2025年度个人住房装修贷款合同规范范本

2025年度个人住房装修贷款合同规范范本本合同共三部分组成，仅供学习使用，第一部分如下：2025年度个人住房装修贷款合同甲方（借款人）：姓名：________________住址：________________乙方（贷款银行）：机构名称：________________机构地址：________________鉴于甲方因购买个人住房装修需要，向乙方申请办理个人住房装修贷款，双方经友好协商，达成如下协议：一、贷款金额及期限1.甲方申请贷款金额为人民币______元整（大写：______元整）。2.贷款期限自______年______月______日起至______年______月______日止。二、贷款利率及还款方式1.贷款利率按中国人民银行同期同档次贷款基准利率执行，具体利率以乙方实际放款时为准。2.还款方式为等额本息还款法。三、贷款发放及使用1.乙方应在甲方提交完整申请材料后____个工作日内完成贷款发放。2.甲方应按照贷款用途使用贷款，不得挪作他用。四、贷款还款1.甲方应按照约定的还款计划按时足额偿还贷款本息。2.甲方如提前还款，应提前向乙方提出申请，并按照乙方规定办理。五、贷款逾期1.如甲方逾期还款，乙方有权按照《中华人民共和国合同法》及《中华人民共和国商业银行法》的有关规定处理。2.逾期还款产生的滞纳金按每日万分之______计算。六、违约责任1.甲方如违反本合同约定，应承担相应的违约责任。2.乙方如违反本合同约定，应承担相应的违约责任。七、争议解决1.双方在履行本合同过程中发生的争议，应友好协商解决。2.如协商不成，任何一方均可向甲方所在地人民法院提起诉讼。八、其他1.本合同一式两份，甲乙双方各执一份，自双方签字（或盖章）之日起生效。2.本合同未尽事宜，双方可另行协商解决。甲方（借款人）：________________乙方（贷款银行）：________________签订日期：________________附件：2.甲方住房证明复印件3.其他相关证明材料第二部分：贷款申请材料清单2.甲方户口簿原件及复印件3.甲方住房证明材料4.甲方收入证明材料5.甲方银行流水证明材料6.甲方装修合同及发票7.甲方其他相关证明材料第三部分：贷款还款计划表|还款月份|还款本金|还款利息|还款总额|应还日期||||||||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|____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