个人、商业保险中英术语合集

1/1个人、商业保险中英文术语词汇表AAbandonment委付Absoluteassignment完全转让Accelerateddeathbenefit加速死亡给付Accident意外事故Accidentaldeathbenefit意外死亡保险金Accountsreceivablecoverageform应收账款保单Actualcashvalue(ACV)实际现金价值Actualcashvalue实际现金价值ActualCashValue-Mobilehome实际现金价值-活动房屋Additionalauto新增车辆Additionalinsuredendorsement附加被保险人批单Additionalinterests-residencepremisesendorsement额外利益-住宅房产批单AdditionallimitsofliabilitycoveragesA,B,CandD保障A、B、C、D额外责任限额批单Additionalresidencerentedtoothersendorsement其他出租住宅批单Advertisinginjury传播性伤害Aggregateexcess累计超额Aggregatelimit累计限额Agreedvalue议定价值Aircraftinsurance飞机保险All-risk一切险Alteration改动AmericanAssociationofInsuranceService美国保险服务协会Annualtransitpolicy年度货物运输保单Annuity年xxAppraisal估价、公估Arbitration仲裁AssignmentClause转让条款Assignment转让Assumptionofliability承担责任Autoinsuranceplan汽车保险计划Autophysicaldamage汽车车身物质损失Auto汽车Automaticpremiumloanprovision自动保费贷款条款Avoidance规避BBaileecustomerspolicy委托人顾客保单Bailee受托人Bailor寄托人Basicmedicalexpensecoverage基本医疗费用保障Beachfrontandwindstormplan海滨地区和暴风雨计划Beneficiarydesignations受益人指定条款Betterment改良Bidbonds投标保证Billoflading提单Blackoutperiod社会保障津贴暂停期Blanketinsurance总括保险Bobtailanddeadheadcoverage短尾呆头保障Bodilyinjury人身伤害Boilerandmachinerycoverageform锅炉和机器保障格式Boilerandmachineryinsurance锅炉和机器保险Boiler锅炉Bonds债券BOPspecialpropertycoverageform企业所有人保险单特别财产保障格式BOPstandardpropertycoverageform企业所有人保险单标准财产保障格式Breachofcontract违约Broadtheftcoverage扩展盗窃险Buildersriskcoverageform建筑商风险保障格式Buildingandpersonalpropertycoverageform(BPP)建筑商和个人财产保障格式Building建筑物Burglaryandrobberyoptionalcoverage盗窃和抢劫选择性保障Burglary盗窃Businessautocoverageform商业汽车保障格式Businessownersliabilitycoverageform企业所有人责任保障格式Businessownerspolicy(BOP)企业所有人保险单Businesspersonalproperty商用个人财产Businesspursuitsendorsement商业事务批单CCalendar-yeardeductible日历年度免赔额Cameraandmusicalinstrumentdealercoverageform照相机和乐器经销商保单格式Cancellation撤销（保单）Capitalappreciation资本升值Carpools汽车合用组织Cargowarriskpolicy货物运输战争风险保单Causeofloss损失原因Causesoflossforms损失原因格式Causesofloss-basicform损失原因-基本格式Causesofloss-broadform损失原因-广义格式Causesofloss-earthquakeform损失原因-地震保单Causesofloss-specialform损失原因-特殊格式Civillaw民法Claimexpenses理赔费用Claims-madecoveragetrigger提出索赔式触发机制Classbeneficiary集体受益人Classcode类别号Classrating分级费率Coinsurance共同保险（共保）Collapse倒塌Collateralassignment担保性转让Collisioncoverage碰撞保障Collisiondamagewaiver碰撞损失弃权书Collisioninsurance碰撞保险Collision碰撞Combinedsinglelimit综合单一限额Commercialautomobileinsurance商业汽车保险Commercialcrimeinsurance商业犯罪保险Commercialgeneralliabilityinsurance商业普通责任保险Commercialinsurance商业保险CommercialLinesManual(CML)商业保险手册Commercialpackagepolicy(CPP)商业一揽子保险保单Commercialpropertyconditionsform商业财产保险条件格式Commercialpropertyconditions商业财产保险承保条件Commercialpropertycoverageform商业财产保障格式Commercialpropertycoveragepart商业财产保障部分Commercialpropertydeclarationpage商业财产保单声明页Commercialpropertyinsurance商业财产保险Commoncarriers一般承运人Commonpolicyconditions一般保单条件Commonstock普通股Comparativenegligencelaw比较过失法Compensatorydamages补偿性损害赔偿金Competivestatefunds竞争性州基金Completedoperationsliabilityexposure完工责任风险Comprehensivecoverage综合保障Compulsoryinsurancelaw强制保险法Computerfraud计算机行窃Concealment隐瞒Concurrentcausation并发损失Conditionallyrenewable条件可续保Condominiumassociationcoverageform共有产权机构保单格式Condominiumassociationinsurance共管住宅协会保险Condominiummasterpolicy共管住宅业主保单Condominiumunits共管住宅单位Condominium共管住宅Consequentialdamageendorsement后续损失批单Contingentbeneficiary或有受益人Continuingexpenses继续发生的费用Contractbonds合同保证Contractcarriers合同承运人Contract合同Contractorsequipmentfloater承运人设备运输保险Contractualliability合同责任Contributorynegligencelaw共有过失法Contributoryplan分摊型计划Convertible可转换Cooperativeunit共有单元Coordination-of-benefitprovision协调给付条款Corridordeductible通道免赔额Cost-of-livingrider生活成本调整附加条款Courtbond法庭担保CoverageCincreasedspeciallimitsofliability保障C提高特殊责任限额批单Coveragefordamagetoyourauto(Maxlimitofliability)endorsement车辆损失险（最大责任限额）批单Coveragefordamagetoyourauto车辆损失险Coverageforexcesssoundreproducingequipment,audiovisualanddataelectronicequipment,andtapes,records,disksandothermediaendorsement额外的声音复制设备，声频，视频及数据电子设备，磁带、录制品唱片以及其他媒介保险批单Coveragesymbols承保标志Creditcard,fundtransfercard,forgeryandcounterfeitmoneycoverageendorsement信用卡、转账卡、伪造品和伪币保险批单Creditcard,fundtransfercard,forgeryandcounterfeitmoney信用卡、转账卡、伪造品和伪币Crimeinsurance犯罪保险Criminallaw刑法Currentassumptionwholelifeinsurance当期假设终身寿险Currentinterestrate当期利率Currentlyinsured目前被保险Custodian管理人Customizingequipmentcoverageendorsement定制设备保险批单DDamages损害赔偿金Damages损失Debrisremoval损遗物清理Declaration说明Decreasingterminsurance保额递减型定期寿险Deferredannuity延期年金Definedbenefitplan规定收益计划Definedcontributionplan规定缴费计划Dentalinsurance牙科保险Dependencyperiod依赖期Dependentpropertyexposures连带财产风险（间接营业中断风险）Destruction毁坏DIC,differenceinconditionspolicy补足保险保单Differenceinconditions(DIC)insurance补足保险Differenceinconditions(DIC)policy补足保险保单Diminutioninvalue贬值Directorsandofficersliabilitypolicies董事和经理人责任保险单Disabilityinsured伤残被保险Disappear消失Discoveryperiod发现期Dismemberment失能Diversification多元化Dividendoptions红利支付选择权条款Dropdowncoverage顺延责任保障Dwellingpolicy住宅保单EEachoccurrencelimit每一事件限额Earthquakeendorsement地震批单EducationIRA教育IRAElectronicdataprocessing(EDP)equipmentfloater电子数据处理设备运输流动保单Eligibilityperiod资格期Eliminationperiod免责期间Emergencyprogram紧急计划Employeebenefitsliabilityinsurance雇员福利责任保险Employeedishonestyoptionalcoverage雇员欺诈行为选择性保障Employeedishonesty雇员不忠诚Employee雇员Employersnonownershipliability非雇主所有的汽车责任Employmentpracticesliabilityinsurance雇用行为责任保险Endorsement批单Ensuinglosses继发损失Equipmentdealerscoverageform设备经销商保单格式Errorsandomissionsliabilitypolicy过错和遗漏责任保单Estateclearancefund遗产清理基金Estatesettlement遗产分配Evidenceofinsurability可保性证明Excessliabilitypolicies超额责任保单Exclusiveproviderorganization专门供应者组织Expeditingexpenses加速费用Experienceratingplan经验费率计划Exposure风险，风险载体Extendednon-ownedcoveragefornamedindividualendorsement为记名被保险人扩展非自有车辆责任批单Extendedperiodofindemnity补偿的延长期期限Extendedreportingperiod延长报告期Extendedterminsurance展期保险Exteriorglassoptionalcoverage外部玻璃选择性保障Extortion敲诈勒索Extraexpensecoverageform额外费用保障格式Extraexpenses额外费用Extraterritorialprovisions治外法权条款FFAIRplans,beachfrontandwindstormplans公平保险需求计划（FAIR），海岸及风暴计划FAIR,FairAccesstoInsuranceRequirementsPlans公平保险需求计划Farminsurancepolicies农场保险保单Farminsurance农场保险Farmerspersonalliabilityendorsement农场主个人责任批单Fatalityrate事故死亡率FDIC,federaldepositinsurancecorporation联邦储蓄保险公司Federalsuretybond联邦保证保险FEMA联邦紧急事务管理局Fiduciarybond信托担保Fiduciaryliabilityinsurance信托责任保险Filmcoverageform影视保单Financialinstitutionbonds金融机构保证保险Financialplanning财务计划Financialresponsibility经济责任法Finishstock制成品存货Firedamagelimit火损限额Firedepartmentservicecharge消防费用Firedepartmentservicecharge消防局服务费用Firelegalliabilitycoverage火宅法律责任保障Firstnamedinsured第一指定被保险人Firstpartyinsurance第一方保险First-partyinsurance第一方汽车责任保险Fixedannuity定额年xxFixed-amountoption固定给付金额方式Fixed-periodoption固定给付期限方式Flatdeductibles统一免赔额Flexible-premiumannuity可变保费年金Floodinsurancepolicies洪水保险保单Floorplancoverageform抵押物保单格式Forgery伪造Freight运费Friendlyfire善意之火Functionalreplacementcost同功能重置成本GGaragebusiness汽车经营业务Garagecoverageform汽车服务商保单Garagekeepersinsurance车辆照管人保险Garagepolicy车库保险Generalaggregatelimit全部累计限额Generalaverage共同海损Generaldamages一般损害赔偿金Generalprovision一般条款Glasscoverageform玻璃保险Glassorsafetyglazingmaterial玻璃或安全玻璃材料Graceperiod宽限期Guaranteedcostpolicies成本保证保单Guaranteedinsurability保证可保性Guaranteedrenewable保证可续保HHealthinsurance,includingMedicare健康保险，包括政府医疗保障保险Healthmaintenanceorganization健康维持组织Highlyprotectedrisks高度保护风险HO-6unit-ownersformHO-6共同所有者格式HO-2broadformHO-2广义格式HO-4contentsbroadformHO-4室内物品扩展格式HO-8modifiedcoverageformHO-8修改的承保范围格式Holdharmlessagreement免除伤害协议Homebusinessendorsement家庭商业保险批单Homebusinessinsurancecoverageendorsement家庭商业保险保障批单Homedaycarecoverageendorsement家庭日托保险批单Homeownerpolicy屋主保单Homeowners3specialform屋主保单3号特殊格式Hospitalexpenseinsurance住院费用保险Hostilefire恶意之火HPRinsurance高度保护风险保单Hullinsurance船舶保险Hull船体Humanlossexposure人身损失风险（载体）IImmediateannuity即期年金Impliedpermission默认许可Improvementsandbetterments提高和改良Incidentalfarmingpersonalliabilityendorsement附属性农场个人责任批单Incidentalmotorizedlandconveyanceendorsement偶用机动化陆地交通工具批单Incontestableclause不可争条款Increasedlimitonpersonalpropertyinotherresidenceendorsement其他居所个人财产提高责任限额批单Independentcontractor独立订约人Inflationguardendorsement抵消通货膨胀批单Inflationguard通货膨胀保护Inlandmarineinsurance内陆运输保险Installationfloater安装流动保单Insurableinterest可保利益Insuredcontract被保险合同Insuredlocation承保区域Insuredstatus被保险资格Intentionaltort故意侵权Interestoption利息给付方式Interest-sensitivelifeinsurance利率敏感型寿险Interiorglassoptionalcoverage内部玻璃选择性保障Investing投资Investmentrisk投资风险Irrevocablebeneficiary不可变更受益人ISO,InsuranceServiceOffice保险服务局ISO’shomeownerspolicyprogrammanualISO屋主保单计划手册JJewelersblockcoverageform珠宝保单格式JUAs联合承保协会Judgmentrating判断定费发Judicialbond司法保证KKeoghplan基奥计划LLandlords’furnishings房东的家具Legalliability法律责任Liabilitycoverage责任险Liberalizationclause自动承保条款Licensebond执照担保Lienholder留置权人Lifeinsuranceamount人寿保险限额Lifeinsurance人寿保险LimitedMexicocoverageendorsement有限制的墨西哥保险批单Limitedpaymentlifeinsurance限期缴费终身寿险Limitedtheftcoverage有限盗窃险Lineofbusiness业务范围Liquidity流动性Liquorliabilitycoverageform酒类责任保单格式Litigation起诉Livestockcollisioncoverageendorsement家畜碰撞险批单Long-termcareinsurance长期护理保险Lossadjustmentendorsement损失调整批单Lossassessmentcoverageendorsement损失追征金保险批单Lossassessmentcoverage损失评估保障Lossassessment损失追征金Lossconditions损失条件Losscontrol损失控制Losscost损失费用Lossexposure损失风险Lossprevention防损Lossreduction减损MMailcoverageform邮件保单Maintenancebond维修保证Maintenanceofunderlyinginsurancecondition维持基本保险条件Maintenanceofunderlyinginsurancecondition下层保单的维持条件Majormedicalinsurance大宗医疗费用保险Managedcareplans管理医疗计划Marineextensionclauses海上保险扩展保障条款Marineinsurance运输保险Marketvalue市场价值Masterdeed业主证书Materialfact重要事实Materialmisrepresentation重大不实告知Maximumperiodofindemnity最长补偿期限Maximumprobableloss(MPL)最大可能损失Mechanicalbreakdownoptionalcoverage机械故障选择性保障Medicaid政府医疗补助计划Medicalexpenselimit医疗费用限额Medicalpaymentcoverage医疗费用赔偿险Medicalpaymentinsurance医疗给付保险Medicalpaymentstoothers他人医疗费用保险Medicare政府医疗保障计划Messenger信使Mintcondition完好无损Miscellaneousrealpropertycoverage混合不动产保障Miscellaneoustypevehicleamendment(motorhome)其他车辆修正批单（移动房车）Miscellaneoustypevehicleendorsement多种车辆保险Miscellaneoustypevehicleendorsement其他车辆保险批单Misrepresentation不实告知Misrepresentation误告Misstatementofageorsex年龄或性别误报条款Mobileequipment机动设备Mobilehomeendorsement活动房屋批单Mobilehomeinsurance活动房屋保险Mobilehomelienholder’ssingleinterest活动房屋留置权人单方面利益Moneyandsecuritiesoptionalcoverage货币和证券选择性保障Moneypurchasepensionplan保费基准制养老金计划Money现金Monoclinepolicy单一保险保单Monopolisticstatefunds垄断性州基金Monthlylimitofindemnity每月补偿限额Moralhazard道德风险Motorcarriercoverageform机动车承运人保单格式Motortruckcargoinsurance卡车货运保险Multistaterevisions多州修订本Mutualfunds共同基金NNamedinsured记名被保险人NationalCouncilonCompensationInsurance美国劳工保险委员会Nationalfloodinsuranceprogram(NFIP)全国洪水保险计划Nationalfloodinsuranceprogram,NFIP国家洪水保险计划NationalsecurityCouncil国家安全理事会Nationwidemarinedefinition全国范围运输定义Needsapproach需求法Networth净财富Newlyacquiredauto新置车辆No-faultautomobileinsurance无过失汽车保险Noncancelable不可撤销Nonforfeitureoptions不丧失价值选择权条款Nonfiledpolicies非归档保单Noninsurancetransfer非保险风险转移Non-ownedauto非自有车辆Nonparticipatingpolicies非分红型保单Nonrenewable拒绝xxOObjectdefinitionsendorsements对象定义批单Object对象Obligee权利人Occurrencecoveragetrigger事故发生式触发机制Occurrencelimit事故限额Occurrence事件Oceanmarineinsurance海洋运输保险Opencargopolicy预约货物运输保单Operation经营Operationsliabilityexposure业务经营责任保险Ordinanceorlawcoverage法令或法律保险Ordinanceorlaw法令或法律Ordinanceorlaw-increasedamountofcoverageendorsement法令或法律—提高保险金额批单Ordinanceorlaw-increasedperiodofrestorationendorsement法令或法律增加的恢复期间批单Ordinarylifeinsurance普通寿险Ordinarypayrolllimitationorexclusionendorsement普通工人工资限制或除外责任批单Otherinsurance其他保险Otherstructure其他建筑Otherstructure-increasedlimitsendorsement其他建筑—提高责任限额批单Other-than-collisionloss非碰撞损失Outdoorsignsoptionalcoverage室外标志选择性保障Out-of-statecoverage州外保险Owner-operators所有者-运营者Ownersandcontractorsprotectiveliabilitycoverage所有人和承包商保护性责任批单PPackagemodificationfactors一揽子保单修正系数Packagepolicy一揽子保险保单Paid-upadditions增额缴清保险Participatingpolicies分红型保单Particularaverage单独海损Paymentbond支付保证Peakseasonlimitofinsuranceendorsement高峰季节保险金额批单Performancebond履约保证Peril风险事故Perilsoftheseas海上危险Periodofrestoration恢复期间Permanentpartialdisability永久部分残疾Permanenttotaldisability永久全残Permitbond允许担保Permittedincidentaloccupancies-residencepremisesendorsement许可的附属性占有—住宅房产批单Permittedincidentaloccupancyendorsement许可的附属性占用批单Personalandadvertisinginjurylimit个人传播性伤害限额Personalarticlesfloater个人特定财产保险Personalarticlesfloater个人物品流动保险单Personalautoinsurance个人汽车保险Personalautopolicy个人汽车保单Personaleffectsfloater个人流动物品保单Personalinjuryendorsement个人伤害批单Personalinjuryprotection个人伤害保障Personalinjury个人伤害Personalinsurance个人保险Personalliabilitysupplement个人责任补充保险Personallossexposure个人损失风险，个人损失风险载体Personalpropertyfloater个人财产流动保险单Personalpropertyofothers他人个人财产Personalpropertyreplacementcostendorsement个人财产重置成本批单Personalriskmanagement个人风险管理Personalumbrellaliabilityinsurance个人伞式责任保险Physicalcoverage车身损失险Physicaldamagecoverage物质损失险Physician’svisitsinsurance医生诊费保险Physiciansandsurgeonsequipmentscoverageform医师用具保单格式Physiciansprofessionalliabilitypolicy内科医生职业责任保单Pickup小型运货车PIPendorsement人身伤害保障批单Point-of-serviceplan自选医疗服务机构计划Policyperiod保单期Pollutantcleanupandremoval污染物清理和转移Pollutionliabilitycoverageform污染责任保单格式Portability可移植性Postjudgmentinterest判决后利息Power,heat,andrefrigerationEndorsement供电、加热及制冷费用批单Prejudgmentinterest预断利息Pre-existingconditions既存病况Preferredproviderorganization优先供应者组织Preferredstock优先股Prematuredeath早逝Premiseliabilityexposure营业场所责任风险Premisesalarmorfireprotectionsystemendorsement居所警报或防火系统批单Premiumaudit费率审计Premiumbase保费基础Preservationofproperty财产保存Presumptivedisability推定伤残Principal被保证人PrincipleLiabilityCoverage基本责任保险Privatecarriers私人承运人Privatepassengerauto私人轿车Proratarefund比例返还Probate遗嘱检验Productsliabilityexposure产品责任风险Professionalliabilitypolicies职业责任保险单Professionalliability职业责任Profitsharingplan利润分享计划Proofofloss损失证明Propertydamage财产损坏Propertyexposedtoloss受险财产Propertylossexposure财产损失风险Propertyotherthanmoneyandsecurities现金和有价证券外的其他财产Propertyremovedincreasedlimit提高移走财产责任限额Propertyremoved移走的财产Protectionandindemnity(R&I)insurance保赔保险Protectionandindemnityinsurance保护和赔偿金保险Punitivedamages惩罚性损害赔偿金RRate费率Rater费率厘定人Ratingfactors费率因素Rating费率制定Readjustmentperiod重整期Realestateinvestmenttrusts(REITs)不动产投资信托Realestate不动产Reasonablerepairs合理的修理Reducedpaid-upinsurance减额缴清保险Reentry再投保Regularprogram常规计划Reinstatementclause复效条款Reinsurancefacilities再保险机构Releasedvaluebilloflading豁免价值提单Renewable可xxReplacementauto重置车辆Replacementcost重置成本Residenceemployee住所雇员Residencepremises住宅房产Residencepremises-threeorfourfamilydwellingendorsement住宅房产——由三个或四个家庭使用的住宅保险批单Residualdisability后续伤残收入减少给付Residualmarket剩余市场Retention自留Retroactivedate回溯日Retrospectiveratingplan追溯费率计划Revocablebeneficiary可变更受益人Rider附加条款Riskmanagement风险管理Robbery抢劫RothIRA税后个人退休账户SSafeburglary保险箱入室行窃Safedriverratingplan驾驶者安全行驶费率计划Salvage救助费用SavingIncentiveMatchPlanforEmployeesSIMPLE计划（匹配雇员储蓄机动计划）Saving储蓄Scheduledarticle表定财产Scheduledpersonalpropertyendorsement列举式个人财产保险批单Seasonalincreaseprovision季节性增加条款Securities有价证券Self-insuredretention(SIR)自保自留Self-insuredretention自保自留额SEP，simplifiedemployeepension简化的雇员养老金Separateaccount分离账户Settlementoptions赔付方式选择Severabilityofinsurance保险的可分性Sharedmarket共享市场Signscoverageform标记物保单格式Singleliabilitylimitendorsement单一责任限额批单Smallboatpolicy小型船只保单Smallbusinessboilerandmachineryforms小企业锅炉和机器保障格式Snowmobileendorsement机动雪橇批单SocialSecurity社会保障Softcostcoverage软费用保障Specialcoverage特别保障Specialdamages特殊损害赔偿金Specialfloodhazardareas特别洪水风险地区Specialpersonalpropertycoverageendorsement特别个人财产保险批单Specialtyinsurers专营保险人Specificbeneficiary特定受益人Specificexcess特定超额Specificinsurance特定保险Specificrating特定费率Specifiedcausesoflosscoverage特定原因损失保障Specifiedcausesofloss特殊风险事故Splitlimit分项限额Stacking重叠StandardCoverageHomeownersProgram标准屋主保险计划Statute法规Stopgapcoverage停止差异保障Stop-lossinsurance止损保险Stop-lossprovision止损条款Straightbilloflading记名提单Straightlifeinsurance连续缴费终身寿险Strictliability严格责任Structuredsettlement结构赔付Structuresrentedtootherendorsement租与他人的建筑批单Subrogation代位求偿Sueandlaborclause施救费用条款Suicideclause自杀条款Supplementarypayments额外给付Suretybonds保证保险Surety保证人Surgicalexpenseinsurance外科手术费用保险Survingspouse遗嘱Survivorbenefits生存者津贴Suspensionofinsurance保险暂停TTax-deferredretirementplans延税退休计划Tax-shelteredannuities避税年金Temporarypartialdisability短期部分残疾Temporarysubstitutevehicle暂时性替代用车Temporarytotaldisability短期全残Terminsurance定期寿险Theatricalpropertycoverageform舞台演出用具保单格式Theft偷窃Thirdpartyinsurance第三方保险Thriftplan（orsavingsplan）节约计划（或储蓄计划）