小额贷款发放工作汇报(共8篇)

小额贷款发放工作汇报(共8篇)小额贷款发放工作汇报汇编XX镇扶贫小额贷款发放工作进展报告I.MeasuresTaken:2.CarefullySelectingCandidatesforPovertyAlleviationMicro-Loans:Throughcarefulscrutinyandselection,all贫困户whomettheloanconditionswereprovidedtothecreditcooperatives.Forlargeplantingandbreedinghouseholdsoutsidethecandidatepool,throughthesigningofassistanceagreements,whilesolvingthefundingdifficultiesoftheselargehouseholds,theyalsoeffectivelydrove贫困户toachieveprosperityandwealth.3.FormulatingMeasuresandStrengtheningManagement:Thepovertyalleviationmicro-loanleadinggroupandmembersofXXTownconscientiouslyfulfilledtheirduties,strictlyinvestigated,approved,andissuedloanprocedures,furtherimprovedtheworkplan,strengthenedtheimplementationofresponsibilities,ensuredthatallpoliciesofpovertyalleviationmicro-loanswerewell-publicized,andensuredthatloanswereissuedandrecovered.II.Issues:QinxiangTownshipWomen'sSmallGuaranteeLoanIssuanceCeremonyOnMarch13,thefirstbatchofwomen'ssmallguaranteeloansfor2012wasissuedinChengxiVillage,QinxiangTownship,markingaphasedachievementintheworkofwomen'sentrepreneurshipsmallguaranteeinterest-freeloansinourtownship.Itisunderstoodthatthefirstbatchinvolved54householdsand1.72millionyuan.TangXueJiangzhuangTownPovertyAlleviationMicro-LoanIssuanceWorkProgressReportI.MeasuresTaken:2.CarefullySelectingCandidatesforPovertyAlleviationMicro-Loans:Throughcarefulscrutinyandselection,all贫困户whomettheloanconditionswereprovidedtothecreditcooperatives.Forlargeplantingandbreedinghouseholdsoutsidethecandidatepool,throughthesigningofassistanceagreements,whilesolvingthefundingdifficultiesoftheselargehouseholds,theyalsoeffectivelydrove贫困户toachieveprosperityandwealth.3.FormulatingMeasuresandStrengtheningManagement:Thepovertyalleviationmicro-loanleadinggroupandmembersofJiangzhuangTownconscientiouslyfulfilledtheirduties,strictlyinvestigated,approved,andissuedloanprocedures,furtherimprovedtheworkplan,strengthenedtheimplementationofresponsibilities,ensuredthatallpoliciesofpovertyalleviationmicro-loanswerewell-publicized,andensuredthatloanswereissuedandrecovered.II.Issues:III.NextSteps:Article1:Article2:Article3:Article4:Article5:Implementtheloanmanagementresponsibilitysystemtoreducecreditrisks.Implementtheloanpostresponsibilitysystem,clarifytheresponsibilitiesoftheinvestigation,review,approval,andpost-loanmanagementoftheloanmanagementtopostsandindividuals,andinvestigateanddealwiththeresponsibilitiesoftheinvestigatorsandresponsiblepersonsforillegalanddisciplinaryloansaccordingtotheirrespectiveresponsibilities.Article6:Establishaloanriskearlywarningandloanexitmechanism.Inaccordancewithregulatoryprovisions,conductafive-levelclassificationofexistingloans,timelywarnofpotentialrisksintheenterpriseandfactorsrestrictingthedevelopmentoftheenterprise,takeeffectivemeasures,minimizeloanrisks,andatthesametime,exitloanstoenterpriseswithsuspiciousfactorsassoonaspossibleandnolongerincreaseloans.ChapterII:Pre-loanReviewArticle7:Article8:Article9:Article10:Article11:Personalcreditbusinessmustreviewthefollowingmaterials:(1)BusinessApplicationForm(3)Propertyrightproofmaterialsofthemortgageandpledge,andavaluationreportfromaprofessionalappraisalinstitutionifnecessary;(4)Materialsrelatedtotheloanpurpose,includingpurchaseandsalescontracts,cooperationagreements,etc.;(5)Proofmaterialsoftheloanapplicant'sfunds;(6)Otherdocumentsandproofrequiredtobeprovided.Article12:Creditbusinessforenterprisesmustreviewthefollowingmaterials:(1)BusinessApplicationForm;(4)Propertyrightproofmaterialsofthemortgage(pledge),andavaluationreportfromaprofessionalappraisalinstitutionifnecessary;(5)Materialsrelatedtotheloanpurpose,includingpurchaseandsalescontracts,cooperationagreements,etc.;(6)Iftheloanbusinessishandledbyanauthorizedagent,alegalrepresentative'spowerofattorney(original)mustbeprovided;(7)Bankstatements(atleastforthelastquarter);(8)Annualtaxfilingformsandrecenttaxfilingforms;Article13:(1)BusinessApplicationForm:Reviewwhethertheformisfilledoutitembyitemasrequired,andwhetherreasonshavebeengivenfortheinformationthatcannotbeprovided;(3)CreditAnalysis:Reviewwhethertheanalysisoftheproposedguaranteemethodforthecreditbusinessisconducted,andwhetherreasonshavebeengivenfortheinformationthatcannotbeprovided;(4)FinancialandAccountingReports:Reviewwhetherthereportshavebeenauditedbyanaccountingfirmorapprovedbythefinancedepartment,andwhethernotesonthefinancialstatementsareincluded.Forfinancialandaccountingreportsthathavenotbeenauditedorapproved,reasonsshouldbegiven,andanecessaryanalysisandevaluationorexplanationofthereliabilityoftheunauditedorunapprovedfinancialandaccountingreportsshouldbeconducted.Ifthefinancialandaccountingreportsofapublicinstitutionhavenotbeenauditedorapproved,theyshouldbeconfirmedbythesuperiorauthority.Article14:Thekeycontentsofthepre-loaninvestigation.Boththecreditbusinessdepartmentandtheriskcontroldepartmentshouldconductinvestigationandreviewbasedonthe"legality,safety,andprofitability"oftheloan,accordingtotheinformationprovidedbytheborrower.(1)Investigationandrecognitionofthelegalityoftheloan.1.Investigateandrecognizethelegalqualificationsoftheborrowingenterpriseandtheguarantor,whetherthebusinesslicenseshaveexpired,whethertheyhavebeenrevoked,canceled,ordeclaredinvalid,whethertheyhavebeenthroughtheannualinspection,andwhethertherehavebeenchanges