2024银行借款合同英文范本

合同编号：__________BorrowingAgreementThisBorrowingAgreement(the“Agreement”)ismadeandenteredintoonthis_______dayof____________,2024,andbetween:Lender:____________________________Apanyorganizedandexistingunderthelawsof____________________,witharegisteredaddressat____________________________.(Hereinafterreferredtoasthe“Lender”)Borrower:____________________________Apanyorganizedandexistingunderthelawsof____________________,witharegisteredaddressat____________________________.(Hereinafterreferredtoasthe“Borrower”)WITNESSETH:1.贷款金额与用途1.1TheLenderagreestolendtotheBorrower,andtheBorroweragreestoborrowfromtheLender,anamountofupto_______Dollars($_______)(the“PrincipalAmount”),whichshallbeusedtheBorrowerforthepurposeof____________________________________________.1.2TheBorrowershalldrawdownthePrincipalAmountinaccordancewiththetermsandconditionssetforthinthisAgreement.2.贷款期限2.1Thetermoftheloan(the“LoanTerm”)shallmenceonthedatehereofandshallexpireonthe_______dayof____________,202____.2.2TheBorrowershallrepaythePrincipalAmount,togetherwithinterestthereon,inaccordancewiththerepaymentschedulesetforthinthisAgreement.3.利息3.1TheBorrowershallpayinterestontheoutstandingPrincipalAmountfromthedateoftheadvanceoftheloanuntilthedateoffullrepaymentofthePrincipalAmount,atanannualinterestrateof_______percent(_______%).3.2Interestshallbecalculatedona____________________basisandshallbepayableonthelastdayofeachcalendarmonthduringtheLoanTerm.4.还款4.1TheBorrowershallmakemonthlyinstallmentsofprincipalandinterestintheamountof_______Dollars($_______)each,mencingonthefirstdayofthesecondmonthfollowingthedateofadvanceoftheloanandcontinuingmonthlythereafteruntilthePrincipalAmountisfullyrepd.4.2TheBorrowermayprepaythePrincipalAmount,inwholeorinpart,atanytimewithoutpenalty,uponnotlessthan_______days’priorwrittennoticetotheLender.5.保证与承诺5.1TheBorrowerrepresentsandwarrantstotheLenderthat:(a)IthasthefulllegalcapacityandauthoritytoenterintothisAgreementandtoperformitsobligationshereunder;(b)TheexecutionanddeliveryofthisAgreementandtheperformanceofitsobligationshereunderdonotandwillnotconflictwithanylaw,regulation,ororderapplicabletoitoranyofitsassets;(c)Itisnotindefaultunderanyexistingloanorcreditagreementwithanyfinancialinstitution;and(d)AllinformationprovidedittotheLenderinconnectionwiththisAgreementistrue,accurate,andpleteinallmaterialrespects.5.2TheBorroweragreestoindemnifyandholdharmlesstheLenderfromanyandalllosses,clms,demands,actions,suits,orproceedings(collectively,“Losses”)arisingoutoforinconnectionwithanybreachoftherepresentationsandwarrantiessetforthinthisAgreement.6.违约6.1IftheBorrowerflstomakeanypaymentrequiredunderthisAgreementwhendue,oriftheBorrowerbreachesanyothertermorconditionofthisAgreement,theLendermaydeclaretheentireoutstandingPrincipalAmount,togetherwithallaccruedandunpdinterestthereon,tobeimmediatelydueandpayable,withoutnoticeordemand.7.适用法律与争议解决7.1ThisAgreementshallbegovernedandconstruedinaccordancewiththelawsoftheStateof____________________.7.2AnydisputesarisingoutoforinconnectionwiththisAgreementshallbefinallysettledarbitrationinaccordancewiththerulesofthe____________________ArbitrationAssociation.8.完整协议8.1ThisAgreementconstitutestheentireagreementbetweenthepartieswithrespecttothesubjectmatterhereofandsupersedesallprioragreements,understandings,negotiations,anddiscussions,whetheroralorwritten,oftheparties.INWITNESSWHEREOF,thepartieshaveexecutedthisBorrowingAgreementasofthedatefirstabovewritten.Lender:____________________________By:_____________________________Name:____________________________Title:____________________________注意事项：1.合同的签订：确保所有合同方的授权代表在合同上签字，并加盖公司公章。解决办法：在合同中明确授权代表的权限，并要求双方提供授权书。2.贷款用途：确保合同中明确约定贷款的具体用途。解决办法：在合同中列明贷款的具体用途，并约定用途变更的程序。3.还款计划：确保合同中约定的还款计划合理，避免还款压力过大。解决办法：在合同中约定灵活的还款计划，可根据借款方的实际情况进行调整。4.利率调整：确保合同中明确约定利率调整的条件和方式。解决办法：在合同中列明利率调整的条件和方式，并提供透明的计算公式。5.违约责任：确保合同中明确约定违约责任，以保护合同方的权益。解决办法：在合同中约定明确的违约责任，包括违约金、赔偿责任等。6.法律适用：确保合同中明确约定适用的法律。解决办法：在合同中明确约定适用的法律，并约定争议解决方式。7.合同的变更和解除：确保合同中明确约定合同变更和解除的条件和程序。解决办法：在合同中列明合同变更和解除的条件和程序，并约定相应的法律后果。法律名词及名词解释：1.借款方（Borrower）：指在本合同中向贷款方借款的当事人。2.贷款方（Lender）：指在本合同中向借款方提供贷款的当事人。3.贷款金额（PrincipalAmount）：指合同约定的借款方可以借款的最高金额。4.贷款期限（LoanTerm）：指合同约定的借款方还款的时间期限。5.利息（Interest）：指借款方因借款而需支付给贷款方的费用。6.还款（Repayment）：指借款方按照合同约定的方式和期限归还贷款本金和利息的行为。7.违约（Default）：指借款方未按照合同约定履行还款义务的行为。8.保证（Guarantee）：指合同一方对另一方的权利和利益进行担保的行为。9.适用法律（ApplicableLaw）：指合同中约定的用于解决合同争议的法律。10.争议解决（DisputeResolution）：指合同双方通过协商、调解、仲裁或诉讼等方式解决合同争议的行为。应用场合：1.企业间借款：适用于两家企业之间进行资金融通的情况。2.个人与企业借款：适用于个人向企业或企业向个人借款的情况。3.银行与企业借款：适用于银行向企业提供贷款的情况。补充条款：1.借款用途变更：约定在特定情况下，借款方可以变更贷款用途，并规定相应的程序。2.贷款展期：约定在借款方无法按时还款时，可以申请贷款展期，并