银行笔试用得上的专业词汇

1、银行笔试用得上的专业词汇银行笔试用得上的专业词汇，攒 RPacquiring company 收购公司bad loan 呆帐chart of cash flow 现金流量表 clearly-established ownership 产权清晰 debt to equity 债转股 diversity of equities 股权多元化 economy of scale 规模经济 emergi ng econo mies 新兴经济 excha nge-rate regime 汇率机制 fund and financing 筹资融资 global finan cial architecture 全

2、球金融体系 global integration, globality 全球一体化，全球 化go public 上市growth spurt（经济的）急剧增长have on es two commas百万富翁 hedge aga inst套期保值 hous ing mortgage 住房按揭 hold ings控股，所持股份 holding company 控股公司initial offerings 原始股in itial public offeri ngs首次公募inno vative bus in ess 创新企业in tellectual capital in ter-ba nk len

3、ding智力资本拆借in ter net customer网上客户investment payoff period 投资回收期 joint-stock 参股mall rat爱逛商店的年轻人majormeans of production 生产要素 (the)medical cost social pool for diseases大病医疗费用社会统筹 mergers and acquisitions 并购 mobile-phone banking 移动电话银行业 moods人气 net potato 网虫 non-store seli ng 直销 offeri ng 新股online-bank

4、ing 网上银行业 on li ne-fi nance 在线金融 on li ne clie nt (银行的)网上客户 paper profit 帐面收益physical assets 有形资产project fund system 项目资本金制度 pyramid sale 传销recapitalize资产重组regional corrency blocks 地区货币集团regulate 调控sell off 变现share(stock) optio n期权，股票认购权smart card智能卡slash prices 杀价spare capacity闲置的生产能力 strong growth

5、强劲的增长势头 switch trade转手贸易 take public上市 tap the idle assets盘活存量资产 tran sacti on (银行的)交易 transfer payment from the exchequer 财政转移 支付venture-capital 风险资本virtual bank虚拟银行wire transfer 电子转帐account number 帐目编号 depositor 存户 pay-i n slip 存款单 a deposit form 存款单 a banding machine 自动存取机 to deposit 存款 deposit r

6、eceipt 存款收据 private deposits 私人存款 certificate of deposit 存单 deposit book, passbook 存折 credit card 信用卡 principal 本金 overdraft, overdraw 透支 to coun ter sig n 双签 to en dorse 背书 en dorser背书人 to cash兑现 to honor a cheque 兑付 to dish onor a cheque 拒付 to suspe nd payme nt 止付 cheque,check 支票 cheque book 支票本or

7、der cheque记名支票bearer cheque 不记名支票crossed cheque 横线支票bla nk cheque空白支票 rubber cheque空头支票cheque stub, coun terfoil票根cash cheque现金支票汇丰Iandtravelers cheque 旅行支票 cheque for transfer 转帐支票 outsta nding cheque 未付支票 can celed cheque 已付支票 forged cheque 伪支票 Ban dars n ote 庄票，银票 ban ker银行家 preside nt 行长 sav ing

8、s bank 储蓄银行 Chase Bank大通银行 Natio nal City Bank of New Y ork 花旗银行 Hongkong Shanghai Banking Corporation 银行Chartered Bank of In dia,AustraliaChi na麦加利银行Banque de ITndoChine 东方汇理银行 cen tral bank, n ati onal bank, ban kers bank 中央 银行bank of issue, bank of circulati on 发行币银行 commercial bank 商业银行，储蓄信贷银行 m

9、ember bank, credit bank 储蓄信贷银行 discount bank贴现银行 excha nge bank 汇兑银行 requesting bank 委托开证银行 issuing bank, opening bank 开证银行 advis ing bank, no tify ing bank 通知银行 negotiation bank 议付银行 confirming bank 保兑银行 pay ing bank 付款银行 associate ban ker of collecti on 代收银行 con sig ned ban ker of collecti on 委托银行

10、 clearing bank清算银行 local bank本地银行 domestic bank国内银行 overseas bank国外银行 unincorporated bank 钱庄 branch bank 银行分行trustee sav ings bank 信托储蓄银行 trust company信托公司 financial trust金融信托公司 unit trust信托投资公司 trust in stitutio n银行的信托部 credit department 银行的信用咅B commercial creditcompa ny (disco untcompa ny)商业信贷公司(贴

11、现公司) neighborhood savings bank, bank of deposit 街 道储蓄所credit union 合作银行 credit bureau 商业兴信所 self-service bank 无人银行 land bank 土地银行 construction bank 建设银行 in dustrial and commercial bank 工商银行 bank of comm uni cati ons 交通银行 mutual savings bank 互助储蓄银行 post office savings bank 由B局储蓄银行 mortgage bank, buil

12、ding society 抵押银行 in dustrial bank 实业银行 home loan ba nk家宅贷款银行reserve bank 准备银行chartered bank 特许银行 corresponding bank 往来银行 merchant bank, accepting bank 承兑银行 investment bank 投资银行 import and export bank (EXIMBANK) 进出口 银行 joint venture bank 合资银行 money shop, native bank 钱庄 credit cooperatives 信用社 cleari

13、 ng house票据交换所 public accounting 公共会计 bus in ess acco un ti ng 商业会计 cost acco unting 成本会计 depreciation accounting 折旧会计 computerized accounting 电脑化会计 gen eral ledger 总帐 subsidiary ledger 分户帐 cash book现金出纳帐 cash acco unt 现金帐 journal, day-book日记帐，流水帐 bad debts 坏帐in vestme nt 投资 surplus 结余 idle capital

14、游资econo mic cycle 经济周期 econo mic boom经济繁荣econo mic recessi on 经济衰退econo mic depressi on 经济萧条econo mic crisis 经济危机 econo mic recovery 经济复苏 in flation通货膨胀deflatio n通货收缩devaluati on货币贬值revaluation货币增值intern ati onal bala nee of payme nt 国际收支 favourable bala nee 顺差adverse bala nee 逆差hard currency 硬通货sof

15、t currency 软通货in ter nati onal mon etary system国际货币制度the purchasing power of money 货币购买力 money in circulation 货币流通量 n ote issue纸币发行量national budget 国家预算national gross product 国民生产总值public bond公债stock, share 股票 debe nture 债券treasury bill国库券debt cha in债务链direct excha nge 直接(对角)套汇 in direct excha nge 间接(三角)套汇 cross rate, arbitrage rate 套汇汇率 foreign currency (exchange) reserve 夕卜汇储备 foreign exchange fluctuation 夕卜汇波动 foreign exchange crisis 夕卜汇危机 discount 贴现discount rate, bank rate 贴占现率gold reserve 黄金储备money (financial) market 金融市场stoc