2025版外贸货物保险合同范本英文版3篇

20XX专业合同封面COUNTRACTCOVER20XX专业合同封面COUNTRACTCOVER甲方：XXX乙方：XXXPERSONALRESUMERESUME2024版外贸货物保险合同范本英文版本合同目录一览1.ContractOverview1.1ContractDefinition1.2ContractPurpose1.3ContractDuration2.PartiesInvolved2.1InsuredParty2.2Insurer2.3Beneficiary3.CoverageDetails3.1ScopeofCoverage3.2PerilsCovered3.3Exclusions4.PremiumandPaymentTerms4.1PremiumCalculation4.2PaymentSchedule4.3LatePaymentPenalties5.ClaimsProcess5.1NotificationofClaim5.2ClaimDocumentation5.3ClaimPayment6.InsuranceLimitsandDeductibles6.1LimitsofInsurance6.2DeductibleAmount7.TerminationandCancellation7.1TerminationConditions7.2CancellationPolicy8.GoverningLawandJurisdiction8.1ApplicableLaw8.2DisputeResolution9.AmendmentsandModifications9.1ProcedureforAmendments9.2AcceptanceofAmendments10.Confidentiality10.1ConfidentialInformation10.2DisclosureRestrictions11.ForceMajeure11.1DefinitionofForceMajeure11.2ImpactonContractPerformance12.AssignmentandTransfer12.1AssignmentofRights12.2TransferofObligations13.MiscellaneousProvisions13.1EntireAgreement13.2WaiverofBreach13.3Severability14.Signatures14.1InsuredPartySignature14.2InsurerSignature第一部分：合同如下：1.ContractOverview1.1ContractDefinitionThisContract(hereinafterreferredtoas"theContract")isanagreemententeredintobetweentheInsuredParty(hereinafterreferredtoas"theInsured")andtheInsurer(hereinafterreferredtoas"theInsurer"),forthepurposeofprovidinginsurancecoverageforthegoodsbeingexported.1.2ContractPurposeThepurposeofthisContractistoensurethattheInsured'sinterestsareprotectedagainstrisksassociatedwiththetransportationandhandlingoftheinsuredgoodsduringtheexportprocess.1.3ContractDurationTheContractshallbeeffectivefromthedateofissuanceandshallremaininforceforaperiodofoneyearunlessterminatedorrenewedinaccordancewiththeprovisionsofthisContract.2.PartiesInvolved2.1InsuredPartyTheInsuredPartyis[Insured'sName],a[Insured'sDescription],withregisteredaddressat[Insured'sAddress].2.2InsurerTheInsureris[Insurer'sName],a[Insurer'sDescription],withregisteredaddressat[Insurer'sAddress].2.3BeneficiaryTheBeneficiaryis[Beneficiary'sName],a[Beneficiary'sDescription],withregisteredaddressat[Beneficiary'sAddress].3.CoverageDetails3.1ScopeofCoverageTheinsurancecoverageprovidedunderthisContractshallapplytoallrisksoflossordamagetotheinsuredgoodsduringtheirtransportationanymeansfromthepointofshipmenttothefinaldestination.3.2PerilsCoveredTheinsuranceshallcoverthefollowingperils:theft,pilferage,nondelivery,shortdelivery,damagesea,air,orlandtransportation,andwarrisks.3.3ExclusionsTheinsuranceshallnotcoverthefollowing:inherentvice,wearandtear,oranyotherrisknotspecificallymentionedinthepolicy.4.PremiumandPaymentTerms4.1PremiumCalculationThepremiumfortheinsuranceshallbecalculatedbasedontheagreedvalueoftheinsuredgoodsandtheapplicableinsurancerateaspertheInsurer'stariff.4.2PaymentScheduleThepremiumshallbepaidinfullupontheissuanceofthepolicy.Subsequentpayments,ifany,shallbemadeinaccordancewiththepaymentscheduleagreeduponbothparties.4.3LatePaymentPenaltiesIntheeventoflatepayment,theInsuredshallbesubjecttoapenaltyof[percentage]%oftheunpaidpremiumforeachmonthofdelay.5.ClaimsProcess5.1NotificationofClaimUponoccurrenceofaclaim,theInsuredshallimmediatelynotifytheInsurerinwriting,providingallnecessarydetailsanddocumentation.5.2ClaimDocumentationTheInsuredshallprovideallnecessarydocumentationtosupporttheclaim,includingbutnotlimitedto:invoice,billoflading,packinglist,andproofofloss.5.3ClaimPayment6.InsuranceLimitsandDeductibles6.1LimitsofInsuranceTheinsuranceshallhaveamaximumlimitof[amount]foreachclaimand[amount]intotalforthedurationoftheContract.6.2DeductibleAmountAdeductibleamountof[amount]shallapplytoeachclaim,subjecttothelimitsofinsurance.8.GoverningLawandJurisdiction8.1ApplicableLawThisContractshallbegovernedandconstruedinaccordancewiththelawsof[Jurisdiction'sName].8.2DisputeResolution9.AmendmentsandModifications9.1ProcedureforAmendmentsAnyamendmentormodificationtothisContractshallbeinwritingandshallbeexecutedbothparties.SuchamendmentormodificationshallbedeemedtobepartofthisContractuponacceptancebothparties.9.2AcceptanceofAmendmentsAcceptanceofanyamendmentormodificationtothisContractshallbeevidencedthesignaturesoftherespectivepartiesontheamendmentormodificationdocument.10.Confidentiality10.1ConfidentialInformation"ConfidentialInformation"meansanyinformationdisclosedonepartytotheotherthatismarkedasconfidentialorthatwouldreasonablybeexpectedtobeconfidentialgiventhenatureoftheinformationandthecircumstancesofdisclosure.10.2DisclosureRestrictionsThepartiesagreetoholdallConfidentialInformationinstrictconfidenceandnottodiscloseittoanythirdpartywithoutthepriorwrittenconsentofthedisclosingparty,exceptasrequiredlaworcourtorder.11.ForceMajeure11.1DefinitionofForceMajeure"ForceMajeure"shallmeananyeventorcircumstancebeyondthereasonablecontroloftheparties,includingbutnotlimitedtoactsofGod,naturaldisasters,war,strikes,labordisputes,andgovernmentactions.11.2ImpactonContractPerformanceIntheeventofForceMajeure,theaffectedpartyshallbeexcusedfromperformanceunderthisContractforthedurationoftheForceMajeureevent.ThenonaffectedpartyshallnotbeendtoclaimdamagesorpenaltiesagainsttheaffectedpartyforanyfailuretoperformduetoForceMajeure.12.AssignmentandTransfer12.1AssignmentofRightsTheInsuredmaynotassignitsrightsorobligationsunderthisContractwithoutthepriorwrittenconsentoftheInsurer.12.2TransferofObligationsTheInsurermaynottransferitsobligationsunderthisContractwithoutthepriorwrittenconsentoftheInsured.13.MiscellaneousProvisions13.1EntireAgreementThisContractconstitutestheentireagreementbetweenthepartiesandsupersedesallprioragreements,understandings,ornegotiations,whetherwrittenororal.13.2WaiverofBreachThefailureofeitherpartytoenforceanyprovisionofthisContractshallnotbedeemedawaiverofsuchprovisionnoroftherightofeitherpartythereaftertoenforceeachandeveryprovisionofthisContract.13.3SeverabilityIfanyprovisionofthisContractisheldtobeinvalid,illegal,orunenforceable,theremainingprovisionsshallremaininfullforceandeffect.14.Signatures14.1InsuredPartySignatureThisContractshallbeexecutedtheInsuredPartysigningthefollowingpage.14.2InsurerSignatureThisContractshallbeexecutedtheInsurersigningthefollowingpage.第二部分：第三方介入后的修正15.ThirdPartyInvolvement15.1DefinitionofThirdPartyForthepurposesofthisContract,a"ThirdParty"referstoanyentityorindividual,otherthantheInsuredandtheInsurer,thatisengagedinactivitiesrelatedtotheinsurancetransaction,includingbutnotlimitedtobrokers,consultants,carriers,andotherintermediaries.15.2RoleofThirdPartyTheThirdPartymaybeinvolvedintheinsurancetransactiontoprovideservicessuchasriskassessment,policyissuance,claimshandling,oranyotherservicesdeemednecessarytheInsuredortheInsurer.15.3ApprovalofThirdPartyAnyThirdPartyinvolvedintheinsurancetransactionmustbeapprovedinwritingboththeInsuredandtheInsurer.TheapprovalshallincludethescopeofservicestobeprovidedtheThirdPartyandanyspecifictermsandconditionsapplicabletotherelationship.16.AdditionalTermsandConditionsforInvolvementofThirdParty16.1NotificationRequirementUpontheinvolvementofaThirdParty,theInsuredandtheInsurershallnotifyeachotherinwriting,providingthedetailsoftheThirdParty,thenatureoftheservicestobeprovided,andanyrelevanttermsoftheagreementwiththeThirdParty.16.2ThirdParty'sObligations16.3ThirdParty'sResponsibilityLimitation16.3.1LimitationofLiabilityTheliabilityoftheThirdPartyunderthisContractshallbelimitedtothescopeofservicesagreeduponandthefeespaidtotheThirdParty.TheInsuredandtheInsurershallnotholdtheThirdPartyliableforanylossordamagethatexceedstheagreedscopeofservices.16.3.2IndemnificationTheInsuredandtheInsureragreetoindemnifytheThirdPartyagainstanyclaims,damages,orlossesarisingfromtheperformanceofservicesunderthisContract,totheextentsuchclaims,damages,orlossesarenotwithinthescopeoftheThirdParty'sliabilitylimitation.17.ThirdParty'sRelationshipwithOtherParties17.1CommunicationandCoordination17.2ThirdParty'sAccesstoInformationTheThirdPartyshallbegrantedaccesstosuchinformationasisnecessaryfortheperformanceofitsservices,butshallbeboundconfidentialityobligationstoprotecttheprivacyandconfidentialityoftheInsuredandtheInsurer.17.3ThirdParty'sIndependenceTheThirdPartyshallactindependentlyandshallnotbeinfluencedanyconflictofinterestthatcouldimpairitsabilitytoprovideservicesinthebestinterestoftheInsuredandtheInsurer.18.ModificationofContractforThirdPartyInvolvement18.1ContractualAmendmentsIntheeventofThirdPartyinvolvement,theInsuredandtheInsurermayagreetomodifythisContractadding,amending,ordeletingprovisionstoreflectthespecifictermsandconditionsoftherelationshipwiththeThirdParty.18.2AcceptanceofModifications19.TerminationofThirdPartyInvolvement19.1TerminationConditionsTheinvolvementofaThirdPartymaybeterminatedeithertheInsured,theInsurer,ortheThirdPartyitselfundercertainconditions,suchasbreachofcontract,insolvency,orwithdrawalofconsent.19.2TerminationNoticeUponterminationoftheinvolvementofaThirdParty,thepartiesshallprovidewrittennoticetoeachotherandtotheThirdParty,specifyingtheeffectivedateofterminationandanynecessarytransitionalarrangements.第三部分：其他补充性说明和解释说明一：附件列表：1.PolicyCertificate详细要求：包含保险合同的基本信息，如保险金额、保险期间、保险责任等。说明：这是保险合同的正式证明文件，应由保险公司出具。2.RiskAssessmentReport详细要求：由第三方风险评估机构提供的风险评估报告，包括风险评估结果和建议。说明：用于帮助保险公司评估和确定保险费率。3.BillofLading详细要求：货物运输的正式凭证，记录货物的名称、数量、起运地、目的地等。说明：作为保险索赔的重要依据。4.PackingList详细要求：详细列出货物名称、数量、规格、净重、毛重等。说明：用于证明货物价值和数量。5.Invoice详细要求：销售货物的正式发票，包括货物名称、数量、单价、总价等。说明：用于证明货物价值和交易金额。6.ClaimsDocumentation详细要求：包括损失报告、事故调查报告、损失照片等。说明：在发生保险事故时，用于证明损失情况和索赔依据。7.PoliceReport详细要求：在发生盗窃、抢劫等犯罪行为时，由警方出具的报案证明。说明：作为保险索赔的重要证据。8.CertificateofOrigin详细要求：证明货物原产地，用于某些特定保险产品的申请。说明：作为保险合同的一部分，可能需要提供。9.InsuranceEndorsements详细要求：对保险合同的额外条款或条件的修改。说明：由保险公司出具，可能包括增加或减少保险责任。10.ConsenttoAssignment详细要求：授权第三方代表甲方或乙方处理保险事宜的文件。说明：在甲方或乙方同意的情况下，由第三方代表进行操作。说明二：违约行为及责任认定：1.Insured'sFailuretoPayPremium违约行为：未按时支付保险费。责任认定：保险合同失效，保险公司不承担保险责任。示例：甲方未在规定时间内支付保险费，导致保险合同失效。2.Insurer'sFailuretoIssuePolicy违约行为：未在约定时间内出具保险单。责任认定：保险公司应承担违约责任，赔偿甲方因此遭受的损失。示例：保险公司未在规定时间内出具保险单，导致甲方未能及时获得保险保障。3.ThirdParty'sMisconduct违约行为：第三方在提供服务过程中出现重大失误或违法行为。责任认定：第三方应承担违约责任，赔偿甲方或乙方因此遭受的损失。示例：第三方在处理索赔过程中泄露甲方商业机密，造成甲方损失。4.FailuretoNotifyofChangeinRisk违约行为：保险期间内，甲方未及时通知保险公司风险变化。责任认定：保险公司有权拒绝承担因未通知风险变化而发生的损失。示例：甲方在运输途中发现货物存在安全隐患，但未及时通知保险公司。5.FailuretoProperlyHandleClaims违约行为：保险公司或第三方在处理索赔过程中出现延误或错误。责任认定：违约方应承担违约责任，赔偿受损方损失。示例：保险公司处理索赔过程中出现延误，导致甲方遭受额外损失。全文完。2024版外贸货物保险合同范本英文版1本合同目录一览1.ContractOverview1.1.ContractDuration1.2.ContractParties1.3.ScopeofCoverage2.DefinitionsandInterpretations2.1.TermsandConditions2.2.InsuranceDefinitions2.3.Interpretations3.InsuranceCoverage3.1.GeneralInsuranceConditions3.2.SpecificInsuranceConditions3.3.ExclusionsandLimitations4.PremiumandPayment4.1.PremiumCalculation4.2.PaymentTerms4.3.LatePaymentCharges5.ClaimProcedures5.1.NotificationofClaim5.2.ClaimDocumentation5.3.AdjustmentandPayment6.ExpiryandTermination6.1.ExpiryDate6.2.TerminationConditions6.3.NoticeofTermination7.LegalandDisputeResolution7.1.GoverningLaw7.2.DisputeResolutionMechanism7.3.Arbitration8.AdditionalProvisions8.1.AmendmentsandModifications8.2.Confidentiality8.3.ForceMajeure9.Miscellaneous9.1.EntireAgreement9.2.AssignmentandTransfer9.3.Severability10.InsuranceCertificateandPolicy10.1.InsuranceCertificate10.2.PolicyDetails10.3.CertificateofInsurance11.AmendmentsandAttachments11.1.AmendmentstoPolicy11.2.AttachmentstoPolicy11.3.EffectiveDate12.CancellationandNonRenewal12.1.CancellationRights12.2.NonRenewalConditions12.3.NoticeofCancellation13.InsuranceAdjustments13.1.AdjustmentstoCoverage13.2.ChangesinInsuranceConditions13.3.NotificationofAdjustments14.ContactInformation14.1.InsurerContactDetails14.2.PolicyholderContactDetails14.3.ClaimsContactDetails第一部分：合同如下：1.ContractOverview1.1.ContractDuration1.1.1.Thiscontractshallbeeffectivefrom[DateofCommencement]to[DateofExpiry].1.2.ContractParties1.2.1.Theinsurer,hereinreferredtoas"Insurer,"is[Insurer'sName].1.2.2.Thepolicyholder,hereinreferredtoas"Policyholder,"is[Policyholder'sName].1.3.ScopeofCoverage1.3.1.Thiscontractprovidesinsurancecoveragefor[Specifythegoodscovered]beingtransportedinternationally.1.3.2.ThecoverageshallapplytoallrisksaspertheInstituteCargoClauses(ICC)andtheInstituteWarClauses(IWC).2.DefinitionsandInterpretations2.1.TermsandConditions2.1.1.Thetermsandconditionsmentionedinthiscontractshallbedeemedtobefullyunderstoodandacceptedbothparties.2.2.InsuranceDefinitions2.2.1."Insurance"shallmeantheinsuranceprovidedtheInsurerunderthiscontract.2.2.2."Loss"shallmeananylossordamagetotheinsuredgoodsasdefinedinthepolicy.2.3.Interpretations2.3.1.Allinterpretationsofthiscontractshallbemadeinaccordancewiththelawsof[Jurisdiction].3.InsuranceCoverage3.1.GeneralInsuranceConditions3.1.1.TheinsurancecoverageshallbeasperthegeneralconditionsoftheInstituteCargoClauses(ICC).3.2.SpecificInsuranceConditions3.2.1.ThespecificconditionsforcoveragearedetailedintheattachedScheduleA.3.3.ExclusionsandLimitations3.3.1.Thepolicyexcludescoverageforlossesduetowar,strikes,andpoliticaldisturbancesaspertheInstituteWarClauses(IWC).3.3.2.Thepolicyhasalimitof[Amount]foreachlossordamageevent.4.PremiumandPayment4.1.PremiumCalculation4.1.1.Thepremiumshallbecalculatedbasedonthevalueoftheinsuredgoodsandtheapplicableratesaspertheinsurer'sschedule.4.2.PaymentTerms4.2.1.ThePolicyholdershallpaythepremiumwithin[NumberofDays]fromthedateofissuanceofthepolicy.4.3.LatePaymentCharges4.3.1.Incaseoflatepayment,thePolicyholdershallbeliabletopayalatepaymentchargeof[Percentage]ofthetotalpremium.5.ClaimProcedures5.1.NotificationofClaim5.1.1.ThePolicyholdershallnotifytheInsurerofanyclaimwithin[NumberofDays]fromthedateofdiscoveryofthelossordamage.5.2.ClaimDocumentation5.2.1.ThePolicyholdershallprovideallnecessarydocumentationtosupporttheclaim.5.3.AdjustmentandPayment5.3.1.TheInsurershalladjustandsettletheclaimwithin[NumberofDays]fromthedateofreceiptofallnecessarydocumentation.6.ExpiryandTermination6.1.ExpiryDate6.1.1.Thecontractshallautomaticallyexpireonthe[DateofExpiry].6.2.TerminationConditions6.2.1.Eitherpartymayterminatethiscontractgiving[NumberofDays]writtennoticetotheotherparty.6.3.NoticeofTermination6.3.1.Allnoticesofterminationshallbesenttotherespectiveaddressesasprovidedinthecontract.7.LegalandDisputeResolution7.1.GoverningLaw7.1.1.Thiscontractshallbegovernedandconstruedinaccordancewiththelawsof[Jurisdiction].7.2.DisputeResolutionMechanism7.2.1.Anydisputesarisingoutoforinconnectionwiththiscontractshallberesolvedthrough[DisputeResolutionMechanism,e.g.,arbitration,litigation].7.3.Arbitration7.3.1.Ifthedisputeresolutionmechanismfails,thepartiesagreetosubmittoarbitrationin[City/Location]undertherulesof[ArbitrationInstitution].8.AdditionalProvisions8.1.AmendmentsandModifications8.1.1.Anyamendmentormodificationtothiscontractshallbeinwritingandsignedbothparties.8.2.Confidentiality8.2.1.Bothpartiesagreetokeepconfidentialanyinformationdisclosedtothemduringthecourseofthiscontract.8.3.ForceMajeure8.3.1.Neitherpartyshallbeliableforanyfailureordelayintheperformanceofitsobligationsunderthiscontractduetocircumstancesbeyonditsreasonablecontrol.9.Miscellaneous9.1.EntireAgreement9.1.1.Thiscontractconstitutestheentireagreementbetweenthepartiesandsupersedesallprioragreementsandunderstandings,whetherwrittenororal.9.2.AssignmentandTransfer9.2.1.ThePolicyholdermaynotassignortransferthiscontractwithoutthepriorwrittenconsentoftheInsurer.9.3.Severability9.3.1.Ifanyprovisionofthiscontractisfoundtobeunenforceableorinvalid,theremainingprovisionsshallremaininfullforceandeffect.10.InsuranceCertificateandPolicy10.1.InsuranceCertificate10.1.1.TheInsurershallissueaninsurancecertificatetothePolicyholderupontheissuanceofthepolicy.10.2.PolicyDetails10.2.1.Thepolicydetails,includingthecoverage,premium,andtermsandconditions,shallbeclearlystatedintheinsurancecertificate.10.3.CertificateofInsurance10.3.1.Thecertificateofinsuranceshallbevalidforthedurationofthepolicyandshallbeproduceduponrequest.11.AmendmentsandAttachments11.1.AmendmentstoPolicy11.1.1.Anyamendmentstothepolicyshallbemadeinwritingandshallbedeemedpartofthiscontractuponexecutionbothparties.11.2.AttachmentstoPolicy11.2.1.Anyattachmentstothepolicy,suchasschedulesorendorsements,shallbedeemedintegraltothepolicyandshallbebindingonbothparties.11.3.EffectiveDate11.3.1.Anyamendmentsorattachmentstothepolicyshalltakeeffectfromthedateofexecutionandshallnotaffecttherightsandobligationsofthepartiespriortothatdate.12.CancellationandNonRenewal12.1.CancellationRights12.1.1.ThePolicyholdermaycancelthiscontractgiving[NumberofDays]writtennoticetotheInsurer.12.2.NonRenewalConditions12.2.1.TheInsurerreservestherighttononrenewthiscontractupon[SpecifyConditions],providedwrittennoticeisgiventothePolicyholder[NumberofDays]priortotheexpirydate.12.3.NoticeofCancellation12.3.1.Allnoticesofcancellationshallbesenttotherespectiveaddressesasprovidedinthecontract.13.InsuranceAdjustments13.1.AdjustmentstoCoverage13.1.1.TheInsurerreservestherighttoadjustthecoverageunderthiscontractupon[SpecifyConditions],providedwrittennoticeisgiventothePolicyholder.13.2.ChangesinInsuranceConditions13.2.1.Anychangesintheinsuranceconditionsshallbemadeinwritingandshallbebindingonbothparties.13.3.NotificationofAdjustments13.3.1.TheInsurershallnotifythePolicyholderofanyadjustmentstothecoverageorinsuranceconditionswithin[NumberofDays].14.ContactInformation14.1.InsurerContactDetails14.2.PolicyholderContactDetails14.3.ClaimsContactDetails第二部分：第三方介入后的修正1.第三方定义1.1.“第三方”指在本合同执行过程中，因甲乙双方协商一致或法律规定而介入本合同关系的任何个人、企业或其他组织，包括但不限于中介方、咨询顾问、鉴定评估机构、监管机构等。2.第三方介入的情形2.1.1.为解决合同争议或纠纷；2.1.2.为提供专业咨询或技术支持；2.1.3.为进行鉴定、评估或审计；2.1.4.法律或监管机构的要求。3.第三方责任限额3.1.第三方的责任限额应根据其介入本合同的具体职责和风险进行确定。3.2.第三方的责任限额应在合同中明确约定，并在其提供的专业意见、鉴定报告或评估报告中予以体现。3.3.第三方的责任限额不得低于其专业领域内的行业标准或监管要求。4.第三方权利义务4.1.1.按照合同约定履行其职责；4.1.2.对其提供的服务或意见负责；4.1.3.对其介入过程中知悉的甲乙双方商业秘密和隐私信息负有保密义务；4.1.4.因其过错导致甲乙双方损失时，应承担相应的赔偿责任。5.第三方与其他各方的关系5.1.第三方介入本合同关系后，其与甲乙双方的关系如下：5.1.1.第三方与甲乙双方均为独立主体，第三方不承担甲乙双方的权利义务；5.1.2.第三方在介入本合同关系过程中，应保持中立，不得偏袒任何一方；5.1.3.第三方应接受甲乙双方的监督，并对其提供的服务或意见进行说明。6.第三方介入的程序6.1.第三方介入本合同关系，应经甲乙双方协商一致，并签订补充协议。6.2.1.第三方的介入目的、职责和权限；6.2.2.第三方的责任限额；6.2.3.第三方的权利义务；6.2.4.第三方介入的时间和方式；6.2.5.第三方介入的费用及支付方式。7.第三方介入的费用7.1.第三方介入本合同关系产生的费用，由甲乙双方根据实际情况协商承担。7.2.若合同中未明确费用承担方式，则默认由请求第三方介入的一方承担。8.第三方介入的终止8.1.1.第三方的报告或意见的效力；8.1.2.第三方介入过程中产生的费用结算；8.1.3.第三方介入过程中知悉的商业秘密和隐私信息的保密。9.第三方介入的法律责任9.1.第三方在介入本合同关系过程中，若因其过错导致甲乙双方损失，应承担相应的法律责任。9.2.若第三方在介入过程中违反保密义务，应承担相应的法律责任。10.第三方介入的争议解决10.1.若第三方介入本合同关系过程中发生争议，甲乙双方应友好协商解决。10.2.若协商不成，可提交仲裁或诉讼解决。第三部分：其他补充性说明和解释说明一：附件列表：1.保险证书（InsuranceCertificate）详细要求：包含保险合同的基本信息，如保险金额、保险期限、保险范围等。说明：保险证书是证明保险合同有效性的重要文件。2.保险条款（InsuranceTermsandConditions）详细要求：详细列出保险合同的所有条款，包括保险责任、除外责任、赔偿限额等。说明：保险条款是保险合同的核心内容，明确了保险双方的权利和义务。3.保险费明细表（InsurancePremiumSchedule）详细要求：列出不同保险种类和保险金额对应的保险费率。说明：保险费明细表用于计算保险费用。4.保险单（InsurancePolicy）详细要求：包含保险合同的所有详细信息，包括保险双方信息、保险标的、保险金额、保险期限等。说明：保险单是保险合同的正式文件，具有法律效力。5.保险事故报告（InsuranceIncidentReport）详细要求：在发生保险事故后，由受损方填写的报告，包括事故发生的时间、地点、原因等。说明：保险事故报告是保险理赔的重要依据。6.保险理赔申请表（InsuranceClaimApplicationForm）详细要求：由受损方填写的申请表，用于申请保险理赔。说明：保险理赔申请表是启动理赔程序的重要文件。7.保险理赔调查报告（InsuranceClaimInvestigationReport）详细要求：由保险公司或其委托的第三方进行调查后形成的报告。说明：保险理赔调查报告用于评估理赔申请的真实性和合理性。8.保险理赔决定书（InsuranceClaimDecisionLetter）详细要求：保险公司对理赔申请做出的决定，包括赔偿金额、赔偿方式等。说明：保险理赔决定书是保险理赔结果的正式通知。9.保险合同变更协议（InsuranceContractAmendmentAgreement）详细要求：甲乙双方就保险合同内容变更达成的协议。说明：保险合同变更协议是修改保险合同内容的有效文件。10.保险合同终止协议（InsuranceContractTerminationAgreement）详细要求：甲乙双方就保险合同终止达成的协议。说明：保险合同终止协议是终止保险合同关系的有效文件。说明二：违约行为及责任认定：1.违约行为：详细要求：指合同一方未履行合同约定的义务或违反合同约定的行为。说明：违约行为可能导致合同另一方遭受损失。2.违约责任认定标准：详细要求：根据合同约定和法律规定，对违约行为进行认定和追究责任的标准。说明：违约责任认定标准是确定违约责任的重要依据。3.违约责任认定示例：违约行为：甲乙双方约定，甲方应在合同签订后30日内支付保险费，但甲方未按时支付。责任认定：甲方构成违约，应按照合同约定支付违约金，并赔偿乙方因此遭受的损失。4.违约行为及责任认定示例：违约行为：乙方在保险事故发生后，未在规定时间内提供保险事故报告。责任认定：乙方构成违约，应按照合同约定支付违约金，并赔偿甲方因此遭受的损失。5.违约行为及责任认定示例：违约行为：第三方在介入本合同关系过程中，泄露了甲乙双方的商业秘密。责任认定：第三方构成违约，应承担相应的法律责任，包括赔偿甲乙双方因此遭受的损失。全文完。2024版外贸货物保险合同范本英文版2本合同目录一览1.定义和解释1.1保险人1.2被保险人1.3保险标的1.4保险金额1.5保险费1.6保险责任1.7除外责任1.8保险期间1.9保险凭证1.10保险单1.11保险条款1.12保险费率1.13保险赔偿1.14争议解决2.保险范围2.1地域范围2.2货物范围2.3运输方式2.4保险责任范围2.5除外责任范围3.保险费计算和支付3.1保险费率3.2保险费计算公式3.3保险费支付方式3.4保险费支付期限3.5保险费调整4.保险责任4.1自然灾害4.2运输事故4.3窃盗和抢劫4.4其他保险责任5.除外责任5.1法律法规5.2故意行为5.3自然磨损5.4其他除外责任6.保险赔偿6.1赔偿金额6.2赔偿方式6.3赔偿期限6.4赔偿程序6.5赔偿证明7.保险凭证和保险单7.1保险凭证的签发7.2保险单的签发7.3保险凭证和保险单的效力7.4保险凭证和保险单的变更8.保险费率调整8.1调整原因8.2调整程序8.3调整通知9.保险条款的变更9.1变更原因9.2变更程序9.3变更通知10.保险合同解除10.1解除原因10.2解除程序10.3解除通知11.保险合同终止11.1终止原因11.2终止程序11.3终止通知12.争议解决12.1争议解决方式12.2争议解决程序12.3争议解决机构13.法律适用和管辖13.1法律适用13.2管辖法院14.其他条款14.1通知14.2语言14.3不可抗力14.4整体性14.5合同生效第一部分：合同如下：1.定义和解释1.1保险人：指在本合同中承担保险责任的保险公司。1.2被保险人：指在本合同中购买保险并享有保险权益的货物出口商或进口商。1.3保险标的：指被保险人在本合同中投保的货物。1.4保险金额：指被保险人在本合同中投保的货物价值。1.5保险费：指被保险人按照保险费率支付给保险人的费用。1.6保险责任：指保险人在约定的保险期间内，对保险标的因保险事故发生而产生的损失承担赔偿责任。1.7除外责任：指保险人在约定的保险期间内，对保险标的因下列原因造成的损失不承担赔偿责任：1.7.1法律法规规定的免责事项；1.7.2故意行为；1.7.3自然磨损；1.7.4其他保险条款中明确列出的除外责任。1.8保险期间：指本合同生效之日起至约定的保险期限届满之日止。1.9保险凭证：指保险人签发的证明保险合同成立的文件。1.10保险单：指保险人签发的详细记载保险合同内容的正式文件。1.11保险条款：指本合同中约定的保险责任、保险金额、保险费率、保险期间、保险凭证、保险单等内容的总称。1.12保险费率：指保险人根据保险责任、保险金额等因素确定的保险费比率。1.13保险赔偿：指保险人在约定的保险期间内，对保险标的因保险事故发生而产生的损失按照约定的赔偿金额进行赔偿。1.14争议解决：指在本合同履行过程中，因合同条款解释或履行发生的争议，双方应友好协商解决；协商不成的，可以向有管辖权的人民法院提起诉讼。2.保险范围2.1地域范围：本保险适用于全球范围内的货物运输。2.2货物范围：本保险适用于被保险人在本合同中投保的所有货物。2.3运输方式：本保险适用于海运、陆运、空运等所有运输方式。2.4.1因自然灾害造成的货物损失；2.4.2因运输事故造成的货物损失；2.4.3因盗窃、抢劫造成的货物损失；2.4.4其他约定的保险责任。2.5.1法律法规规定的免责事项；2.5.2故意行为；2.5.3自然磨损；2.5.4其他保险条款中明确列出的除外责任。3.保险费计算和支付3.1保险费率：本合同保险费率按照保险人规定的费率标准执行。3.2保险费计算公式：保险费=保险金额×保险费率。3.3保险费支付方式：被保险人应按照约定的支付方式，在保险期间内一次性或分期支付保险费。3.4保险费支付期限：被保险人应在约定的支付期限内支付保险费。3.5保险费调整：保险费率如有变动，保险人应提前通知被保险人，并按照新的保险费率执行。4.保险责任4.1自然灾害：本保险承担因洪水、地震、台风、火山爆发等自然灾害造成的货物损失。4.2运输事故：本保险承担因碰撞、火灾、爆炸、沉没等运输事故造成的货物损失。4.3窃盗和抢劫：本保险承担因盗窃、抢劫造成的货物损失。4.4其他保险责任：本保险承担其他约定的保险责任。5.除外责任5.1法律法规：本保险不承担因法律法规规定的免责事项造成的货物损失。5.2故意行为：本保险不承担因被保险人或其授权人的故意行为造成的货物损失。5.3自然磨损：本保险不承担因自然磨损造成的货物损失。5.4其他除外责任：本保险不承担其他保险条款中明确列出的除外责任。6.保险赔偿6.1赔偿金额：保险赔偿金额以实际损失为限，不超过保险金额。6.2赔偿方式：保险赔偿以现金支付或根据保险条款约定的其他方式支付。6.3赔偿期限：保险赔偿应在保险事故发生后30日内支付。6.4赔偿程序：被保险人应在保险事故发生后及时通知保险人，并按照约定的程序申请赔偿。6.5赔偿证明：被保险人应提供保险事故证明、损失证明等相关文件，以便保险人审核赔偿申请。8.保险凭证和保险单8.1保险凭证的签发：保险人应在合同生效后及时向被保险人签发保险凭证。8.2保险单的签发：保险人应在合同生效后10个工作日内向被保险人签发保险单。8.3保险凭证和保险单的效力：保险凭证和保险单是保险合同的正式文件，具有同等法律效力。8.4保险凭证和保险单的变更：如需变更保险凭证或保险单，双方应书面同意，并由保险人出具变更证明。9.保险费率调整9.1调整原因：保险费率调整可因市场变化、风险状况、保险人经营策略等因素发生。9.2调整程序：保险费率调整应提前30日通知被保险人，并说明调整原因和调整后的费率。9.3调整通知：保险费率调整通知应以书面形式发送给被保险人。10.保险条款的变更10.1变更原因：保险条款变更可因法律法规的修改、保险人经营需要、合同履行需要等因素发生。10.2变更程序：保险条款变更应经双方书面同意，并由保险人出具变更通知。10.3变更通知：保险条款变更通知应以书面形式发送给被保险人。11.保险合同解除11.1解除原因：保险合同可因被保险人违约、保险人依法解除、双方协商一致等原因解除。11.2解除程序：保险合同解除应提前