金融科技的应用架构

1、金融科技的应用架构智慧金融 变革未来什么是金融科技？金融：银行/保险/券商/基金/资管/支付。科技：计算机/手机/互联网/云计算/大数据。金融科技还是科技金融？提高金融服务能力的科技，就是金融科技金融服务能力：客户满意度/功能/效率/盈利有什么用？对于客户更快更多更安全更便捷更贴心对于机构更挣钱谁来用？金融机构：更准确，更高效客户：更方便，更安全监管机构：更及时，更宏观，更微观怎么用？早年金融科技：电报，电话，ATM，信用卡现代金融科技：网上银行，网上交易，电子支付，货币数字化，衍生品，资产证券化未来金融科技：大数据，云计算，个性化，数字货币，。有什么风险？最大的风险是不知道的风险金融安全比利

2、润更重要隐私、欺诈、洗钱、主权、系统性风险。监管必须更开放，但也更强大More than hardware, connectivity and softwareOperations/Back officeReportingConnectivity/STPTradingPrice DistributionPricingChartsFeedsOrder MonitorOrder managementOrder routingOrder execution/monitoringMargin CalculationClient risk managementExposure/Margin calcSt

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4、Feed ProviderLiquidity ProviderExchangeConnectivityBO DBCash DBNav DBOrder commanderSales StationFront-endsSaxoTraderGOWeb connectDist ServerB2B ServerOpen APITrading(AccountNews/ChartsPrice alertWLC ToolsCore ComponentConnectivityHedgingMarket makingBusiness as a ServiceData ManagementMarket DataPr

5、icingChartsDistributionSubscriptionsAggregationCorrectionsReference DataInstrument Data MaintenanceFeedsContentNewsResearchRisk ManagementExposure ManagementCredit Risk ManagementPre-Trade ValidationCompliance ManagementMargin CallsStop OutsOrder ManagementOrder RoutingOrder MonitoringAlgo OrdersFil

6、l ManagementLife-cycle ManagementTransaction & Quote ManagementTrade CaptureTrade AllocationTrade ConfirmationTrade AmendmentsFees, Tax & CommissionsSettlement & ClearingStreaming QuotesRFQConnectivityExchangeLiquidity ProvidersFeed ProvidersECNsPosition ServicesCustody ManagementNetting & MatchingC

7、orporate ActionsExpiry ManagementCash ManagementLiquidity ManagementFunding & WithdrawalAccounting ServicesDeposit InterestCFD FinancingTax & FeesCommission SharingPlatform ServicesOpen APIsClient & Account ConfigurationActivity LoggingPrice AlertsAccount SummarySingle Sign-OnBusiness IntelligenceContentDemo AccountPlatformsDesktopWebMobileTabletPortfolio ManagementReporting ServicesEOD FilesBusiness IntelligenceClient Online StatementsReal time event notificationsRegulatory R