信用社无抵押信贷合同范例

信用社无抵押信贷合同范例合同编号：__________甲方（贷款方）：__________乙方（借款方）：__________根据《中华人民共和国合同法》、《中华人民共和国商业银行法》及相关法律法规，甲乙双方在平等、自愿、公平、诚实信用的原则基础上，就甲方为乙方提供无抵押信贷事宜，达成如下协议：一、贷款金额1.甲方同意向乙方提供人民币__________元整（大写：___________________________元整）的贷款。二、贷款用途乙方贷款用途必须符合国家法律法规、政策规定，不得用于非法经营、赌博、炒股等高风险投资等行为。如乙方未按约定用途使用贷款，甲方有权采取提前收回贷款、增收罚息等措施。三、贷款期限1.本次贷款期限为____个月，自贷款发放之日起计算。2.乙方应在贷款到期日一次性还清贷款本金及利息。四、贷款利率1.本次贷款年利率为____%（具体执行利率以甲方实际公布利率为准）。2.乙方应按月支付利息，利息计算方式为：利息=贷款本金×年利率÷12。五、还款方式1.乙方应按月向甲方支付贷款利息，利息支付方式为转账支付。2.贷款到期时，乙方应一次性还清贷款本金。六、担保措施1.本合同为无抵押信贷合同，乙方无需提供抵押物。2.乙方应提供真实、完整的个人信息及财务状况，如甲方发现乙方提供虚假信息，甲方有权立即收回贷款，并追究乙方的法律责任。七、违约责任1.乙方未按约定用途使用贷款，甲方有权提前收回贷款，并增收罚息。2.乙方未按约定时间还款，甲方有权增收罚息，并采取法律手段追讨贷款。八、争议解决1.本合同签订后，甲乙双方应严格遵守合同约定，如发生争议，应友好协商解决。2.如协商无果，任何一方均有权向甲方所在地人民法院提起诉讼。九、其他约定1.本合同一式两份，甲乙双方各执一份。2.本合同自双方签字（或盖章）之日起生效。甲方（贷款方）：__________乙方（借款方）：__________签订日期：__________年__________月__________日________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________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