物流金融服务的评价[文献翻译]

1、本科毕业论文外文翻译外文题目：review of financial service in logistics出 处：2008年国际会议论文集ieee服务运作，物流及信息 作 者：xiaojing zhou, zhuo zhang, yin lu 原文：review of financial service in logistics abstractthis paper mainly analyzes the appearance, operation procedures, development trends, research orientation and the hot issue

2、of financial logistics, which is being applied as a new product of logistics service in both domestic logistic industry and international ones. moreover, the theory and practice development of financial logistics and the classification about the existent research results were discussed. some forecas

3、t about the future orientations based on the previous results was presented, our conclusions can help that design of intermediation warehouses, application of international settlements and ways to build logistics banks would be the main subjects in the future development of financial logistics. inde

4、x termsfinancial logistics (fl), financial services, logistics1. introduction the logistics industry which is developing rapidly, which has become a pillar industry of the national economy in recent years. at the same time, logistics and financial services have gradually is the necessary of chinas e

5、conomical development with a huge market demands. the logistics industry, however, was not fully supported by the financial systems in china at present, so it is important for the corporations in competition to do some innovation of service mode by integrating the logistics and financial services in

6、 such background. some of the world famous banks and logistics companies has realized the new proficial point in financial logistics (fl) and regard the fl as a new extension of financial products and logistics services. the development of fl is necessary trend, because it is the innovative products

7、 of financial services supply chain, coincide with the interests of all participants. there are a lot of inventories in the whole supply chain process from raw materials to final consumers. logistics companies may get into trouble because of stock and the use of large amounts of funds. lacking of ac

8、tive capital in small and medium-sized corporations always become the bottleneck of development. in order to solve these problems, they can change the enterprises existing inventory into capital resources. for financial institutions, how to reduce the risk in actual financing is the most important,

9、additionally, agency that control logistics activities of an enterprise should be the most direct and most effective spokesman in this time. there are many kinds of property right and operation right transaction such ascombination, annexation, recomposition, trusteeship and pool in the corporations,

10、 but the circulation channel of commodity will not change . in order to control the risk, it is necessary for financial institutions (banks) to do something to understand the nature of guaranty and the authenticity of identification, which are not only time-consuming, but also beyond the banks busin

11、ess areas in the ordinary courses. fl service can help logistics business make fully control of the supply chain to ensure the safe transportation of special products and stabilization of long-term customers. in the development of supply chain management, enterprises gradually emphasize on the integ

12、ration of cross-enterprise, which make customer relationship management to become increasingly significant.logistics management has been upgraded from single transportation to the value-added of project management. the traditional logistics are no longer meets the needs of modern logistics businesse

13、s, how to collaborate logistics enterprises and financial institutions to satisfy the urgent demands on financial services and third-party logistics services has soon become a hot issue, which is concerned not only by logistics and banks but also by researchers.2. the development and implication of

14、fl“financial logistics”, in a wide sense, refers to the entire processes of the logistics operations which applies various financial products to implement effective integration of the logistics, from capital flow and information flow, to organize and regulate the currency and capital movement in the

15、 supply chain operations to get a better capital efficiency of business activities. in a narrow sense, fl is a services process that the banking and the third-party logistics service providers in the supply chain operation provide financing and billing services. it also can be understood as the corp

16、orate finance services with the help of logistics enterprises, i.e., the inventory and accounts receivable financing in the participation of logistics enterprises. in accordance with the different objects of financing and the different phrases and ways of the production and operation of products, th

17、e mode of fl business can be divided into two categories, one of is fl mode based on the inventory, and the second is based on the trading financial contracts .fl business mode based on the inventory mainly refers to the enterprises which need financing, take their stock as mortgage and transfer the

18、 storage to intermediary companies (logistics enterprises) to obtain a credit loan. such operations can not only happen in the process of sale, but also be presented in the procurement. the fl business mode based on trade contracts mainly refers to the enterprises, which need short-term funds for it

19、s continuous development and ease the financial deficiency, that obtain the operation capitals through specific operating procedures by trade contracts.review the trend of chinas fl innovations development in recent years, it is easy to see that fl business mode based on the inventory develop quickl

20、y, while the mode based on the trade contracts is still in the process of introduction by foreign logistics enterprises. whereas, from the angle of the participants, the lenders have developed from purely commercial banks to the guarantee agencies and insurance agencies. the logistics enterprises, m

21、oreover, have developed from companies with single storage capital to the third-party logistics, agency and chain management. at the same time, the loan applier is extending, which is from circulating corporation to circulation and producer . clearly, the potential of fls development is enormous, wh

22、ich has far-reaching significance for materials circulation of the society.3. the significance of financial logistics businessin the processes of circulation, many different kinds of problems have been solved in the practice of fl, which can receive lots of economic and social benefits. fl means a l

23、ot for the logistics enterprises. on one hand, the new service not only increase the value of service but also improve the operating efficiency of the supply chain, finally stabilize and attract the customers; on the other hand, as a mutual trusted one by banks and customers, logistics corporations

24、can be better integrated into the customers supply chain, the alliance relationship among the banks will also be strengthened. in fact, for importers and exporters, logistics financial services effectively reduce the risk of settlement and financing, lower transaction costs and the financial burden

25、of both sides. the main risks especially for smes are insufficiency of flow capital in their processes of development, which become the bottleneck that constrains the development. fl services, which allow these smes to get business loans by using raw materials and commodities on the market, can reso

26、lve financing problems of expansion the operation scale and reuse the funds to improve the efficiency of capital circulation, ultimately improve the quality of economic operation .in conclusion, the function and role of lf in macro-economic structure should be paid attention by us , for it plays irr

27、eplaceable and significant leverage in improving the circulation service quality and reduces the overstock and consumption, ultimately speeds up the turnover rate of macroeconomic currency in national economic accounting system.4. conclusionsmodern logistics and finance logistics have brought a trem

28、endous impact on logistics enterprises and financial services industries. the development of their concept and technology has a clear feature of high-tech, of which the main characteristic is the informatization based on digital technology and network. to mobilize global resources and reduce invento

29、ries, internal logistics is combined with erp, crm and scm by using information and network, which exactly realizes the overall and multi-angle tracking of the whole logistics process. it makes the logistics enterprises management more accurately, quickly and efficiently. the quality of service is h

30、ighly improved.the development of logistics finance has gone through several phases. it means initial pledge of movables, pledge of warehouse receipts, pledge of the bill of lading, silver vendors and logistics bank ,which is now operated more perfectly. during the process, it generated abundant the

31、ories and practice as well as its operational models. based on the previous research, we can conclude that the further study basically on the financing of middle-small enterprises, operational models of logistics finance business, ways of providing financial services, risk control of bank credit, cu

32、stomer credit management, credit contract design and pledge materials management etc. also, under the guidance of the direction, it may find that the subject to the direction are to be the logistics financial business model innovation, credit contract optimization, applications of advanced managemen

33、t in business, comprehensive financial services of internet banking, broadening the financing modes of smes, new discussion of logistics financial operational model in the internationalclearance, the value of combining logistics finance with future delivery and logistics insurance.as a new kind of f

34、inancial product of modern logistics service, there is still some risks factors we should pay attention to. only by fully understanding business risks, could we take a effective measure to prevent and control risks in the operations to make the fl business a healthy and orderly development. with the

35、 development of the logistics industry and the continuous innovation of financial system, the two sides also need to up build smoother cooperation and more efficient operating system in higher level to get better interactive effects. we have reason to believe that with the continued accumulation of

36、fl experiences and further study of scholars, it will bring a wealth of research results and more accurately scientific theories to serve all the people in social life. fl services will definitely have a good future and high developmental potential.本科毕业论文外文翻译外文题目：review of financial service in logis

37、tics 出 处：2008年国际会议论文集ieee服务运作，物流及信息 作 者：xiaojing zhou, zhuo zhang, yin lu 译 文：物流金融服务的评价摘要这篇文章主要分析物流金融的现状、操作程序、发展趋势、研究方向和热点问题，在国内物流业和国际物流业中，物流金融都被当作一种新的物流产品。物流金融的理论与实践的发展和它的现存研究的分类正受到各类研究人员的广泛的讨论。基于现在的研究结果，预测未来物流金融服务的发展方向。我们的结论能够为设计中介仓库、国际结算和建立物流银行的方式提供帮助，这些都是将来物流金融服务发展的主要研究对象。 关键词：物流金融、金融服务、物流业一、引言最

38、近几年物流业发展迅猛，已经成为国民经济的支柱产业。与此同时，在一个巨大的需求市场下物流和金融服务也逐渐成为中国经济发展所必需的产业。不过到目前为止物流行业也不完全被中国金融系统所支持，因此企业在这样的背景下通过整合物流和金融服务来做一些创新的服务模式是很重要的。世界著名的银行和物流公司已实现了一些在金融物流上的创新点，并以此作为一种金融产品和物流服务在物流金融业务上的扩展。物流金融的发展是必然趋势，因为它是金融服务创新产品的供应链，配合各方面的利益参与者。从原材料到最终消费者，在整个供应链流程中可能存在很多库存。物流公司可能因为股票和大量资金的使用而陷入麻烦。资金缺乏在小型和中型公司的活动发展

39、中始终成为瓶颈。为了解决这些问题，他们可以改变企业现有库存将资源转化为资本。对于金融机构，实际上如何降低融资风险是最重要的，此外，机构，企业控制物流活动应该是在这个时候最直接，最有效的发言人。有很多种产权与经营权交易的方式，如合并，兼并，重构，但商品流通渠道将不会改变。为了控制风险，金融机构（银行）做一些事来了解担保的性质和识别真伪是很有必要的，但这不仅费时，而且也超出了银行的普通的业务领域。物流金融的物流服务可以帮助企业做充分的供应链的控制，以确保客户的特殊产品和长期的稳定安全的运输。在供应链管理的发展中，企业逐渐重视对跨国企业的整合，因为这将有利于日益重要的客户关系管理。二、物流金融的发展

40、与启示物流金融：广义上说，是指在整个物流金融过程中，适用于各种金融产品，以实施有效的整合物流，从资金流和信息流到组织和管理在供应链运作的货币和资金的流动中来获得更好的资本经营活动的效率。狭义上讲，物流金融是一个服务过程，银行和第三方物流服务提供商在供应链运作过程中提供融资和结算服务，这也可以理解为企业融资服务对物流企业的帮助，即库存和账目账款融资在物流企业的参与，在于不同的融资对象和按照不同生产经营方式，物流金融的商业模式可以分为两种，一类是在物流金融的库存模式的基础上，另二类是在金融合同交易的基础上。物流金融经营模式基于库存，主要是指需要融资的企业，把他们的股票作为抵押贷款和转让的仓库中介公司(物流企业)获得一个信贷。这些操作不仅可以发生在销售过程中，还出现在采购里。物流金融经营模式基于贸易合同，主要是指企业需要为其短期资金不断发展，