银行函电信件套话行话小结080505

银行函电中信件常用套话行话小结教材引用了28篇不同银行业务的信件，仔细品味每一封信件所包含的有规律的行话、套话，掌握规范的约定俗成的表达方式。比如，结尾语中表达希望对方尽早回信的表达方式就有，“Wewishtohaveyourfavorablereply（盼佳音）.”，“Weanticipatetoreceiveyourearlyfavorablereply.（期待早“Yourearlyreplywillbeappreciated（盼早日函复）”，“Weshallappreciate(toreceive)yourearlyreply（如表示感激）”，“weappreciateyourkindassistanceandlookforwardtoyourreply.（感谢贵方并期待函复）”，等等。日收到贵行的函复）”，贵方能早日函复，我方将帮助，1.Lettersconcerningbankrelationship关于银行关系的信件（2封）------Appreciateforthefriendlyandmutuallybeneficialrelationship为友好而互惠的关系感到满意------moreopportunitieswherewecouldworktogether更多的合作机会------weareconvincedthatcooperationbetweenourtwobankswillbeexpandedinpossibleareas我们深信双方的合作将在可能的领域深化。------thesalehasnoimpactonyourrelationshipwithusorontheservicesweprovidetoyou该销售不会影响贵方与我们之间的关系也不会影响我们为你方提供的服务-------tobetterserveandtogrowwithvaluedcustomerssuchasyourself.为诸如贵公司的有价值的伙伴提供服务2.LettersconcerningCreditInquiry关于信用咨询的信件（1封）-------private&confidential机密-------anyinformationyougiveuswillbestrictlyprivateandconfidential.我方任何资料严守秘密。-------creditstanding,respectabilityandfinancialresponsibility资信、信将对贵方提供的誉、财务状况-------reciprocateyourcourtesy回馈贵方的帮助3.LettersconcerningBankA/C&BankAccounting关于银行账户和银行会计的信件（5封）--------transferofXXXXXaccountXXXX某某公司某某账户的转移-------closetheaccountandforwardtheprincipalbalanceplusanyaccruedinteresttoXXXXXX结清账户并将本金与余额加上应计利息转至„„--------enclosedaresavingspassbookXXXX附上号码为„„的储蓄存折--------returnalltheunutilizedblankchequestousforcancellationbeforeclosingtheircheckingaccountsinourbooks在结清支票账户之前，应将所有未使用的空白支票退回我方-------weshallappreciateitifyouwillsendbacktoustheunusedcheques如贵方将未使用的支票退回我方，胜感激。------sothatwecanremitthebalancetoyouraccountwithXXXbank以便使我方能够将余额汇往贵方在XXX银行的账户我方将不--------RatherthanaskingyoutodrawinUSDonourXXXbankcorrespondencein1

reimbursementofeachnegotiation,itmaybesimpleforustoopenaRenminbiaccountwithyouandtogiveyoutheauthoritytofundtheaccountbydrawingontheXXXbankincertainamountofUSDwhenfundsarerequired与其让贵方向我行XXX（往来行）开出以美元为标价的汇票，以偿付每次议付的款项，不如让我行在贵行开立一人民币户头，并授权贵行通过开立以XXX行为付款人、一定美元金额的汇票的形式，在需要现金时向该账户注入现金存款，情况会简单些。-------ifyoudeemthisarrangementacceptabletoyou,wewillgiveyouthenecessaryauthorityto„如贵行认为这样的安排可以接受的话，我行将有必要授权贵方„„-------particularsonthedebitsideinthestatement对账单中借方的细节------weshallbemuchobligedifyouwilladviceusofthenatureofthesetransactionsandourreferencenumbers.如蒙告知这些交易的性质和我们的编号，我方将不胜感激------withreferencetothecaptioneddebitadviceclaimingcablechargesfromyouthroughXXXbank,weregrettostatethat„关于上述标题所列借记通知书要求贵方通过XXXX银行电汇费用一事，„„对此，我方表示抱歉。4.LettersconcerningCreditLoan关于信贷的信件（5封）-------atyourrequest,wearepleasedtoofferyouatradeorientedcreditlineofuptoXXXXtobeusedtofinanceyourclientsfortheirimportofgoodsfromourcountry.应贵方求，我方很高兴地向贵方提供金额达„„的额度，用以资助贵方客户从我国进口货物。要贷款-----ThiscreditlineisavailableatanytimesubjecttoyourXXXdayspriornoticetousandremainsvalidforaperiodofXXXX.经贵方提前„„日通知我方后，贵方将随时可以用该笔贷款额度，有效期为„„使-------pleasewritetousforfurtherdiscussiononthetermsandconditions.请来信就有关条款进行进一步的磋商。------„,wehavedrawnupacreditproposalthatwouldmeetpartofyourfinancialneeds我方已经起草了一封信贷建议书，会满足贵方对资金的部分需求。------Iftheproposalisacceptable,weshallbegintheformalapprovalprocessnecessarytoconvertittoacommitment.如果建议书能够接受，我方将开始启动必要的审批程序，以便使该建议书变成一份承诺书。------ThecreditlineweofferisXXXXXwhichisunsecured,andwillgiveyoutremendousflexibility.我方提议的信用额度为„„，无担保，并将给予贵方很大的灵活性。------ThelinemaybeusedforDirectborrowingspricedattheprimerate.该额度将被用基础利率计价的直接借款------onbehalfofXXXX,Itakepleasureininformingyouthatyourapplicationforamortgageloanhasbeenapproved.我谨代表„„，高兴通地知你行，你行的抵押贷款已经被批准。------Theloanwillbesecuredbyagoodandsufficientfirstmortgageonthehouse.该贷于以款将以房屋的首次而充分的抵押为担保。-------wereservetherighttowithdrawthiscommitmentiftitleorotherconditions2

necessarytomaketheloanarenotsatisfactory.如果贷款资格或其它条件不令人满意，我行保留撤销此承诺的权利。------Payment::XXXXXmonthlyprincipalandinterestforthefirst36months,thensubjecttoadjustment偿还：前36个月每月支付本金和利息XXXXX，然后可以调整。------InaccordancewithClausesXXXXandXXXofthecaptionedLoanAgreement,wewishtoinformyouthattheXXXcommitmentfeeofXXXXwillbedueandpayableonMM,DD,YY.按照上述贷款协议第XXX条和第XXX条的规定，我方希望贵方了解第XXX费XXXXXX将于XXX年X月X日到期支付。项承诺5.LettersconcerningLettersofCredit关于信用证的信件（3封）-----Inaccordancewiththeissuingbanksinstructions,weencloseherewiththeoriginalofthecreditmentionedabove,whichpleasedelivertothebeneficiary.按照开证行的指示，我方随函附上上述信用证原件，请送达受益人。------Pleaseacknowledgereceiptbyreturningtoustheattachedcopyofthisletterdulysigned.请将所付经签字的------wewishtostatethataccordingtothecreditterms,paymentoftheaboveitemshouldhavebeenmadebyyourightuponyourreceiptofthedocuments.我方希望表明，贵方应在收到单据后立即支付上述款项。该信件副本寄还我方，以便确认收到。根据信用证条款，------UponclaimingreimbursementofournegotiationunderthecaptionedL/ConXXbank,wehavebeeninformedbyXXbankthatpaymentwaseffectedunderreserveforthereasonthattheL/Cwasoverdrawn.在我方要求XXX银行偿付时，XXX银行通知我方，支付是在有保留的条件下进行的，原因信用证已经被支透了。对上述标题所列信用证项下的我方议付进行是，6.LettersconcerningBillsforCollection关于托收汇票的信件（4封）------weareinreceiptofyourcaptionedcollectionalongwiththerelativedocuments,whichhavebeendulyforwardedtothedrawees.我方已收到贵方上述标题所列托收汇票及相关单据，并已及时转交受票人。------Ourclient,XXXXXasksyoutochangethedraweesofthecaptionedcollectiontoXXX.我方客户XX请求贵方将上述标题所列托收汇票受票人变为XXXXX------wethankyouforreturningtheunpaiddocumentsunderthecaptionedcollectionalongwithyourletterdatedMM,DD,YYwhichhavebeendulynotifiedtothedrawers.贵方将上述标题所列托收汇票项下的未付单据及贵方日期为X年X月X日信函返还我方，并已及时通知出票人，我方表示感谢。------ReferringtoyourenquirydatedMM,DD,YY,wetakepleasureininformingyouthatthesaidcollectionwasalreadypaidandtheproceedswereremittedtoyouraccountwithXXXonMM,DD,YY.关于贵方某年某月某日的查询函，我收汇票已经支付，货款已于某年某月某日汇往贵方在XXX的账户。-----Enclosedisacopyofourrelativepaymentorderforyourreference.随函附上我方很高兴地通知贵方，上述托方相关付款通知书一份，供贵方参考。7.LettersconcerningBusinessInquiry关于商务咨询的信件（3封）3

------ReferenceismadetothecreditadviceXXXfromourXXXXinsettlementoftheaboveclaim参考我方XXZX用以支付上述索偿的XXX好贷记通知书------WewouldrequestyoutokindlylookintothematterandpaythedifferenceofthesaidXXXXtoouraccountunderadvicetous.我方能调查此事，将上述XXXX元的差额付-----Wewishtodrawyourattentiontothefactthatthiscollectionremainsoutstandinginourrecords.我方托收仍未付款。-----WeacknowledgereceiptofyourCreditAdviceunderthecaptioneditem.贵方上述。请求贵方至我方账户并同时通知我方。希望提请贵方注意，在我方案卷中上述标题所列项目下的贷项通知书已收悉，对此我方表示感谢。8.Others其它信件（5