高三英语三轮复习冲刺押题外刊阅读理解专项训练

高考英语三轮复习·冲刺押题外刊阅读理解训练51——改编自SmartphonesmakeusspendmoreUSAtoday【文章】Smartphonesmaybecontributingtoholidayoverspending,asmobilewalletsandsocialmediapurchasesmakeiteasierforconsumerstopurchaseitemsonthespot.ConsumersaretargetedthroughadsonInstagramandothersocialmediaservices,andpoint-of-saleloansencouragehigherspending.Merchantsofferpoint-of-saleloans,allowingcustomerstopayforapurchaseoverseveralweeksormonths,insteadofupfront.Butsuchloanscanleadtoincreasedspending,withoneproviderclaimingthattheirloansleadtoconsumersincreasingtheiraveragespendingbyabout90%.Mobilewalletscanalsospurimpulsivepurchasing,leadingtoanincreasedamountofsmalltransactionsthataddup.AstudyfromtheUniversityofIllinoisshowedthatwhenusingmobilepayments,customersspend2.4%morepertransactionandendupbuying24%morefrequently.Toavoidoverspendingduringtheholidays,shoppingshouldstartwithabudgetandalistofwhat’snecessary,saysMattSchulz,ChiefIndustryAnalystatCompareC.Thiswillhelpyoutrackregularincomeandexpenseswhilekeepingyoufromsplurgingonunnecessarypurchases.Beforecommittingtopoint-of-saleloans,itisimportanttoreadthefineprintofthetermsandconditions.Someloanschargeinterest,whileotherschargelatefees.Understandingthesedetailswillhelpavoidsurpriseslater,whichcanresultindebtandlong-termrepaymentcommitments.Ultimately,theconvenienceofmobilepaymentsandpoint-of-saleloansmakesiteasytooverspend,makingcarefulplanningaheadoftimeallthemoreessential.【重点词汇&词组】smartphones[ˈsmɑːtfoʊnz]n.智能手机，智能电话holiday[ˈhɑːlədeɪ]n.假日，节日overspending[oʊvərˈspɛndɪŋ]n.开销过度，花费过多mobilewallets[ˈmoʊbəlˈwɔlɪts]phrase.移动钱包socialmedia[ˈsoʊʃlˈmidiə]phrase.社交媒体consumers[kənˈsjuːmərz]n.消费者purchase[ˈpɜːrtʃəs]n.购买行为，购买物品targeted[ˈtɑːrɡɪtɪd]adj.有针对性的，被针对的ads[ædz]n.广告，广告宣传Instagram[ˈɪnstəɡræm]n.一款社交软件（名字）point-of-saleloans[pɔɪntəvseɪlloʊns]phrase.零售商提供的贷款encourage[ɪnˈkɜːrɪdʒ]v.鼓励，推动upfront[ˈʌpfrʌnt]adv.预先支付的，提前的increased[ɪnˈkriːst]adj.增加的，增大的provider[prəˈvaɪdər]n.提供者，供应商average[ˈævərɪdʒ]adj.平均的，普通的spending[ˈspendɪŋ]n.花费，开销mobilepayments[ˈmoʊbəlˈpeɪmənts]phrase.移动支付transactions[trænˈzækʃənz]n.交易，业务frequently[ˈfriːkwəntli]adv.频繁地，经常地budget[ˈbʌdʒɪt]n.预算，预算案necessary[ˈnesəseri]adj.必要的，必须的ChiefIndustryAnalyst[tʃiːfˈɪndəstriˈænəlɪst]phrase.行业首席分析师CompareC[kəmˈpeərkɑːrdz]phrase.比较信用卡网站名track[træk]v.追踪，跟踪income[ˈɪnkʌm]n.收入，所得expenses[ɪkˈspɛnsɪz]n.开支，费用splurging[splɜːrdʒɪŋ]v.挥霍，奢侈fineprint[faɪnprɪnt]phrase.小字条款termsandconditions[tɜːrmzəndkənˈdɪʃənz]phrase.条款和条件interest[ˈɪntrəst]n.利息，利益latefees[leɪtfiːz]phrase.滞纳金，延期费用avoid[əˈvɔɪd]v.避免，避开surprises[sərˈpraɪzəz]n.意外，惊喜resultin[rɪˈzʌltɪn]phrase.导致，造成debt[det]n.债务，欠款long-term[lɔːŋtɜːrm]adj.长期的，长久的committing[kəˈmɪtɪŋ]v.承诺，承担convenience[kənˈviːniəns]n.便利，方便essential[ɪˈsenʃl]adj.必要的，必不可少的【阅读理解习题】1.Howdosmartphonescontributetoholidayoverspending?A)Bymakingiteasierforconsumerstopurchaseitemsonthespot.B)Bysendingconsumerstargetedadsonsocialmedia.C)Byofferingpoint-of-saleloans.D)Alloftheabove.Answer:D中文解析：题目问智能手机是如何促使假期超支的，文章提到移动钱包和社交媒体购物让消费者随时随地购买商品，并且商家提供的销售点贷款鼓励了更高的消费。2.Whatarepoint-of-saleloans?A)LoansthatcanbeobtainedthroughInstagramandothersocialmediaservices.B)Loansthatallowcustomerstopayforpurchasesovertime.C)Loansthatofferlowinterestratescomparedtotraditionalloans.D)Loansthatareonlyavailableduringholidayshoppingperiods.Answer:B中文解析：题目问销售点贷款是什么，文章提到一些商家提供销售点贷款，允许客户分几周或几个月付款。3.Accordingtooneprovider,howmuchdoestheirpoint-of-saleloanincreaseconsumers'averagespending?A)About24%B)About50%C)About90%D)About100%Answer:C中文解析：题目问一个提供商号称他们的销售点贷款可以增加消费者的平均支出多少，文章提到该提供商声称他们的贷款会导致消费者的平均支出增加约90%。4.Howcanmobilewalletsspurimpulsivepurchasing?A)Byencouragingconsumerstopurchaseitemsonthespot.B)Bysendingconsumerstargetedadsonsocialmedia.C)Byallowingforsmalltransactionsthataddupovertime.D)Alloftheabove.Answer:C中文解析：题目问移动钱包如何促使顾客冲动购买，文章提到其适于完成小额交易，随着时间的推移，这些小交易总和增加。5.WhatdoestheUniversityofIllinoisstudyshowaboutusingmobilepayments?A)Customersspend2.4%lesspertransactionandendupbuyinglessfrequently.B)Customersspend2.4%morepertransactionandendupbuyingmorefrequently.C)Mobilepaymentshavenoeffectoncustomerspendinghabits.D)TheUniversityofIllinoisdidnotconductastudyonmobilepayments.Answer:B中文解析：题目问伊利诺伊大学的研究结果显示了什么，文章提到该研究表明，在使用移动支付时，客户每笔交易增加了2.4%，最终更频繁地购买。6.AccordingtoMattSchulz,whatshouldshoppingstartwithtoavoidoverspendingduringtheholidays?A)Alistofthingsyouwantbutdon'tneed.B)Abudgetandalistofwhat'snecessary.C)Anunlimitedcreditcard.D)Point-of-saleloansforbig-ticketitems.Answer:B中文解析：题目问为了避免在节假日超支，MattSchulz建议从哪里开始购物，文章提到应该制定预算并列出必要的物品，这将有助于跟踪固定收入和开支，并避免挥霍购物。7.Whyisitimportanttoreadthefineprintofpoint-of-saleloansbeforecommittingtothem?A)Tounderstandiftheychargeinterestorlatefees.B)Toknowiftheyareavailableduringholidayshoppingperiods.C)Tolearnhowtomaximizetheloanamount.D)Tofindoutiftherearehiddendiscounts.Answer:A中文解析：题目问为什么在确认销售点贷款之前仔细阅读条款很重要，文章提到了一些销售点贷款会收取利息，而其他的则会收取滞纳金。理解这些细节对于避免后来的惊喜、结果产生债务和长期偿还承诺是很重要的。【全文逐句对照翻译】智能手机可能是假日过度消费的原因之一，因为移动钱包和社交媒体购物使消费者更容易在现场购物。Smartphonesmaybecontributingtoholidayoverspending,asmobilewalletsandsocialmediapurchasesmakeiteasierforconsumerstopurchaseitemsonthespot.通过Instagram和其他社交媒体服务上的广告定位消费者，销售点贷款鼓励更高的消费。ConsumersaretargetedthroughadsonInstagramandothersocialmediaservices,andpoint-of-saleloansencouragehigherspending.商家提供销售点贷款，允许客户在几周或几个月内付款，而不是预先付款。Merchantsofferpoint-of-saleloans,allowingcustomerstopayforapurchaseoverseveralweeksormonths,insteadofupfront.但这类贷款可能导致支出增加，一家供应商声称，他们的贷款使消费者的平均支出增加了约90%。Butsuchloanscanleadtoincreasedspending,withoneproviderclaimingthattheirloansleadtoconsumersincreasingtheiraveragespendingbyabout90%.移动钱包还可以刺激冲动消费，导致小额交易的数量增加。Mobilewalletscanalsospurimpulsivepurchasing,leadingtoanincreasedamountofsmalltransactionsthataddup.伊利诺伊大学(UniversityofIllinois)的一项研究表明，当使用移动支付时，客户每笔交易的支出增加了2.4%，最终购买频率增加了24%。AstudyfromtheUniversityofIllinoisshowedthatwhenusingmobilepayments,customersspend2.4%morepertransactionandendupbuying24%morefrequently.CompareC的首席行业分析师马特•舒尔茨(MattSchulz)说，为了避免在假日期间超支，购物应该从预算和必需品清单开始。Toavoidoverspendingduringtheholidays,shoppingshouldstartwithabudgetandalistofwhat’snecessary,saysMattSc