国际结算选择题(附答案)140题

1、Introduction1. Totheexporter,thefastestandsafestmethodofsettlementis(B)A.letterofcreditB.cashinadvanceC.openaccountD.banker?sdraft2. Totheimporter,themostfavorablemethodofsettlementis(C)A.letterofcreditB.cashinadvanceC.openaccountD.collection3. Whichofthefollowingpaymentmethodisbasedoncommercialcred

2、it?(C)A.letterofcreditB.banker?sletterofguaranteeC.collectionD.standbycredit4. AnexportersellsgoodstoacustomerabroadonFOBandonCIFterms,whoisresponsibleforthefreightchargesineach?(A)A.importer;exporterB.exporter;importerC.importer;importerD.exporter;exporter5. Internationalcashsettlementhasthefollowi

3、ngdisadvantagesexcept(B)A.expensiveB.safeC.riskyD.time-consuming6. CHIPSistheelectronicclearingsystemfor(B)A.GBPB.USDC.CNYD.EUR7. CHAPSistheelectronicclearingsystemfor(A)A.GBPB.USDC.CNYD.EUR8. FromaChinesebank?spointofview,thecurrentaccountitmaintainsabroadisknownas(A)A.anostroaccountB.avostroaccoun

4、tC.acurrentaccountD.ahomecurrencyaccount9. FromaChinesebank?spointofview,thecurrentaccountmaintainedbyaforeignbankwithhimisknownas(B)A.anostroaccountB.avostroaccountC.acurrentaccountD.aforeigncurrencyaccount10. Internationaltradesettlementmethodsareusedtocompletethemoneytransferarousedby(A)A.goodstr

5、ansactionsB.servicessupplyC.currenttransfersD.investmentincomes11. Documentarycreditbusinessissubjectto(A)A.UCP600B.URC522C.URDG758D.ISP9812. Collectionbusinessissubjectto(B)A.UCP600B.URC522C.URDG758D.ISP9813. Standbycreditbusinessissubjectto(D)A.UCP600B.URC522C.URDG758D.ISP9814. Letterofguaranteebu

6、sinessissubjectto(C)A.UCP600B.URC522C.URDG758D.ISP9815. Londonistheclearingcentrefor(B)A.USDB.GBPC.EURD.HKD16. NewYorkistheclearingcentrefor(A)A.USDB.GBPC.EURD.HKD17. Tokyoistheclearingcentrefor(D)A.USDB.GBPC.EURD.JPY18. Frankfurtistheclearingcentrefor(C)19. Therearetotallytencategoriesofmessagetype

7、sinSWIFTsystem,amongwhich(A)areusedonlytodealwithremittancebusiness.A.category1B.category2C.category4D.category720. TherearetotallytencategoriesofmessagetypesinSWIFTsystem,amongwhich(C)areusedonlytodealwithcollectionbusiness.A.category1B.category2C.category4D.category721. Therearetotallytencategorie

8、sofmessagetypesinSWIFTsystem,amongwhich(D)areusedtodealwithletterofcreditbusiness.A.category1B.category3C.category4D.category722. BOJ-NETistheelectronicclearingsystemfor(D)A.USDB.GBPC.EURD.JPY23. TARGETistheelectronicclearingsystemfor(C)A.USDB.GBPC.EURD.JPY24. CHATSistheelectronicclearingsystemfor(D

9、)A.USDB.GBPC.EURD.HKD25. Amongthefollowingdocuments,theonewhichisnotregardedascontroldocumentsis(D)A.authorizedsignaturesB.testkeysC.scheduleoftermsandconditionsD.correspondentarrangement26. Thesellershouldarrangefortheinsuranceofthegoodstransportationunder(C)A.FOBB.CFRC.CIFD.EXWNegotiableinstrument

10、s27. Achequemustbesignedby(A)A.thedrawerBthedraweeC.thepayerD.thepayeest28. Ifachequedated1Feb.2007waspresentedon(D),itwouldbepost-dated.ststthA.1stMar.2007B.2ndMay2007C.1stFeb.2008D.5thJan.200729. (A)chequecanbecashedoverthecounterofpayingbank.A.AnopenB.AcrossedC.AgeneralcrossingD.Aspecialcrossing3

11、0. Theeffectofablankendorsementistomakethechequepayabletothe(C)A.specifiedpersonB,orderofaspecifiedpersonC.bearerD.namedperson31. The role of the ( AA. paying B, collecting32. If the bill is pay able A. the date of acceptance)bankistodebitthechequetothecustomer?saccount.( cordCing ) toC.advisingD.co

12、nfirming60daysafterdate”,thedateofpaymentisdecidedacB. thedateofpresentationC. the date of issuanceD. the date of maturity33. A(B)carriescomparativelylittlerisksandcanbediscountedatthefinestrateofinterest.A.sightbillB.bankbillC.timebillD.commercialbill34. Atermbillmaybeacceptedbythe(B)A.drawerB.draw

13、eeC.holderD.payee35. Thepartytowhomthebillisaddressediscalledthe(B)A.drawerB.draweeC.holderD.payee36. Whenfinancingiswithoutrecourse,thismeansthatthebankhasnorecoursetothe(D)ifsuchdraftsaredishonored.A.payerB.draweeC.acceptorD.drawer37. The(C)ofapromissorynoteassumestheprimeliabilitytomakepaymentoft

14、henote.A.holderB.draweeC.makerD.acceptor38. Thebillwhichmustbepresentedforacceptanceis（B）A.thebillpayableatxxdaysafterdateB.thebillpayablexxdaysaftersightC.thebillpayableonafixeddateD.thebillpayableatsight39. Inordertoretaintheliabilitiesoftheotherparties,abillthathasbeendishonoredmustbe（A）A.protest

15、edB.giventotheacceptorC.retainedinthefilesD.presentedtoabank40. （C）isnotaholderofabillA.PayeeB.EndorseeC.DrawerD.Bearer41. Whichofthefollowingisarelativeessentialitemofabill?（B）A.amountB.tenorC.payeeD.drawee42. Anendorsement,whichprohibitsthefurthernegotiationoftheinstrument,iscalled（D）endorsement.A

16、.qualifiedB.generalC.specificD.restrictive43. Acheckisa（D）draftdrawnonabankA.timeB.usanceC.directD.demand44. Anacceptancewith“payableondeliveryofbilloflading（D”）onthedraftisA.generalacceptanceB.partialacceptanceC.non-acceptanceD.qualifiedacceptance45. The（B）ofthedraftisthepersonwhoisinstructedtomake

17、thepayment.A.drawerB.draweeC.payerD.payee46. Theactwhichisneverinvolvedinpromissorynotebusinessis（C）A.endorsementB.dishonorC.acceptanceD.presentation47. Theactwhichisneverinvolvedincheckbusinessis（C）A.endorsementB.dishonorC.acceptanceD.presentation48. Thedraftwiththetenorwrittenas（B）mustbepresentedf

18、oracceptance.A.payableatsightB.payableat30daysaftersightC. payableat30daysafterdateD.payableat30daysaftershipmentdate49. Theendorsementwhichhasnointentiontotransfertheownershipoftheinstrumentis（D）A.blankendorsementB.specialendorsementC.conditionalendorsementD.endorsementforcollection50. Amongthefoll

19、owingpersons,theonewhohastherighttoendorsenegotiableinstrumentsis（D）A.drawerB.draweeC.endorserD.holder51. Thepersonwhohastherightofrecourseisthe（C）ofthenegotiableinstruments.A.drawerB.draweeC.holderD.acceptor52. Theacceptorofabillisthepersonwhooriginallynamedas（B）ofthebill.A.drawerB.draweeC.payeeD.e

20、ndorser53. Thefirstendorserofabillisthe（C）ofthebillA.drawerB.draweeC.payeeD.acceptor54. Thefirstholderofabillisthe（C）ofthebillA.drawerB.draweeC.payeeD.acceptor55. Amongthefollowingcrossedcheques,theonewhichcontainsthewords(D)isaspecialcrossedcheque.A.bankerB.notnegotiableC.A/CpayeeD.BankofChinaRemit

21、tance56. Themeansofauthenticatingpaymentorderinmailtransferisthe(D)A.SWIFTauthentickeyB.scheduleoftermsandconditionsC.testkeyD.authorizedsignatures57. Themeansofauthenticatingpaymentorderintelegraphictransferisthe(C)A.correspondentarrangementB.scheduleoftermsandconditionsC.testkeyD.authorizedsignatu

22、res58. Whichofthefollowingisnotamethodofremittance?(C)A.M/TB.T/TC.T/RD.D/D59. Openaccountasapaymentmethodisusuallyusedwhen(D)A.goodsaresoldundertheseller?smarketconditionB. goodsarebadlyneededbythebuyerC. goodsareofspecialstandardsorspecialspecificationsD. goodsaresoldunderthebuyer?smarketcondition6

23、0. Inremittancebusiness,theremittingbankmaysendthepaymentordertothepayingbankthroughSWIFTby(A)A.MT103B.MT202C.MT400D.MT70061. Ifthereimbursementinstructionwrittenonthepaymentorderisexpressedas,incover,wehavecreditedyourA/Cwithus?,theA/Crelationshipbetweentheremittingbankandthepayingbankmustbe(A)A. t

24、hepayingbankmaintainsanA/CwithremittingbankB. theremittingbankmaintainsanA/CwithpayingbankC. bothremittingbankandpayingbankmaintaintheirA/CswithathirdbankD. remittingbankandpayingbankhavetheirA/Cswithtwodifferentbanks62.Ifthereimbursementinstructionwrittenonthepaymentorderisexpressedas,incover,pleas

25、edebitourA/Cwithyou?,theA/Crelationshipbetweentheremittingbankandthepayingbankmustbe(B)A. thepayingbankmaintainsanA/CwithremittingbankB. theremittingbankmaintainsanA/CwithpayingbankC. bothremittingbankandpayingbankmaintaintheirA/CswithathirdbankD. remittingbankandpayingbankhavetheirA/Cswithtwodiffer

26、entbanks63. Ifthereimbursementinstructionwrittenonthepaymentorderisexpressedas,incover,wehaveauthorizedBankAtodebitourA/CandcredityourA/Cwiththem?,theA/Crelationshipbetweentheremittingbankandthepayingbankmustbe(C)A. thepayingbankmaintainsanA/CwithremittingbankB. theremittingbankmaintainsanA/Cwithpay

27、ingbankC. bothremittingbankandpayingbankmaintaintheirA/CswithathirdbankD. remittingbankandpayingbankhavetheirA/Cswithtwodifferentbanks64. Ifthereimbursementinstructionwrittenonthepaymentorderisexpressedas,incover,wehaveinstructedBankXtotransfertheproceedstoyourA/CwithbankY?,theA/Crelationshipbetween

28、theremittingbankandthepayingbankmustbe(D)A. thepayingbankmaintainsanA/CwithremittingbankB. theremittingbankmaintainsanA/CwithpayingbankC. bothremittingbankandpayingbankmaintaintheirA/CswithathirdbankD. remittingbankandpayingbankhavetheirA/Cswithtwodifferentbanks65. Inremittancebusiness,ifthepayingba

29、nkmaintainsanA/Cwithremittingbank,thereimbursementinstructionshouldbegivenas(A)A.incover,wehavecreditedyourA/CwithusB. incover,pleasedebitourA/CwithyouC. incover,wehaveauthorizedxxxbanktodebitourA/CandcredityourA/CwiththemD. incover,wehaveinstructedAbanktopaytheproceedstoyourA/CwithBbank66. Inremitt

30、ancebusiness,iftheremittingbankmaintainsanA/Cwithpayingbank,thereimbursementinstructionshouldbegivenas(B)A.incover,wehavecreditedyourA/CwithusB. incover,pleasedebitourA/CwithyouC. incover,wehaveauthorizedxxxbanktodebitourA/CandcredityourA/CwiththemD. incover,wehaveinstructedAbanktopaytheproceedstoyo

31、urA/CwithBbank67.Inremittancebusiness,ifbothremittingbankandpayingbankmaintaintheirA/Cswithathirdbank,thereimbursementinstructionshouldbegivenas(C)A.incover,wehavecreditedyourA/CwithusB. incover,pleasedebitourA/CwithyouC. incover,wehaveauthorizedxxxbanktodebitourA/CandcredityourA/CwiththemD. incover

32、,wehaveinstructedAbanktopaytheproceedstoyourA/CwithBbank68. Inremittancebusiness,ifremittingbankandpayingbankhavetheirA/Cswithtwodifferentbanks,thereimbursementinstructionshouldbegivenas(D)A.incover,wehavecreditedyourA/CwithusB. incover,pleasedebitourA/CwithyouC. incover,wehaveauthorizedxxxbanktodeb

33、itourA/CandcredityourA/CwiththemD.incover,wehaveinstructedAbanktopaytheproceedstoyourA/CwithBbankCollection69. Itwillbemoreconvenientifthecollectingbankappointedbytheseller(B)A. isalargebankB. istheremittingbank?scorrespondentintheplaceoftheimporterC. isintheexporter?scountryD. actsontheimporter?sin

34、structions70. UnderD/P,thedocumentswillnotbedeliveredtothebuyeruntil(D)A. thegoodshavearrivedB. thedocumentshavearrivedC. thedocumentsarepresentedtothebuyerD. the bill is paid by the buyer71. UnderD/A,thedocumentswillnotbedeliveredtothebuyeruntil（D）A. thegoodshavearrivedB. thedocumentshavearrivedC.

35、thedocumentsarepresentedtothebuyerD. thebillisacceptedbythebuyer72. Incollectionbusiness,dedailedinstructionsmustbesenttothecollectingbank（B）A. intheapplicationformBinthecollectionorderC. inthedocumentsD. inthesalescontract73. Incollectionbusiness,dedailedinstructionsmustbegiventotheremittingbank（A）

36、A. intheapplicationformBinthecollectionorderC. inthedocumentsD. inthesalescontract74. Incollectionbusiness,banksareobligatedtoverifythedocumentsreceivedtoseethat（C）A. theyareauthenticB. theyareregularC. theyarethesameasthoselistedinthecollectioninstructionD. theyareintherightform75. Thecollectingban

37、kwillmakeaprotestonlywhen（C）A. thedocumentsarerejectedB. thecaseofneedisnominatedC. instructiontoprotestisgivenbythecollectionorderD. protectivemeasuresinrespectofthegoodsaretaken.76. Allthepartiestoacollectionareboundby（C）ifthecollectionissubjecttoit.A.UCP500B.UCP600C.URC522D.URDG75877. Abillofexch

38、angewhichisaccompaniedbyshippingdocumentsisknownas（B）A. acleanbillB. adocumentarybillC. acleancollectionD. adocumentarycollection78. Indocumentarycollection,afterthegoodshavebeenshipped,theexporterpresentsthedocumentsto（B）forcollectionA. thecollectingbankB. thereimbursingbankC. theremittingbankD. th

39、eopeningbank79. Theinstructionsforcollectionaremainly（D）A. givenintheS/CB. writtenonthebillofexchangeC. givenbytheimporterD. givenbytheexporter80. Whichtypeofcollectionoffersthegreatestsecuritytotheexporter?(B)A. documentsagainstacceptancecollectionB. documentsagainstpaymentcollectionC. cleancollect

40、ionD. documentarycollection81. Whichofthefollowingisnottheobligationoftheremittingbank?(D)A.tocompleteacollectionorderstrictlyaccordingtotheprincipal?sinstructions.B. toperformfollowingalltheinstructionsgivenbytheprincipal.C. tokeepthedocumentswellD. toexaminethecontentsofdocumentsindetail82. Whicho

41、fthefollowingisnottheobligationofthecollectingbank?(B)A.toverifytheauthenticityofthecollectionorderB. totakecareofgoodsC. toreleasedocumentsstrictlyonthedeliverytermsofdocuments.D. toperformfollowingalltheinstructionsgivenbytheremittingbank.83. Caseofneedincollectionbusinessistherepresentativeof(A)A

42、.theprincipalB.theremittingbankC.thecollectingbankD.thedrawee84.Incollectionbusiness,thedrawerofthedraftforcollectionis(A)A.sellerB.buyerC.remittingbankD.collectingbank85. Incollectionbusiness,thedraweeofthedraftforcollectionis(B)A.sellerB.buyerC.remittingbankD.collectingbank86. Ifthecollectioninstr

43、uctiongivenbytheprincipalspecifiesthatcollectionchargesaretobebornebythedraweebutwithnoexpressstatementthattheymaybewaived,chargeswillbefortheaccountof(A)providingthedraweerefusestopaythem.A.principalB.remittingbankC.collectingbankD.presentingbank87. theadviceofpaymentsentbythecollectingbanktoremitt

44、ingbankthroughswifttakestheformas(A)A.MT400B.MT410C.MT412D.MT41688. theadviceofacceptancesentbythecollectingbanktoremittingbankthroughswifttakestheformas(C)A.MT400B.MT410C.MT412D.MT41689. theadviceofdishonorsentbythecollectingbanktoremittingbankthroughswifttakestheformas(D)A.MT400B.MT410C.MT412D.MT4

45、1690. thepricetermwhichismorefavorabletothesellerundercollectionis(D)A.EXWB.FOBC.CFRD.CIFLetterofcredit91. InL/Cbusiness,theexportercanreceivethepaymentonlywhen_C_A. hehasshippedthegoodsB. hehaspresentedthedocumentsC. thedocumentspresentedconstituteacomplyingpresentationD. theimporterhastakendeliver

46、yofthegoods.92. Theissuingbankcanrefusetopaythecreditamountwhen_C_A. theapplicantpreventshimfrommakingpaymentB. thegoodsarenotthesameasthosestipulatedinthesalescontractC. onekindofdocumentrequiredbyL/Cisn?tpresented.D. balanceoftheapplicant?saccountisnotenoughforpayment.93. OfthefollowingkindsofL/C,

47、_B_istheL/Cwhichrequirenodraftsatall.A. sightpaymentcreditB. deferredpaymentcreditC. acceptancecreditD. negotiationcredit94. OfthefollowingkindsofL/C,(C)istheL/Cinwhichdraftsarealwaysrequired.A.sightpaymentcreditB. deferredpaymentcreditC. acceptancecreditD. negotiationcredit95. Ofthefollowingkindsof

48、L/C,_D_istheL/Cwhichisespeciallysuitableforusetosettlethepaymentoftradeconductedthroughamiddleman.A. non-transferablecreditB. reciprocalcreditC. revolvingcreditD. backtobackcredit96. OfthefollowingkindsofL/C,_A_istheL/Cwhichisespeciallysuitableforusetosettlethepaymentoftradeconductedthroughamiddlema

49、n.A. transferablecreditB. reciprocalcreditC. revolvingcreditD. confirmedcredit97OfthefollowingkindsofL/C,_C_istheL/Cwhichisespeciallysuitableforusetosettlethepaymentunderalongterncontractcoveringgoodstobetransportedbyregularpartialshipments.A. non-transferablecreditB. reciprocalcreditC. revolvingcre

50、ditD. backtobackcredit98.OfthefollowingkindsofL/C,_B_istheL/Cwhichisespeciallysuitableforusetosettlethepaymentunderbartertransaction.A. non-transferablecreditB. reciprocalcreditC. revolvingcreditD. backtobackcredit99. ConfirmationofacreditmaybegivenbyBA. thebeneficiaryattherequestoftheimporterB. the

51、advisingbankattherequestoftheissuingbankC. theadvisingbankafterthereceiptofcorrectdocumentationD. theissuingbankafterthereceiptofcorrectdocumentation100. Thecreditmayonlybeconfirmedifitissoauthorizedorrequestedby(A)A. theissuingbankB. thesupplierC. theadvisingbankD. thebeneficiary101. Thebeneficiary

52、ofatransferredcreditis(C)A. thenegotiatingbankB. themiddlemanC. theactualsupplierD. thebeneficiaryofthetransferablecredit102. Thesecondbeneficiaryofatransferableletterofcreditisthe(D)A. middlemanB. transferringbankC. theapplicantofthetransferredcreditD. realsupplierofthegoods103. Thefirstbeneficiary

53、ofatransferableletterofcreditisthe(A)A. middlemanB. transferringbankC. theapplicantofthetransferredcreditD. realsupplierofthegoods104. Thesumofthetransferredcreditwillnormallybe(B)A. thesameasinthecreditbeforetransferB. lessthaninthecreditbeforetransferC. morethaninthecreditbeforetransferD. equaltot

54、heoriginalcredit105. Thetermsandconditionsofthetransferredcreditcanbedifferentfromtheoriginalcreditinthefollowingaspects,withtheexceptionof(C).A. theamountofthecreditB. anyunitpricestatedinthecreditC. anyquantitystatedinthecreditD. theexpirydate,theperiodforpresentation,orthelatestshipmentdate106. U

55、ndertheanticipatorycredit,onwhichpartydoesthefinalresponsibilitylieforreimbursementifthetermsandconditionsarenotfulfilledbythebeneficiary?(D)A.theissuingbankB. theadvisingbankC. thebeneficiaryD. theapplicant107. Theredclausecreditisoftenusedasamethodof(B)A. providingthebuyerwithfundspriortoshipmentB

56、. providingthesellerwithfundspriortoshipmentC. providingthebuyerwithfundsaftershipmentD. providingthesellerwithfundsaftershipment108. Anapplicantmustreimburseanissuingbankunlesshefindsthat(D)A. goodsaredefectiveB. goodsarenotasorderedinthesalescontractC. documentsreceiveddonotallowhimtoclearthegoods

57、throughcustomsD. documentsdonotconformonthefacetothetermsandconditionsofthecredit109. Applicationforanyamendmenttoaletterofcreditshouldbegiventotheissuingbankby(A)A. theapplicantB. thebeneficiaryC. theadvisingbankD. thenominatedbank110. InL/Cbusiness,documentsarepresentedto(D)bythebeneficiaryA. theadvisingbankB. theissuingbankC. thereimbursingbankD. thenominatedbank111. Ifdiscrepanciesfoundareserious,thefollowingwayscanbeusedbythenegotiatingbankto