三贷贷款讲义

1、三贷贷款款张 同Evaluation Warning : The document was created with Spire.Presentation for .NET主要内容容介绍业务流程2基本定义1操作流程3Evaluation Warning : The document was created with Spire.Presentation for .NET第一部分分基本定义义Evaluation Warning : The document was created with Spire.Presentation for .NET（一）基基本定义义“三贷”名称的的来源原原指外国国政

2、府贷贷款、外外国政府府混合贷贷款和外外国买方方信贷这这三大类类贷款。广义而而言，三三贷是外外国政府府贷款、外国政政府混合合贷款、外国政政府赠款款、外国国买方信信贷、外外商贴息息贷款、配套商商业贷款款等国外外优惠贷贷款的总总称，其其特点是是利率较较低，贷贷款期限限较长，综合条条件十分分优惠，主要用用于促进进出口国国设备、技术等等的输出出以及满满足政府府间合作作等目的的。Evaluation Warning : The document was created with Spire.Presentation for .NET第二部分分业务流程程Evaluation Warning : The do

3、cument was created with Spire.Presentation for .NET放款业务务流程图图Evaluation Warning : The document was created with Spire.Presentation for .NET还款业务务流程图图Evaluation Warning : The document was created with Spire.Presentation for .NET功能类型交易码交易名称创建额度62074创建/修改/查询额度（提示）62012创建客户额度（返回）62075客户额度层级修改（返回）62078客户额度

4、清单(返回)62079客户额度层级架构清单（返回）62080客户额度核准详细信息(返回)修改/查询额度62074创建/修改/查询额度（提示）62013修改客户额度（返回）62014客户额度清单（返回）62075客户额度层级修改（返回）62023客户额度下账户清单（返回）1.额度创建建/修改/查询交易易列表Evaluation Warning : The document was created with Spire.Presentation for .NET功能类型交易码交易名称合同创建62000/62935合同创建(返回)合同修改67930合同修改（提示）62936合同修改(返回)合同查询6

5、2902合同查询（提示）62931合同查询-合同清单(返回)62932合同查询-合同详细信息(返回)62933合同查询-账户清单（返回）2.合同创建建/维护/查询交易易Evaluation Warning : The document was created with Spire.Presentation for .NET功能类型交易码 交易名称 贷款账户 创建62000贷款账户创建(返回)1200012007贷款账户创建-公司附加信息（返回）贷款账户取消12410贷款取消 贷款账户 修改17050贷款账户修改（提示）17000贷款账户修改（返回）17117贷款账户修改-还款相关信息(返回)1

6、7116贷款账户修改-利率相关信息(返回)17046贷款账户修改- 产品/机构(返回)17037贷款账户修改-公司附加信息(返回)3.贷款账户户创建/维护Evaluation Warning : The document was created with Spire.Presentation for .NET贷款账户户查询功能类型交易码交易名称贷款账户查询10450贷款账户交易流水查询10400贷款账户查询（提示）32105贷款账户查询-一般描述（返回）32112贷款账户查询-其它信息（返回）32103贷款账户查询-余额明细（返回）10423贷款账户利率查询Evaluation Warning

7、 : The document was created with Spire.Presentation for .NET 功能类型 交易码 交易名称贷款账户核准12420贷款核准12520贷款核准冲正4.账户户核准交交易Evaluation Warning : The document was created with Spire.Presentation for .NET还款11046BGL转账还款贷款账户零余额结清13011贷款账户零余额结清5.放款交易易、还款款、账户户结清放款11057放款到BGL账户Evaluation Warning : The document was creat

8、ed with Spire.Presentation for .NET第三部分分操作流程程Evaluation Warning : The document was created with Spire.Presentation for .NET620774创建额度度Evaluation Warning : The document was created with Spire.Presentation for .NET620112返回Evaluation Warning : The document was created with Spire.Presentation for .NET62

9、0775返回额额度层级级维护Evaluation Warning : The document was created with Spire.Presentation for .NET620774额度核准准Evaluation Warning : The document was created with Spire.Presentation for .NET620779返回Evaluation Warning : The document was created with Spire.Presentation for .NET620880返回Evaluation Warning : The

10、document was created with Spire.Presentation for .NET620000创建合同同Evaluation Warning : The document was created with Spire.Presentation for .NET629335返回生生成合合同号Evaluation Warning : The document was created with Spire.Presentation for .NET620000建立贷款款账户Evaluation Warning : The document was created with Spire.Presentation for .NET120000返回Evaluation Warning : The document was created with Spire.Presentation for .NET120007返回生生成贷款款账户Evaluation Warning : The document was created with Spire.Presentation for .NET124220贷款账户户核准Evaluation Warning : The document was created with Spire.Presentation fo