系数表 现值、终值

1%0.990.980.970.960.9510.9420.9320.9230.9140.9050.8960.8871%0.990.980.970.960.9510.9420.9320.9230.9140.9050.8960.8870.8780.8690.8610.8520.8440.8360.8270.8190.8110.8030.7950.7870.7790.7720.7640.7560.7490.7410.7340.7270.720.7120.7050.6980.6920.6850.6780.6710.6650.6580.6510.6450.6390.6320.6260.620.6142%0.980.9610.9420.9230.9050.8870.870.8530.8360.820.8040.7880.7730.7570.7430.7280.7140.70.6860.6720.6590.6460.6340.6210.6090.5970.5850.5740.5630.5520.5410.530.520.510.50.490.480.4710.4610.4520.4440.4350.4260.4180.410.4020.3940.3860.3783%0.970.9420.9150.8880.8620.8370.8130.7890.7660.7440.7220.7010.680.6610.6410.6230.6050.5870.570.5530.5370.5210.5060.4910.4770.4630.450.4370.4240.4110.3990.3880.3770.3660.3550.3450.3340.3250.3150.3060.2970.2880.280.2720.2640.2560.2490.2410.2344%0.9610.9240.8880.8540.8210.790.7590.730.7020.6750.6490.6240.60.5770.5550.5330.5130.4930.4740.4560.4380.4210.4050.390.3750.360.3460.3330.320.3080.2960.2850.2740.2630.2530.2430.2340.2250.2160.2080.20.1920.1850.1780.1710.1640.1580.1520.1465%0.9520.9070.8630.8220.7830.7460.710.6760.6440.6130.5840.5560.530.5050.4810.4580.4360.4150.3950.3760.3580.3410.3250.310.2950.2810.2670.2550.2420.2310.220.2090.1990.190.1810.1720.1640.1560.1490.1420.1350.1280.1220.1160.1110.1050.10.0960.0916%0.9430.8890.8390.7920.7470.7040.6650.6270.5910.5580.5260.4960.4680.4420.4170.3930.3710.350.330.3110.2940.2770.2610.2460.2320.2190.2070.1950.1840.1740.1640.1540.1460.1370.130.1220.1150.1090.1030.0970.0910.0860.0810.0770.0720.0680.0640.060.0578%0.9250.8570.7930.7350.680.630.5830.540.50.4630.4280.3970.3670.340.3150.2910.270.250.2310.2140.1980.1830.170.1570.1460.1350.1250.1150.1070.0990.0920.0850.0780.0730.0670.0620.0570.0530.0490.0460.0420.0390.0360.0330.0310.0290.0260.0240.02310%0.9090.8260.7510.6830.620.5640.5130.4660.4240.3850.350.3180.2890.2630.2390.2170.1970.1790.1630.1480.1350.1220.1110.1010.0920.0830.0760.0690.0630.0570.0520.0470.0430.0390.0350.0320.0290.0260.0240.0220.020.0180.0160.0150.0130.0120.0110.010.00912%0.8920.7970.7110.6350.5670.5060.4520.4030.360.3210.2870.2560.2290.2040.1820.1630.1450.130.1160.1030.0920.0820.0730.0650.0580.0520.0460.0410.0370.0330.0290.0260.0230.0210.0180.0160.0150.0130.0120.010.0090.0080.0070.0060.0060.0050.0040.0040.00314%0.8770.7690.6740.5920.5190.4550.3990.350.3070.2690.2360.2070.1820.1590.140.1220.1070.0940.0820.0720.0630.0550.0490.0430.0370.0330.0290.0250.0220.0190.0170.0150.0130.0110.010.0080.0070.0060.0060.0050.0040.0040.0030.0030.0020.0020.0020.0010.001复利现值的计算公式为：P=F*1/(1+i)^n其中的1/(1+i)^n就是复利现值系数。，记作（P/F，i,n）.其中i是利率（贴现率），n是年数。根据这两个条件就可以查到具体对应的复利现值系数了。本例中的设定的i（年贴现率）为12%，初始值就是0.892n\i12345678910111213141516171819202122232425262728293031323334353637383940414243444546474849

复利现值系数表（PVIF表）复利现值的计算公式为：P=F*1/(1+i)^n其中的1/(1+i)^n就是复利现值系数。，记作（P/F，i,n）.其中i是利率（贴现率），n是年数。根据这两个条件就可以查到具体对应的复利现值系数了。本例中的设定的i（年贴现率）为12%，初始值就是0.892n\i1%2%3%4%5%6%8%10%12%14%500.6080.3710.2280.140.0870.0540.0210.0080.0030.001

25%0.80.640.5120.4090.3270.2620.20925%0.80.640.5120.4090.3270.2620.2090.1670.1340.1070.0850.0680.0540.0430.0350.0280.0220.0180.0140.0110.0090.0070.0050.0040.0030.0030.0020.0010.0010.001000000000000000000030%0.7690.5910.4550.350.2690.2070.1590.1220.0940.0720.0550.0420.0330.0250.0190.0150.0110.0080.0060.0050.0040.0030.0020.0010.0010.0010000000000000000000000035%0.740.5480.4060.3010.2230.1650.1220.090.0670.0490.0360.0270.020.0140.0110.0080.0060.0040.0030.0020.0010.0010.0010000000000000000000000000040%0.7140.510.3640.260.1850.1320.0940.0670.0480.0340.0240.0170.0120.0080.0060.0040.0030.0020.0010.0010000000000000000000000000000050%0.6660.4440.2960.1970.1310.0870.0580.0390.0260.0170.0110.0070.0050.0030.0020.0010.00100000000000000000000000000000000

根据这两个条件就可以查到具体对应的复利现值系数了。本例中的设0.892n\i15%16%18%20%10.8690.8620.8470.83320.7560.7430.7180.69430.6570.640.6080.57840.5710.5520.5150.48250.4970.4760.4370.40160.4320.410.370.33470.3750.3530.3130.27980.3260.3050.2660.23290.2840.2620.2250.193100.2470.2260.1910.161110.2140.1950.1610.134120.1860.1680.1370.112130.1620.1450.1160.093140.1410.1250.0980.077150.1220.1070.0830.064160.1060.0930.070.054170.0920.080.0590.045180.080.0690.050.037190.070.0590.0430.031200.0610.0510.0360.026210.0530.0440.030.021220.0460.0380.0260.018230.040.0320.0220.015240.0340.0280.0180.012250.030.0240.0150.01260.0260.0210.0130.008270.0220.0180.0110.007280.0190.0150.0090.006290.0170.0130.0080.005300.0150.0110.0060.004310.0130.010.0050.003320.0110.0080.0050.002330.0090.0070.0040.002340.0080.0060.0030.002350.0070.0050.0030.001360.0060.0040.0020.001370.0050.0040.0020.001380.0040.0030.0010390.0040.0030.0010400.0030.0020.0010410.0030.0020.0010420.0020.00100430.0020.0010