2022全国职称英语等级考试试题财经类二

1、全国职称英语级别考试试题(财经类)二第三部分阅读理解(80分) Passage1 Onephaseofthebusinesscycleistheexpansionphase.Thisphaseisatwo-foldone,sperity.Dductionarecreated.Morebusinessesarecreatedandolderonesexpanded.Improvementsofvariouskindsaremade.Thereisaneverincreasingoptimism(乐观主义)aboutthefutureofeconomicgrowth.Muchcapitalisin

2、vestedinmachineryorheavyindustry.Morelaborisemployed.Morerawmaterialsarerequired.Asonepartoftheeconomydevelops,otherpartsareaffected.Forexample,agreatexpansioninautomobilesresultsinanexpansionofthesteel,glass,andindustries.Roadsarerequired.Thusthecementandmachineryindustriesarestimulated.Dsperityfor

3、workersandsuppliers(供应商)ofrawmaterials,includingfarmers.Thisincreasespurchasingpowerandthevolumeofgoodsboughtandsold.Tsperityisdiffused(扩散)amongthevariousportionsofthepopulation.Tsperityperiodmaycontinuetoriseandrisewithoutanapparentend.Heswhenthisphasereachesapeakandstopspiraling(回旋地移动)upwards.This

4、istheendoftheexpansionphase. 21.Wemayassumethatinthenextparagraphthewriterwilldiscuss_. A.uniondemands B.thestatusofthefarmer C.thehighercostofliving D.therecessionperiod 22.Thetitlebelowthatbestexpressestheideaofthispassageis_. A.TheBusinessCycle B.TheRecoveryStage C.AttainingProsperity D.ThePeriod

5、ofGoodTimes 23.Prosperityinoneindustry_. A.reflectsitselfinmanyotherindustries B.willspiralupwards C.willaffectthesteelindustry D.willendabruptly 24.Wbablybeagoodindicatorofaperiodofexpansion? A.Toys. B.Machinetools. C.Foodstuffs. D.Farming. 25.Dsperity,peopleregardthefuture_. A.cautiously B.inaconf

6、identmanner C.opportunely D.indifferentlyPassage2 Thevalueofmoneyisgoingdown.Whatyoucouldbuyin1970for20,now,in1979costs56.40.Thatsinflationandnobodylikesit,leastofalltheBankofEngland.Oneoftheresultsofinflationisthatpeopleneedcoinsandnotesofhighervalue.Atthemoment,thenoteofthehighestvaluewhichisgener

7、allyincirculation(流通)isthe20note.Now,theBankofEroduceanew,50note.AndtheBankistryingtodecidewhichfamousEnglishmanorwomantoputonthebackofthenewnote. Qblem.TheBankusuallychoosessafe,historicalpersonalities.WealreadyhaveSirIsaacNewton,thescientist,thefirstduckofWellington,thefamoussoldierwholedtheBritis

8、harmyatWaterloo,FlorenceNightingale,founderofEnglishnursingand-ofcourse-Shakespeare.Sofar,thelistofpossiblechoicesforthe50noteisquitepredictable(可预测旳).TheresSirFrancisDrake,torepresenttheachievementsofEnglishexplorersinthesixteenthcentury.ThenwehaveLordNelson,anothersailorandthemanwhowonthebattleofT

9、rafalgarin1805forEngland.IsambardKingdomBrunel,theengineer,isalsoonthelistbecauseofthemagnificentbridgeswhichhebuilt.TheBankwillnotforgetmusicthistimeeither-sirEdwardElgar,posersofthenineteenthcenturyisapossiblechoice.Iftheychooseawoman,thefaminist(女权主义者)movementhastworepresentatives;Boadicea,Queeno

10、ftheearlyEnglishtribesofthefirstcentury,whofoughtagainsttheRomans,orEmilyPankhurst,whofoughttogetthevoteforwomenearlyinthiscentury. Whatdoyouthinkofthisselection?Theresnoonewhowasaliveinthelastfiftyyearsonitandnopoliticalleader.Whynot?WhydoesnttheBankchoosepopularheroes-liketheBeetles,forexample?Wri

11、teandtellBBCModernEnglishwhoisonyourlistforthisbanknote.Imagineyouhavetochoosesomepersonalitytogoonabanknoteinyourowncountry.Whoisyourchoice? 26.Inflationinthisstorymeans_. A.riseinpricesresultingfromanincreaseinthemoney,credit,etc. B.theriseandfallofthevoiceinspeaking C.cessofinflatingorbeinginflat

12、ed D.anillnessbroughtbyinfection 27.Whodislike(s)inflationmost? A.Ordinarypeople. B.Merchants. C.Officials. D.TheBankofEngland. 28.Whyisthereno-onewhowasaliveinthelastfiftyyearsintheselectionandnopoliticalleader? A.BecausetheBankofEnglanddoesnotlikecontemporaryfiguresandpoliticalleaders. B.Becauseli

13、vingpersonalitiesandpoliticalleadersarenotasinfluentialasanyoneinthisselection. C.BecausetheBankofEnglandusuallychoosessafeandhistoricalpersonalities. D.Becauselivingpersonalitiesandpoliticalleadersarenotallowedtobeputonthebackofthenewbanknote. 29.TheBritisharmyatWaterloowasfightingagainst_. A.theIn

14、dianarmy B.theFrencharmy C.theSpanisharmy D.theRussianarmy 30.BBCModernEnglishis_. A.abook B.aTVprogram C.aTVguide D.amagazineforstudentsofEnglishasaforeignlanguage第四部分概括大意(20分) 给下面一篇文章旳每一段概括大意。每一段旳主题用一种或几种单词表达，空出旳词已给出了第一种字母，请把其他字母补全。 31.FabundanceandPriceRising Thelongyearsoffoodshortageinthiscount

15、ryhavesuddenlygivewaytoapparentabundance.Storesandshopsarechokedwithfood.Rationing(定量供应)isvirtuallysuspended(暂停),andoverseassuppliers(供应商)havebeenaskedtoholdbackdeliveries.Yet,insteadofjoy,thereiswide-spreaduneasinessandconfusion.Whydofoodpriceskeeponrisingwhenthereseemstobesomuchmorefoodabout?Isthe

16、abundanceonlytemporary,etostay?Dducingmorefoodathome?Nooneknowswhattoexpect. 32.Rea Therecentgrowthofexportsurplusesontheworldfoodmarkethascertainlybeenunexpectedlygreat,partlybecauseastrangesequenceoftwosuccessfulgrainharvestsinNorthAmericaisnowbeingfollowedbyathird.MostofBritainsoverseassupplierso

17、fmeat,too,ductionhasalsorisen. 33.EofFoodSituation Buttheeffectofallthisonthefoodsituationinthiscountryhasbeenmadeworsebyasimultaneousriseinfoodprices,ernmentsupportforfood.Theshopsareoverstocked(存货过多)withfoodoutonlybecausethereismorefoodavailable,butalsobecausepeople,frightenedbyhighprices,arebuyin

18、glessofit. 34.FaofWorldPrices Moreover,eatatimewhenworldprieshavebeguntofallwiththeresultthatimportedfood,withtheexceptionofgrain,isoftencheaperthanthehome-producedvariety.Andnowgrainprices,too,arefalling.Consumersarebeginningtoaskwhytheyshouldnotbeenabledtobenefitformthistrend. 35.TheResofFarmersFe

19、ar Thesignificanceofthesedevelopmentsisnotlostonfarmers.Theoldergenerationhaveseenitallhappenbefore.Despitethepresentpriceandmarketguarantees,farmersfeartheyareabouttobesqueezedbetweencheapfoodimportsandashrinkinghomemarket.Pductionisrunningat51percentabovepre-warlevels,ernmenthascalledforanexpansio

20、nto60percentby1956;butrepeatedMinisterial(内阁旳)grammeisnotworkingverywell. 第五部分阅读理解(120分) Passage1 TherearestrikingdifferencesbetweenfinancialmarketsontheContinentofEuropeontheonehand,andinBritainontheother.InBritain,themarketisreallytheCityofLondon.Itisafreemarket:anditcontrolsmostoftheflowofsavings

21、toinvestment.OntheContinent,ernmentinstitutionsdominatethemoneymarkets.InFranceandItaly,forexample,governmentbureaucrats(官僚)directtheflowoffundstosuittheireconomicplans.InGermanytheflowisdirectedbytheall-powerfulbanks.InBerplay(互相作用)ofmarketforcesandfarfewerregulations,rulesandredtape.AFrenchbankers

22、ummeditupthisway:OntheContinentyoucantdoanythingunlessyouvebeenoldyoucan;inEnglandontheotherhandyoucandoeverythingaslongasyouhaventbeentoldnotto. Therearemanybasicreasonsforthesedifferences.OneisthatContinentalsavers(储蓄者)tendtoprefergold,cashorshort-termassets.Theyinvestonly10%panies.ButinBritain50%

23、ofsavingsgoestothem,andthey,inturn,investdirectlyinequity(证券)market.AportionofsavingsisputinthebanksintheformofliquidassetsthanontheContinent.Comediumorlong-termloansforinvestment.Theequitymarketislargelyby-passed.OntheContinenteconomicplanningtendstobefarmorecentralized(把集中起来)thaninBritain.InBritai

24、nitispossibletoinfluencedecisionsaffectingthecountryseconomyfromwithintheCity.Itattractsaskilledandhighlyqualifiedworkforce.InFrance,ontheotherhand,bablyfindthecivilservicemoreattractive. InBritainthemarketormoreaccurately,moneytendstoberegardedasanendinitself.OntheContinentitisregardedasameanstoane

25、nd;investmentintheeconomy.ToBritisheyescontinentalsystemswiththepossibleexceptionoftheDutchseembureaucratic(官僚主义旳),slowandinefficient.ButthereisoneoutstandingfacttheCityshouldnotoverlook.BritainsgrowthratesandlevelsinvestmentoverthelasttenyearshavebeenmuchlowerthanontheContinent.Therearemanyreasonso

26、fthis,buttheCitymusttakepartoftheblame.Imercewithfinanceinordertoachievedesiredratesofgrowth,itcanbesaidthatbyconcentratingonthemarketforitsownsaketheCityhastendedtoforgetthatbasicfunction. 36.Whatisthebesttitleforthepassage? A.Reasonsbehindthedifference. B.BankingandFinance:aBasicDifferenceinAttitu

27、des. C.MonetaryPolicyinBritain. D.TheEuropeanContinentandBritain. 37.Whatseemstobethemostbasicreasonforthisdifference? A.TheBritishtendtoregardmoneyasanend,whereasContinentalEuropeanconsideritameanstoanend. B.TheBritishinvestonly10%oftheirsavingsinpensionfunds. C.OntheContinentyoucantdoanythingunles

28、syouhavebeentoldyoucan. D.IntelligentyoungmenwhowantacareertendtogotocivilserviceintheContinent. 38.Accordingtothepassage,theDutchwayoffinanceandbanking_. A.issimilartothatoftheFrench B.makesnodifferencewhateversystemitfollows C.isperhapsresemblingthatoftheBritish D.hasalowefficiency 39.Thewordstrik

29、inginLine1means_. A.beating B.surplus C.noticeable D.seemingly 40.InwhatwaydoestheContinentalsystemseembetter? A.TheContinentmaintainsahighergrowthrateandlevelsofinvestment. B.Iportionsofsavingsintheformofliquidassets. C.Ielligentyoungmen. D.IperlydespitethefactthattheBritishdiscountit. Passage2 Ipe

30、rtywillbeeffectedbytheSocietyinaccordancewiththeRpaniesastheSocietymaydetermined.TheSpaniesandofthetermsofferedbytheirpolicies,videthecoverwhichandifsopleasecontactimmediatelytheBranchOfficetowhichyousubmittedyourapplicationforloan,panyanditstermsareacceptabletotheSocietycoverwillbearrangedaccording

31、ly.IpanyanditisnotonewithwhichtheSpanies.Ypanyatanytimeduringthelifeofthemortgage.Ifyourmortgageisundertheendowment(损赠)panytobeuseditmaynotbepossibletoacceptyourchoice. TheinitialsuminsuredwillbethefigureshownundertheheadingAmountofPropertyInsuranceintheDetailsofLoan.Thisfigureistheamountrecommended

32、bytheSocietysvaluer(估价者),ashisestimateofthereplacementcostofthebuildingatthedateofvaluation,unlesssomeotheramounthasbeenagreedinwritingbetweenyouandtheSociety.Npleteloss. Ypertybearsnorelationshiptothecostofreplacement.Tpertyisinsuredthereforerepresentnotlessthanthecost,atthetimeofrepairorreplacemen

33、t,pertycoveredinthesamematerials,form,styleandconditionaswhenitisnew.Itshouldalsoincludeanyarchitects,surveyorsandlegalfeeswhichmaybepayable,plyingwiththerequirementsoftheLocalauthorityandinremovingdebris(碎片),etc.Thetermpropertyincludesdomesticoutbuilding,garages,walls,landlordsfixtures(固定装置)andfurniture,etc.Butexcludesthevalueoftheland. Themarketvalueofhouseisthereforelikelytobelessthanthecostofrebuilding,pertyiselderly(年久旳).Epertyisrecentlybuilt,theworkinvolvedinreinstatement(复原)willbemoreexpensivethanthebuildingcostwhichcanbeachievedbyabuilderbuildingonanestatebasis. 41.Thepassageapp