信用管理词汇(中英对照)

1、English中文%W/I term准时付款百分比ACNielsen尼尔森市场调查公司Account receivable应收帐款Adjusted Balance Method调整余额法（信用卡记费法之一）Advance factoring预付保理Agency factoring代理保理Allowance宽限American Bureau of Collections美国商帐调查局American Collectors Association美国商帐协会American Collectors Association,inc.美国收帐者协会Associated Credit Bureau,Inc

2、.信用报告协会Average Collection Period,ACP平均收帐期Average Daily balance Method平均每日余额法（信用卡记费法之一）Back-to-back factoring背对背保理Bad debts坏帐Bank credit银行信用Bulk factoring批量保理Bureau of Small Businesses Administration小企业管理局Business Credit Management UK英国商业信用管理公司Business Information Report (BIR)企业资信调查报告Canons of Busine

3、ss Credit Ethics商业信用道德公约Cash credit现金信用Cash discount现金折扣Cash flow现金流量CBD (Cash before deliver)先付款后发货Checking list for Collection Action收帐活动自检表Clearing house of Information信息交换所COD (Cash on deliver)发货即付款Collateral抵押Collection追帐Collection policy收帐政策Commercial Invoice商业发票Commercial Law League Associati

4、on商业法律联盟联合会Commercial Law League of America美国商业法律协会Confidence信任Confidential factoring发票贴现保理Consumer Credit Protaction Act消费者信用保护法案Consumer interviewer消费者调查员Country risk indicator国家风险分析指数Credit信用Credit account信用帐户Credit Bureau信用局（消费者个人信用调查公司）Credit Card Insurance Act信用卡保险法Credit character信用特征Credit c

5、onsulting信用管理咨询Credit Control Act信用控制法Credit controller信用管理监理Credit Grading Form信用评分表Credit information sources信用信息源Credit instrument信用支付工具Credit insurance信用保险Credit line信用额度Credit management信用管理Credit manager信用管理经理Credit Manager Association信用管理经理之家Credit period信用期限Credit policy信用政策Credit Repair Org

6、anization Act信用修复机构法Credit report信用报告Credit reporting agency信用报告机构Credit reportor信用报告 / 调查员Credit risk信用风险Credit scoring system信用评分系统Credit standard信用标准Credit terms信用条件Credit transactions信用交易Credit Union信用联盟Creditbase信用数据库Creditor债权人Current ratio流动比率Consumer credit消费者信用Customer file客户档案Customer reco

7、rd客户档案Dartmounth College美国达特矛茨学院Days Sales Outstanding, DSO销售变现天数Days slow延迟负款百分比Debt债Debt cycle收帐程序Debtor债务人Deposit rating储蓄户评级Derivative financial instruments衍生金融工具Disclosed factoring公开保理Document instrument of credit合同方式的信用销售Down payment首期付款Due到期Dun & Bradstreet Corporation邓白氏集团DUNS number邓白氏编

8、码Durable consumption goods耐用消费品Economic Classification Policy Committee经济分类政策委员会Epexcted future payment未来付款Equal Credit Opportunity Act平等信用机会法Equifax, Inc.北美地区著名信用局Experian益百利公司（北美地区著名信用局）External debt collection-collection agencies外部追帐-讨债公司External debt collection-legal外部追帐-法律诉讼Factoring保理Factors C

9、hain International, FCI国际保理商联合会Fair Credit and Charge Card Disclosure Act公平信用和贷记卡揭露法Fair Credit Billing Act公平信用结帐法Fair Credit Reporting Act公平信用报告法Fair Debt Collection Practice Act公平债务催收作业法Family Tree族谱Federal Deposit Insurance Corporation联邦储蓄保险公司（美国）Federal Housing Administration联邦房屋事务管理局Federal Res

10、erve Bank联邦储备银行（美国）Federal Trade Commission联邦交易委员会Full service factoring综合保理Graydon International Co.格瑞顿公司（荷兰资信调查公司）Halo Effect晕轮效应Industrial Research Report行业调查报告Industry research行业调查Information product信息产品Instalment分期付款Internal debtcollection-collection follow up内勤商帐催收-按步骤催帐Internal receivable ser

11、vicing-invoicing内勤应收帐款管理-付款通知International Credit Association国际信用协会International factoring国际保理Investment credit投资信用Invoicing付款通知Issuin credit note出具贷项通知Key account report专项问题调查报告Key customer核心客户Kreller Business Information Group, Inc.克莱勒商业信息集团Largest high credit最高信用额度Length of time to maturity信用期限Li

12、quidation 流动性Liquidator债务清算人Liquidity资产折现Loan rating贷款评级Marketing research市场调查Maturity factoring定期保理Member merchant特约经销商Minimum payment最低付款额度Moody' s穆迪评级公司National Association of Credit Management全国信用管理协会（美国）National Credit Management System国家信用管理体系Net present value净现值Non-recourse factoring无追索权保

13、理North America Industry Classification System北美工业分类系统Note instrument票据Note receivable应收票据O / A account寄售帐户Office of Management Budget管理和预算办公室Open book credit开户式信用Outsourcing外包Past due AR逾期应收帐款Pawnbroker典当行Pay interest付利息Paydex付款习惯Payment Analysis Report付款分析报告Payment by industry按行业分供应商对客户付款的评价Payment

14、 terms付款方式Personal credit个人信用Personal ID number个人身份证号码Previous Balance Method上月余额法（信用卡记费法之一）Public credit公共信用Public record公共记录Quick Ratio速动比率Rating资信评级Real estate credit房地产信用Recourse factoring有追索权保理Registered Mail ( Cetified Mail)挂号信Regular customer普通客户Retail credit零售信用Retail installment credit零售分期付

15、款信用Retrieal检索Revolving credit循环信用Risk assessment manager风险评估管理经理Risk index客户信用风险指数RPM应收帐款跟踪管理软件Scoring system客户信用评分系统Selling terms销售条件Standard and Poor标准普尔资信评级公司 /体系Standard Industry Classification标准工业SIC编码Supplier供应商Supplier Evaluation供应商评价TCM Group Internaional迪陶国际信用管理集团公司Teikoku Data Bank日本帝国数据银行（资信调查公司）Terms of Credit Transaction信用交易条款Terms of Sales销售条款The ABC Companies, Inc.美国ABC追帐公司The Central Research Services, Inc.中央调查服务公司（日本）The Institute of Credit Management信用管理学院（英国）Thompson-Romo-Wooldridge Inc.TRW公司（美国著名信用局）Total dollar amounts总交易额Trade discount交易折扣（