金融用语英文(20210223093037)

1、金融英语(术语)inflation 通货膨胀 deflation 通货紧缩 tighter credit 紧缩信贷 monetary policy 货币政策 foreign exchange外汇spot transaction即期交易forward transaction 远期交易 option forward transaction 择期交易 swap transaction 调期交易 quote 报价 settlment and delivery 交割 treasury bond财政部公债current-account 经常项目 pickup in rice物价上涨federal rese

2、rve美联储buying rate 买入价 selling rate卖出价spread 差幅 contract 合同 at par 平价 premium 升水 discount 贴水 direct quoation method直接报价法indirect quoation method间接报价法dividend 股息domestic currency 本币floating rate浮动利率credit swap互惠贷款venture capital 风险资本 book value 帐面价值 physical capital实际资本ipo(initial public offering)新股首发

3、；首次公开发行 job machine就业市场福利资本主义市场资本总值 跨国公司 跨国优势welfare capitalism collective market cap glolbal corporation transnational statustransfer price 转让价格consolidation 兼并leverage 杠杆financial turmoil/meltdown 金融危机 file for bankruptcy 申请破产 bailout 救助take over 收购buy out购买 （ 某人的 ） 产权或全部货物go under 破产take a nosedi

4、ve （股市）大跌tumble 下跌 falter 摇摇欲坠 on the hook 被套住 shore up confidence 提振市场信心 stave off 挡开 , 避开 , liquidate assets 资产清算 at fire sale prices超低价sell-off 证券的跌价 reserve 储备 note 票据 discount 贴现 circulate 流通 central bank 中央银行 the federal reserve system联邦储备系统credit union 信用合作社 paper currency 纸币 credit creation信

5、用创造branch banking银行分行制unit banking单一银行制out of circulation退出流通capital stock股本at par 以票面价值计 electronic banking 电子银行 the gold standard金本位the federal reserve board联邦储备委员会the stock market crash股市风暴reserve ratio 准备金比率 division of labor 劳动分工 legal tender法定货币fiat money法定通货a medium of exchange交换媒介legal sanct

6、ion法律制裁face value 面值 liquid assets 流动资产 illiquidl assets 非流动资产 the liquidity scale流动性指标real estate 不动产checking accounts,demand deposit,checkable deposit 活期存款 time deposit 定期 存款negotiable order of withdrawal accounts大额可转让提款单 money market mutualfunds 货币市场互助基金repurchase agreements回购协议certificate of dep

7、osits 存单 bond 债券stock 股票小额定期存款大额定期存款travelerschecks 旅行支票 small-denomination time deposits large-denomination time deposits innovation 到期交易 spread 利差 principal 本金bankovernightrepurchase agreements 银 行 隔 夜 回 购 协 议 banklong-termrepurchase agreements financial institution a means of payment银行长期回购协议 thri

8、ft institutions 金融机构存款机构支付手段a store of value储藏手段a standard of value价值标准deficit 亏损 roll 展期 wholesale 批发 default 不履约 auction 拍卖 collateralize 担保 markup 价格的涨幅 dealer 交易员 broker 经纪人pension funds养老 基金face amount 面值 bankers acceptance fed fund银行承兑汇票 联邦基金 欧洲美元 国库券 浮动比率 固定比率 拖欠风险 信誉级别 税收 货币市场 资本市场 原始到期期限 过剩

9、基金 辛迪加 包销，认购 hedge 对冲买卖、套期保值eurodollartreasury bills floating-rate fixed-rate default riskcredit rating tax collectionmoney market capital market original maturity surplus funds syndication underwriteswap 掉期交易eurobond market 欧洲债券市场euronote 欧洲票据federal reserve bank (frb) 联邦储备银行unsecured credit无担保贷款fi

10、xed term time deposit定期支付存款lead bank 牵头银行 neogotiable time deposit 议付定期存款 inter-bank money market银行同业货币市场medium term loan syndicated credit中期贷款银团贷款merchant bank 商业银行portfolio management有价债券管理lease financing 租赁融资note issurance facility票据发行安排bearer note 不记名票价underwriting facility floating-rate note包销安

11、排 浮动利率票据bond holder 债券持持有者london interbank offered rate(libor)伦敦同业优惠利率 back-up credit line 备用信贷额promissory note(p.n.p/n)本票revolving cerdit reserves 无息储备金循环信用证，即 revolving letter of credit non interest-bearinginterest rate controls interest rate ceiling interest rate floor利率管制 利率上限 利率下限破产 insolvency

12、有偿还债务能力的 合同 contractsolvent汇率 exchange rate 私营部门 private sector 财政管理机构 fiscal authorities 宽松的财政政策 slack fiscal policy 税法 tax bill财政 public finance 财政部 the ministry of finance 平衡预算 balanced budget 继承税 inheritance tax货币主义者 monetariest 增值税 vat (value added tax) 收入 revenue 总需求 aggregate demand 货币化 monet

13、ization赤字 deficit经济不景气 recessiona period when the economy of a country is notsuccessful, business conditions are bad, industrial production and trade are at a low level and there is a lot of unemployment经济好转 turnabout 复苏 recovery 成本推进型 cost push 货币供应 money supply 生产率 productivity 劳动力 labor force 实际工

14、资 real wages 成本推进式通货膨胀 cost-push inflation 需求拉动式通货膨胀 demand-pull inflation 双位数通货膨胀 double- digit inflation 极度通货膨胀 hyperinflation 长期通货膨胀 chronic inflation 治理通货膨胀 to fight inflation 最终目标 ultimate goal 坏的影响 adverse effect 担保 ensure 贴现 discount 萧条的 sluggish 认购 subscribe to篇二：常用金融英语词汇的翻译支票帐户 checking acc

15、ount 货币控制工具 instruments of monetry control 常用金融英语词汇的翻译bad loan 呆帐chart of cash flow 现金流量表clearly-established ownership 产权清晰 debt to equity 债转股 diversity of equities股权多元化economy of scale规模经济emerging economies 新兴经济 exchange-rate regime 汇率机制 fund and financing 筹资融资 global financial architecture全球金融体系gl

16、obal integration, globality全球一体化，全球化go public 上市growth spurt hedge against housing mortgage经济的）急剧增长套期保值住房按揭initial public offerings首次公募holdings 控股，所持股份initial offerings原始股innovative business 创新企业 intellectual capital智力资本inter-bank lending 拆借 internet customer 网上客户 investment payoff period 投资回收期 join

17、t-stock 参股 mall rat 爱逛商店的年轻人 means of production 生产要素(the)medical cost social pool for major diseases mergers and acquisitions 并购 mobile-phone banking 移动电话银行业 moods 人气 net potato 网虫大病医疗费用社会统筹non-store seling offering 新股 online-banking online-finance online client paper profit physical assets project

18、 fund system直销网上银行业在线金融（银行的）网上客户帐面收益有形资产项目资本金制度pyramid sale 传销recapitalize 资产重组regional corrency blocks regulate 调控 sell off变现地区货币集团share(stock) option期权，股票认购权smart card 智能卡slash prices spare capacity strong growth switch trade take public杀价闲置的生产能力 强劲的增长势头 转手贸易 上市tap the idle assets盘活存量资产财政转移支付trans

19、action （银行的）交易transfer payment from the exchequer venture-capital风险资本virtual bank 虚拟银行 wire transfer 电子转帐经济金融术语汉英对照表 a-b a安全网 safety net 按轻重缓急 to prioritize 暗补 implicit subsidy暗亏 hidden lossb 颁发营业执照 to license;to grant a licence to 办理存款业务 to take deposits 保护农民的生产积极性 to protect farmersincentive to pr

20、oduce 备付金（超额准备金） excess reserves本外币并账 consolidation of domestic and foreign currencyaccounts 本外币对冲操作 sterilization operation 本位利益 localized interest;departmentalism 避税（请见“逃税” ） tax avoidance 币种搭配不当 currency mismatch变相社会集资 disguised irregular（ or illegal ） fund raising表外科目（业务） off-balance-sheet items

21、（ operation ）薄弱环节 weaknesses;loopholes 不变成本 fixed cost 不变价 at constant price;in real terms 不动产 real estate 不良贷款 problem loans ； non-performing loansc财政赤字 fiscal deficit财政挤银行 fiscal pressure on the central bank（ over monetary policy ）财政政策与货币政策的配合 coordination of fiscal and monetary policies 采取循序渐进的方法 in a phased and