括仓至仓条款，负责到买方在槟城的仓库为止（的保险单）一式三份(25)insurance policy issued of endorsed to order for the face value of invoice

35、plus 10% covering including war with 15 days after arrival of goods at destination, only against FPA and T.P.N.D.按发票面值加10%投保战争险，货物到达目的地后15天有效，仅负责平安险和盗窃提货不着险的保险单开给或背书给(26)insurance policy or certificate issued by an insurance Co. with W.P.A. clause covering the merchandise for about 10% above the ful

36、l invoice value including unlimited transhipment with claims payable at Singapore由保险公司签发的保险单或凭证按发票总金额另加10%投保水渍险，包括非限定转船的损失，在新加坡赔付(27)covering all eventual risks投保一切以外风险(28)covering all marine risks投保一切海运风险(29)marine insurance policy including "both ot blame" collision clauses and fully cov

37、ering the shipment海运保险单包括负责船舶互撞条款和全部货载(30)insurance including deviation clauses保险包括绕道条款（变更航程条款）(31)covering overland transportation all risks as per overland transportation cargo insurance clauses (train, trucks) of the People's Insurance Company of China dated按照中国人民保险公司×年×月×日陆上运输

38、货物保险条款（火车、汽车）投保陆上运输一切险(32)covering air transportation all risk as per air transportation cargo insurance clauses of P.I.C.C.按照中国人民保险公司×年×月×日航空运输货物保险条款投保航空运输一切险(33)insurance policy or certificate covering parcel post all risks including war risks as per parcel post insurance clauses an

39、d parcel post war risk insuracne clauses of the People's Insurance Company of China dated保险单或凭证按照中国人民保险公司×年×月×日邮包保险条款和邮包战争险条款投保邮包一切险和邮包战争险(34)covering all risks including war risks as per ocean marine cargo clauses and air transportation cargo insurance clauses and ocean marine ca

40、rgo war risk clauses and air transportation cargo war risk clauses of the People's Insurance Company of China dated按照中国人民保险公司×年×月×日海洋运输货物保险条款和航空运输货物保险条款以与海洋运输货物战争险条款和航空运输货物战争险条款投保海空联运一切险和战争险(35)covering all risks as per ocean marine cargo clauses and overland transportation cargo

41、insurance clause (train, truck) of P.I.C.C. dated按照中国人民保险公司×年×月×日海洋运输货物保险条款和陆上运输货物保险条款（火车、汽车）投保海陆联运一切险(36)covering all risks including war risks as per overland transportation cargo insurance clauses (train,truck) and air transportation cargo insurance clauses and air transportation c

42、argo war risk clause and war clauses (for cargo transportation by rail) of the People's Insurance Company of China dated按照中国人民保险公司×年×月×日陆运货物保险条款（火车、汽车）和空运货物保险条款以与空运货物战争险条款和铁路货运战争条款投保陆空陆联运一切险和战争险(37)including shortage in weight in excess of 0.5%(with 0.5% franchise) on the whole co

43、nsignment包括短量损失有0.5%绝对免赔率（0.5%相对免赔率），按全部货物计算(38)including risk of breakage and clashing包括破裂或凹瘪险(39)including risk of chipping & denting包括碎裂或凹弯险(40)including risk of bad odour包括恶味险(41)including damage by hooks, oils, muds and contact with other cargo(insured value)包括钩损、油污、泥污以与和他物接触所致的损失（以保险价值为限）(

44、42)including damage caused by rain fresh and/or water, internal combustion(total or partial loss)包括淡水雨淋，自燃所致的损失（包括全部或部分损失）(43)including loss and/or damage caused by sea water, fresh-water, acid,grease包括海水、淡水、酸蚀、油脂所致的损失(44)including T.P.N.D. loss and/or damage caused by heat, ship's sweat and odo

45、ur, hoop-rust, breakage of packing包括偷窃提货不着，受热船舱发汗，串味，铁箍锈损，包装破裂所致的损失(45)including damage caused by infestation mould包括虫蛀霉烂的损失(46)including damage due to rough handling during transit subject to C.T.C.按照中国保险条款包括运输途中操作不当所致的损失(47)including loss and/or damage from any external cause as per CIC按照中国保险条款包括外

46、来原因所致的损失(48)including damage by slings, stains, grease, acids包括吊具、斑污、油脂、酸蚀造成的损失(49)excluding risk of breakage不包括破碎险(50)including the breakage does not cover the goods remarked in th invoice as originally damage包括破碎险，但不负责发票所示之货物的原残损失(51)excluding natural loss in weight不包括途耗短量的损失(52)including 60 days

47、after discharge of the goods at port of destination (or at station of destination) subject to C.T.C.按照中国保险条款货物在目的港卸船（或在目的地车站卸车）后60天为止(53)including W.A. & risk of fire for 60 days in customs warehouse after discharge of the goods at port of destination subject to CIC按照中国保险条款投保水渍险和火险，在目的港卸货后存入海关仓库

48、60天为止(54)this insurance must be valid for a period of 60 days after arrival of merchandise at inland destination本保险扩展到货物到达地的目的地后60天有效(55)insurance policy or certificate covering F.P.A. including the risk of war and risks of S.R.C.C. as per I.C.C. datedand institute war clauses datedand institute S.R

49、.C.C. clauses dated按照×年×月×日伦敦保险学会条款和×年×月×日学会战争险条款以与×年×月×日学会罢工、暴动、民变险条款投保平安险、战争险和罢工、暴动、民变险(56)the People's Insurance Company of China investment insurance (political risks) clauses中国人民保险公司投资保险（政治风险）条款(57)property insurance clauses财产保险条款(58)the People&#

50、39;s Insurance Company of China Erection all risks clauses中国人民保险公司安装工程一切险条款(59)the People's Insurance Company of China contractors all risks clauses中国人民保险公司建筑工程一切险条款health insurance 疾病保险，健康保险 sickness insurance 疾病保险 insurance during a period of illness 疾病保险 insurance for medical care 医疗保险 "

51、major medical" insurance policy 巨额医药费保险 life insurance 人寿保险 endowment insurance 养老保险 insurance on last survivor 长寿保险 social insurance 社会保险 personal property insurance 个人财产保险 insurance of contents 家庭财产保险 险别 Free from Particular AverageF.P.A. 平安险 With Particular Average W.P.A. 水渍险 All Risks 一切险 r

52、isk of breakage 破碎险 risk of clashing 碰损险 risk of rust 生锈险 risk of hook damage 钩损险 risk of contamination (tainting 污染险 insurance against total loss only (TLO 全损险 risk of deterioration 变质险 risk of packing breakage 包装破裂险 risk of inherent vice 在缺陷险 risk of normal loss (natural loss 途耗或自然损耗险 risk of spon

53、taneous combustion 自然险 risk of contingent import duty 进口关税险 insurance against war risk 战争险 Air Transportation Cargo War Risk 航空运输战争险 overland Transportation Insurance War Risk 陆上运输战争险 insurance against strike, riot and civil commotion (SRCC 罢工，暴动，民变险 insurance against extraneous risks, insurance against additional risks 附加险 risk of theft, pilferage and nondelivery (TPND 盗窃提货不着险 risk of fresh and/of rain water damage(wetting 淡