AnalysisofthedevelopmentstrategyofChinax27sFinancialInformation_4795

1、Analysis of the development strategy of China's Financial InformationAbstract: This paper discusses the development of the Internet age of information-based financial services industry an urgent requirement to review the global financial information of the development process, analysis of financ

2、ial information generated by the development of the financial enterprises of great influence. In the present situation of China's financial information summary, based on China's financial information discussed the main problems, as well as the reasons behind these problems, combined with fin

3、ancial reform, financial innovation has made the development of China's financial information and long-term strategic objectives and achieve The basic idea of this strategic objective.Keywords: Financial information of information technology development strategy0 IntroductionWith the advancement

4、 of the global process of informatization, China's financial information have been tremendous developments, but generally speaking, there is still a big gap between the world's advanced countries, this article analyzes the status of the domestic financial information, based on tens of thousa

5、nds of financial technology the efforts of the staff has made tremendous achievements, from scratch, from there to the refined, from points and surfaces, initially forming a mature integrated financial information system. During this period of development, the financial information work which is bas

6、ed on the financial business and industry regulators at the core of development.The concept of a financial information Financial information refers to the financial business and financial management in all aspects of application of modern information technology, in-depth development and extensive us

7、e of financial and economic information resources, speed up the process of financial modernization. This process is developing, dynamic and everdeepening. Financial information is the national information technology an integral part of the information with the society as a whole, and other macro-man

8、agement of information, with residents, business information closely related and complementary. In the continuous development of information technology and economic globalization, driven by financial services and financial innovation constitute the core of modern economy.2 Development of the domesti

9、c financial informationComputer access to China's banking, dating back 50 years, when the introduction of the Soviet Union, the People's Bank of electromagnetic analysis of the computer, for the conduct of theNational Union Bank reconciliations work. However, China's financial establishm

10、ent of computerized information systems relative to developed countries in terms of a late start, the computer in the true development of China's banking sector or from the 70's began. Mainly manifested in the following areas:2.1 The majority of the national financial institutions, has compl

11、eted the construction of the majority of the Intranet national financial institutions, completed the construction of the system within the network, the network covers all of the country's capital cities and prefecture-level city.2.2 Bank of information technology has initially established a nati

12、onwide scale electronic clearing system. the rapid development of bank card business. Electronic payment instruments, in particular the rapid development of bank card business. into the People's Bank downtown branch of nationwide coverage of all manner of video conferencing systems, electronic d

13、ocument delivery system, e-mail system to enhance the efficiency of the central bank's office in the 国务院各部委 in the lead in realizing the confidential official documents sent through the network.2.3 The construction of the insurance industry, a breakthrough in e-date, nearly ten thousand insuranc

14、e institutions nationwide have installed efficient operation of computer systems, all kinds of insurance business has been achieved on the Machine.2.4 The securities industry, the construction of electronic achieved leapfrog development in the securities industry, the construction of electronic achi

15、eved at a high starting point of the leap-forward development, to Shanghai and Shenzhen Stock Exchange established as a symbol, start the securities industry information construction , after a quasi-real-time quotes to send, paperless hosting, the computer automatically match and off-site trading ce

16、nter networking in several stages, has now entered into the full electronic trading model, paperless electronic transactions in the securities business departments across the country to promote the use of .Three developed countries, the financial sector Information StatusDeveloped countries, the fin

17、ancial sector as early as 50 years on the introduction of the computer equipment address their specific business in order to enhance efficiency and improve service levels and innovation out of many new financial products. From developed countries finance the development of computerized information s

18、ystems perspective at present its main features are: the use of a wide range of advanced equipment; fully functional, complete services; high degree of automation, security and strong. the use of a wide range of advanced equipment. functional and complete services. high degree ofautomation, security

19、 and strong.4 of China's financial information gap with the developed countriesAlthough the construction of China's financial information has made great achievements in the application of advanced technology, basically flat with foreign countries, but the operational efficiency, information,

20、 and information on a comprehensive level of service there is a large gap compared with developed countries, mainly reflected in the following aspects : financial information oftechnical standards and business norms is not perfect. Development ofStrategic Research financial information is weak. mana

21、gement system and talent is not sound financial information construction in China compared with developed countries in the management system and there is a big gap between the talent mechanism. cross-sectoral, cross-sectoralfinancial network has not been formed out of our various financial instituti

22、ons, business management, business development needs, have set up their own intranet system, but among agencies to achieve interoperability has not yet affected the financial information-sharing and financial service levels. In addition, the bank information network and taxation, customs, insurance

23、and other networks do not interoperate with different sectors of the economy can not be achieved among the different sectors to share information, national macroeconomic and social development of the situation can not be quickly reflected in the movement, which is directly influence of national mone

24、tary policy and financial regulation effectively implemented. degree of integration of financial information system is not high, not enough depth analysis of China's financial services industry product development and management information application information infrastructure lagged behind th

25、e rapid development of construction and operations. On the one hand, the traditional business-financial information systems as the core emphasis on teller operations accounting treatment, it is difficult to meet the high-level clients in various fields, personalized value-added financial service nee

26、ds, but also difficult to adapt to socio-economic development of the high-quality, multi - function, full-service requirements; the other hand, the lack of a large number of management information, customer information, industry information integration, analysis, mining and utilization of credit ass

27、et quality, management, and to provide convenient customer-centric financial services and modern payment and settlement instruments, and so there is a wide gap, leading to bank risk management out of control, loss of business opportunities, financial products and services, lack of innovation and so

28、on. financial information system security and reliability needs to be improved despite China's financial industry in the information system security has made many achievements in the building, but because of longterm development of the disorder and irregularities, as well as the vast majority of

29、 hardware and software products using foreign technology, Therefore, our existing financial information system there are a lot of security implications. financial information of the legal, policy environment to be improved legal, policy environment is a healthy development of financial information b

30、uilding a strong guarantee. Reposted elsewhere in the paper for free download http:/5 Development Strategy of China's financial informationOf financial information-oriented development strategy, enhance competition in China's financial strength, to shorten the gap with the developed countrie

31、s is a challenge to cope with the international financial industry, construction and international standards of the modern financial system needs.The prospect of financial information is good, but how to make information carried out, mainly to do the following: Data Concentration. In recent years, f

32、oreign financial enterprises to comply with financial services and information technologies integration trend, enormous amount of money will be distributed in the past,functional weak, and automated processing of business-based transformation of a single computer system, a powerful centralized compu

33、ter applications. set up a data warehouse and data mining. After the data centralization, data warehouse and data mining, it naturally put on the agenda. The use of data warehouse technology that allows distributed information into a centralized information, so that isolated information into mutual

34、contact, so that some of the potential reality of the original information into processed information so that the information becomes worthless valuable information. for the financial industry to build a wide range of integrated business platform. With centralized data warehouse, the various operati

35、ons will be more targeted to carry out various operations carried out also with more possibilities. tostrengthen information security prevention. Despite the public's awareness of information security, prevention has increased, but the information the increase of crime, poor security, informatio

36、n infrastructure heavily dependent on foreign countries, the lack of safety testing equipment, information security, and so the long-standing problem has not been resolved. various financial companies to find a balance between the interests of the early realization of the interconnection between fin

37、ancial firms. To solve interoperability issues financial enterprises, and more rely on the Government's administrative intervention.In short, the process of financial sector information technology can be summarized as follows: a data-centralization as the prerequisite in order to complete integrated