财务复利系数表

1、系数表中最上面横排n%为利率数，最左边竖列是表示年（期）数，查询时只需在相应的系数表列中找到利率数，在行中找到对应年（期）数，交叉点上即为该利率下的相应系数。如如：如何查询利率15%，年数为5的复利现值系数？答答：在复利现值系数的横排中找到利率15%，在竖列中找到5，交叉点为0.497，即为所求的复利现值系数。复利现值系数表复利终值系数表年金现值系数表年金终值系数表一一江江彩彩虹虹整整理理，欢欢迎迎使使用用！一一江江彩彩虹虹整整理理，欢欢迎迎使使用用！复复利利现现值值系系数数表表（PVIFPVIF表表）n1%2%3%4%5%6%8%10%12%14%15%16%18%10.9900.9800.

2、9700.9610.9520.9430.9250.9090.8920.8770.8690.8620.84720.9800.9610.9420.9240.9070.8890.8570.8260.7970.7690.7560.7430.71830.9700.9420.9150.8880.8630.8390.7930.7510.7110.6740.6570.6400.60840.9600.9230.8880.8540.8220.7920.7350.6830.6350.5920.5710.5520.51550.9510.9050.8620.8210.7830.7470.6800.6200.5670.5

3、190.4970.4760.43760.9420.8870.8370.7900.7460.7040.6300.5640.5060.4550.4320.4100.37070.9320.8700.8130.7590.7100.6650.5830.5130.4520.3990.3750.3530.31380.9230.8530.7890.7300.6760.6270.5400.4660.4030.3500.3260.3050.26690.9140.8360.7660.7020.6440.5910.5000.4240.3600.3070.2840.2620.225100.9050.8200.7440.

4、6750.6130.5580.4630.3850.3210.2690.2470.2260.191110.8960.8040.7220.6490.5840.5260.4280.3500.2870.2360.2140.1950.161120.8870.7880.7010.6240.5560.4960.3970.3180.2560.2070.1860.1680.137130.8780.7730.6800.6000.5300.4680.3670.2890.2290.1820.1620.1450.116140.8690.7570.6610.5770.5050.4420.3400.2630.2040.15

5、90.1410.1250.098150.8610.7430.6410.5550.4810.4170.3150.2390.1820.1400.1220.1070.083160.8520.7280.6230.5330.4580.3930.2910.2170.1630.1220.1060.0930.070170.8440.7140.6050.5130.4360.3710.2700.1970.1450.1070.0920.0800.059180.8360.7000.5870.4930.4150.3500.2500.1790.1300.0940.0800.0690.050190.8270.6860.57

6、00.4740.3950.3300.2310.1630.1160.0820.0700.0590.043200.8190.6720.5530.4560.3760.3110.2140.1480.1030.0720.0610.0510.036210.8110.6590.5370.4380.3580.2940.1980.1350.0920.0630.0530.0440.030220.8030.6460.5210.4210.3410.2770.1830.1220.0820.0550.0460.0380.026230.7950.6340.5060.4050.3250.2610.1700.1110.0730

7、.0490.0400.0320.022240.7870.6210.4910.3900.3100.2460.1570.1010.0650.0430.0340.0280.018250.7790.6090.4770.3750.2950.2320.1460.0920.0580.0370.0300.0240.015260.7720.5970.4630.3600.2810.2190.1350.0830.0520.0330.0260.0210.013270.7640.5850.4500.3460.2670.2070.1250.0760.0460.0290.0220.0180.011280.7560.5740

8、.4370.3330.2550.1950.1150.0690.0410.0250.0190.0150.009290.7490.5630.4240.3200.2420.1840.1070.0630.0370.0220.0170.0130.008300.7410.5520.4110.3080.2310.1740.0990.0570.0330.0190.0150.0110.006310.7340.5410.3990.2960.2200.1640.0920.0520.0290.0170.0130.0100.005320.7270.5300.3880.2850.2090.1540.0850.0470.0

9、260.0150.0110.0080.005330.7200.5200.3770.2740.1990.1460.0780.0430.0230.0130.0090.0070.004340.7120.5100.3660.2630.1900.1370.0730.0390.0210.0110.0080.0060.003350.7050.5000.3550.2530.1810.1300.0670.0350.0180.0100.0070.0050.003360.6980.4900.3450.2430.1720.1220.0620.0320.0160.0080.0060.0040.002370.6920.4

10、800.3340.2340.1640.1150.0570.0290.0150.0070.0050.0040.002380.6850.4710.3250.2250.1560.1090.0530.0260.0130.0060.0040.0030.001390.6780.4610.3150.2160.1490.1030.0490.0240.0120.0060.0040.0030.001400.6710.4520.3060.2080.1420.0970.0460.0220.0100.0050.0030.0020.001410.6650.4440.2970.2000.1350.0910.0420.020

11、0.0090.0040.0030.0020.001420.6580.4350.2880.1920.1280.0860.0390.0180.0080.0040.0020.001-430.6510.4260.2800.1850.1220.0810.0360.0160.0070.0030.0020.001-440.6450.4180.2720.1780.1160.0770.0330.0150.0060.0030.0020.001-450.6390.4100.2640.1710.1110.0720.0310.0130.0060.0020.0010.001-460.6320.4020.2560.1640

12、.1050.0680.0290.0120.0050.0020.0010.001-470.6260.3940.2490.1580.1000.0640.0260.0110.0040.0020.001-480.6200.3860.2410.1520.0960.0600.0240.0100.0040.0010.001-490.6140.3780.2340.1460.0910.0570.0230.0090.0030.0010.001-500.6080.3710.2280.1400.0870.0540.0210.0080.0030.001-20%25%30%35%40%50%0.8330.8000.769

13、0.7400.7140.6660.6940.6400.5910.5480.5100.4440.5780.5120.4550.4060.3640.2960.4820.4090.3500.3010.2600.1970.4010.3270.2690.2230.1850.1310.3340.2620.2070.1650.1320.0870.2790.2090.1590.1220.0940.0580.2320.1670.1220.0900.0670.0390.1930.1340.0940.0670.0480.0260.1610.1070.0720.0490.0340.0170.1340.0850.055

14、0.0360.0240.0110.1120.0680.0420.0270.0170.0070.0930.0540.0330.0200.0120.0050.0770.0430.0250.0140.0080.0030.0640.0350.0190.0110.0060.0020.0540.0280.0150.0080.0040.0010.0450.0220.0110.0060.0030.0010.0370.0180.0080.0040.002-0.0310.0140.0060.0030.001-0.0260.0110.0050.0020.001-0.0210.0090.0040.001-0.0180

15、.0070.0030.001-0.0150.0050.0020.001-0.0120.0040.001-0.0100.0030.001-0.0080.0030.001-0.0070.002-0.0060.001-0.0050.001-0.0040.001-0.003-0.002-0.002-0.002-0.001-0.001-0.001-一一江江彩彩虹虹整整理理，欢欢迎迎使使用用！复复利利现现值值系系数数表表（PVIFPVIF表表）一一江江彩彩虹虹整整理理欢欢迎迎使使用用复复利利终终值值系系数数表表（FVIFFVIF表表）n1%2%3%4%5%6%7%8%9%10%11%12%13%11.01

16、1.021.031.041.051.061.071.081.091.11.111.121.1321.021.041.0611.0821.1031.1241.1451.1661.1881.211.2321.2541.27731.031.0611.0931.1251.1581.1911.2251.261.2951.3311.3681.4051.44341.0411.0821.1261.171.2161.2621.3111.361.4121.4641.5181.5741.6351.0511.1041.1591.2171.2761.3381.4031.4691.5391.6111.6851.7621.

17、84261.0621.1261.1941.2651.341.4191.5011.5871.6771.7721.871.9742.08271.0721.1491.231.3161.4071.5041.6061.7141.8281.9492.0762.2112.35381.0831.1721.2671.3691.4771.5941.7181.8511.9932.1442.3052.4762.65891.0941.1951.3051.4231.5511.6891.8381.9992.1722.3582.5582.7733.004101.1051.2191.3441.481.6291.7911.967

18、2.1592.3672.5942.8393.1063.395111.1161.2431.3841.5391.711.8982.1052.3322.582.8533.1523.4793.836121.1271.2681.4261.6011.7962.0122.2522.5182.8133.1383.4983.8964.335131.1381.2941.4691.6651.8862.1332.412.723.0663.4523.8834.3634.898141.1491.3191.5131.7321.982.2612.5792.9373.3423.7974.314.8875.535151.1611

19、.3461.5581.8012.0792.3972.7593.1723.6424.1774.7855.4746.254161.1731.3731.6051.8732.1832.542.9523.4263.974.5955.3116.137.067171.1841.41.6531.9482.2922.6933.1593.74.3285.0545.8956.8667.986181.1961.4281.7022.0262.4072.8543.383.9964.7175.566.5447.699.024191.2081.4571.7542.1072.5273.0263.6174.3165.1426.1

20、167.2638.61310.197201.221.4861.8062.1912.6533.2073.874.6615.6046.7278.0629.64611.523211.2321.5161.862.2792.7863.44.1415.0346.1097.48.94910.80413.021221.2451.5461.9162.372.9253.6044.435.4376.6598.149.93412.114.714231.2571.5771.9742.4653.0723.824.7415.8717.2588.95411.02613.55216.627241.271.6082.0332.5

21、633.2254.0495.0726.3417.9119.8512.23915.17918.788251.2821.6412.0942.6663.3864.2925.4276.8488.62310.83513.5851721.231261.2951.6732.1572.7723.5564.5495.8077.3969.39911.91815.0819.0423.991271.3081.7072.2212.8833.7334.8226.2147.98810.24513.1116.73921.32527.109281.3211.7412.2882.9993.925.1126.6498.62711.

22、16714.42118.5823.88430.633291.3351.7762.3573.1194.1165.4187.1149.31712.17215.86320.62426.7534.616301.3481.8112.4273.2434.3225.7437.61210.06313.26817.44922.89229.9639.116401.4892.2083.2624.8017.0410.28614.97421.72531.40945.25965.00193.051132.78501.6542.6924.3847.10711.46718.4229.45746.90274.358117.39

23、184.57289450.7414%15%16%17%18%19%20%25%30%1.141.151.161.171.181.191.21.251.31.31.3231.3461.3691.3921.4161.441.5631.691.4821.5211.5611.6021.6431.6851.7281.9532.1971.6891.7491.8111.8741.9392.0052.0742.4412.8561.9252.0112.12.1922.2882.3862.4883.0523.7132.1952.3132.4362.5652.72.842.9863.8154.8272.5022.6

24、62.8263.0013.1853.3793.5834.7686.2752.8533.0593.2783.5113.7594.0214.35.968.1573.2523.5183.8034.1084.4354.7855.167.45110.6043.7074.0464.4114.8075.2345.6956.1929.31313.7864.2264.6525.1175.6246.1766.7777.4311.64217.9224.8185.355.9366.587.2888.0648.91614.55223.2985.4926.1536.8867.6998.5999.59610.69918.1

25、930.2886.2617.0767.9889.00710.14711.4212.83922.73739.3747.1388.1379.26610.53911.97413.5915.40728.42251.1868.1379.35810.74812.3314.12916.17218.48835.52766.5429.27610.76112.46814.42616.67219.24422.18644.40986.50410.57512.37514.46316.87919.67322.90126.62355.511112.45512.05614.23216.77719.74823.21427.25

26、231.94869.389146.19213.74316.36719.46123.10627.39332.42938.33886.736190.0515.66818.82222.57427.03432.32438.59146.005108.42247.06517.86121.64526.18631.62938.14245.92355.206135.525321.18420.36224.89130.37637.00645.00854.64966.247169.407417.53923.21228.62535.23643.29753.10965.03279.497211.758542.80126.

27、46232.91940.87450.65862.66977.38895.396264.698705.64130.16737.85747.41459.2773.94992.092114.475330.872917.33334.3943.5355569.34587.26109.589137.371413.591192.53339.20450.06663.881.134102.967130.411164.845516.9881550.29344.69357.57574.00994.927121.501155.189197.814646.2352015.38150.9566.21285.85111.0

28、65143.371184.675237.376807.7942619.996188.88267.86378.72533.87750.381051.71469.87523.236119700.231083.71670.72566.23927.45988.99100.470065497929一一江江彩彩虹虹整整理理欢欢迎迎使使用用复复利利终终值值系系数数表表（FVIFFVIF表表）一一江江彩彩虹虹整整理理，欢欢迎迎使使用用！年年金金现现值值系系数数表表（PVIFAPVIFA表表）n1%2%3%4%5%6%8%10%12%14%15%16%18%20%22%24%25%30%35%40%45%10.

29、9900.9800.9700.9610.9520.9430.9250.9090.8920.8770.8690.8620.8470.8330.8190.8060.7990.7690.7400.7140.68921.9701.9411.9131.8861.8591.8331.7831.7351.6901.6461.6251.6051.5651.5271.4911.4561.4401.3601.2891.2241.16532.9402.8832.8282.7752.7232.6732.5772.4862.4012.3212.2832.2452.1742.1062.0421.9811.9521.816

30、1.6951.5881.49343.9013.8073.7173.6293.5453.4653.3123.1693.0372.9132.8542.7982.6902.5882.4932.4042.3612.1661.9961.8491.71954.8534.7134.5794.4514.3294.2123.9923.7903.6043.4333.3523.2743.1272.9902.8632.7452.6892.4352.2192.0351.87565.7955.6015.4175.2425.0754.9174.6224.3554.1113.8883.7843.6843.4973.3253.

31、1663.0202.9512.6422.3852.1671.98376.7286.4716.2306.0025.7865.5825.2064.8684.5634.2884.1604.0383.8113.6043.4153.2423.1612.8022.5072.2622.05787.6517.3257.0196.7326.4636.2095.7465.3344.9674.6384.4874.3434.0773.8373.6193.4213.3282.9242.5982.3302.10898.5668.1627.7867.4357.1076.8016.2465.7595.3284.9464.77

32、14.6064.3034.0303.7863.5653.4633.0192.6652.3782.143109.4718.9828.5308.1107.7217.3606.7106.1445.6505.2165.0184.8334.4944.1923.9233.6813.5703.0912.7152.4132.1681110.3679.7869.2528.7608.3067.8867.1386.4955.9375.4525.2335.0284.6564.3274.0353.7753.6563.1472.7512.4382.1841211.25510.5759.9549.3858.8638.383

33、7.5366.8136.1945.6605.4205.1974.7934.4394.1273.8513.7253.1902.7792.4552.1961312.13311.34810.6349.9859.3938.8527.9037.1036.4235.8425.5835.3424.9094.5324.2023.9123.7803.2232.7992.4682.2041413.00312.10611.29610.5639.8989.2948.2447.3666.6286.0025.7245.4675.0084.6104.2643.9613.8243.2482.8142.4772.2091513

34、.86512.84911.93711.11810.3799.7128.5597.6066.8106.1425.8475.5755.0914.6754.3154.0013.8593.2682.8252.4832.2131614.71713.57712.56111.65210.83710.1058.8517.8236.9736.2655.9545.6685.1624.7294.3564.0333.8873.2832.8332.4882.2161715.56214.29113.16612.16511.27410.4779.1218.0217.1196.3726.0475.7485.2224.7744

35、.3904.0593.9093.2942.8392.4912.2181816.39814.99213.75312.65911.68910.8279.3718.2017.2496.4676.1275.8175.2734.8124.4184.0793.9273.3032.8442.4942.2191917.22615.67814.32313.13312.08511.1589.6038.3647.3656.5506.1985.8775.3164.8434.4414.0963.9423.3102.8472.4952.2202018.04516.35114.87713.59012.46211.4699.

36、8188.5137.4696.6236.2595.9285.3524.8694.4604.1103.9533.3152.8502.4972.2202118.85617.01115.41514.02912.82111.76410.0168.6487.5626.6866.3125.9735.3834.8914.4754.1213.9633.3192.8512.4972.2212219.66017.65815.93614.45113.16312.04110.2008.7717.6446.7426.3586.0115.4094.9094.4884.1293.9703.3222.8532.4982.22

37、12320.45518.29216.44314.85613.48812.30310.3718.8837.7186.7926.3986.0445.4324.9244.4984.1373.9763.3252.8542.4982.2212421.24318.91316.93515.24613.79812.55010.5288.9847.7846.8356.4336.0725.4504.9374.5074.1423.9813.3272.8552.4992.2212522.02319.52317.41315.62214.09312.78310.6749.0777.8436.8726.4646.0975.

38、4664.9474.5134.1473.9843.3282.8552.4992.2222622.79520.12117.87615.98214.37513.00310.8099.1607.8956.9066.4906.1185.4804.9564.5194.1513.9873.3292.8552.4992.2222723.55920.70618.32716.32914.64313.21010.9359.2377.9426.9356.5136.1365.4914.9634.5244.1543.9903.3302.8562.4992.2222824.31621.28118.76416.66314.

39、89813.40611.0519.3067.9846.9606.5336.1525.5014.9694.5284.1563.9923.3312.8562.4992.2222925.06521.84419.18816.98315.14113.59011.1589.3698.0216.9836.5506.1655.5094.9744.5314.1583.9933.3312.8562.4992.2223025.80722.39619.60017.29215.37213.76411.2579.4268.0557.0026.5656.1775.5164.9784.5334.1603.9953.3322.

40、8562.4992.2224032.83427.35523.11419.79217.15915.04611.9249.7798.2437.1056.6416.2335.5484.9964.5434.1653.9993.3332.8572.4992.2225039.19631.42325.72921.48218.25515.76112.2339.9148.3047.1326.6606.2465.5544.9994.5454.1663.9993.3332.8572.4992.22250%0.6661.1111.4071.6041.7361.8241.8821.9211.9471.9651.9761

41、.9841.9891.9931.9951.9961.9971.9981.9991.9991.9991.9991.9991.9991.9991.9991.9991.9991.9991.9991.9991.999一一江江彩彩虹虹整整理理，欢欢迎迎使使用用！年年金金现现值值系系数数表表（PVIFAPVIFA表表）一江彩虹整理，欢迎使用！年年金金终终值值系系数数表表（FVIFAFVIFA表表）n1%2%3%4%5%6%7%8%9%10%11%1.0001.0001.0001.0001.0001.0001.0001.0001.0001.0001.0001.0002.0002.0102.0202.0302

42、.0402.0502.0602.0702.0802.0902.1002.1103.0003.0303.0603.0913.1223.1533.1843.2153.2463.2783.3103.3424.0004.0604.1224.1844.2464.3104.3754.4404.5064.5734.6414.7105.0005.1015.2045.3095.4165.5265.6375.7515.8675.9856.1056.2286.0006.1526.3086.4686.6336.8026.9757.1537.3367.5237.7167.9137.0007.2147.4347.6627

43、.8988.1428.3948.6548.9239.2009.4879.7838.0008.2868.5838.8929.2149.5499.87910.26010.63711.02811.43611.8599.0009.3699.75510.15910.58311.02711.49111.97812.48813.02113.57914.16410.00010.46210.95011.46412.00612.57813.18113.81614.48715.91315.93716.72211.00011.56712.16912.80813.48614.20714.97215.78416.6451

44、7.56018.53119.56112.00012.68313.41214.19215.02616.91716.87017.88818.97720.14121.38422.71313.00013.80914.68015.61816.62717.71318.88220.14121.49522.95324.52326.21214.00014.94715.97417.08618.29219.59921.01522.55024.21526.01927.97530.09515.00016.09717.29318.59920.02421.57923.27625.12927.15229.36131.7723

45、4.40516.00017.25818.63920.15721.82523.65725.67327.88830.32433.00335.95039.19017.00018.43020.01221.76223.69825.84028.21330.84033.75036.97440.54544.50118.00019.61521.41223.41425.64528.13230.90633.99937.45041.30145.59950.39619.00020.81122.84125.11727.67130.53933.76037.37941.44646.01851.15956.93920.0002

46、2.01924.29726.87029.77833.06636.78640.99545.76251.16057.27564.20325.00028.24332.03036.45941.64647.72754.86563.24973.10684.70198.347114.41030.00034.78540.58847.57556.08566.43979.05894.461113.280136.310164.490199.02040.00048.88660.40275.40195.026120.800154.760199.640259.060337.890442.590581.83050.0006

47、4.46384.579112.800152.670209.350290.340406.530573.770815.0801,163.9001,668.80012%13%14%15%16%17%18%19%20%25%1.0001.0001.0001.0001.0001.0001.0001.0001.0001.0002.1202.1302.1402.1502.1602.1702.1802.1902.2002.2503.3743.4073.4403.4733.5063.5393.5723.6063.6403.8134.7794.8504.9214.9935.0665.1415.2155.2915.3685.7666.3536.4806.6106.7426.8777.0147.1547.2977.4428.2078.1158.3238.5368.7548.9779.2079.4429.6839.93011.25910.08910.40510.73011.06711.41411.77212.14212.52312.91615.07312.30012.75713.2331