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1、 附录 复利系数表 i=1%年限n/年一次支付终值系数(F/P, i, n)一次支付现值系数(P/F, i, n)等额系列终值系数(F/A, i, n)偿债基金系 数(A/F, i, n)资金回收系 数(A/P, i, n)等额系列现值系数(P/A, i, n)1234567891011121314151617181920212223242526272829301.01001.02011.03031.04061.05101.06151.07211.08291.09371.10461.11571.12681.13811.14951.16101.17261.18431.19611.20811.22
2、021.23241.24471.25721.26971.28241.29531.30821.32131.33451.34780.99010.98030.97060.96100.95150.94200.93270.92350.91430.90530.89630.88740.87870.87000.86130.85280.84440.83600.82770.81950.81140.80340.79540.78760.77980.77200.76440.75680.74930.74191.00002.01003.03014.06045.10106.15207.21358.28579.368510.4
3、62211.566812.682513.809314.947416.096917.257918.430419.614720.810922.019023.239224.471625.716326.973528.243229.525630.820932.129133.450434.78491.00000.49750.33000.24630.19600.16250.13860.12070.10670.09560.08650.07880.07240.06690.06210.05790.05430.05100.04810.04540.04300.04090.03890.03710.03540.03390
4、.03240.03110.02990.02871.01000.50750.34000.25630.20600.17250.14860.13070.11670.10560.09650.08880.08240.07690.07210.06790.06430.06100.05810.05540.05300.05090.04890.04710.04540.04390.04240.04110.03990.03870.99011.97042.94103.90204.85345.79556.72827.65178.56609.471310.367611.255112.133713.003713.865114
5、.717915.562316.398317.226018.045618.857019.660420.455821.243422.023222.795223.559624.316425.065825.8077i=2%年限n/年一次支付终值系数(F/P, i, n)一次支付现值系数(P/F, i, n)等额系列终值系数(F/A, i, n)偿债基金系 数(A/F, i, n)资金回收系 数(A/P, i, n)等额系列现值系数(P/A, i, n)1234567891011121314151617181920212223242526272829301.02001.04041.06121.08241
6、.10411.12621.14871.17171.19511.21901.24341.26821.29361.31951.34591.37281.40021.42821.45681.48591.51571.54601.57691.60841.64061.67341.70691.74101.77581.81140.98040.96120.94230.92380.90570.88800.87060.85350.83680.82030.80430.78850.77300.75790.74300.72840.71420.70020.68640.67300.65980.64680.63420.62170
7、.60950.59760.58590.57440.56310.55211.00002.02003.06044.12165.20406.30817.43438.58309.754610.949712.168713.412114.680315.973917.293418.639320.012121.412322.840624.297425.783327.299028.845030.421932.030333.670935.344337.051238.792240.56811.00000.49500.32680.24260.19220.15850.13450.11650.10250.09130.08
8、220.07460.06810.06260.05870.05370.05000.04670.04380.04120.03880.03660.03470.03290.03120.02970.02830.02700.02580.02461.02000.51500.34680.26260.21220.17850.15450.13650.12250.11130.10220.09460.08810.08260.07780.07370.07000.06670.06380.06120.05880.05660.05470.05290.05120.04970.04830.04700.04580.04460.98
9、041.94162.88393.80774.71355.60146.47207.32558.16228.98269.786810.575311.348412.106212.849313.577714.291914.992015.678516.351417.011217.658018.292218.913919.523520.121020.706921.281321.844422.3965i=3%年限n/年一次支付终值系数(F/P, i, n)一次支付现值系数(P/F, i, n)等额系列终值系数(F/A, i, n)偿债基金系 数(A/F, i, n)资金回收系 数(A/P, i, n)等额系
10、列现值系数(P/A, i, n)1234567891011121314151617181920212223242526272829301.03001.06091.09271.12551.15931.19411.22991.26681.30481.34391.38421.42581.46851.51261.55801.60471.65281.70241.75351.80611.86031.91611.97362.03282.09382.15662.22132.28792.35662.42730.97090.94260.91510.88850.86260.83750.81310.78940.766
11、40.74410.72240.70140.68100.66110.64190.62320.60500.58740.57030.55370.53750.52190.50670.49190.47760.46370.45020.43710.42430.41201.00002.03003.09094.18365.30916.46847.66258.892310.159111.463912.807814.192015.617817.086318.598920.156921.761623.414425.116926.870428.676530.536832.452934.426536.459338.553
12、040.709642.930945.218947.57541.00000.49260.32350.23900.18840.15460.13050.11250.09840.08720.07810.07050.06400.05850.05380.04960.04600.04270.03980.03720.03490.03270.03080.02900.02740.02590.02460.02330.02210.02101.03000.52260.35350.26900.21840.18460.16050.14250.12840.11720.10810.10050.09400.08850.08380
13、.07960.07600.07270.06980.06720.06490.06270.06080.05900.05740.05590.05460.05330.05210.05100.97091.91352.82863.71714.57975.41726.23037.01977.78618.53029.25269.954010.635011.296111.937912.561113.166113.753514.323814.877515.415015.936916.443616.935517.413117.876818.327018.764119.188519.6004i=4%年限n/年一次支付
14、终值系数(F/P, i, n)一次支付现值系数(P/F, i, n)等额系列终值系数(F/A, i, n)偿债基金系 数(A/F, i, n)资金回收系 数(A/P, i, n)等额系列现值系数(P/A, i, n)1234567891011121314151617181920212223242526272829301.04001.08161.12491.16991.21671.26531.31591.36861.42331.48021.53951.60101.66511.73171.80091.87301.94792.02582.10682.19112.27882.36992.46472.5
15、6332.66582.77252.88342.99873.11873.24340.96150.92460.88900.85480.82190.79030.75990.73070.70260.67560.64960.62460.60060.57750.55530.53390.51340.49360.47460.45640.43880.42200.40570.39010.37510.36070.34680.33350.32070.30831.00002.04003.12164.24655.41636.63307.89839.214210.582812.006113.486415.025816.62
16、6818.291920.023621.824523.697525.645427.671229.778131.969234.248036.617939.082641.645944.311747.084249.967652.966356.08491.00000.49020.32030.23550.18460.15080.12660.10850.09450.08330.07410.06660.06010.05470.04990.04580.04220.03900.03610.03360.03130.02920.02730.02560.02400.02260.02120.02000.01890.017
17、81.04000.53020.36030.27550.22460.19080.16660.14850.13450.12330.11410.10660.1001.0.09470.08990.08580.08220.07900.07610.07360.07130.06920.06730.06560.06400.06260.06120.06000.05890.05780.96151.88612.77513.62994.45185.24216.00216.73277.43538.11098.76059.38519.985610.563111.118411.652312.165712.659313.13
18、3913.590314.029214.451114.856815.247015.622115.982816.329616.663116.983717.2920i=5%年限n/年一次支付终值系数(F/P, i, n)一次支付现值系数(P/F, i, n)等额系列终值系数(F/A, i, n)偿债基金系 数(A/F, i, n)资金回收系 数(A/P, i, n)等额系列现值系数(P/A, i, n)1234567891011121314151617181920212223242526272829301.05001.10251.15761.21551.27631.34011.40711.47751
19、.55131.62891.71031.79591.88561.97992.07892.18292.29202.40662.52702.65332.78602.92533.07153.22513.38643.55573.73353.92014.11614.32190.95240.90700.86380.82270.78350.74620.71070.67680.64460.61390.58470.55680.53030.50510.48100.45810.43630.41550.39570.37690.35890.34180.32560.31010.29530.28120.26780.25510
20、.24290.23141.00002.05003.15254.31015.52566.80198.14209.549111.026612.577914.206815.917117.713019.598621.578623.657525.840428.132430.539033.066035.719338.505241.430544.502047.727151.113554.669158.402662.322766.43881.00000.48780.31720.23200.18100.14700.12280.10470.09070.07950.07040.06280.05650.05100.0
21、4630.04230.03870.03550.03270.03020.02800.02600.02410.02250.02100.01960.01830.01710.01600.01511.05000.53780.36720.28200.23100.19700.17280.15470.14070.12950.12040.11280.10650.10100.09630.09230.08870.08550.08270.08020.07800.07600.07410.07250.07100.06960.06830.06710.06600.06510.95241.85942.72323.54604.3
22、2955.07575.78646.46327.10787.72178.30648.86339.39369.898610.379710.837811.274111.689612.085312.462212.821213.163013.488613.798614.093914.375214.643014.898115.141115.3725i=6%年限n/年一次支付终值系数(F/P, i, n)一次支付现值系数(P/F, i, n)等额系列终值系数(F/A, i, n)偿债基金系 数(A/F, i, n)资金回收系 数(A/P, i, n)等额系列现值系数(P/A, i, n)1234567891
23、011121314151617181920212223242526272829301.06001.12361.19101.26251.33821.41851.50361.59381.68951.79081.89832.01222.13292.26092.39662.54042.69282.85433.02563.20713.39963.60353.81974.04894.29194.54944.82235.11175.41845.74350.94340.89000.83960.79210.74730.70500.66510.62740.59190.55840.52680.49700.46880
24、.44230.41730.39360.37140.35030.33050.31180.29420.27750.26180.24700.23300.21980.20740.19560.18460.17411.00002.06003.18364.37465.63716.97538.39389.897511.491313.180814.971616.869918.882121.015123.276025.672528.212930.905733.760036.785639.992743.392346.995850.815654.864559.156463.705868.528173.639879.0
25、5821.00000.48540.31410.22860.17740.14340.11910.10100.08700.07590.06680.05930.05300.04760.04300.03900.03540.03240.02960.02720.02500.02300.02130.01970.01820.01690.01570.01460.01360.01261.06000.54540.37410.28860.23740.20340.17910.16100.14700.13590.12680.11930.11300.10760.10300.09900.09540.09240.08960.0
26、8720.08500.08300.08130.07970.07820.07690.07570.07460.07360.07260.94341.83342.67303.46514.21244.91735.58246.20986.80177.36017.88698.38388.85279.29509.712210.105910.477310.827611.158111.469911.764112.041612.303412.550412.783413.003213.210513.406213.590713.7648i=7%年限n/年一次支付终值系数(F/P, i, n)一次支付现值系数(P/F,
27、i, n)等额系列终值系数(F/A, i, n)偿债基金系 数(A/F, i, n)资金回收系 数(A/P, i, n)等额系列现值系数(P/A, i, n)1234567891011121314151617181920212223242526272829301.07001.14491.22501.31081.40261.50071.60581.71821.83851.96722.10492.25222.40982.57852.75902.95223.15883.37993.61653.86974.14064.43044.74055.07245.42745.80746.21396.64887.
28、11437.61230.93460.87340.81630.76290.71300.66630.62270.58200.54390.50830.47510.44400.41500.38780.36240.33870.31660.29590.27650.25840.24150.22570.21090.19710.18420.17220.16090.15040.14060.13141.00002.07003.21494.43995.75077.15338.654010.259811.978013.816415.783617.888520.140622.550525.129027.888130.84
29、0233.999037.379040.995544.865249.005753.436158.176763.249068.676574.483880.697787.346594.46081.00000.48310.31110.22520.17390.13980.11560.09750.08350.07240.06340.05590.04970.04430.03980.03590.03240.02940.02680.02440.02230.02040.01870.01720.01580.01460.01340.01240.01140.01061.07000.55310.38110.29520.2
30、4390.20980.18560.16750.15350.14240.13340.12590.11970.11430.10980.10590.10240.09940.09680.09440.09230.09040.08870.08720.08580.08460.08340.08240.08140.08060.93461.80802.62433.38724.10024.76655.38935.97136.51527.02367.49877.94278.35778.74559.10799.44669.763210.059110.335610.594010.835511.061211.272211.
31、469311.653611.825811.986712.137112.277712.4090i=8%年限n/年一次支付终值系数(F/P, i, n)一次支付现值系数(P/F, i, n)等额系列终值系数(F/A, i, n)偿债基金系 数(A/F, i, n)资金回收系 数(A/P, i, n)等额系列现值系数(P/A, i, n)1234567891011121314151617181920212223242526272829301.08001.16641.25971.36051.46931.58691.71381.85091.99902.15892.33162.51822.71962.93
32、723.17223.42593.70003.99604.31574.66105.03385.43655.87156.34126.84857.39647.98818.62719.317310.06270.92590.85730.79380.73500.68060.63020.58350.54030.50020.46320.42890.39710.36770.34050.31520.29190.27030.25020.23170.21450.19870.18390.17030.15770.14600.13520.12520.11590.10730.09941.00002.08003.24644.5
33、0615.86667.33598.922810.636612.487614.486616.645518.977121.495324.214927.152130.324333.750237.450241.446345.762050.422955.456860.893366.764873.105979.954487.350895.3388103.9659113.28321.00000.48080.30800.22190.17050.13630.11210.09400.08010.06900.06010.05270.04650.04130.03680.03300.02960.02670.02410.
34、02190.01980.01800.01640.01500.01370.01250.01140.01050.00960.00881.08000.56080.38800.30190.25050.21630.19210.17400.16010.14900.14010.13270.12650.12130.11680.11300.10960.10670.10410.10190.09980.09800.09640.09500.09370.09250.09140.09050.08960.08880.92591.78332.57713.31213.99274.62295.20645.74666.24696.
35、71017.13907.53617.90388.24428.55958.85149.12169.37199.60369.818110.016810.200710.371110.528810.674810.810010.935211.051111.158411.2578i=9%年限n/年一次支付终值系数(F/P, i, n)一次支付现值系数(P/F, i, n)等额系列终值系数(F/A, i, n)偿债基金系 数(A/F, i, n)资金回收系 数(A/P, i, n)等额系列现值系数(P/A, i, n)123456789101112131415161718192021222324252627
36、2829301.09001.18811.29501.41161.53861.67711.82801.99262.17192.36742.58042.81273.06583.34173.64253.97034.32764.71715.14175.60446.10886.65867.25797.91118.62319.399210.245111.167112.172213.26770.91740.84170.77220.70840.64990.59630.54700.50190.46040.42240.38750.35550.32620.29920.27450.25190.23110.21200.
37、19450.17840.16370.15020.13780.12640.11600.10640.09760.08950.08220.07541.00002.09003.27814.57315.98477.52339.200411.028513.021015.192917.560320.140722.953426.019229.360933.003436.973741.301346.018551.161056.764562.873369.531976.789884.700993.3240102.7231112.9682124.1354136.30751.00000.47850.30510.218
38、70.16710.13290.10870.09070.07680.06580.05690.04970.04360.03840.03410.03030.02700.02420.02170.01950.01760.01590.01440.01300.01180.01070.00970.00890.00810.00731.09000.56850.39510.30870.25710.22290.19870.18070.16680.15580.14690.13970.13360.12840.12410.12030.11700.11420.11170.10950.10760.10590.10440.103
39、00.10180.10070.09970.09890.09810.09730.91741.75912.53133.23973.88974.48595.03305.53485.99526.41776.80527.16077.48697.78628.06078.31268.54368.75568.95019.12859.29229.44249.58029.70669.82269.929010.026610.116110.198310.2737i=10%年限n/年一次支付终值系数(F/P, i, n)一次支付现值系数(P/F, i, n)等额系列终值系数(F/A, i, n)偿债基金系 数(A/F,
40、 i, n)资金回收系 数(A/P, i, n)等额系列现值系数(P/A, i, n)1234567891011121314151617181920212223242526272829301.10001.21001.33101.46411.61051.77161.94872.14362.35792.59372.85313.13843.45233.79754.17724.59505.05455.55996.11596.72757.40028.14038.95439.849710.834711.918213.110014.421015.863117.44940.90910.82640.75130.
41、68300.62090.56450.51320.46650.42410.38550.35050.31860.28970.26330.23940.21760.19780.17990.16350.14860.13510.12280.11170.10150.09230.08390.07630.06930.06300.05731.00002.10003.31004.64106.10517.71569.487211.435913.579515.937418.531221.384324.522727.975031.772535.949740.544745.599251.159157.275064.0025
42、71.402779.543088.497398.3471109.1818121.0999134.2099148.6309164.49401.00000.47620.30210.21550.16380.12960.10540.08740.07360.06270.05400.04680.04080.03570.03150.02780.02470.02190.01950.01750.01560.01400.01260.01130.01020.00920.00830.00750.00670.00611.10000.57620.40210.31550.26380.22960.20540.18740.17
43、360.16270.15400.14680.14080.13570.13150.12780.12470.12190.11950.11750.11560.11400.11260.11130.11020.10920.10830.10750.10670.10610.90911.73552.48693.16993.79084.35534.86845.33495.75906.14466.49516.81377.10347.36677.60617.82378.02168.20148.36498.51368.64878.77158.88328.98479.07709.16099.23729.30669.36969.4269i=12%年限n/年一次支付终值系数(F/P, i, n)一次支付现值系数(P/F, i, n)等额系列终值系数(F/A, i, n)偿债基金系 数(A/F, i, n)资金回收系 数(A/P, i, n)等额系列现值系数(P/A, i, n)1234567891011121314151617181920212223242526272829301.12001.25441.40491.57351.76231.97382.21072.47602.77313.10583.47853.
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