大学英语四级改革适用（阅读）模拟试卷33（共231题）

大学英语四级改革适用（阅读）模拟试

卷33（共9套）

（共231题）

大学英语四级改革适用（阅读）模拟试

卷第1套

一、词汇理解（本题共70题，每题1.0分，共70分。）

Ilseemsyoualwaysfoigcl—youireadingglasseswhenyouarcrushingLuwuik,your

coatwhenyouaregoingtothe[Cl],yourcreditcardwhenyouareshopping...

Suchabsent-mindednessmaybe[C2]toyou.NowBritishandGerman

scientistsaredevelopingmemoryglassesthat[C31everythingtheusersees.

Theglassescanplaybackmemories[C4]tohelpthewearerrememberthings

theyhaveforgottensuchaswheretheylefttheirkeys.Andtheglassesalsoallowtheuser

to"label"itemssoinformationcanbeusedlateron.Thewearercouldwalkaroundan

officeorafactory[C5]certainitemsbypointingatthem.Objectsindicatedare

thengivenablanklabelonascreeninsidetheglassesthattheuserthen[C6]in.

Itcouldbeusedin[C7]plantsbymechanicslookingtoidentifymachineparts

orbyelectricianswiringcomplicatedadevice.Aspokesmanfortheproject,said:"Acar

[C8]forinstancecouldfindataglancewhereapartonacertaincarmodelis

sothatitcanbeidentifiedandrepaired."Forthe[C9]thesystemcould

highlightaccidentblackspotsordangersontheroad."Inothercasestheglassescouldbe

wornbypeoplegoingonaguidedtour,indicatingpointsof[CIO]orbypeople

lookingatpanoramaswhereallthesitescouldbeidentified.A.laterB.motoristsC.

moistureD.noticeableE.frustratingF.fillsG.dashingH.necessityI.recordJ.haltsK.

cleanersL.mechanicM.industrialN.interestO.identifying

1、[Cl]

标准答案；K

知识点解析：由前面的the,可知此处应为名词，再根据上下文的并列结构及关键

词“coat”，可推断此处是一个表示地点的名词，在词库中只能选cleaners。

2、[C2]

标准答案：E

知识点解析：此处应该是形容词，或动词的现在分词，充当be的表语。根据

absent-mindedness可以判断该词应表消极意义，因此答案为frustratingo

3、[C3]

标准答案：I

知识点解析:此处应为及物动词,在从句中作谓语，that指代memoryglasses,根

据主谓一致的原则，可知该词为动词原形。词库中的动词原形只有record。另外根

据上下文可以推断记忆眼镜可以记录佩戴者看到的东西，因此答案是recordo

4、[C4]

标准答案：A

知识点解析：此处可以是副词，作句子的状语；也可能是形容词或动词分词，作

memories的后置定语。但根据句中playback,help...remember等词及该句句意，可

以推断later最适合。

5、[C51

标准答案：0

知识点解析：此处可能是动词的现在分词结构，该动词是及物动词，宾语是certain

itemso该句是对上一句的举例说明，根据上句中的“labeFitems可以推断该动词表

明的意思与label相近，都有“辨另『'之义，因此答案是identifying。

6、[C6]

标准答案：F

知识点解析：此处应为第三人称单数动词，可与介词in搭配，构成从句的谓语。

分析该句的成分，可以发现该动词词组的宾语是ablanklabel,而从句应表明由使

用者填写空白标签，因此日1s最合适。

7、[C7]

标准答案：M

知识点解析：此处应为形容词。根据plants,mechanics,machineparts等词，可以

确定该形容词为industrialoindustrialplants意为“工厂

8、[C8]

标准答案：L

知识点解析：此处应为名词。由forinstance可知本句是为了举例说明记忆眼镜对

什么人有用处。根据下文的repair,可以推断空白处表示的是修理工人，词库中只

有mechanic符合要求。

9、[C9]

标准答案：B

知识点解析：此处应为名词。该句是另一个说明记忆眼镜如何应用于现实生活的例

子，因此该名词也是表示人的名词，而从下文的accidentblackspots和dangerson

theroad可以推断motorists为正确答案。

10、[CiO]

标准答案：N

知识点解析：此处应为名词，语义与guidedtour有关，只有interest最适合，points

ofinterest意为“景点”。

二、长篇阅读(本题共70题，每题7.0分，共70分。)

BigisBackA)Corporategiantswereonthedefensivefordecades.Nowtheyhavethe

advantageagain.In1996,inoneofhismostcelebratedphrases,BillClintondeclaredthat

"theeraofbiggovernmentisover".Hemighthaveaddedthattheeraofbigcompanies

wasover,too.Theorganisationthatdefinedcapitalismformuchofthe20thcenturywas

theninretreat,attackedbycorporateraiders,annoyedbyshareholdersandoutwittedby

entrepreneurs(企业家).GreatnamessuchasPanAmhaddisappeared.Othershad

survivedonlybyhugebloodletting:IBMsacked122,000people,aquarterofits

workforce,between1990and1995.Everyoneagreedthatthefuturelaywith

entrepreneurialstart-upssuchasYahoo!一whichinlate1998hadthesamemarket

capitalisationwith637employeesasBoeingwith230,000.TheshareofGDPproduced

bybigindustrialcompaniesfellbyhalfbetween1974and1998,from36%to17%.B)

Todaythebalanceofadvantagemaybeshiftingagain.Toadegree,thefinancialcrisisis

responsible.Ithasdestroyedtheventure-capitalmarket,thelifebloodofmanyyoung

firms.Governmentshavebeenrescuingcompaniestheyconsidertoobigtofail,suchas

CitigroupandGeneralMotors.Recessionissqueezingoutsmallerandlesswcll-

connectedfirms.Butthereareotherreasonstoo,whicharegivingbigcompaniesaself­

confidencetheyhavenotdisplayedfordecades.C)Ofcourse,bigcompaniesneverwent

away.Therewerestillplentyoffirst-rateones:UnileverandToyotacontinuedto

innovatethroughthickandthin.Andnotallstart-upsweremodelsofsuccess:Netscape

andEnronpromisedtorevolutionisetheirindustriesonlytocrashandburn.Nevertheless,

thebalancehadshiftedinfavourofsmallorganisations.Theentrepreneurialboomwas

superchargedbytwodevelopments.Deregulation(撤销管制规定)openedprotected

markets.Somenationalchampions,suchasAT&T,werebrokenup.Otherssawtheir

marketseatenupbyswift-footednewcomers.Thearrivalofthepersonalcomputerinthe

1970sandtheinternetin:he1990screatedanarmyofsuccessfulstart-ups.SteveJobs

andSteveWozniakfoundedAppleComputerin1976intheJobsfamily'sgarage.

MicrosoftandDellComputerwerebothfoundedbyteenagers(in1975and1984

respectively).LarryPageandSergeyBrinstartedGoogleinStanforddormrooms.D)

Butderegulationhadalreadybeguntogooutoffashionbeforethefinancialcrisis.The

Sarbanes-Oxleyact,introducedafterEnroncollapsedindisgrace,increasedthe

regulatoryburdenoncompaniesofallsizes,butwhatcouldbebornebythebigcould

cripplethesmall.Manyoftoday'smostdynamicindustriesaremuchmorefriendlytobig

companiesthantheITindustry.Researchinbiotechnologyiscostlyandoftendoesnot

bearfruitforyears.Natural-resourcecompanies,whoseimportancegrowsascompetition

forresourcesintensifies,needtobebig——hencetheminingindustry'sconsolidation.E)

Twofurtherdevelopmentsareshiftingthebalanceofadvantageinfavourofsize.Oneis

aheightenedawarenessoftherisksofsubcontracting(转包合同).Toycompaniesand

pet-fbodfirmsalikehavefoundthattheirbrandscanbehurtiftheirsuppliersturnout

goodsofpoorquality.Bigindustrialcompanieshavelearnedthattheirproductioncycles

canbebrokenupifcontractorsarenotuptothemark.Boeing,onceachampionof

subcontracting,hasbeenforcedtotakeoverslowsuppliers.Asecondistheemergenceof

companiesthathavediscoveredhowtobeentrepreneurialaswellasbig.Thesegiantsare

gettingbetteratminimisingthecostsofsize(suchaslonger,morecomplexchainsof

managerialcommand)whileexploitingitsadvantages(suchaspresenceinseveral

marketsandaccesstoalargetalentpool).CiscoSystemsispioneeringtheuseofitsown

videotechnologytoimprovecommunicationsbetweenitsemployees.IBMhascarried

outseveralcompany-widebrainstormingexercises,recentlyinvolvingmorethan150,000

people,thathaveencouragedittoputmoreemphasis,forexample,ongreencomputing.

DisneyhassuccessfullytakenPixar'screativemagic.F)Youmightsupposethatthe

returnofthemighty,nowbetterequippedtocrushthecompetition,issomethingtov/orry

about.Notnecessarily.Bigisnotalwaysuglyjustassmallisnotalwaysbeautiful.Most

entrepreneursdreamofturningtheirstart-upsintogiants(oratleastofsellingthemto

giantsforafortune).Thereisasymbiosis(互利合作关系)betweenlargeandsmall.

"Cloudcomputing"wouldnotprovideyoungfirmswithaccesstohugeamountsof

computerpowerifbigcompanieshadnotcreatedgiantservers.Biotechstart-upswould

gobustweretheynotgivenworkbygiantswithdeeppockets.G)Themostsuccessful

economicecosystemscontainavarietyofbigandsmallcompanies:SiliconValleyboasts

long-establishednamesaswellasanever-changingarrayofstart-ups.America's

economyhasbeenmoredynamicthanEurope'sinrecentdecadesnotjustbecauseitis

betteratgivingbirthtocompaniesbutalsobecauseitisbetteratlettingthemgrow.Only

5%ofEuropeanUnioncompaniesbornsince1980havemadeitintothelistofthe1,000

biggestintheEUbymarketcapitalisation.InAmerica,thefigureis22%.H)Thereturn

ofthegiantscouldwellbeablessingfortheworldeconomy—butonlyifbusinesspeople

andpolicymakersavoidcertainmistakes.Businessesshouldnotadmiresizeblindly,

particularlyifthismeansdiversifyingintoalotofunrelatedareas.Themodelofjoint

businessmaybetemptingwhencashishardtofind.Butthemomentwillnotlast.Byand

large,themostsuccessfulbigfirmsfocusontheircorebusinesses.I)Policymakers

shouldbothresistaninstinctivesuspicionofbigcompaniesandavoidtheolderrorof

embracingnationalchampions.Itisbadenoughthatgovernmentshavediverted

resourcesintosupportingfailingcompaniessuchasGeneralMotors.Itwouldbeeven

moreregrettableiftheyweretoreturntopickingwinners.Thebestuseoftheirenergies

istoremovetheburdensandbarrierswhichpreventeirrepreneursfromstarting

businessesandturningsmallcompaniesintobigones.

11、Boeingrealizedthatsubcontractingcouldthreatenitsproductioncycle.

标准答案：E

知识点解析：根据专有名词Boeing及难词subcontracting可定位至E段第4、5

句。第5句提到的Boeing是为了说明上一句提到的承包商达不到标准对一些公司

的影响，本题的direalenitsproductioncycle与原文的theirproductioncyclescanbe

brokenup意思相近，故E为本题出处。

12、Thepolicymakershouldforceonremovingthebarriersthathinderentrepreneurs

fromstartingbusinessesinsteadofsupportingthebigcompanies.

标准答案：I''

知识点解析：本题与政府的决策有关，全文只有在最后两段提到相关信息。其中I

段最后一句提出建议，“最好的策略是……”，所述与本题基本相符，而该段前面就

提到了不要一味地支持大企业，故本题出处在I段。

13、SiliconValleyisconsideredtobeasuccessfuleconomicecosysteminthatit

containsbothgiantandsmallcompanies.

标准答案：G

知识点解析：根据专有名词SiliconValley及economicecosystem定位至G段首

句。该句前半句说一个成功的经济生态系统应该包括不同的大小企业；而后半句则

说硅谷既有久负盛名的企业，也拥有一系列新企业，符合前半句说的标准，故本题

信息与原文相符。

14、Thederegulationpolicyandnumeroussuccessfulstart-upscreatedbypersonal

computerhavehelpboostedtheentrepreneurialboom.

标准答案：C

知识点解析：本题的关键词是entrepreneurialboom“创业潮”。与此相关的信息在C

段。该段第5句提到有两件事情加速了“创业潮”。一是管制规定的撤销开放了受保

护的市场，二是由个人电脑及网络的诞生造就的一大批成功的新企业。本题是对这

两个因素的概括。

15、Theendoftheventure-capitalmarkethasbeenbroughtaboutbythefinancialcrisis.

标准答案：B-

知识点解析：根据关键词venture-capitalmarket及financialcrisis定位至B段第2、

3句。第3句首的It指代上一句的financialcrisis,该句所述与本题相符，故本题出

处在B段。

16、Duetothecorporateraiders'attack,shareholder'sannoyanceandnew

entrepreneurs'rise,somehouseholdnameshavecollapsedordecayed.

标准答案：A

知识点解析：本题有关大型企业的倒闭或衰落，文章的A、C两段有相关信息。再

根据corporateraiders及shareholder'sannoyance等信息可定位至A段第4、5句，

其中第4句分述了造成大企业倒闭的三方面，与本题所述相符，故A为本题出

处。

17、Byandlarge,themostsuccessfulbigcompaniesfocusontheircorebusinessesand

willgiveupthemodelofjointbusiness.

标准答案：H

知识点解析：根据core、businesses及jointbusiness可定位至H段最后三句。倒数

第2、3句否定了joinlbusiness的模式，最后一句则与题目意思一致，说成功的企

业会专注于其核心'业务，故本题出处在H段。

18、Itisnotnecessarytoworryabouttherevivalofthebigcompanyinthatbig

companyisnotalwaysugly.

标准答案：F

知识点解析：根根bigcompanyisnotalwaysugly可定位至F段前三句。该部分提

到作者指出没有必要（Notnecessarily）去担忧大企业的回归，大企业并不都是好的，

正如小企业并不总是美好的一样。本题概括了前三句的内容，故F段是本题出

处。

19、Itusuallytakesmanyyearsforthebiotechnologyindustrytoproducefruit.

标准答案：D

知识点解析：根据biotechnologyindustry及producefruit可定位到D段倒数第2

句。该句中的doesnotbearfruitforyears与题目中的takesmanyyears...toproduce

fruit意思相近，两句意思一致，故D段为本题出处。

20、"Cloudcomputing"hasenabledyoungfirmstosubstantiallyenhancetheircomputer

power.

标准答案：F

知识点解析：根据Cloudcomputing定位至F段倒数第2句。该句提到了“云计算”

的功用，该句暗示“云计算”也能为年轻的公司提供强大的计算能力，这与本题所述

相符，F段为本题出处。

三、仔细阅读（本题共10题，每题7.0分，共10分。）

Thequalityofpatiencegoesalongwaytowardyourgoalofcreatingamorepeacefuland

lovingself.Themorepatientyouare,ihemoreacceptingyouwillbeofwhatlifeis,

ratherthaninsistingthatlifebeexactlyasyouwouldlikeittobe.Withoutpatience,life

isextremelyfrustrating.Youareeasilyannoyed,bothered,andirritated.Patienceaddsa

dimensionofeaseandacceptancetoyourlife.It'sessentialforinnerpeace.Becoming

morepatientinvolvesopeningyourhearttothepresentmoment,evenifyoudon'tlikeit

Ifyouarestuckinatrafficjam,lateforanappointment,beingpatientwouldmean

keepingyourselffrombuildingamentalsnowballbeforeyourthinkinggetoutofhand

andgentlyremindingyourselftorelax.Itmightalsobeagoodtimetobreatheaswellas

anopportunitytoremindyourselfthat,inthebiggerschemeofthings,beinglateis"small

stuff.Patienceisaqualityofheartthatcanbegreatlyenhancedwithdeliberatepractice.

AneffectivewaythatIhavefoundtodeepenmyownpatienceistocreateactualpractice

periods-periodsoftimethatIsetupinmymindtopracticetheartofpatience.Life

itselfbecomesaclassroom,andthecurriculumispatience.Youcanstartwithaslittleas

fiveminutesandbuildupyourcapacityforpatienceovertime.Whatyou'lldiscoveris

trulyamazing.YouriiilcDtiontobepatient,especiallyifyouknowit'sonlyfbrashort

while,immediatelystrengthensyourcapacityfbrpatience.Patienceisoneofthose

specialqualitieswheresuccessfeedsonitself.Onceyoureachlittlemilestone（里程

碑）一fiveminutesofsuccessfulpatience—you'llbegintoseethatyoudoindeedhavethe

capacitytobepatient,evenforlongerperiodsoftime.Overtime,youmayevenbecome

apatientperson.Beingpatientwillhelpyoutokeepyourperspective.You'llseeevena

difficultsituation,sayyourpresentchallenge,isn*t"lifeordeath'*butsimplyaminor

obstaclethatmustbedealtwithWithoutpatience,thesamescenariocanbecomeamajor

emergencycompletewithyelling,frustration,hurtfeelings,andhighbloodpressure.

21、Inthefirstparagraph,theexpression"buildingamentalsnowball"canbebest

replacedby.

A、imaginingabigsnowball

B、awaitingaresultcalmly

C^takingadeepbreath

D、losingyourpatience

标准答案:D

知识点解析•：词义推测题。句中短语keep...from有助于理解考点的意义，building

amentalsnowball是一种暗喻，作者想表达人的情绪像滚雪球似的积聚宜至失控之

意，根据上下文可判断出该表达法在此处的意义为选项D。本文的主题是

patience,而选项A、B、C都与主题无关。

22、Themainideaofthefirstparagraphisthat.

A、ittakesalongtimetocultivatepatience

B、patienceisveryimportantforus

C、patienceisessentialforinnerpeace

D、beinglateis"smallstuff

标准答案：B

知识点解析：主旨大意题。本段的第1句为主题句，理解goalongwaytoward是

解题的关键，该短语意为“对……大有帮助”，并不是“花长时间'’的意思，因此，选

项B为正确选项，而选项A对goalongwaytoward理解错误。选项C和D都只是

该段中心思想的片断，概括不够全面。

23It'simpliedinthesecondparagraphthat.

A^thequalityofpatienceisveryhardtocultivate

B、patienceshouldbecomeaschoolcourse

C^you'llgetmorethanexpectedfrompracticingpatience

D、thequalityofpatiencewillleadyoutosuccess

标准答案：C

知识点解析：推理判断题。从第2段最后两句可以推断出正确答案应为选项C选

项A与本段第1句意思相反。本段第3句虽有提到classroom和curriculum等与学

习有关的词语，但它们是一种暗喻，不能因此推断选项B。选项D最具干扰性，

因为倒数第2句有success一词，但只要对该句理解.正确，就能排除此选项了。

24、Peoplewithoutpatiencewilltreatthechallengeas.

A、aminorthing

B、amatteroflifeordeath

C、thesmallstuff

D、agreatchance

标准答案：B

知识点解析：事实细节题。本题考查对比处。第3段开头将有耐心和没耐心的两种

人在面对困境时的态度进行对比，可以推断选项B为正确选项。根据同一段可发

现其他三个选项都是有耐心的人面对困境时的态度。

25、Thepurposeofthispassageisto.

A、persuadepeopletobemorepatient

B、tellhowtopracticepatience

C^listtheadvantagesofpatience

D、statetheimportanceofpatience

标准答案：A

知识点解析：主旨大意题。作者通过阐明耐心的重要性，如何培养耐心和拥有耐心

的好处来劝说读者要更加耐心，由此可见选项A正确。选项B、C和D分别只是

文章三个段落的大意，而并非对全文主题的概括。

Languageswillcontinuetodiverse.EvenifEnglishweretobecometheuniversal

language,itwouldstilltakemanydifferentforms.Indeedthesamecouldhappento

Englishashashappened(oChinese:alanguageofintellectualswhichdoesn'tvary

hugelyalongsidealargenumberofvariationsusedbylocalpeoples.Wewillcontinueto

teachotherlanguagesinsomeform,andnotjustforreasonsofpracticaluse.Learninga

languageisgoodforyourmentalhealth;itforcesyoutounderstandanotherculturaland

intellectualsystem.SoIhopeBritisheducationwilldevelopamorerationalapproachto

theforeignlanguagesavailabletostudentsinlinewiththeirpoliticalimportance.

Becausesomanypeoplebelieveit'snolongerimportanttoknowanotherlanguage,1fear

thattimedevotedtolanguageteachinginschoolsmaywellcontinuetodecline.Butyou

canarguethatlearninganotherlanguagewellismoreexhaustingthan,say,learningto

playchesswell—itinvolvessensitivitytoasetofcomplicatedrules,andalsotocontext.

Technologywillcertainlymakeadifferencetotheuseofforeignlanguages.Computers

may,forinstance,relievethehardworkthatavasttranslationrepresents.Butnoonewho

hasseenacomputertranslationwillthinkitcansubstituteforliveknowledgeofthe

differentlanguages.Amachinewillalwaysbebehindthetimes.Stillmoreimportaniis

thefactthatnocomputerwillevergetaltheassociationsbeyondthewordsassociations

thatmaynotbeexpressedbutwhichcarrymuchofthemeaning.InlanguageslikeArabic

thatcontextisveryimportantLanguagescomewithheavyculturalbaggagetoo-in

FrenchorGermanifyoumisstheculturalreferencesbehindawordyou'reverylikelyto

bemissingthemeaning.Itwillbeveryhardtoteachallthattoacomputer.Allthe

predictionsarethatEnglishwillbespokenbyadecliningproportionoftheworld's

populationinthe21stcentury.Idon'tthinkforeignlanguageswillreallybecomeless

important,buttheymightbeperceivedtobe—andthatwouldintheendbe-averybad

thing.

26、WhichofthefollowingstatementsaboutChineseistrue?

A、Chinesewillsoonbecometheuniversallanguage.

B、Chineseisalanguageofintellectuals.

C、TherearcmanydialectsinChinese.

D、ChinesewillberegardedasimportantasEnglish.

标准答案：C

知识点解析：推理判断题。本题考查复合句的理解。本题最大的干扰选项是B,理

解第1段最后一句是关键。可以先把定语从句和分词结构去掉，剩下的就是对

Chinese的完整描述，即：alanguageofintellectualsalongsidealargenumberof

variations,由此可见，选项B过于片面。A项与首段第2句不符，D项未提及。

27、Accordingtothesecondparagraph,theauthormaymostprobablyagreethat.

A^otherlanguagesshouldbetaughtprincipallyforpracticalreasons

B、learningalanguageistoknowacountry'sculturalandintellectualsystem

C、Britisheducationhasarationalapproachtotheteachingofforeignlanguages

D^learninganotherlanguagewellistooexhaustingandcomplicated

标准答案：B」

知识点解析：观点态度题。本题其实是要求判断说法的正误。第2段的第2句表明

了作者的态度，也就是选项B。选项A、C都与原文的陈述不符，选项D不是作者

的观点。

28、Theworstdisadvantageofcomputertranslationisthat.

A、theexpressionsusedinitarealwaysbehindthetimes

B、itcanonlybeusedinthetranslationofcertainlanguages

C、itcannotreplaceliveknowledgeofthedifferentlanguages

D^itcanneverexpresstheimpliedmeaningsbeyondwordassociations

标准答案：D:

知识点解析：推理判断题。本题考查强对比处。第3段第5句中的Slillmore

important是答题的关键，表明紧接着的才是计算机翻译最大的缺点，而前面提到

的都不是最严重的，由此可推断选项A和C不对，而选项B在文中并无相关细节

支持。

29>Bysaying"languagescomewithheavyculturalbaggage",theauthormeans

that.

A、muchunnecessaryculturalbackgroundblockstheunderstandingofalanguage

alanguageusuallycontainsimportantculturaltraditionsandcustom

C>itisaburdenforalanguagelearnertounderstandtherelatedculture

D、theunderstandingofalanguageisaffectedbythevariouscontextsitisin

标准答案：B'''

知识点解析：词义推断题。本题主要考查baggage一词的理解。baggage带有“惯

例、传统''的意思，但这个意思并不包括在考纲词汇里。baggage虽有“包袱、累赘”

之义，但从文中可见，baggage是与前一句中的context同样重要的东西，都能影响

对语言的理解，因此，作者使用这个词并无贬义，由此可否定选项A和C。从

baggage后的loo一词可推断，baggage是与comexi不同的影响理解语言的因素，

由此也可否定选项D。

30、Theauthorthinksitwouldbeabadthingif.

A^Englishisspokenbyfewerpeopleinthe21stcentury

B、foreignlanguagesbecomelessimportantinthe21stcentury

C、Englishisnotasimportantasforeignlanguagesinthe21stcentury

D、foreignlanguagesareregardedaslessimportantinthe21stcentury

标准答案：D

知识点解析：事实细节题。本题考查含有插入成分的句子的理解。最后一段最后一

句中的averybadthing是两个不同句子中的表语，应把句子重新整理为“butthey

mightbeperceivedtobeaverybadthing,andthatwouldintheendbeaverybadthing

too",而且只有选项D中的regard表达了perceive的意思，因此可以确定选项D正

确。

大学英语四级改革适用（阅读）模拟试

卷第2套

一、仔细阅读（本题共20题，每题7.0分，共20分。）

Costly—sometimesabusive-creditcardsarebleedingmillionsofborrowerswhodidn't

knowwhattheyweregettinginto.Thebottom-feedingcards—forpeoplewithdamaged

credit-offeryouadecentinterestrateoncreditlines"upto"$3,000.Whenthecard

arrives,however,yourlinemightbeonly$250.Andthencomethefees!They'recharged

toyourtinycreditline,leavingyoualmostnothingtospend.Twobetter-knowncard

issuerswithabigloanbusinessarcCapitalOneandHSBC'sOrchardBank.Theycharge

lowerupfrontfeesthanothercardsdo.Butifyoufallbehind,it'stough.CapOne's

penaltyrateiscurrently28.15percent.OrchardBankdoesn*tdiscloseitspenaltyrate

onlineandwouldn'ttellyouwhatitis.CapOnehasareputationforissuingmultiple

cardstopeoplewhobumpupagainsttheircreditlimits.Thatgivesthemtwocards,with

twolowlimits,tooverspend.Lendershavefiguredoutmanywaysofextractingfees.

There's"universaldefault",wherealatepaymentononecardcantriggerhighpenalty

ratesoneverycardyouown.There'sthe"endlesslatefee”,whereyourpaymentsnever

catchupwiththenewpenaltiesyou'recharged.There's"two-cyclcbilling"—too

complicatedtoexplainhere,butwhichamountstocharginginterestonbalancesthat

you'vealreadypaid.And"retroactive（追溯的）pricehikes,"wherebanksimposehigher

ratesonoldbalancesaswellasnewones.Thesepracticesstartleconsumerswhothink

suchhighfeesandinterestratesmustheagainstthelaw.RuttheSupremeCourt

effectivelyderegulatedcreditcardrates30yearsago,and10yearsagoitderegulatedthe

sizeofthefeesabankcouldcharge.Priortofeederegulation,latefeeshoveredbetween

$13and$15,saysRobertMcKinleyofCardW,whichtracksthebusiness.Now

theyrunfrom$30to$40."It'soutofcontrol,"hesays."Banksknowthey'vepushedthis

toofar,"Thisyear,however,thenewCongressstartedholdinghearings.SuddenlyCiti

droppeduniversaldefaultandJPMorganChaseendedtwo-cyclebilling.Butthoseare

justgestures.Withoutfeecapsorlawsrestrictingtheusuallyhighrateofinterest,we're

inthebankers'hands.

1Thebottom-feedingcardsareissuedtopeoplewho.

A、hasalowincome

B、expectsalowinterestrate

C^hasabadreputationinrepayment

D、isthoughtlesswhenusingcreditcards

标准答案：C

知识点解析：笫2段笫1句破折号后的damagedcredi［意为“信用受损”，持信用卡

的人因为不能及时还款就会导致信用度下降，即damagedcredit,由此可见，C是

对damagedcredil正确的解释，为本题答案。

2、Whatdoestheauthorthinkaboutthe"multiplecards"practiceofCapOne?

A、Thebankmayhavemorebaddebts.

B、Thebankmaybecomemorepopular.

C^Borrowersmayhavetheircreditlimitsincreased.

D、Borrowersmayfallintoamultiple-penaltytrap.

标准答案：D

知识点解析：第3段前三句表明CapOne开卡的费用很优惠，但是一旦不能按期还

款，受到的处罚会很重。再看本段最后两句，CapOne向消费达到其信用额度的人

发多张卡，这些人本身信用额度低，但拥有了多张卡后更容易超支了，超支后还款

的能力又不强，这时CepOne就可以对他们罚款，从中赚取费用，由此可确定应选

Do

3、Whatdoconsumersneverexpect,accordingtothepassage?

A^Thehigherratesnowcanaffectbalancesinthepast.

B、Lenderscanfigureoutsomanywaystoextractfees.

C>Theycanborrowfromthebankseasily.

D^Theyhavetopaybothfeesandinterest.

标准答案：A

知识点解析：第5段第1句表明消费者对于第4段亮到的银行的做法是始料未及

的，答案要从第4段寻找。A是第4段最后一句提到的一种收取费用的方法，为本

题答案。本题B干扰性极强，但从第5段第1句中的定语从句看，可知消费者不

是因为借贷者能想出如此多的收费方法而感到震惊，而是因为这些方法居然不算违

法而感到震惊。

4、Thewuid"deregulate"(Line3,Paia.5)canbestbereplacedby.

A、imposeruleson

B、liftthecontrolon

C、ruleagainst

D、specify

标准答案：B

知识点解析：第5段中除了第2句有deregulme这个词外，第3句有这个词的名词

形式deregulation,第3句的Priortofeederegulation和第4句的Now表明现在的信

用卡利率与过去相比高很多，而最后一句开头的Msoutofcontrol表明现在的信用

卡利率“己经失控”了，由此可见，iztPriortofeederegulationBt,信用卡利率是由

政府控制的，故推断deregulate意为“解除（规定、控制厂。

5、Accordingtotheauthor,whatCitiandJPMorganChasedidshowedthattheywere

A^reflective

B、irresponsible

C、insincere

D^compromising

标准答案：C

知识点解析：最后一段第3句表明Citi和JPMorganChase所做的都只是摆摆姿

态，并非出自真心诚意，因此，本题应选C。

Nearly5,000peoplebelowtheageof21diebecauseofexcessivealcoholconsumption

eachyear.Oddly,thishastriggeredanewmovementtolowerthedrinkingage.In

America,youngpeoplecanvote,drive,marry,divorce,huntandgotowarbeforealcohol

islegallyallowedtotouchtheirlips.Manystatesoncesettheirminimumdrinking-ageat

18.Butin1984RonaldReaganoversawthepassageofthe"21law",whichrequires

statestoset21astheminimumdrinking-ageorrisklosing10%oftheirhighwayfunds.

Nowcampaignerswanttomoveitback.Inthepast,stateshavebeentoofinanciallytimid

tochallengethe21law.Butcallsforchangearegrowinglouder.Twolocaljudgesin

SouthCarolinarecentlyruledthatbanning18-to20-ycar-oldsfromdrinkingor

possessingalcoholisunconstitutional.Publicofficials,includingtheformerattorney

generalofSouthDakota,havecalledthe21lawafailure.Theabout-faceofMorris

Chaietz,adoctorwhoservedonthecommissionthatrecommendedincreasingthe

drinking-ageto21,hasalsoraisedeyebrows.Thisweekhecalleditthemostregrettable

decisionofhiscareer.Supportersofexistingstatus,includingtheorganisationMothers

AgainstDrunkDriving,saythatthelawhashelpedavoidthousandsofdeaths.But

doubterspointoutthatothercountries,likeCanada,haveseensimilardeclines,even

thoughtheirdrinking-agcis18.Theyalsoarguethatbarringyoungpeoplefromdrinking

doesnotstopthemfromconsumin