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HowwouldyouliketopayBBC英语六分钟练起来(2023.03.07)TranscriptNote:Thisisnotaword-for-wordtranscriptAlice
Helloandwelcometo6MinuteEnglish.I'mAlice…Neil
…andI'mNeil.Alice,haveyougottwopounds?IforgotmywalletandIneedacoffee.I'veonlygotthesepennies.Alice
Sorry–Ialwaysusemybankcardinthecafeteria.Neil
Youuseacardtobuycoffee?Alice
Yes.It'satap-and-gocardsoit'squick–youdon'tenteraPINnumber–andeveryoneinthecoffeequeueusesthem…exceptyou.Andtoday'sshowisabouthowwepayforthings.Neil
Well,Ipayforthingswithmoney!Alice
Therearedifferentkindsofmoney.You'rebehindthecurve,diggingaroundinyourpocketsforchange,Neil.Doyoustillusechequestoo?Neil
Yes,Ido.Chequesareveryuseful.Now,being
behindthecurve
meansnotkeepingupwithcurrenttrends.Sohelpmekeepup,Alice.What'satap-and-gocard?Ithoughtyouweretalkingaboutyourregularbankcard.Alice
Well,
tap-and-go
cardsareregularbankcardsbutwithabuilt-inchipandantenna.Thecardreadersendsoutaradiofrequencyandwhenyoubringthecardclosetothereader,theantennapicksupthesignaltomakethepayment.Neil
Hmm.Thisantennabusinessdoesn'tsoundsecure–an
antenna
isusedforsendingorreceivingradiosignals.Doesn'titmeanyourpersonaldataisflyingaroundintheetherforanyonetosteal?AliceInthiscontext,
ether
meanstheairwhereelectroniccommunicationhappens.Andnothing'sflyingaround,PeterPan!Atlessthanhalfasecondpertransaction,there'snotimeforanyonetostealyourcash!Now,whydon'tyouanswertoday'squizquestion?Whichman'sfaceappearsonaUKtenpoundnote?Isit…
a)
CharlesDarwin
b)
IsaacNewton
orc)
AlbertEinstein
Neil
Noneofthem–it'stheQueen.
Alice
No,Neil.TheQueenisononeside,butontheothersideofeachnoteisanimportanthistoricalfigure.Neil
Ohreally?I'venevernoticed…OK,I'llgoforb)IsaacNewton.He'sahistoricalfigure.Alice
SoareDarwinandEinstein.Andcoinsandbanknoteswillbehistoricalsoon.Butwe'llfindoutifyou'rerightlateron.Neil
I'mstillconcernedabouttap-and-go.Whatifsomeonestealsmycard?Alice
Eachcontactlesspaymentislimitedtoacertainamount–theUK'slimitis£30.Afteryou'veusedyourcardafewtimesinarow,youhavetoenteryourPIN.Andifathiefdoesgoonaspendingspreewithyourcard,yourbankcoversyouagainstfraud.Whereas,ifsomeonestealsyourbanknotes,that'syourbadluck!Neil
OK,goodpoints.
Fraud
meansgettingmoneybycheatingpeople.Anda
spendingspreeisashortperiodoftimewhereyoudoalotofshopping.Areyouabigspender,Alice?Alice
Notwithmytap-and-go,Neil.Howaboutyouandyourchequebook?Neil
Nocomment.Alice
Movingon.Ifgettingyourbankcardoutseemsliketoomuchtroublethere'snowasolutionwith
wearabletech
–that'sclothingandaccessoriesthatincludecomputerandelectronictechnologies.Let'shearwhatKennethCukier,atechnologyexpert,hastosay.INSERT
KennethCukier,economistandtechnologyexpert
Youcansimplytakeanywirelesscardandthechipfromitthatyourbankmightissueyouwith,andyoucanputitintothecoatandthenwhenyouwanttomakeapaymentyoujustsimplywaveyourarminfrontoftheterminalandleavewithyourlatte.Thisisintendedforpeoplewhoareincrediblylazywhodon'twanttotaketheircardoutoftheirwallet,orusetheirphone,orusetheirwatch.Peoplearegoingtobemakingmorepurchasesmoreofthetime–particularlyforsmall-valuedgoods.Neil
WhatKennethCukiersaidisveryinteresting.ThatsoundstemptingbutI'mstillconcernedabouthowsafethisallis.WhatifIwavemyarmaroundandmakeapaymentbymistake?Alice
Thechiphastogetveryclosetothecardreadertomakeapaymentsothat'snotlikelytohappen.Nowcompaniesarecreatingnewbiometrictechnology–whichyoumightlikeNeil–becauseitcombinespaymentandsecuritytechnology.Let'shearmorefromtheBBCreporterKateRussell.INSERT
KateRussell,BBCreporter
Forthosetimeswhennotevencarryingaphoneisconvenient–atthebeachorafestivalforexample–thefingo-paysystemreadstheuniquemapsofveinsunderthesurfaceofyourfinger.Thetrickisrememberingwhichfingeryouregisteredwith.Alice
Thishigh-techstuffreporterKateRussellistalkingaboutisamazing!Somedaysoonwewon'thavetocarryawalletorapurseoranything.Theveinsinourfingerwill
authenticate
payments–andprovethepaymentsareours.Ican'twait!Neil
Hmm.Soundsabittoosci-fiformyliking.Howaboutgivingustheanswertotoday'squizquestion?Alice
Alrightthen.Iasked:Whichman'sfaceappearsonaUKtenpoundnote?Isit…a)CharlesDarwinb)
IsaacNewtonorc)
AlbertEinsteinNeil
AndIsaidb)IsaacNewton.Alice
Yes.Andyouwerewrong,Neil!Itwasthatotherfamousperson,a)CharlesDarwin.IsaacNewtonwasontheoldonepoundnotewhichisnolongerused.AndEinsteinwasGerman,notBritish,sohewouldn'tappearonaUKbanknoteanyway.Neil
Welltheylooksimilar,Ithink.Canyoutellustoday'swordsonceagain,Alice?Alice
Yes,ofcourseIcan.Theyare:
behindthecurve
tap-and-go
antenna
ether
fraud
spendingspree
wearabletech
authenticate
Neil
Well,that'stheendofthiseditionof6MinuteEnglish.Getaheadofthecurve,andjoinusagainsoon.Meanwhile,visitourwebsite:
,whereyou'llfindguidestogrammar,exercises,videosandarticlestoreadandimproveyourEnglish.Both
Bye.
Vocabularybehindthecurve
notkeepingupwithcurrentthinkingortrends
tap-and-go
wirelesspaymenttechnologyusingcreditanddebitcards,ormobilephones
antenna
equipmentusedforsendingandreceivingradioorTVsignals
ether
theairwhereelectroniccommunicationhappens
fraud
gettingmoneybycheatingpeople
spendingspree
doingalotofshoppingoverashortperiodoftime
wearabletech
thingsyoucanwearwhichcombinepaymentandsecuritytechnology
authenticate
(ingeneral)provesomethingistrueorgenuineTranscript(双语版)Helloandwelcometo6MinuteEnglish.I’mAlice...大家好,欢迎收听六分钟英语,我是爱丽丝。…andI’mNeil.Alice,haveyougottwopounds?IforgotmywalletandIneedacoffee.I’veonlygotthesepennies.我是尼尔。爱丽丝,你有两英镑吗?我忘带钱包了,但我需要买一杯咖啡。我只有这几便士。Sorry–Ialwaysusemybankcardinthecafeteria.不好意思,我在自助餐厅都用银行卡。Youuseacardtobuycoffee?你用银行卡买咖啡?Yes.It’satap-and-gocardsoit’squick–youdon’tenteraPINnumber–andeveryoneinthecoffeequeueusesthem…exceptyou.Andtoday’sshowisabouthowwepayforthings.是的。用的是感应式支付银行卡,所以非常快捷,你不需要输入密码。咖啡馆排队买咖啡的人都用这种卡,除了你。今天的节目我们讨论支付方式。Well,Ipayforthingswithmoney!我用现金支付!Therearedifferentkindsofmoney.You’rebehindthecurve,diggingaroundinyourpocketsforchange,Neil.Doyoustillusechequestoo?现在钱有很多不同的类型。你太落后了,还在口袋里到处找零钱。你现在还用支票吗?Yes,Ido.Chequesareveryuseful.Now,beingbehindthecurvemeansnotkeepingupwithcurrenttrends.Sohelpmekeepup,Alice.What’satap-and-gocard?Ithoughtyouweretalkingaboutyourregularbankcard.是的,支票很实用。落后是指赶不上潮流。所以帮我赶赶潮流,爱丽丝。什么是感应式支付卡?我以为你说的是常见的银行卡。Well,tap-and-gocardsareregularbankcardsbutwithabuilt-inchipandantenna.Thecardreadersendsoutaradiofrequencyandwhenyoubringthecardclosetothereader,theantennapicksupthesignaltomakethepayment.感应式支付卡也是常见的银行卡,但内部有植入的芯片和天线。读卡器会发射一种无线电频率,当你的卡靠近读卡器时,卡内的天线接收这个信号并完成支付。Hmm.Thisantennabusinessdoesn’tsoundsecure–anantennaisusedforsendingorreceivingradiosignals.Doesn’titmeanyourpersonaldataisflyingaroundintheetherforanyonetosteal?这个天线听上去不太安全。天线常常用来发射或接收无线电信号。这是不是意味着我们的个人信息在我们周围这个以太构成的环境中飞来飞去,从而被他人窃取?Inthiscontext,ethermeanstheairwhereelectroniccommunicationhappens.Andnothing’sflyingaround,PeterPan!Atlessthanhalfasecondpertransaction,there’snotimeforanyonetostealyourcash!Now,whydon’tyouanswertoday’squizquestion?Whichman’sfaceappearsonaUKtenpoundnote?Isit…a)CharlesDarwinb)IsaacNewtonorc)AlbertEinstein在这里,以太是指电子通讯发生的空间。没有东西在飞来飞去,彼得潘!每笔交易不到半秒就完成了,其他人没有时间来偷你的钱!现在回答今天的问题吧?英国十英镑纸币上是谁的头像?a)查尔斯达尔文?b)艾萨克牛顿?还是c)阿尔伯特爱因斯坦?Noneofthem–it’stheQueen.都不是,是女王的头像。No,Neil.TheQueenisononeside,butontheothersideofeachnoteisanimportanthistoricalfigure.不,尼尔。一面是女王的头像,另一面是一个著名历史人物的头像。Ohreally?I’venevernoticed…OK,I’llgoforb)IsaacNewton.He’sahistoricalfigure.真的吗?我没注意。好吧,那我选b)艾萨克牛顿。他是有名的历史人物。SoareDarwinandEinstein.Andcoinsandbanknoteswillbehistoricalsoon.Butwe’llfindoutifyou’rerightlateron.达尔文和爱因斯坦也是啊。硬币和纸币很快也会成为历史。之后我们再看你回答得是否正确。I’mstillconcernedabouttap-and-go.Whatifsomeonestealsmycard?我仍然对感应式支付很感兴趣。万一有人把我的卡偷走了呢?Eachcontactlesspaymentislimitedtoacertainamount–theUK’slimitis?30.Afteryou’veusedyourcardafewtimesinarow,youhavetoenteryourPIN.Andifathiefdoesgoonaspendingspreewithyourcard,yourbankcoversyouagainstfraud.Whereas,ifsomeonestealsyourbanknotes,that’syourbadluck!每种非接触支付卡都有一定的支付限额,英国的支付额度是30英镑。如果你连续使用此卡支付之后,你就需要输入密码。如果小偷真的用你的卡疯狂购物,银行为你的卡上防诈骗险。然而,如果有人偷走了你的纸币,你只能怪自己运气不好了!OK,goodpoints.Fraudmeansgettingmoneybycheatingpeople.Andaspendingspreeisashortperiodoftimewhereyoudoalotofshopping.Areyouabigspender,Alice?这确实不错。诈骗是指通过欺骗他人获取金钱。疯狂购物是指在短时间内大肆购买。你是挥金如土的人吗,爱丽丝?Notwithmytap-and-go,Neil.Howaboutyouandyourchequebook?没有用感应卡挥霍过。你呢?用你的支票挥霍过吗?Nocomment.无可奉告。Movingon.Ifgettingyourbankcardoutseemsliketoomuchtroublethere’snowasolutionwithwearabletech–that’sclothingandaccessoriesthatincludecomputerandelectronictechnologies.Let’shearwhatKennethCukier,atechnologyexpert,hastosay.那我们继续说。如果你觉得掏出银行卡太麻烦,有一种解决办法,那就是可穿戴技术,将计算机和电子科技应用于衣物或配件上。我们来听听技术专家KennethCukier怎么说。Youcansimplytakeanywirelesscardandthechipfromitthatyourbankmightissueyouwith,andyoucanputitintothecoatandthenwhenyouwanttomakeapaymentyoujustsimplywaveyourarminfrontoftheterminalandleavewithyourlatte.Thisisintendedforpeoplewhoareincrediblylazywhodon’twanttotaketheircardoutoftheirwallet,orusetheirphone,orusetheirwatch.Peoplearegoingtobemakingmorepurchasesmoreofthetime–particularlyforsmall-valuedgoods.你可以携带无线卡以及银行发给你的芯片,将其放入衣服内,当你想要付款时,在终端设备上挥一下手臂,就可以带走你的咖啡了。这是为懒人量身设计的,为那些不想从包里拿出卡,或者不想使用手机或手表支付的懒人设计的。之后大部分时间人们购物的频率会增加,尤其是购买低价值商品。WhatKennethCukiersaidisveryinteresting.ThatsoundstemptingbutI’mstillconcernedabouthowsafethisallis.WhatifIwavemyarmaroundandmakeapaymentbymistake?KennethCukier提到的非常有趣。这听上去很吸引人,但我还是关心这安不安全。如果我挥一下手就不小心支付了怎么办?Thechiphastogetveryclosetothecardreadertomakeapaymentsothat’snotlikelytohappen.Nowcompaniesarecreatingnewbiometrictechnology–whichyoumightlikeNeil–becauseitcombinespaymentandsecuritytechnology.Let’shearmorefromtheBBCreporterKateRussell.芯片需要非常靠近读卡器才能完成支付,所以你说的这种情况不太可能发生。现在一些公司在研发新的生物识别技术,你也许会喜欢的,因为这是一项囊括支付与安全性能的技术。让我们听BBC记者KateRussell的介绍。Forthosetimeswhennotevencarryingaphoneisconvenient–atthebeachorafestivalforexample–thefingo-paysystemreadstheuniquemapsofveinsunderthesurfaceofyourfinger.Thetrickisrememberingwhichfingeryouregisteredwith.一些时候我们携带手机也不方便,例如在沙滩上或庆祝节日时,指静脉识别系统通过识别手指表面独一无二的静脉图来完成支付。你只要记住用哪根手指注册的就好。Thishigh-techstuffreporterKateRussellistalkingaboutisamazing!Somedaysoon
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