2025届高三上学期英语一轮复习专项：01011ChinaDaily-私人养老金计划将助力资本市场-时文阅读语法填空专项练习（含答案）

Privatepensionplantoboostcapitalmarkets私人养老金计划将助力资本市场Theimplementationofaprivatepensionprogramnationwidewillplayanimportant(1)______(role)asadriverfortheincreasedmaturityofChinesecapitalmarkets.However,thereisstill(2)______(room)forittoattractmoreuserswhoarewillingtoopenaccountsandinvest,expertssaid.Accordingtoanoticejointly(3)______(release)byfivecentralgovernmentdepartmentssuchastheMinistryofHumanResourcesandSocialSecurity,theMinistryofFinanceandtheStateTaxationAdministration,theprivatepensionprogramstartedtobefullyimplementedacrossthecountryfromDec15.Undertheplan,allChineseemployees(4)______(cover)bythecountry'sbasicpensioninsurancesystem—alsoknownasthefirstpillar—canvoluntarilyopenprivatepensionaccountsatdesignatedcommercialbanks.DatafromtheMinistryofHumanResourcesandSocialSecurity(5)______(suggest)thatmorethan1billionChinesemightbeeligiblefortheprogram.It'sagoodopportunityforpeopletoplanfortheirfuture.Theycanchooseto(6)______(invest)indifferentwaysaccordingtotheirownneeds.Theprivatepensionprogramisalsobeneficialtothestabilityofthecapitalmarkets.Itcanbringmore(7)______(capital)intothemarkets.Moreover,withmorepeoplejoiningin,theprogramwilldevelopbetter.Anditwillhaveapositiveimpactonthewholeeconomic(8)______(system).Weshouldencouragemorepeopletounderstandandmakeuseofthisprogram.Inthisway,itcanhelptoimprovepeople'slivingstandardsandmakeoursocietymore(9)______(stable).Hopefully,inthefuture,theprogramwillbeimprovedcontinuouslyto(10)______(meet)thechangingneedsofthepublic.答案：role（考查固定搭配，“playanimportantroleas...”表示“作为……起着重要作用”，所以填role，考查固定搭配知识点）room（考查名词，“room”在这里表示“空间，余地”，是不可数名词，根据语境用原形，所以填room，考查名词知识点）released（考查非谓语动词，“released”是过去分词作后置定语，修饰“notice”，表被动，所以填released，考查非谓语动词知识点）covered（考查非谓语动词，“covered”是过去分词作后置定语，修饰“employees”，表被动，所以填covered，考查非谓语动词知识点）suggest（考查动词时态，此处描述客观事实，用一般现在时，主语是“Data”，谓语动词用原形，所以填suggest，考查时态知识点）invest（考查动词形式，根据“chooseto”后接动词原形，所以填invest，考查动词形式知识点）capital（考查名词，“capital”表示“资金”，此处用原形，所以填capital，考查名词知识点）system（考查名词，“economicsystem”表示“经济体系”，用原形，所以填system，考查名词知识点）stable（考查词性转换，此处作宾语补足语要用形容词，“makesth.+adj.”表示“使某物……”，所以填stable，考查词性转换知识点）meet（考查动词形式，根据“to”后接动词原形，所以填meet，考查动词形式知识点）Individualsareallowedtodepositamaximumof12,000yuan($1,645)everyyear(1)______theirprivatepensionaccounts.Thedepositcanbefinishedeitheronamonthlyoryearly(2)______(base).DongKeyong,aprofessorattheSchoolofPublicAdministrationandPolicyofRenminUniversityofChina,said,"Thenationwideimplementationcanbeseenasthe(3)______(erect)ofathirdpillarinChina'spensionsystemintherealsense.It'sanimportantstepforwardinbuildingamultilayeredpensionsysteminourcountry."InNovember2022,theprivatepensionprogramexperiment(4)______(start)in36majorcitiesincludingBeijing,Shanghai,GuangzhouinGuangdongprovince,andXi'aninShaanxiprovince.AccordingtodatafromtheMinistryofHumanResourcesandSocialSecurity,72.79millionChinesehadopenedtheirprivatepensionaccountsbytheendofNovember.JinWeigang,deputydirectoroftheChinaAssociationofSocialSecurity,saidthatamajor(5)______(achieve)oftheprivatepensionpilotprogramoverthepasttwoyearswastoeducatepeopleabouttheaccount'sfunctionasfinancialpreparationforoldage.What'smoreimportant,theprogramwillgreatly(6)______(aid)inmakingtheChinesecapitalmarketmoremature,asindustryexpertssaid.Basedoninternationalexperiences,pensions,aslong-termcapital,actasthecornerstoneofastableand(7)______(soundly)stockmarket,accordingtoWanLi,afinancialindustryanalystatBOCOMInternational.Asmorepeopleopenaccountsanddepositmoney,privatepensionsarelikelytobecomeanimportantincrementalcapitalinflowintotheA-sharemarket.Suchcapitalusually(8)______(focus)onlong-terminvestments,whichis(9)______(benefit)tothesustainabledevelopmentoftheChinesestockmarket.Weshouldencouragemorepeopletotakepartinthisprogramsothatitcanplayabetterroleandmakeourpensionsystemmore(10)______(complete).答案：into（考查介词，“o...”表示“把……存入……”，是固定搭配，所以填into，考查固定搭配知识点）basis（考查词性转换，“ona...basis”表示“以……为基础，按照……”，此处用名词形式，所以填basis，考查词性转换知识点）erection（考查词性转换，根据前面的定冠词“the”和后面的“of”可知此处用名词形式，所以填erection，考查词性转换知识点）started（考查动词时态，根据“InNovember2022”可知描述过去的事情，用一般过去时，所以填started，考查时态知识点）achievement（考查词性转换，根据前面的不定冠词“a”和形容词“major”可知此处用名词单数形式，所以填achievement，考查词性转换知识点）aid（考查动词形式，根据“will”后接动词原形，所以填aid，考查动词形式知识点）sound（考查词性转换，此处和“stable”并列，修饰名词“stockmarket”要用形容词，所以填sound，考查词性转换知识点）focuses（考查动词时态，此处描述客观事实，主语是“Suchcapital”，为单数，谓语动词用第三人称单数形式，所以填focuses，考查时态知识点）beneficial（考查词性转换，“bebeneficialto...”表示“对……有益”，此处用形容词形式，所以填beneficial，考查词性转换知识点）complete（考查词性转换，此处作宾语补足语要用形容词，“makesth.+adj.”表示“使某物……”，所以填complete，考查词性转换知识点）ThevalueofChina'sprivatepensionmarketisexpectedtoriseto12trillionyuanby2035.ExpertsfromCITICSecuritiessaidthisincreasewill(1)______(significant)boostcapitalmarketvitality.ZhengZhengthoughtthefullimplementationoftheprogramisa"milestone"asitcanstimulatemorefinancialproduct(2)______(innovate).Theinvestablescopeunderprivatepensionaccountshasbeenexpanded,whichis"amajorhighlight",saidYanZhipeng.Morefinancialproductsliketreasurybondsanddesignatedpensiondepositshavebeen(3)______(include).Yanalsomentionedthebondladderstrategy.Itcan(4)______(reduce)risksbyspreadinginvestmentsacrossdifferentbonds.Indexfundshavebeenaddedasaninvestableproduct.DongfromRenminUniversityofChinasaidtheycanhelpindividualinvestors(5)______(alleviate)risks.However,therearesomeproblems.Onlyabout22percentofpeoplewhoopenedaccountshadactuallydepositedmoneybyMarch2023,showingmanyaccountswere(6)______(idle).Thelongermaturitycycleofprivatepensionsbringsaliquidityissue.YuFenghuisuggestedmorewithdrawal(7)______(method)todealwithit.Also,thechoiceofpensionproductsislimitedasanindividualcanonlychooseonebanktoopenanaccount.Andchoosingtherightproductfromalargenumberisnot(8)______(easy).Tosolvethese,financialinstitutionsareencouragedtoprovideinvestmentconsultationservicesbasedonclients'risk(9)______(appetite).Moreover,effortsshouldbemadetobuildaunifiedplatformandexpl