浦发银行上市公司财务分析

浦发银行上市公司财务分析一：公司根本状况股票代码注册地址公司经营范围

600000上海浦东进展银行股份SHANGHAIPUDONGDEVELOPMENTBANKCO.,LTD500银行业吸取公众存款;发放短期、中期和长期贷款;办理结算;办理票据贴现;发行金融债券;代理发行、代理兑付、承销政府债券;买卖政府债券;同业拆借;供给信用证效劳及担保;代理收付款项及代理保险业务;供给保险箱业务;外汇存款;外汇贷款;外汇汇款;外币兑换;国际结算;同业外汇拆借;外汇票据的承兑和贴现;外汇借款;外汇担保;结汇、售汇;买卖和代理买卖股票以外的外币有价证券;自营外汇买卖;代客外汇买卖;资信调查、询问、见证业务;离岸银行业务;证券投资基金托管业务;信托投资公司资金信托托管业务;专项托付资金托管业务;中比产业投资基金托管业务;全国社会保障基金托管业务;农村养老保险基金托管;合格境外机构投资者(QFII)境内证券投资托管业务;企业年金账户治理业务;短期融资券承销业务;中心单位预算外资金收入收缴代理业务;网上银行业务;网上支付税费业务;产业(创业)投资基金托管业务;网上银行(外汇)结售付汇业务;信贷资产证券化业务;保险资产托管业务;保险资本金存款行业务;企业年金托管业务;经中国人民银行批准的其他业务。总经理联系人

沈思3100001001236202302公司成立时间公司简介

792588.65081992-10-191992828民银行总行以银复(1992)350,19921019,199319,1999923日,经中国证券监视治理委员会以证监发行字[1999127(A4101999111020232023十股转增五股的资本公积转增方案,20231223委员会以证监发行字[2023]135A38.452023113证券监视治理委员会以证监发行字[2023]118A股713.64A4.401.006020231122务全部限责任公司验证并出具安永大华业字(2023636202320234,354,882,697101.603”,20234等安排实施完毕,业经安永大华会计师事务全部限责任公司验证并出具安永大华业字(202365756.61业执照变更手续。公司法定代表人为吉晓辉,法人营业执照注册号为310000000013047,金融许可证号为B11512900H0001。二．股本构造〔2023930日的数据〕883,004.56万股，流通A股792,588.65万股，占93.5% 。19,900万股，该公司是一家民营企业。三．081231日的财务报表。〔对于没有数据的科目下表中没有显示〕〔〕资产负债表〔准则〕变动时间2023-09-302023-12-31存放同业款项11,574,911.195,412,930.50拆出资金2,500,984.952,364,390.95衍生金融资产84,656.84228,777.36买入返售金融资产12,464,793.8717,147,173.34应收帐款净额157,526.58100,869.00应收利息447,595.84505,523.04贷款损失预备1,788,499.54可供出售金融资产5,749,279.575,736,514.93持有至到期投资12,864,930.9811,060,001.65发放贷款及垫款90,357,165.2068,126,656.80长期股权投资净额134,260.9792,800.56固定资产〔原值)954,197.16累计折旧325,689.78固定资产净额628,507.38625,984.68在建工程净额337.29无形资产净额19,494.0820,722.01长期盼摊费用69,207.2576,569.47待处理抵债资产129,014.6658,434.99递延所得税资产251,249.67278,860.68资产总计158,738,292.24130,942,544.20同业及其他金融机构存放款项22,314,322.5422,244,081.27拆入资金257,908.201,053,285.90衍生金融负债92,289.92237,820.50卖出回购金融资产款1,085,974.561,968,240.07吸取存款123,969,684.2394,729,358.15应付利息994,817.97835,998.63应付股利1,792.041,193.49汇出汇款445,905.83应付职工薪酬685,753.21692,380.33应交税费234,906.67341,869.24应付债券1,880,000.001,880,000.00其他负债149,840.14911,173.35负债合计152,226,121.05126,772,364.27实收资本〔或股本)883,004.56566,134.75资本公积2,432,600.141,086,337.11盈余公积936,674.06686,351.36一般风险预备690,000.00640,000.00未安排利润1,561,141.881,189,120.37少数股东权益8,750.552,236.34全部者权益合计6,512,171.194,170,179.93负债和全部者权益总计158,738,292.24130,942,544.20现金流量表〔准则〕变更日期2023-09-302023-12-31收到的其他与经营活动有关的现金258,108.861,204,978.90经营活动现金流入小计37,604,128.4833,867,073.04支付的各项税费571,574.55661,954.77经营活动现金流出小计33,524,819.8523,316,672.80经营活动产生的现金净额4,079,308.6310,550,400.24收回投资所收到的现金15,958,966.306,417,504.52取得投资收益所收到的现金2,895.693,702.21收到的其他与投资活动有关的现金2,103.032,400.14投资活动现金流入小计15,963,965.016,423,606.87购建固定资产、无形资产和其他长期资产所支付的现金63,028.93142,243.92投资所支付的现金18,884,765.2214,264,221.68投资活动现金流出小计18,947,794.1514,406,465.60投资活动产生的现金流量净额-2,983,829.14-7,982,858.73投资活动产生的现金流量净额820,000.00筹资活动现金流入小计1,489,115.96822,250.00归还债务所支付的现金600,000.00700,000.00安排股利、利润或偿付利息所支付的现金176,138.25181,942.69筹资活动现金流出小计776,138.25881,942.69筹资活动产生的现金流量净额712,977.71-59,692.69四、汇率变动对现金的影响额五、现金及现金等价物净增加额加:期初现金及现金等价物余额9,593,741.567,085,892.73以存货归还债务1,251,583.10固定资产折旧62,975.70六、期末现金及现金等价物余额11,402,198.759,593,741.56利润安排表〔准则〕报告日期2023-9-302023-12-31增减额增减率一.营业收入2,146,711.883,143,485,364.91-997,338,653.03-0.84利息净收入2,556,846.073,457,449.04-900,602.97-0.52利息收入4,621,010.775,885,860.77-1,264,850.00-0.27利息支出2,573,444.932,718,137.21-164,692.28-0.51手续费及佣金净收入156,699,882.13179,124,325.87-36,824,208.00-1.03手续费及佣金收入193,940233,016.87-43,956.87-2.22手续费及佣金支出37.027.3454.040.64-17.456.23-1.02投资收益32,308,533.4515,159,218.1816,467,751.6313.23其中:对联营企业和4.189.665.379.70-1.452.23-0.13合营企业的投资收益公允价值变动收益2.013.9129.723.55-27.342.12-4.78汇兑收益31.202.2245.608.3414.875.4315.56其他业务收入13.225.2331.780.4428.345.4512.54减，营业支出-1.275.675.02-1.922.855.76-677.345.87-0.56营业税金及附加〔其-209,113,62-261,638.29-48,017.02-0.55他业务本钱后〕业务及治理费-851.576.36-1，267，879.93-423.123.45-4.56资产减值损失-190.281.56-371.846.67-180.231.43-2.56其他业务本钱-24.456.34-21.688.563.887.450.23二.营业利润1，332,110,748.911，540,892,154.06213,002,902.971.13加：营业外收入2,242.692,131.14-13,801.55-0.12减：营业外支出1,638.744,427.152,788.410.58三.利润总额1,185,352.861,533,140.0736,178,492.931.16减：所得税费用363,428.79277,934.08-95,214,505.29-0.79四.净利润 1,321,924.071,571,074.1528,392,998.221.15归属于母公司全部者1,321,004.071,571,054.1523,446,770.661.00的净利润少数股东损益60.12-13.4942,533.618.23六.每股收益0.000〔一〕根本每股收益0.000〔二〕稀释每股收益0000四．资产负债表工程构造分析报表日期报表日期2023-9-302023-12-312023〔%〕2023变动资产：资产：撤出资金资产资产应收利息贷款损失准备额持有至到期投资发放贷款及垫款资净额长期盼摊费用资产资产应付职工薪酬应交税费应付债券应付股利长期借款负债负债合计股本)资本公积117,683,616101,980,46410.55%9.89%0.65%1,288,490522,5500.12%0.05%0.06%200,0001,700,0000.02%0.16%-0.15%133,369,088142,453,44011.95%13.82%-1.87%54,441,12837,026,6284.88%3.59%1.29%691,725.06691,725.060.06%0.07%-0.01%93,086,456108,132,9608.34%10.49%-2.15%184,936,400193,357,93616.57%18.76%-2.19%12,234.5214,637.580.00%0.00%0.00%127,062,00863,068,20011.39%6.12%5.27%6,451,2844,735,8710.58%0.46%0.12%233,391,840227,859,69620.91%22.11%-1.19%60,004,14884,940,8885.38%8.24%-2.86%103,337,32864,165,0569.26%6.23%3.03%9,112.502500.00%0.00%0.00%311,000,000280,000,00027.87%27.17%0.70%134,8600.00%0.01%-0.01%4,000,00021,500,0000.36%2.09%-1.73%54,409,65263,162,6964.88%6.13%-1.25%73,336,08085,207,1686.57%8.27%-1.70%9,955,92514,411,1820.89%1.40%-0.51%-12,779,113-1,254,074.80-1.15%-0.12%-1.02%548,393.30472,598.220.05%0.05%0.00%30,787,71632,892,7722.76%3.19%-0.43%95,518,52887,282,5928.56%8.47%0.09%15,000,00015,000,0001.34%1.46%-0.11%24,551,37411,281,3292.20%1.09%1.11%39,551,37226,281,3303.54%2.55%0.99%606,328,580610,091,14054.33%59.19%-4.86%166,000,000166,000,00014.88%16.11%-1.23%291,264,928238,184,75226.10%23.11%2.99%35,140,36835,112,9843.15%3.41%-0.26%16,509,571-21,632,9061.48%-2.10%3.58%509,452,576416,970,78445.65%40.46%5.19%183,7443,588,4160.02%0.35%-0.33%509,636,320420,559,20045.67%40.81%4.86%1,115,964,9301,030,650,300100.00%100.00%0.00%盈余公积盈余公积东权益合计少数股东权益东权益)合计总计现金流量表〔准则〕报表日期 2023-9-30现金流量：小计

现金流入量 现金流出量 流入构造401,935,168

小计金流量净额现金流量：小计小计金流量净额现金流量：小计小计

-74,609,79275,623,632

476,544,96084,873,240 9,249,607256,000,000 241,984,544

65.48%1.27%33.25%筹资活动产生的现 14,015,457金流量净额现金流量总额 742,808,428 727,779,111 100.00%100.00%六．现金流量水平分析报表日期2023-9-302023-12-31经营活动产生的现金流量净额-74,609,792-55,502,344投资活动产生的现金流量净额75,623,632-64,666,852筹资活动产生的现金流量净额14,015,457-5,736,307七．偿债力量分析财务指标2023-9-302023-12-312023-12-312023-12-312023-12-31流淌比率1.03341.00351.61491.62511.4941速动比率0.70710.67231.23541.22561.182资产负债率54.3359.1944.6944.248.61利息保障系数-6.59474.09213.22094.4289八．经营效率分析2023-9-302023-12-312023-12-312023-12-312023-12-318.27658.06316.26855.97064.674120.396.2357.4360.295477.02015.78545.51565.9426.95397.14210.020.031.11021.35891.18732.31232.29982.03572.62732.7235财务指标率财务指标率天数(天)率总资产周转率净资产周转率净资产周转率总资产周转率固定资产周转率应收帐款周转天数(天)应收帐款周转率8060402002023年2023年2023年2023年2023年九．盈利力量，成长力量分析年度2023-09-302023-12-312023-12-312023-12-312023-12-31每股收益(元)1.302.211.260.850.64每股收益-加权(元)1.302.211.260.850．64每股未安排利润(元)1.771.532.622.101.85每股净资产(元)8.207.366.55.673.97每股现金含量(元)4.6218.6412.732.361.47每股资本公积金(元)2.751.331.981.921.76主营收入增长率(%)40.4633.9836.54-11.0628.33净资产收益率〔%〕40.3330.2119.4313.5716.01净利润率(%)40.3436.2121.2517.7211.58净资产增长率(%)21.7733.5636.72-11.8328.00每股收益(元)每股收益-加权(元)每股未安排利润(元)每股收益(元)每股