商务金融词汇

1、常用金融词汇的翻译acquiring company           收购公司 bad loan                    呆帐 chart of cash flow          现金流量表 cle

2、arly-established ownership      产权清晰 debt to equity              债转股 diversity of equities       股权多元化 economy of scale          &

3、#160; 规模经济 emerging economies          新兴经济 exchange-rate regime        汇率机制 fund and financing          筹资融资 global financial architecture      

4、   全球金融体系 global integration, globality    全球一体化，全球化 go public                   上市 growth spurt               

5、; （经济的）急剧增长 have one's "two commas"     百万富翁 hedge against               套期保值 housing mortgage            住房按揭 holdings   

6、0;                控股，所持股份 holding company             控股公司 initial offerings           原始股 initial public offerings

7、    首次公募 innovative business         创新企业 intellectual capital        智力资本 inter-bank lending          拆借 internet customer       

8、    网上客户 investment payoff period    投资回收期 joint-stock                 参股 mall rat                  

9、  爱逛商店的年轻人 means of production         生产要素 (the)medical cost social pool for major diseases     大病医疗费用社会统筹 mergers and acquisitions    并购 mobile-phone banking        移动电话银行业 moods 

10、;                      人气 net potato                  网虫 non-store seling      &

11、#160;     直销 offering                    新股 online-banking              网上银行业 online-finance    

12、0;         在线金融 online client               （银行的）网上客户 paper profit                帐面收益 physical assets  &

13、#160;         有形资产 project fund system        项目资本金制度 pyramid sale               传销 recapitalize          

14、;     资产重组 regional corrency blocks   地区货币集团 regulate                   调控 sell off                &

15、#160;  变现 share(stock) option        期权，股票认购权 smart card                 智能卡 slash prices               杀价 spa

16、re capacity             闲置的生产能力 strong growth              强劲的增长势头 switch trade               转手贸易 takepu

17、blic               上市 tap the idle assets        盘活存量资产 transaction （银行的）     交易 transfer payment from the exchequer        财政转移支付 venture-c

18、apital            风险资本 virtual bank               虚拟银行 wire transfer              电子转帐常见金融词汇汇集 作者: 来源:中国英语学习网

19、点击次数:715 发布时间:2007-7-23 11:59:04 big macs,big/large-cap stock,mega-issue 大盘股offering,list 上市bourse 证交所corporate champion 龙头企业Shanghai Exchange 上海证交所pension fund 养老基金mutual fund 共同基金hedge mutual fund 对冲式共同基金share 股票valuation 股价underwriter 保险商government bond 政府债券saving account 储蓄帐户equity market 股市 sha

20、reholder 股东delist 摘牌mongey-loser 亏损企业inventory 存货traded company,trading enterprise 上市公司stakeholder 利益相关者transparency 透明度Msnbc:Microsoft national broadcast 微软全国广播公司market fundamentalist 市场经济基本规则damage-contral machinery 安全顾问efficient market 有效市场intellectual property 知识产权opportunistic practice 投机行为Worl

21、dCom 世通公司bribery 行贿entrepreneur 企业家cook the book 做假帐regulatory system 监管体系audit 审计accounting firm 会计事务所Great Depression 大萧条portfolio 投资组合money-market 短期资本市场capitual-market 长期资本市场volatility 波动diversification 多元化commodity 期货real estate 房地产option 期权call option 看涨期权put option 看跌期权merger 并购arbitrage 套利Se

22、curities&Exchange Commission 美证券交易委员会dollar standard 美元本位制flight 贬值budget 预算deficit 赤字bad debt 坏帐output 产值macroeconomic 宏观经济fiscal stimulus 财政刺激a store of value 保值transaction currency 结算货币forward exchange 期货交易intervention currency 干预货币Treasury bond 财政部公债currnt-account 经常项目pickup in rice 物价上涨Fede

23、ral Reserve 美联储inflation 通货膨胀deflation 通货紧缩tighter credit 紧缩信贷monetary policy 货币政策awash in excess capacity 生产力过剩foreigh exchange 外汇spot transaction 即期交易forward transaction 远期交易option forward transaction 择期交易swap transaction 调期交易quote 报价settlment and delivery 交割buying rate 买入价selling rate 卖出价spread 差

24、幅contract 合同at par 平价premium 升水discount 贴水direct quoation method 直接报价法indirect quoation method 间接报价法dividend 股息domestic currency 本币floating rate 浮动利率parent company 母公司credit swap 互惠贷款venture capital 风险资本virtual value 虚拟价值physical good 物质产品abstract good 抽象产品Patent&Trademark Office 专利与商标局book valu

25、e 帐面价值physical capital 实际资本IPO:initial public offering 新股首发job machine 就业市场welfare capitalism 福利资本主义collective market cap 市场资本总值golbal corporation 跨国公司transnational status 跨国优势transfer price 转让价格General Accounting Office 美会计总会consolidation 兼并leveraged 杠杆常见银行英语词汇 作者: 来源: 点击次数:602 发布时间:2007-7-23 13:21

26、:35 account number 帐目编号 depositor 存户 pay-in slip 存款单 a deposit form 存款单 a banding machine 自动存取机 to deposit 存款 deposit receipt 存款收据 private deposits 私人存款 certificate of deposit 存单 deposit book, passbook 存折 credit card 信用卡 principal 本金 overdraft, overdraw 透支 to counter sign 双签 to endorse 背书 endorser 背

27、书人 to cash 兑现 to honor a cheque 兑付 to dishonor a cheque 拒付 to suspend payment 止付 cheque,check 支票 cheque book 支票本 order cheque 记名支票 bearer cheque 不记名支票 crossed cheque 横线支票 blank cheque 空白支票 rubber cheque 空头支票 cheque stub, counterfoil 票根 cash cheque 现金支票 traveler's cheque 旅行支票 cheque for transfer

28、转帐支票 outstanding cheque 未付支票 canceled cheque 已付支票 forged cheque 伪支票 Bandar's note 庄票，银票 banker 银行家  president 行长 savings bank 储蓄银行 Chase Bank 大通银行 National City Bank of New York 花旗银行 Hongkong Shanghai Banking Corporation 汇丰银行 Chartered Bank of India, Australia and China 麦加利银行 Banque de I

29、9;IndoChine 东方汇理银行 central bank, national bank, banker's bank 中央银行 bank of issue, bank of circulation 发行币银行 commercial bank 商业银行，储蓄信贷银行 member bank, credit bank 储蓄信贷银行 discount bank 贴现银行 exchange bank 汇兑银行 requesting bank 委托开证银行  issuing bank, opening bank 开证银行 advising bank, notifying bank

30、 通知银行 negotiation bank 议付银行 confirming bank 保兑银行 paying bank 付款银行 associate banker of collection 代收银行 consigned banker of collection 委托银行 clearing bank 清算银行 local bank 本地银行 domestic bank 国内银行 overseas bank 国外银行 unincorporated bank 钱庄 branch bank 银行分行 trustee savings bank 信托储蓄银行 trust company 信托公司 fi

31、nancial trust 金融信托公司 unit trust 信托投资公司 trust institution 银行的信托部 credit department 银行的信用部 commercial credit company(discount company) 商业信贷公司（贴现公司） neighborhood savings bank, bank of deposit 街道储蓄所 credit union 合作银行 credit bureau 商业兴信所 self-service bank 无人银行 land bank 土地银行 construction bank 建设银行 indust

32、rial and commercial bank 工商银行 bank of communications 交通银行 mutual savings bank 互助储蓄银行 post office savings bank 邮局储蓄银行 mortgage bank, building society 抵押银行 industrial bank 实业银行 home loan bank 家宅贷款银行 reserve bank 准备银行 chartered bank 特许银行 corresponding bank 往来银行 merchant bank, accepting bank 承兑银行 invest

33、ment bank 投资银行 import and export bank (EXIMBANK) 进出口银行 joint venture bank 合资银行 money shop, native bank 钱庄 credit cooperatives 信用社 clearing house 票据交换所 public accounting 公共会计 business accounting 商业会计 cost accounting 成本会计 depreciation accounting 折旧会计 computerized accounting 电脑化会计 general ledger 总帐 sub

34、sidiary ledger 分户帐 cash book 现金出纳帐 cash account 现金帐 journal, day-book 日记帐，流水帐 bad debts 坏帐 investment 投资 surplus 结余 idle capital 游资 economic cycle 经济周期 economic boom 经济繁荣 economic recession 经济衰退 economic depression 经济萧条 economic crisis 经济危机 economic recovery 经济复苏 inflation 通货膨胀 deflation 通货收缩 devalu

35、ation 货币贬值 revaluation 货币增值 international balance of payment 国际收支 favourable balance 顺差 adverse balance 逆差 hard currency 硬通货  soft currency 软通货 international monetary system 国际货币制度 the purchasing power of money 货币购买力 money in circulation 货币流通量 note issue 纸币发行量 national budget 国家预算 national gros

36、s product 国民生产总值 public bond 公债 stock, share 股票 debenture 债券 treasury bill 国库券 debt chain 债务链 direct exchange 直接（对角）套汇 indirect exchange 间接（三角）套汇 cross rate, arbitrage rate 套汇汇率 foreign currency (exchange) reserve 外汇储备 foreign exchange fluctuation 外汇波动 foreign exchange crisis 外汇危机 discount 贴现 discou

37、nt rate, bank rate 贴现率 gold reserve 黄金储备 money (financial) market 金融市场 stock exchange 股票交易所 broker 经纪人 commission 佣金 bookkeeping 簿记 bookkeeper 簿记员 an application form 申请单 bank statement 对帐单 letter of credit 信用证 strong room, vault 保险库 equitable tax system 等价税则 specimen signature 签字式样 banking hours, b

38、usiness hours 营业时间国际金融和国际金融市场 作者: 来源: 点击次数:659 发布时间:2007-7-23 11:28:25     The word "finance" signifies capital in monetary form, that is in the form of funds lent or borrowed,normally for capital purposes, through financial markets or financial institutions. When finance go

39、es international, it is then an international finance. Financial market is a place where financial transactions take place.When a financial transaction takes place between a resident of a country and a non-resident, it is an international financial transaction, and the place where the transaction is

40、 traded is called an international financial market. 金融，就是以货币形式表示的资本，换句话说，就是通常为了资本目 的通过金融市场或金融机构已借贷资金形式构成的资本。当金融国际化了， 就成了国际金融。金融市场就是各种金融交易发生的场所。当一笔金融业 务发生在一个国家的居民和非居民之间，就成了国际金融业务，而这笔交 易发生的场所就是国际金融市场。 Normally a financial market consists of foreign exchange market, money market, bond market and equit

41、y market.The last two markets usually fall into the category of securities market or capital market. 通常，金融市场包括外汇市场、货币市场、债券市场和股票市场。债 券市场和股票市场又统称为资本市场。 Foreign exchange market deals with the exchanges of different means of payment.Because the relative values among different currencies will fluctuate a

42、ccording to economic and political circumstances of the currencies of the relative countries, foreign exchange markets provide services for international investors or financiers such as forward transactions and foreign currency futures to eliminate such risks. 外汇市场处理不同支付手段的兑换。由于不同货币之间的相对价值会 随着相关国家经济

43、和政治情况的变化而波动，外汇市场为国际投资者和融 资家减少风险而提供了一些服务，例如远期交易、外汇期货等。 Most of the savings and investment transfers take place in the domestic market of a country.However, domestic investors may purchase foreign securities and may invest in foreign financial institutions.Strictly speaking,it is a "foreign"

44、 financial market. A significnat aspect of such internationaltransactions is that all transcations are directly subject to the rules, usance, institutional arrangements, offcial policy governing foreign transcations in the respective domestic markets. 大多数储蓄和投资业务是发生在一国的国内市场。但是，国内的投资 者也可以购买外国证券和在外国金融机

45、构内投资。严格的说，这是“外国” 金融市场。“外国”金融市场的一个显著特征就是，所有交易都直接受各 自国内市场的规章、管理、机构协议以及有关国外交易的官方政策的制约。 The Euromarket, which is defined as a market where financial instruments traded are denominated in currencies other than the currency of the country where the market is located.It is, in the true sense, an external f

46、inancial market.The important distinction between the external financial market and the domestic financial market lies in that Eurocurrecy banking is not subject to domistic banking regulations. Today the Euromarket has become an indispensable element of the international financial market. 欧洲市场，就是在该

47、市场上交易的金融工具都是用欧洲货币来标价而 不是用市场所在地国家的货币来标价。欧洲市场是真正意义上的境外金融 市场。境外金融市场和国内金融市场的重要区别是欧洲货币银行业务不受 国内银行规章制度的管辖。今天，欧洲市场已成为国际金融市场不可分割 的一个部分。国际会计术语 作者: 来源: 点击次数:685 发布时间:2007-7-23 13:25:41 Account 帐户Accounting system 会计系统 American Accounting Association 美国会计协会 American Institute of CPAs 美国注册会计师协会 Audit 审计 Balance

48、 sheet 资产负债表 Bookkeepking 簿记 Cash flow prospects 现金流量预测 Certificate in Internal Auditing 内部审计证书 Certificate in Management Accounting 管理会计证书 Certificate Public Accountant注册会计师 Cost accounting 成本会计 External users 外部使用者 Financial accounting 财务会计 Financial Accounting Standards Board 财务会计准则委员会 Financial

49、forecast 财务预测 Generally accepted accounting principles 公认会计原则 General-purpose information 通用目的信息Government Accounting Office 政府会计办公室 Income statement 损益表 Institute of Internal Auditors 内部审计师协会 Institute of Management Accountants 管理会计师协会 Integrity 整合性 Internal auditing 内部审计 Internal control structure

50、 内部控制结构 Internal Revenue Service 国内收入署 Internal users 内部使用者 Management accounting 管理会计 Return of investment 投资回报 Return on investment 投资报酬 Securities and Exchange Commission 证券交易委员会 Statement of cash flow 现金流量表 Statement of financial position 财务状况表 Tax accounting 税务会计 Accounting equation 会计等式 Articu

51、lation 勾稽关系 Assets 资产 Business entity 企业个体 Capital stock 股本 Corporation 公司 Cost principle 成本原则 Creditor 债权人 Deflation 通货紧缩 Disclosure 批露 Expenses 费用 Financial statement 财务报表 Financial activities 筹资活动 Going-concern assumption 持续经营假设Inflation 通货膨涨 Investing activities 投资活动 Liabilities 负债 Negative cash

52、 flow 负现金流量 Operating activities 经营活动 Owner's equity 所有者权益 Partnership 合伙企业 Positive cash flow 正现金流量 Retained earning 留存利润 Revenue 收入 Sole proprietorship 独资企业 Solvency 清偿能力 Stable-dollar assumption 稳定货币假设 Stockholders 股东 Stockholders' equity 股东权益 Window dressing 门面粉饰  经济金融术语汉英对照表AC 作者:

53、来源: 点击次数:367 发布时间:2007-7-23 13:43:35 A 安全网 safety net 按可比口径 on comparable basis 按轻重缓急 to prioritize 暗补 implicit subsidy 暗亏 hidden loss B 颁发营业执照 to license;to grant a licence to 办理存款业务 to take deposits 保护农民的生产积极性 to protect farmers'incentive to produce 备付金（超额准备金） excess reserves 本外币并账 consolidati

54、on of domestic and foreign currencyaccounts 本外币对冲操作 sterilization operation 本位利益 localized interest;departmentalism 奔小康 to strive to prosper;to strive to become well-to-do 避税（请见“逃税”） tax avoidance 币种搭配不当 currency mismatch 币种构成 currency composition 变相社会集资 disguised irregular（or illegal） fund raising

55、表外科目（业务） off-balance-sheet items（operation） 薄弱环节 weaknesses;loopholes 不变成本 fixed cost 不变价 at constant price;in real terms 不动产 real estate 不良贷款（资产） problem loans；non-performing loans（assets）C 财务公司 finance companies 财政赤字 fiscal deficit 财政挤银行 fiscal pressure on the central bank（over monetary policy） 财政

56、政策与货币政策的配合 coordination of fiscal and monetary policies 采取循序渐进的方法 in a phased and sequenced manner 操作弹性 operational flexibility 操纵汇率 to manipulate exchange rate 产品构成 product composition;product mix 产品积压 stock pile;excessive inventory 产销率 current period inventory;（即期库存，不含前期库存）sales/output ratio 产销衔接

57、marketability 产业政策 industrial policy 长期国债 treasury bonds 敞口头寸 open position 炒股 to speculate in the stock market 承购包销 underwrite（securities） 成套机电产品 complete sets of equipment;complete plant（s） 城市信用社 urban credit cooperatives（UCCs） 城市合作银行 urban cooperative banks;municipal united banks 城市商业银行 municipal

58、 commercial banks 城乡居民收入增长超过物价涨幅 real growth in household income 持续升温 persistent overheating 重复布点 duplicate projects 重置成本 replacement cost 重组计划 restructuring plan 筹资渠道 funding sources;financing channels 初见成效 initial success 出口统一管理、归口经营 canalization of exports 出口退税 export tax rebate 储蓄存款 household de

59、posits（不完全等同于西方的savingsdeposits，前者包括活期存款，后者不包括。） 储蓄分流 diversion of household deposits 储源萎缩 decline in the availability of household savings 传导机制 transmission mechanism 从价税 ad valorem tax 从紧控制 tight control 存贷款比例 loan/deposit ratio 存款保险体系 deposit insurance system 存款货币银行 deposit money banks 存款准备金 requ

60、ired reserves 经济金融术语汉英对照表DF 作者: 来源: 点击次数:680 发布时间:2007-7-23 13:33:21 D 打白条 issue IOU 大额存单 certificate of deposit（CD） 大额提现 withdraw deposits in large amounts 大面积滑坡 wide-spread decline 大一统的银行体制 （all-in-one）mono-bank system 呆账（请见“坏账”） bad loans 呆账准备金 loan loss reserves（provisions） 呆滞贷款 idle loans 贷款沉淀

61、non-performing loans 贷款分类 loan classification 贷款限额管理 credit control;to impose credit ceiling 贷款约束机制 credit disciplinary（constraint）mechanism 代理国库 to act as fiscal agent 代理金融机构贷款 make loans on behalf of other institutions 戴帽贷款 ear-marked loans 倒逼机制 reversed transmission of the pressure for easing mon

62、etary condition 道德风险 moral hazard 地区差别 regional disparity 第一产业 the primary industry 第二产业 the secondary industry 第三产业 the service industry;the tertiary industry 递延资产 deferrable assets 订货不足 insufficient orders 定期存款 time deposits 定向募集 raising funds from targeted sources 东道国（请见“母国”） host country 独立核算 in

63、dependent accounting 短期国债 treasury bills 对冲操作 sterilization operation;hedging 对非金融部门债权 claims on non-financial sector 多种所有制形式 diversified ownership E 恶性通货膨胀 hyperinflation 二级市场 secondary market F 发行货币 to issue currency 发行总股本 total stock issue 法定准备金 required reserves;reserve requirement 法人股 instituti

64、onal shares 法人股东 institutional shareholders 法治 rule of law 房地产投资 real estate investment 放松银根 to ease monetary policy 非现场稽核 off-site surveillance（or monitoring） 非银行金融机构 non-bank financial institutions 非赢利性机构 non-profit organizations 分税制 assignment of central and local taxes;tax assignment system 分业经营

65、 segregation of financial business（services）;division of business scope based on the type of financial institutions 风险暴露（风险敞口） risk exposure 风险管理 risk management 风险意识 risk awareness 风险资本比例 risk-weighted capital ratios 风险资本标准 risk-based capital standard 服务事业收入 public service charges;user's charge

66、s 扶贫 poverty alleviation 负增长 negative growth 复式预算制 double-entry budgeting;capital and current budgetary account G 改革试点 reform experimentation 杠杆率 leverage ratio 杠杆收购 leveraged buyout 高息集资 to raise funds by offering high interest 个人股 non-institutional shares 根本扭转 fundamental turnaround（or reversal） 公开市场操作 open market operations 公款私存 deposi