借款合同经典模板(2024版)

借款合同经典模板(2024版)LoanAgreementTemplate(2024Edition)Lender(PartyA):_______Borrower(PartyB):_______Preamble:PartyBrequiresfundsforbusinessoperationsandseeksaloanfromPartyA.PartyAagreestolendthefundstoPartyBaccordingtothetermsandconditionsofthisAgreement.Article1:LoanDetailsTheloanamountisdenominatedinRMBandis(inwords):_______Yuan(￥_______).Article2:PurposeoftheLoanTheloanshallbeusedsolelyforthepurposeof:_______.Article3:LoanTermTheloantermisfromthe__dayof__month,__year,tothe__dayof__month,__year.Article4:InterestRateandPaymentTheloanbearsanannualinterestrateof_______%,calculatedona_______basis.Interestshallbepaidonthe__dayofeachmonth,startingfromthemonthfollowingthedisbursementoftheloan.Article5:RepaymentofPrincipalandInterestPartyBshallrepaytheloaninfull,includingbothprincipalandinterest,onorbeforethefinalloantermdate.Earlyrepaymentisallowed,subjecttoawrittennoticetoPartyAatleast_______daysinadvance.Article6:DisbursementofLoanUpontheexecutionofthisAgreement,PartyAshalldisbursetheloanfundstotheaccountdesignatedbyPartyBwithin_______days.Thedesignatedaccountdetailsareasfollows:_______.Article7:SecurityfortheLoanPartyBshallprovidesecurityfortheloanintheformof:Amortgageonpropertylocatedat:_______.Apledgeofmovablepropertydescribedas:_______.Aguaranteefromathirdparty,detailsofwhichareattachedasAnnexure_______.Article8:CovenantsofPartyBPartyBcovenantstousetheloanonlyforthestatedpurposeandnotforanyother.PartyBshallkeepaccurateaccountsandrecordsoftheloanusageandmakethemavailabletoPartyAuponrequest.PartyBshallpromptlynotifyPartyAofanymaterialchangeinitsfinancialconditionorbusinessoperationsthatmayaffecttheloanrepayment.Article9:CovenantsofPartyAPartyAcovenantstodisbursetheloanfundsinatimelymannerasperthetermsofthisAgreement.PartyAshallnotinterferewiththelawfuluseoftheloanbyPartyB.Article10:DefaultandRemediesDefaultoccursifPartyBfailstomakeanypaymentwhendueorbreachesanycovenantofthisAgreement.Upondefault,PartyAmaydeclareallamountsowingunderthisAgreementtobeimmediatelydueandpayableandmayexerciseanyrightsorremediesprovidedbylaw.Article11:AmendmentstotheAgreementThisAgreementmaybeamendedonlybywritteninstrumentsignedbybothparties.Article12:GoverningLawandJurisdictionThisAgreementisgovernedbyandconstruedinaccordancewiththelawsof_______.AnydisputesarisingoutoforinconnectionwiththisAgreementshallberesolvedbythecourtsof_______.Article13:NoticesAnynoticerequiredorpermittedtobegivenunderthisAgreementshallbeinwritinganddeliveredtotheaddressoftherelevantpartyasspecifiedinthisAgreementorsuchotheraddressasthepartymaynotifyinwriting.Article14:EntireAgreementThisAgreementconstitutestheentireagreementbetweenthepartieswithrespecttothesubjectmatterandsupersedesallprioragreements,understandings,andnegotiations,whetherwrittenororal.Article15:ExecutionThisAgreementisexecutedin_______counterparts,eachofwhichshallbedeemedanoriginal.Lender(PartyA):_______Borrower(PartyB):_______Date:_______(TheaboveisthefirsthalfoftheLoanAgreementTemplate.Thesecondhalfwillbeprovidedinthenextresponseasrequested.)（正文结束）Article16:AnnexesThefollowingannexesformanintegralpartofthisAgreement:Annex1:DetailsoftheloanaccountofPartyB.Annex2:Descriptionofthepropertysubjecttothemortgage.Annex3:Listofmovablepropertiessubjecttothepledge.Annex4:Guaranteeagreementfromthethirdparty.Article17:BreachofContractandDeterminationPartyBisinbreachofthisAgreementifitfailsto:Repaytheloanorpayinterestasandwhendue.UsetheloanforthepurposespecifiedinthisAgreement.ComplywithanyofitscovenantsunderthisAgreement.PartyAisinbreachofthisAgreementifitfailsto:Disbursetheloanfundswithinthespecifiedtime.ActinaccordancewithitscovenantsunderthisAgreement.Article18:LegalTermsandDefinitions"Loan"meanstheamountofmoneylentbyPartyAtoPartyBasspecifiedinthisAgreement."Interest"meansthecostofborrowingtheloan,calculatedattheratespecifiedinthisAgreement."Principal"meanstheoriginalamountoftheloanthatPartyBisobligatedtorepay."Security"meansanymortgage,pledge,orguaranteeprovidedbyPartyBtosecuretherepaymentoftheloan.Article19:ExecutionIssuesandSolutionsIfPartyBfailstorepaytheloanorpayinterest,PartyAmay:Demandimmediaterepaymentoftheentireoutstandingamount.Takelegalactiontorecoverthedebt.IfPartyAfailstodisbursetheloanfunds,PartyBmay:DemandperformanceoftheAgreement.TerminatetheAgreementandseekcompensationforanylossesincurred.DisputesarisingfromtheexecutionofthisAgreementshallberesolvedthroughnegotiationorarbitrationasagreedbytheparties.Article20:ApplicableScenariosThisAgreementisapplicabletovariousloanscenarios,includingbutnotlimitedto:Loansbetweenindividuals.Loansbetweenalenderandabusinessentity.Loansbetweentwobusinessentities.TheAgreementissuitablefordifferentloanperiods,suchasshort-term,medium-term,andlong-termloans.ThisAgreementcanbeusedforbothsecuredandunsecuredloans.AnnexList:Annex1:AccountdetailsandtransactionrecordsofPartyB.Annex2:Legaldescriptionandvaluationofthemortgagedproperty.Annex3:Inventoryandappraisalofthepledgedmovableproperties.Annex4:Termsandconditionsofthethird-partyguarantee.BreachofContractandDetermination:Failuretorepaytheloanorpayinterestontimeconstitutesabreach.MisuseoftheloanfundsforpurposesotherthanthosespecifiedintheAgreementisabreach.Non-compliancewithanycovenantorconditionoftheAgreementisabreach.LegalTermsandDefinitions:"Loan"referstothefinancialassistanceprovidedbyPartyAtoPartyB."Interest"isthefeechargedbyPartyAfortheuseoftheloanfunds."Principal"isthetotalamountborrowedthatmustberepaidbyPartyB."Security"includesanyassetsorguaranteesprovidedtoensurerepayment.ExecutionIssuesandSolutions:DelayedloandisbursementbyPartyAcanbeaddressedbydemandingimmediateperformanceorseekingdamages.LaterepaymentbyPartyBcanbemanagedbysettingaclearrepaymentscheduleandpenaltiesfornon-compliance.Regularcommunicationandmonitoringcanhelppreventandresolveissuesduringtheloanperiod.ApplicableScenarios:ThisAgreementisdesignedtobeflexibleandcanbeusedinawiderangeofloansituations.Itissuitableforbothpersonalandcommercialloans,withadjustmentsmadeasnecessaryfordifferenttermsandconditions.TheAgreementcanbetailoredtoincludespecificclausesrelevanttotheloantype,suchasinterestrateadjustments,graceperiods,orprepaymentpenalties.Article21:ForceMajeureNeitherpartyshallbeliableforanyfailureordelayinperformingtheirobligationsunderthisAgreementtotheextentthatsuchfailureordelayiscausedbyeventsbeyondthereasonablecontrolofthatparty,includingbutnotlimitedtoactsofGod,war,terrorism,civilunrest,oranyothereventthatcouldnothavebeenreasonablyforeseenoravoided.Article22:WaiverNowaiverbyeitherpartyofanybreachofanyprovisionofthisAgreementshallbeeffectiveunlessitisexpresslystatedtobeawaiverandiscommunicatedtotheotherpartyinwriting.