2021-2022年内蒙古自治区锡林郭勒盟公共英语五级(笔试)真题一卷(含答案)

2021-2022年内蒙古自治区锡林郭勒盟公共英语五级(笔试)真题一卷(含答案)学校:________班级:________姓名:________考号:________

一、1.ListeningComprehension(15题)1.Physicalexercisesandfreedomfromworrymightbethetwomostimportantsecretsoflongevity.

A.RightB.Wrong

2.Whatdoes"itisasplainasthenoseonyourface"mean?,

A.Itiseasytosolve.

B.Somethinglookslikeyournose.

C.Itissomethingquiteunderstandable.

D.Thereisaplain-lookingnoseonyourface.

3.Chainsdon'tproducetheirowncoursebookmaterial.

A.RightB.Wrong

4.Whatarethestudentsdoingwhenthemanarrivesinclass?

A.Takinganexamination.

B.Drawinggraphs.

C.Givingpresentations.

D.Havingaclassofdiscussion.

5.Whobenefitsmostfrominflation?

A.Personswhohavesalariesaccordingtolong-termcontracts.

B.Personswhoownbusinesses.

C.Personswithold-agepensions.

D.Personswithslow-risingincomes.

6.Calories,naturalfood,mountainsandthedistancefrommodemcitiesaretheonlycommonthingsinthethreeregions.

A.RightB.Wrong

7.听力原文：TheUniedStatesofAmericaisafoundingmemberoftheIntemationalFootballAssociation.In1913theAmericanFootballAssociationwasfoundedwithover7,000registeredclubsand1.4millionplayers.

InhistorytheU.S.teamenteredthefinalsoftheWorldCupfourtimesandgainedthethirdplaceinthefirstWorldCup.Butsincethe4thWorldCupUSAhaspaidmoreattentiontotheOlympicGamesandAmericanfootball.

TheheadcoachoftheU.S.teamnowisfromYugoslavia,the57-year-oldcoachmovedtoMexicotwenty-oneyearsagoandlaterhebecametheheadcoachofMexico'sNationalTeam．Afterthatheleftforanevensmallercountry.CostaRica.Beforelong,hebecamewell-knownallovertheworld.

OnMarch7th,1991,hefacedthebiggestchallengeinallhislifetoleadtheU.S.team.TheAmericanFootballAssociationspentayearbuildingafootballfieldinCaliforniaforhim.Andintwoyears'timehisteamdefeatedtheteamsofIreland．EnglandandPortugal.

ThustheU.S.teamenteredwitheaseintothefinalsoftheWorldCup.Andasthehost,itenteredautomaticallyintothefirstcirclein1994.

WhenwastheAmericanFootballAssociationfounded?

A.In1913.B.In1930.C.In1914.D.In1917.

8.HowlongdidittakeforalettersentbyapostridertoreachtheaddresseebetweenNewYorkandBoston?

9.ThechangesintheU.S.A.inthe1960sbeganwiththe______RightMovement.

10.Whathasgivenwomenanindependenceinformingafamily?

11.Chainsdon'tofferstudentsthechancetopursuetheirstudyfromonecountrytoanother.

A.RightB.Wrong

12.HowmanypeopledependonlocalriceandfoodinSouthAsiacurrently?

A.Morethan150millionpeople.

B.Lessthan150millionpeople.

C.About100millionpeople.

D.About120millionpeople.

13.The"feltimage"ismuchmoreimportantbecauseithelpsyoutobemoreconfident.

A.RightB.Wrong

14.Whatwilltheclassdonow?

A.Hearanotherreport.

B.DiscussoneofEmilyDickinson'spoems.

C.Hearalecturegivenbytheteacher.

D.Discusspoemstheyhavewrittenthemselves.

15.Whatlessoncouldbedrawnfromtheaccident?

A.Accuratecommunicationisofutmostimportance.

B.Pilotsshouldbeabletospeakseveralforeignlanguages.

C.Aircontrollersshouldkeepaclosewatchontheweather.

D.Cooperationbetweenpilotsandaircontrollersisessential.

二、2.UseofEnglish(10题)16.(48)

17.

【C12】

18.

【C17】

19.(36)

20.(40)

21.(47)

22.(45)

23.(33)

24.

【C16】

25.Themostobviouspurposeofadvertisingistoinform.theconsumerofavailableproductsorservices．Thesecond【C1】______istoselltheproduct．Thesecondpurposemightbemoreimportanttothemanufacturersthanthe【C2】______．Themanufacturersgobeyondonlytellingconsumersabouttheirproducts．Theyalsotrytopersuadecustomerstobuythe【C3】______bycreatingadesire【C4】______it．Becauseofadvertisement，consumersthinkthattheywantsomethingthattheydonotneed．Afterbuyingsomething，thepurchasercannotalwaysexplainwhyitwas【C5】______．

Even【C6】______thepurchaserprobablydoesnotknowwhyheorsheboughtsomething，themanufacturers【C7】______．Manufacturershaveanalyzedthebusinessof【C8】______andbuying．Theyknowallthedifferentmotivesthatinfluenceaconsumer'spurchase—somerationaland【C9】______emotional．Furthermore，they

takeadvantageofthis【C10】______.

Why【C11】______somanyproductsdisplayedatthecheckoutcountersingrocerystores?Thestoremanagementhassomegood【C12】______.Bythetimethecustomeris【C13】______topayforapurchase,heorshehasalreadymaderational.thought-outdecisions【C14】______whatheorsheneedsandwantstobuy.The【C15】______

feelsthatheorshehasdoneagoodjobofchoosingtheitems.Theshopperisespeciallyvulnerableatthispoint.The【C16】______ofcandy,chewinggum,andmagazinesareveryattractive.Theypersuadethepurchasertobuysomethingforemotional,not【C17】______motives.Forexample,thecustomerneitherneedsnorplanstobuycandy.butwhilethecustomerisstanding,waitingtopaymoney,heorshemaysuddenlydecidetobuy【C18】______

Thisisexactly【C19】______thestoreandthemanufacturerhopethatthecustomerwill【C20】______

Thecustomerfollowshisorherplan.

【C1】

三、3.ReadingComprehension(15题)26.PartB

Directions:Inthefollowingarticlesomeparagraphshavebeenremoved.ForQuestions66-70,choosethemostsuitableparagraphfromthelistA-Ftofitintoeachofthenumberedgaps.Thereisoneparagraphwhichdoesnotfitinanyofthegaps.MarkyouranswersonANSWERSHEET1.

Inthefollowingarticlesomeparagraphshavebeenremoved.ForQuestions66～70,choosethemostsuitableparagraphfromthelistA～Ftofitintoeachofthenumberedgaps.Thereisoneparagraphwhichdoesnotfitinanyofthegaps.MarkyouranswersonANSWERSHEET1.

Itwasamomentmostbusinessexecutiveswouldpausetosavor:latelastyear,GermansportinggoodspioneerAdidaslearnedthatafteryearsofdecliningmarketshare,thecompanyhadsprintedpastU.S.ReebokInternationaltotakethesecondplacebehindNikeintheraceforworldwidesales.ButRobertLouis-Dreyfus,therumpledFrenchmanwhonowrunsAdidas,anddidn'tevenstopforoneofhistrademarkHavanacigarsincelebration,worriedthatthecompanywouldgrowcomplacent.Instead,heandagroupoffriendsboughtFrenchsoccerclubOlympicdeMarseille"Nowthat'ssomethingIhavedreamedaboutsinceIwasakid."Louis-Dreyfussayswithanadolescentgrin.

66.______

Withsalesinthefirstthreequartersof1996at$2.5billion,upablithering30.7%over1995,it'shardtorecallthedismalshapeAdidaswasinwhenLouis-DreyfustookoveraschairmaninApril1993.Foundedin1920byAdiDassler,theinventorofthefirstshoesdesignedespeciallyforsports,thecompanyenjoyedanearmonopolyinathleticshoesuntilanupstartcalledNikeappearedinthe1970sandrodetherunningfadtoriches.Bytheearly1990sAdidashadcomeunderthecontrolofFrenchbusinessmanBernardTapie,whowaslaterjailedforbribingthreeFrenchsoccerplayers.AlthoughthecompanytriedtospruceupitsstaidimagewithateamofAmericandesigners,Adidaslostmorethan$100millionin1992,promptingtheFrenchbanksthathadacquiredcontrolofthecompanyfromTapietobeginadesperatesearchforanewowner.

67.______

Thepoker-lovingLouis-Dreyfusknewhehadbeendealtawinninghand.FollowingtheleadsetbyNikeinthe1970s,hemovedproductiontolow-wagefactoriesinChina,IndonesiaandThailandandsoldAdidas'EuropeanfactoriesforatokenoneDeutschemarkapiece.HehiredPeterMoore,aformerproductdesigneratNike,ascreativedirector,andsetupstudiosinGermanyfortheEuropeanmarketandinPortland,Oregon,fortheU.S.Hethenriskedeverythingbydoublinghisadvertisingbudget."Wewentfromamanufacturingcompanytoamarketingcompany,"saysLouis-Dreyfus."Itdidn'ttakeagenius--youjusthadtolookatwhatNikeandReebokweredoing.Itwaseasierforsomeonecomingfromtheoutside,withnobaggage,todoit,thanforsomebodyfrominsidethecompany."

68.______

"ThemarketingatAdidasisvery,verygoodrightnow,"saysEugenioDiMaria,editorofSportingGoodIntelligence,anindustrynewsletterperceivingAdidasasaveryyoungbrand."Thecompanyisparticularlystronginapparel,muchstrongerthanNikeandReebok."

Although90%ofAdidasproductsforwearonstreetinsteadofsportsfields,Louis-DreyfusfeltthepreviousmanagementhadlostsightofAdidas'rootsasasportingproductscompany.Afterall,AdiDasslerinventedthescrew-instudforthesoccershoeandshodAmericanchampionJesseOwensinthe1936Olympics.Sohesoldofforfoldedothernon-corebrandsthatAdidashaddeveloped,includingLeCoqSportif,ArenaandPony.Europeisstillthecompany'slargestmarketbecauseAdidasdominatestheapparelindustryandthankstosoccer'smassivepopularitythere,Louis-Dreyfttsisquicktosharecreditfortheturnaroundwithasmallgroupoffriendswhoboughtthecompanywithhimin1993.Oneofthosefellowinvestorsisaform

27.Asthe21stcenturybegins,anumberofleadersinpolitics,education,andotherprofessionsbelievethattheUnitedStatesmustadoptsomenewvaluestogoalongwiththeoldtraditionalones.WhatnewvaluesshouldAmericansadopt?Thisisaverydifficultquestiontoanswer.Certainly,agreatervalueshouldbeplacedontheconservationofnaturalresources;Americansshouldlearntouselessandwasteless.ButconservationhasneverbeenastrongvaluetoAmericans,whohavebelievedthattheircountryofferedanendless,abundantsupplyofnaturalresources.

Recently,progresshasbeenmade—moreandmoreAmericansarerecyclingtheirpaper,cans,bottles,andothergoods—butoldwastefulhabitsdiehard.Furthermore,theneedtoprotecttheenvironmentmayconflictwiththeneedforjobs,asintheNorthwest,whereconservationistsbattlelumbercompaniesthatwanttocutdownancientredwoodtrees.AbeliefinthevalueofconservationisstillcomparedwithotherAmericanvalues;itcanbecomestrongeronlyasAmericansseetheneedforitmoreclearly.

Inaddition,Americansmayneedtoplaceastrongvalueoncooperationonanationalscaletoachieveimportantnationalobjectives.TheAmericanideaofthenationalgoodhasneverbeenbasedonnationalcooperationbutratheronthefreedomoftheindividual,maintainingthoseconditionsthatprovidethegreatestfreedomandprosperityfortheindividual.ItisfarmoredifficultforAmericanstoacceptsharedsacrificeforthecommongoodandwell-beingoftheentirecountry.Forexample,althoughthemajorityofAmericansbelievethatitisextremelyimportanttobalancethenationalbudgetandreducethedeficit,theydonotwanttoseecutsingovernmentprogramsthatbenefitthempersonally.

TheAmericanvalueofcompetitionalsohindersthedevelopmentofaspiritofnationalcooperation.Competitionsometimesencouragesfeelingsofsuspicionratherthanthemutualtrustthatisnecessaryforsuccessfulnationalcooperation.AlthoughAmericansoftencooperatesuccessfullyonthelocallevel—inneighborhoodgroupsandchurches,forexample—theybecomesuspiciouswhenthenationalgovernmentbecomesinvolved.Forexample,onthenationallevel,theymayseethemselvesaspartofaninterestgroupthatiscompetingwithotherinterestgroupsforgovernmentfunds.Arequestbythenationalgovernmentforsharedsacrificemaybeseenascoerciveanddestructiveratherthanvoluntaryandconstructive.However,thedemandsofthe21stcenturymaycompelAmericanstoplaceagreatervalueonnationalcooperationtosolveproblemsthataffectthemall,directlyandindirectly.

Thebesttitleofthispassagecouldbe______.

A.WhichisBetter,NewValueorOldValue

B.Conservationvs.NeedforJobs

C.TheNeedforNewNationalValues

D.CooperationandCompetition

28.

Theauthorgaveanexampleinthethirdparagraphinorderto______.

A.emphasizetheneedtoplaceastrongervalueonnationalcooperation

B.explainwhytheAmericanideahasbeenbasedonindividualfreedom

C.illustratethefactthatAmericanswillnotsacrificetheirpersonalinterestforthegoodoftheentirecountry

D.supporttheideathatAmericansneedsthespiritofnationalcooperationtoachieveimportantnationalobjectivesinthe21stcentury

29.(72)

30.

Whichofthefollowingstatementsisnottrue?

A.Electricfishcomefromdifferentfamilies.

B.Onecangetashockbytouchingtheelectricraysintwoplaces.

C.Theelectricplatesintheraysareconnectedwiththespinalcord.

D.Theelectriccatfishisedible.

31.(74)

32.Itwaslateintheafternoon,andIwasputtingthefinaltouchonapieceofwritingthatIwasfeelingprettygoodabout.Iwantedtosaveit,butmycursorhadfrozen.Itriedtoshutthecomputerdown,anditseizedupaltogether.Unsureofwhatelsetodo,Iyanked(用力猛拉)thebatteryout.

Unfortunately,Windowshadbeeninthemidstofadelicateandcrucialundertaking.Thenextmorning,whenIturnedmycomputerbackon,itinformedmethatafilehadbeencorruptedandWindowswouldnotload.Then,itofferedtorepairitselfbyusingtheWindowsSetupCD.

IopenedthespecialdrawerwhereIkeepCDs,butnoWindowsCDinthere.Iwasforcedtocallthecomputercompany'sGlobalSupportCentre.Mycallwasansweredbyawomaninsomeunnamed,far-offland.IfinditannoyingtomakesmalltalkwithsomeonewhenIdon'tknowwhatcontinentthey'restandingon.SupposeIweretocommentonthebeautifulweatherwe'vebeenhavingwhentherewasamonsoonattheotherendofdiephone?SoIgotrighttothepoint

"Mycomputeristellingmeafileiscorruptedanditwantstofixitself,butIdon'thavetheWindowsSetupCD."

"Soyou'rehavingaproblemwithyourWindowsSetupCD."Shehasapparentlybeendozingand,havingcometojustasthesentenceended,wasattemptingtocoverforherinattention.

Itquicklybecameclearthatthewomanwasnotacomputertechnician.Herjobwastoserveasagatekeeper,ahumanshieldforthetechnicians.Hersoleduty,asfarasIcouldtell,wastoraiseglobalstresslevels.

Tomakemedisappear,thewomangavemethephonenumberforWindows'creator,Microsoft.Thisislikegivingsomeonethephonenumberfor,Idon'tknow,NorthAmerica.Besides,theCDworked;Ijustdidn'thaveit.NomatterhowmanytimesIrepeatedmystory,wecamebacktothesameplace.Shewascalmandresolutelypolite.

Whenmyvoicehitacertaindecibel(分贝),Iwaspassedalong,likeahot,irritablepotato,toatechnician.

"Youdon'thavetheWindowsSetupCD,ma'am,becauseyoudon'tneedit,"heexplainedcheerfully.

"Windowscamepreinstalledonyourcomputer!"

"ButIdoneedit

"Yes,butyoudon'thaveit."Wewentonlikethisforawhile.Finally,heofferedtowalkmethroughtheuseofadifferentCD,onethatwoulderasemyentiresystem."Ofcourse,you'dloseallyoure-mail,yourdocuments,yourphotos."Itwaslikeofferingtodropasafeonmyheadtocuremyheadache."Youmightbeabletorecoverthem,butitwouldbeexpensive."Hesoundeddelighted."Andit'snotcoveredbythewarranty(产品保证书)!"Thesafebegantoseemlikeagoodidea,provideditwasfull.

Ihungupthephoneanddrovemycomputertoasmall,friendlyrepairplaceI'dheardabout.Asmart,helpfulmandugoutaWindowsCDandtoldmeitwouldn'tbeaproblem.Anhourlater,hecalledtoletmeknowitwasready.Ithankedhim,andwechattedabouttheweather,whichwasthesameoutsidemywindowasitwasoutsidehis.

Whydidtheauthorshutdownhercomputerabruptly?

A.Shehadsavedwhatshehadwritten.

B.Shecouldn'tmovethecursor.

C.Thecomputerrefusedtowork.

D.Thecomputerofferedtorepairitself.

33.

Whatadvantagewilltherebeifonebuyslifeinsuranceinsteadofmakingotherinvestments?

A.Hewillhavemoneyforaretirementhome.

B.Itwillcosthimnothingifhebuysanlifeinsurance.

C.Profitheearnsfrominsuranceistax-free.

D.Itischeaptobuyalifeinsurance.

34.

Intheeyesoftheauthor,theFinancialServiceModernizationAct______.

A.servesnomorethanasanewpatchonanoldrobe

B.indicatestheCongress'admirablemovetoprotectprivacy

C.invadesonlineconsumerprivacyratherthanprotectit

D.isdeficientinthatitleavesmanysectorsunshielded

35.WorldleadersmetrecentlyatUnitedNationsheadquartersinNewYorkCitytodiscusstheenvironmentalissuesraisedattheRioEarthSummitin1992．TheheadsofstateweresupposedtodecidewhatfurtherstepsshouldbetakentohaltthedeclineofEarth'slife-supportsystems．Infact，thismeetinghadmuchtheflavouroftheoriginalEarthSummit．Towit：emptypromises，hollowrhetoric，bickeringbetweenrichandpoor，andirrelevantinitiatives．ThinkU.S.Congressinslowmotion．

Almostobscuredbythistorporisthefactthattherehasbeensomeremarkableprogressoverthepastfiveyears—realchangesintheattitudeofordinarypeopleintheThirdWorldtowardfamilysizeandadawningrealisationthatenvironmentaldegradationandtheirownwell-beingareintimately，andinversely，linked．Almostnoneofthis，however,hasanythingtodowithwhatthebureaucratsaccomplishedinRio．

Oritdidn'taccomplish．OneitemontheagendaatRio，forexample，wasarenewedefforttosavetropicalforests．(ApreviousUN-sponsoredinitiativehadfallenapartwhenitbecameclearthatitactuallyhasteneddeforestation．)AfterRio，aUNworkinggroupcameupwithmorethan100recommendationsthathavesofargonenowhere．Oneproposedforestrypactwoulddolittlemorethanimmunizingwood-exportingnationsagainsttradesanctions．

AnefforttodraftanagreementonwhattodoabouttheclimatechangescausedbyCO2andothergreenhousegaseshasfaredevenworse．BlockedbytheBushAdministrationfromsettingmandatorylimits，theUNin1992calledonnationstovoluntarilyreduceemissionsto1990levels．Severalyearslater，it'sasifRiohadneverhappened．AnewclimatetreatyisscheduledtobesignedthisDecemberinKyoto，Japan，butgovernmentsstillcannotagreeontheselimits．Meanwhile，theU.S.produces7%moreCO2thanitdidin1990，andemissionsinthedevelopingworldhaverisenevenmoresharply．Noonewouldconfusethe“Rioprocess”withprogress．

Whilegovernmentshaveditheredatapacethatcouldmakedriftingcontinentsimpatient，peoplehaveacted．Birth-ratesaredroppingfasterthanexpected，notbecauseofRiobutbecausepoorpeoplearedecidingontheirowntoreducefamilysize．Anotherpositivedevelopmenthasbeenagrowingenvironmentalconsciousnessamongthepoor．FromslumdwellersinKarachi，Pakistan，tocolonistsinRondonia，Brazil，urbanpoorandruralpeasantsalikeseemtorealizethattheypaythebiggestpriceforpollutionanddeforestation．Thereiscauseforhopeaswellinthegrowingrecognitionamongbusinesspeoplethatitisnotintheirlong-terminteresttofightenvironmentalreforms．JohnBrowne，chiefexecutiveofBritishPetroleum，boldlyassertedinamajorspeechinMaythatthethreatofclimatechangecouldnolongerbeignored．

Thewriter'sgeneralattitudetowardstheworldleadersmeetingattheUNis______．

A.supportiveB.impartialC.criticalD.comedic

36.

AccordingtoJackMaple,tocutcrime______.

A.theheadsofpolicedepartmentshouldmakemorecontactwiththecriminals

B.thegovernmentshouldeducatetheresidentsmore

C.acomputersystemcalledComstatshouldbeadoptedbythepolice

D.thecriminalsshouldbeseverelypunished

37.PartB

Directions:Inthefollowingarticlesomeparagraphshavebeenremoved.ForQuestions66-70,choosethemostsuitableparagraphfromthelistA-Ftofitintoeachofthenumberedgaps.Thereisoneparagraphwhichdoesnotfitinanyofthegaps.MarkyouranswersonANSWERSHEET1.

Inthefollowingarticlesomeparagraphshavebeenremoved.ForQuestions66～70,choosethemostsuitableparagraphfromthelistA～Ftofitintoeachofthenumberedgaps.Thereisoneparagraphwhichdoesnotfitinanyofthegaps.

A．Therearedifferentformulasfortheexchangeofglancesdependingonwherethemeetingtakesplace.

B．Inthesubwayorbuswherelongridesinveryclosecircumstancesareanecessity,wemaybehardputtofindsomewayofnotstaring.Wesneakglances,butlookawaybeforeoureyescanlock.Ifwelookwithanunfocusedglancethatmissestheeyesandsettlesonthehead．themouth,thebodyforanyplacebuttheeyesisanacceptablelookingspotfortheunfocusedglance.

C．Actuallyinthiswaywearesaying,inbodylanguage,“Iknowyouarethere,”andamomentlaterweadd,“ButIwouldnotdreamofintrudingonyourprivacy.”

D．Itisthetechniqueweuseforanyunusualsituationwheretoolongastarewouldbeembarrassing.Whenweseeaninterracialcouple,wealsousethistechnique.Wemightuseitwhenweseeamanwithanunusualbeard,withextralonghair,withoutlandishclothes,oragirlwithaminimalminiskirtmayattractthislook-and-away．

E．ForthispassingencounterDr.ErvingGoffmaninbehavior.inpublicplacessaysthatthequicklookandtheloweringoftheeyesisbodylanguagefor,“Itrustyou.Iamnotafraidofyou.”

F．Sometimestherulesarehardtofollow,particularlyifoneofthetwopeoplewearsdarkglasses.

Withunfamiliarhumanbeings,whenweacknowledgetheirhumanness,wemustavoidstaringatthem,andyetwemustalsoavoidignoringthem.Tomakethemintopeopleratherthanobjects,weuseadeliberateandpoliteinattention.Welookatthemlongenoughto,makeitquiteclearthatweseethem,andthenweimmediatelylookaway.

66．______

Theimportantthinginsuchanexchangeisthatwedonotcatchtheeyeofonewhomwearerecognizingasaperson.Welookathimwithoutlockingglances,andthenweimmediatelylookaway.Recognitionisnotpermitted.

67．______

Ifyoupasssomeoneinthestreet,youmayeyetheoncomingpersonuntilyouareabouteightfeetapart,thenyoumustlookawayasyoupass.Beforetheeight-footdistanceisreached,eachwillsignalinwhichdirectionhewillpass.Thisisdonewithabrieflookinthatdirection.Eachwillveerslightlyandthepassingisdonesmoothly.

68．______

Tostrengthenthissignal,youlookdirectlyattheother'sfacebeforelookingaway.

69．______

Itbecomesimpossibletodiscoverjustwhattheyaredoing.Aretheylookingatyoutoolong,toointently?Aretheylookingatyouatall?Thepersonwearingtheglassesfeelsprotectedandassumesthathecanstarewithoutbeingnoticedinhisstaring.However,thisisaself-deception.Totheotherperson,darkglassesseemtoindicatethatthewearerisalwaysstaringathim.

Weoftenusethislook-awaytechniquewhenwemeetfamouspeople.Wewanttoassurethemwearerespectingtheirprivacyandthatwewouldnotdreamofstaringatthem.Thesameistrueofthecrippledorphysicallyhandicapped.Welookbriefandthenlookawaybeforethestarecanbesaidtobeastare.

70．______

Ofcourse,theoppositeisalsotrue.Ifwewishtoputapersondown,wemaydosobystaringlongerthanisacceptablypolite.Insteadofdroppingourgazeswhenwelockglances,wecontinuetostare.Thepersonwhodisapprovesof

38.(77)

39.Insuranceissupposedtoprovideprotectionagainstfinancialrisks,andwhiledyingtoosoonisonemajorriskweface,anotherriskmoreandmorepeoplefearisoutlivingtheirmoney.Asaresult,agrowingarrayoflifeinsuranceproductsmakeitpossibletoprotectagainstbothofthoserisks.

Inmanyoftoday'slifeinsuranceproducts,MacDonaldnotes,"Thedeathbenefitportionreallyhasbecomeacommoditytypeproduct,soifsomeoneisreallyconcernedaboutthefinancialimpactofdyingyoung,thentheycangetaprettygooddealbybuyingterminsuranceonacommoditybasis--findthecheapestpolicyandbuyit."But,hesays,"Theothersideofthecoinisthatinsurancecompanieshavedevelopedproductsthatcanbeverycreative,andverycompetitivetootheralternatives,includinginvestments.Theycanfillaveryimportantroleinanyoverallinvestmentplan."

Diverseanduniversalpoliciesofferpeoplechoicesinhowmuchtheywanttoputintotheirpoliciesandhowtheywanttheirfundsinvested.Thesefundscanthenbetappedlaterontoprovidealumpsumforpurchasingaretirementhomeorastreamofretirementincome.Lifeinsuranceisanattractiveinvestmentvehicle,becausethe"insidebuildup",theaccumulationoffundsinsideapolicystructure,isnotsubjecttotaxes,incontrasttootherpersonalinvestments.

However,MacDonaldandotherswarnagainstusinginsurancepoliciespurelyasaninvestment.Whiletherearetaxadvantages,therearealsothecostsconnectedwiththeinsurancecoverage,andifyoudon'tneedthatcoveragethesecanbeexpensivewaystoinvest.

Moreover,MacDonaldnotesthatsomecompaniesareofferinginsurancethathasacriticalillnessorlong-termcarebenefit.Thesepoliciesspecifythatifsomeonesuffersaheartattack,forexample,theywillget25%ofthefaceamountoftheinsurancepolicyimmediatelyratherthanatdeath.Oriftheymustbeconfinedtoanursinghome,theywillbeabletouseuptothefaceamountofthepolicytopaythenursinghomecosts.

Amidtheproliferationofinsuranceproduct,MacDonaldsays,"Thepositivesideofitistherearebetterproducts--they'recheaperandmoreflexible.Thenegativesideisthatit'smorecomplicatedandeasiertomakeamistake.Inthepast,itwasplainvanilla;everybodywassellingthesameproductandeverybodyhadtofindanagenttheyliked.Nowtherehasbeensignificantchangesinproductstructureanddesign,andbenefits,andsoitisworthwhiletoshoparound."

Thepurposeofinsuranceisto______.

A.giveyoumoneywheneveryouneed

B.protectyoufromfinancialrisks

C.savemoney

D.outlivemoney

40.PartC

Directions:Answerquestions71-80byreferringtothefollowinggames.

Note:AnswereachquestionbychoosingA,BorCandmarkitonANSWERSHEET1.Somechoicesmayberequiredmorethanonce.

Answerquestions71～80byreferringtothefollowinggames.

Note:AnswereachquestionbychoosingA,B,CorDandmarkitonANSWERSHEET1.Somechoicesmayberequiredmorethanonce.

Whichschool...

isnotforboys?71.______

haswonthenationalaward?72.______

ownsmostfull-timefacultymemberswhoholdaPh.D.orte