POS机对应答码的处理

1、附录A附录B（规范性附录）附录C对应答码的处理交易返回 POS终端时都有 39 域， POS终端和终端操作员根据应答码要采取相应的操 作，可以把操作分为以下几类：A：交易成功B：交易失败，可重试C：交易失败，不需要重试D：交易失败 , 终端操作员处理E：交易失败 , 系统故障，不需要重试注 1 ：如果 39 域的内容不能在下表中找到，就显示“交易失败”注 2：如果 POS交易的批次号和网络中心批次号不一致时应答码会填“ 77”，此时POS机应当提示操作员重新签到，再作交易。表 C.1 应答码表代码意义类别原因/ 采取的措施POS显示的内容代码意义类别原因/ 采取的措施POS显示的内容00承兑或

2、交易成功A承兑或交易成功交易成功01查发卡行C查发卡行交易失败，请联系发卡行02查发卡行的特殊条件C可电话向发卡行查询交易失败，请联系发卡行03无效商户C商户需要在银行或中心登记商户未登记04没收卡D操作员没收卡没收卡，请联系收单行05不予承兑C发卡不予承兑交易失败，请联系发卡行06出错E发卡行故障交易失败，请联系发卡行07特殊条件下没收卡D特殊条件下没收卡没收卡，请联系收单行09请求正在处理中B重新提交交易请求交易失败，请重试12无效交易C发卡行不支持的交易交易失败，请重试13无效金额B金额为 0 或太大交易金额超限，请重试14无效卡号B卡种未在中心登记或读卡号有误无效卡号，请联系发卡行15

3、无此发卡行C此发卡行未与中心开通业务此卡不能受理代码意义类别原因/ 采取的措施POS显示的内容19重新送入交易C刷卡读取数据有误，可重新刷卡交易失败，请联系发卡行20无效应答C无效应答交易失败，请联系发卡行21不做任何处理C不做任何处理交易失败，请联系发卡行22怀疑操作有误CPOS状态与中心不符，可重新签到操作有误，请重试23不可接受的交易费C不可接受的交易费交易失败，请联系发卡行25未能找到文件上记录C发卡行未能找到有关记录交易失败，请联系发卡行30格式错误C格式错误交易失败，请重试31银联不支持的银行C此发卡方未与中心开通业务此卡不能受理33过期的卡D过期的卡，操作员可以没收过期卡，请联系

4、发卡行34有作弊嫌疑D有作弊嫌疑的卡，操作员可以没收没收卡，请联系收单行35受卡方与安全保密部门联系D有作弊嫌疑的卡，操作员可以没收没收卡，请联系收单行代码意义类别原因/ 采取的措施POS显示的内容36受限制的卡D有作弊嫌疑的卡，操作员可以没收此卡有误，请换卡重试37受卡方呼受理方安全保密部门 （ 没 收卡）D有作弊嫌疑的卡，操作员可以没收没收卡，请联系收单行38超过允许的 PIN 试输入D密码错次数超限，操作员可以没收密码错误次数超限39无此信用卡账户C可能刷卡操作有误交易失败，请联系发卡行40请求的功能尚不支持C发卡行不支持的交易类型交易失败，请联系发卡行41丢失卡D挂失的卡， 操作员可以

5、没收没收卡，请联系收单行42无此账户B发卡行找不到此账户交易失败，请联系发卡方43被窃卡D被窃卡， 操作员可以没收没收卡，请联系收单行44无此投资账户C可能刷卡操作有误交易失败，请联系发卡行51无足够的存款C账户内余额不足余额不足，请查询52无此支票账户C无此支票账户交易失败，请联系发卡行53无此储蓄卡账户C无此储蓄卡账户交易失败，请联系发卡行54过期的卡C过期的卡过期卡，请联系发卡行代码意义类别原因/ 采取的措施POS显示的内容55不正确的 PINC密码输错密码错，请重试56无此卡记录C发卡行找不到此账户交易失败，请联系发卡行57不允许持卡人进行的交易C不允许持卡人进行的交易交易失败，请联系

6、发卡行58不允许终端进行的交易C该商户不允许进行的交易终端无效，请联系收单行或银联59有作弊嫌疑C交易失败，请联系发卡行60受卡方与安全保密部门联系C交易失败，请联系发卡行61超出取款金额限制C一次交易的金额太大金额太大62受限制的卡C交易失败，请联系发卡行63违反安全保密规定C违反安全保密规定交易失败，请联系发卡行64原始金额不正确C原始金额不正确交易失败，请联系发卡行65超出取款次数限制C超出取款次数限制超出取款次数限制66受卡方呼受理方安全保密部门C受卡方呼受理方安全保密部门交易失败，请联系收单行或银联67捕捉（没收卡）C捕捉（没收卡）没收卡代码意义类别原因/ 采取的措施POS显示的内容

7、68收到的回答太迟C发卡行规定时间内没有回答交易超时，请重试75允许的输入 PIN 次数超限C允许的输入 PIN 次数超限密码错误次数超限77需要向网络中心签到DPOS批次与网络中心不一致请向网络中心签到79脱机交易对账不平CPOS终端上传的脱机数据对账不平POS终端重传脱机数据90日期切换正在处理C日期切换正在处理交易失败，请稍后重试91发卡行或银联不能操作C电话查询发卡方或银联，可重作交易失败，请稍后重试92金融机构或中间网络设施找不到或无法达到C电话查询发卡方或网络中心，可重作交易失败，请稍后重试93交易违法、不能完成C交易违法、不能完成交易失败，请联系发卡行94重复交易C查询网络中心，

8、可重新签到作交易交易失败，请稍后重试95调节控制错C调节控制错交易失败，请稍后重试96系统异常、失效C发卡方或网络中心出现故障交易失败，请稍后重试代码意义类别原因/ 采取的措施POS显示的内容97POS终端号找不到D终端未在中心或银行登记终端未登记，请联系收单行或银联98银联收不到发卡行应答E银联收不到发卡行应答交易超时，请重试99PIN 格式错B可重新签到作交易校验错，请重新签到A0MAC校验错B可重新签到作交易校验错，请重新签到'0'*256+'0',"'0'*256+'1',"交易成功 ",&q

9、uot;交易失败 ","01请联系发卡行 ",'0'*256+'2',"交易失败","02请联系发卡行 ",'0'*256+'3',"交易失败","03商户未登记 ",'0'*256+'4',"交易失败 , 没收卡","04请联系收单行 ",'0'*256+'5',"交易失败","05请联系

10、发卡行 ",'0'*256+'6',"交易失败","06请联系发卡行 ",'0'*256+'7',"交易失败 , 没收卡","07请联系收单行 ",'0'*256+'9',"交易失败","09请 重 试 ",'1'*256+'2',"交易失败","12请 重 试 ",/10'1'*25

11、6+'3',"交易失败, 交易金","13 额超限, 请重试",'1'*256+'4',"无效卡号","14请联系发卡行 ",'1'*256+'5',"交易失败","15此卡不能受理 ",'1'*256+'9',"交易失败","19请联系发卡行 ",'2'*256+'0',"交易失败&

12、quot;,"20请联系发卡行 ",'2'*256+'1',"交易失败","21请联系发卡行 ",'2'*256+'2',"交易失败","22操作有误请重试 ",'2'*256+'3',"交易失败","23请联系发卡行 ",'2'*256+'5',"交易失败","25请联系发卡行 ",

13、9;3'*256+'0',"交易失败","30请 重 试 ",/20'3'*256+'1',"交易失败","31此卡不能受理 ",'3'*256+'3',"交易失败 , 过期卡","33请联系发卡行 ",'3'*256+'4',"交易失败 , 没收卡","34请联系收单行 ",'3'*256+'

14、5',"交易失败 , 没收卡","35请联系收单行 ",'3'*256+'6',"此卡有误","36请换卡重试 ",'3'*256+'7',"交易失败 , 没收卡","37请联系收单行 ",'3'*256+'8'," 交易失败 38"," 密码错误次数超限 "'3'*256+'9',"交易失败

15、 ","39请联系发卡行 ",'4'*256+'0',"交易失败 ","40请联系发卡行 ",'4'*256+'1',"交易失败 , 没收卡","41请联系收单行 ",/30'4'*256+'2',"交易失败 ","42请联系发卡方 ",'4'*256+'3',"交易失败 , 没收卡","4

16、3请联系收单行 ",'4'*256+'4',"交易失败 ","44请联系发卡行 ",'5'*256+'1',"交易失败 ","51余额不足请查询 ",'5'*256+'2',"交易失败 ","52请联系发卡行 ",'5'*256+'3',"交易失败 ","53请联系发卡行 ",'5'*

17、256+'4',"交易失败 , 过期卡","54请联系发卡行 ",'5'*256+'5',"交易失败 ","55密码错, 请重试",'5'*256+'6',"交易失败 ","56请联系发卡行 ",'5'*256+'7',"交易失败 ","57请联系发卡行 ",/40'5'*256+'8',&qu

18、ot;终端无效 , 请联系","58收单行或银联 ",'5'*256+'9',"交易失败 ","59请联系发卡行 ",'6'*256+'0',"交易失败","60请联系发卡行 ",'6'*256+'1',"交易失败","61金额太大 ",'6'*256+'2',"交易失败","62请联系发卡

19、行 ",'6'*256+'3',"交易失败","63请联系发卡行 ",'6'*256+'4',"交易失败","64请联系发卡行 ",'6'*256+'5',"交易失败65","超出取款次数限制 ",'6'*256+'6',"交易失败 , 请联系","66 收单行或银联 ",'6'*25

20、6+'7',"交易失败","67没收卡 ",/50'6'*256+'8',"交易失败","68交易超时请重试 ",'7'*256+'5',"交易失败75","密码错误次数超限 ",'7'*256+'6',"请向网络中心签到 ","'7'*256+'7',"交易失败77","请

21、向网络中心签到 ",'7'*256+'9',"交易失败 79POS","终端重传脱机数据 ",'9'*256+'0',"交易失败","90请稍后重试 ",'9'*256+'1',"交易失败","91请稍后重试 ",'9'*256+'2',"交易失败","92请稍后重试 ",'9'*25

22、6+'3',"交易失败","93请联系发卡行 ",'9'*256+'4',"交易失败","94请稍后重试 ",/60'9'*256+'5',"交易失败","95请稍后重试 ",'9'*256+'6',"交易失败","96请稍后重试 ",'9'*256+'7',"终端未登记请联系 &qu

23、ot;,"97收单行或银联 ",'9'*256+'8',"交易失败","98交易超时请重试 ",'9'*256+'9',"校验错 ","99请重新签到 ",'A'*256+'0',"校验错 ","A0请重新签到 ",'T'*256+'A',"接 受","TRANS. ACCEPTED ",&

24、#39;A'*256+'P',"授权号码","APPV CODE ",'I'*256+'P',"处理码不符请重试 - IP ",'I'*256+'R',"交易类型不符请重试 - IR ",/70'I'*256+'S',"交易流水号不符请重试 - IS ",'I'*256+'T',"终端号不符请重试 - IT ",'I&

25、#39;*256+'M',"商户号不符请重试 - IM ",'I'*256+'K',"资料错误, 请重试 ","KEY PARITY ERROR",'C'*256+'N',"操作取消'L'*256+'C',"通讯故障, 请重试'N'*256+'C',"中心忙 ",'T'*256+'O',"交易失败 "&

26、#39;B'*256+'E',"机座故障'E'*256+'C',"收银机通讯故障'R'*256+'T',"没放回机座'O'*256+'T',"操作取消'O'*256+'L',"输入金额无效'P'*256+'F',"密码重按过限额'O'*256+'C',"操作完成'N'*256+'A'

27、;,"此卡不能授权'N'*256+'B',"此卡不能查余'N'*256+'J',"此交易不能调整'N'*256+'M',"此卡不能按入'N'*256+'O',"不能离线操作","TRANS. CANCELLED",","PLS TRY AGAIN-LC",请稍后重试 ",/modi wuhua" 通讯故障 , 请重试 ",&quo

28、t;," BASE ERROR "","ECR COMM. ERROR ",/80"," RETURN TIMEOUT ","," INPUT TIMEOUT ",超小费额度 "","INVALID PASSWORD","," OPER COMPLETED ",","AUTH NOT ALLOWED",","NO BALANCE CHECK",",

29、" NO ADJUSTMENT ",","NO MANUAL ENTRY ",","NO OFFLINE ENTRY",/90'N'*256+'R',"此卡不能退款 "," NO REFUND ",'N'*256+'S',"此卡不能消费 ","SALE NOT ALLOWED",'N'*256+'V',"此交易不能取消 "

30、,"VOID NOT ALLOWED",'N'*256+'T',"无 交 易 记 录 ","NO TRANS. RECORD",'C'*256+'B',"请先执行结算 ","PLS SETTLE BATCH",'V'*256+'D',"交 易 已 取 消 "," TRANS. VOIDED ",'W'*256+'C',"

31、卡 帐 户 不 符 "," INCORRECT CARD ",'N'*256+'E',"不能使用此交易 "," NOT ALLOWED ",'M'*256+'E',"MAC 校验错, 请重试"," MAC MISMATCH "'K'*256+'E',"资料错误 , 请重试 ","KEY PARITY ERROR",/100'D'*256

32、+'E',"资料错误, 请重试 "," DATA ERROR ",'T'*256+'M',"核 对 无 误 "," TOTAL MATCH ",'H'*256+'N',"无 此 收 单 行 "," HOST NOT FOUND ",'I'*256+'A',"金额不符 "," 请重试 - IA ",'I'*256+'C',"商户号不符 "," 请重试 - IC ",'I'*256+'B',"批次号不符 ","请重试 - IB ",'E'*256+'R'," 原交易