2024年电动车保险买卖合同范本

2024年电动车保险买卖合同范本

甲方（保险人）：_______________

乙方（投保人）：_______________

鉴于甲方是一家依法设立并有效存续的保险公司，具备提供保险服务的资质；乙方为电动车的合法所有者，拟为其电动车投保。甲乙双方本着平等自愿、诚实信用的原则，经协商一致，订立本合同，以资共同遵守。

第一条保险标的

乙方将其所有的电动车（以下简称“保险车辆”）向甲方投保，保险车辆的具体信息如下：

-车辆品牌：_____________________

-车辆型号：_____________________

-车辆识别号（VIN）：_____________________

-车辆牌照号码：_____________________

-车辆购置日期：_____________________

-车辆购置价格：_____________________

-其他相关信息：___________________

第二条保险期限

本合同的保险期限自____年____月____日零时起至____年____月____日二十四时止。

第三条保险责任

甲方同意在保险期限内，按照本合同约定承担以下保险责任：

1.车辆损失险：因下列原因造成保险车辆的损失，甲方负责赔偿：

-碰撞、倾覆；

-火灾、爆炸；

-自然；

-雷击、暴风、暴雨、洪水；

-其他约定的自然灾害。

2.第三者责任险：因保险车辆发生意外事故，导致第三者人身伤亡或财产损失，依法应由乙方承担的经济赔偿责任，甲方负责赔偿。

3.附加险：根据乙方选择，甲方还提供以下附加险种：

-全车盗抢险；

-玻璃单独破碎险；

-车身划痕险；

-其他附加险种。

第四条保险金额与保费

1.车辆损失险的保险金额为保险车辆的购置价格，即人民币__________元。

2.第三者责任险的保险金额为人民币__________元。

3.附加险的保险金额根据乙方选择的附加险种确定。

4.乙方应支付的保险费为人民币__________元，支付方式为一次性支付。

第五条保险赔偿

1.发生保险事故时，乙方应立即通知甲方，并采取必要措施防止损失扩大。

2.甲方在接到乙方通知后，应及时进行现场勘查，并根据勘查结果确定赔偿金额。

3.甲方赔偿金额的确定应遵循公平、合理的原则，不得无故拖延赔偿。

第六条责任免除

甲方对下列情形不承担赔偿责任：

1.乙方故意制造保险事故；

2.保险车辆未按规定进行年检或年检不合格；

3.保险车辆被非法改装、加装；

4.乙方违反交通法规导致保险事故；

5.其他依法或依合同约定的责任免除情形。

第七条合同变更与解除

1.合同生效后，未经双方协商一致，任何一方不得擅自变更或解除本合同。

2.因不可抗力导致合同无法履行，双方可协商解除合同。

3.一方违约，另一方有权要求解除合同，并要求违约方承担违约责任。

第八条争议解决

本合同在履行过程中发生的任何争议，双方应首先通过协商解决；协商不成时，可向甲方所在地人民法院提起诉讼。

第九条其他约定

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