借款合同：英文涉外借贷合同范本

1、 借款合同：英文涉外借贷合同范本 借款合同：英文涉外借贷合同范本 loancontract contractnumber：_ borrower：_ address：_ lender：_ address：_ inaccordancewithprovisionsofcontractlawofthepeoplesrepublicofchinaandbankofchina，afterreviewingthestatusandtherequestoftheborrower，thelenderagreestogranttheborroweralineofcrediton.theborrower，lende

2、randguarantor，throughfriendlynegotiation，haveexecutedthiscontractasfollows： article1currency，amountandtermoftheloan： 1.thecurrencyunderthisloanisreiminbi. 2.thelineoftheloanisyuan. 3.theperiodofthisloanis12monthsfromthedateofeffectivenessofthiscontract. article2thepurposeoftheloan： 1.thepurposeofthi

3、sloanisusedforworkingcapitalturnover. 2.withoutwrittenapprovalofthelender，theborrowercouldnotusetheloanoutofthescopeofthepurpose. article3interestrateandcalculationofinterest： 1.interestrate：theinterestrateshallbe*duringtheloanterm，ifthecountrysrelatedauthorityadjustedtheinterestrateorthemannerofcal

4、culationofinterest，theinterestofthiscontractshallbeadjustedaccordinglyafteroneyearfromthedateofexecutionofthiscontract.theadjustmentshallbeconductedwhentheinterestrateareexecutedoneyear.itisnotobligedtoinformtheborrowerwhentheadjustmentofinterest. 2.theinterestshallbecalculatedfromthedateoffirstdraw

5、downandtheactualdaystheborroweruse.oneyearshallbecalculatedas360days. 3.thepaymentofinterests：theborrowershallpaytheinterestsperquarter.thepaymentdateshallbe，and.ifthepaymentforthelastinstallmentisnotonthepaymentdate，heeventthatthe

6、borrowerfailstopaytheinterestsontimeandthebalanceoftheaccountoftheborrowerisnotenoughforthepaymentofinterest，thelendershallhaverightstocollectapenaltybeing*oftheoutstandingamountperdayfortheborrowersbreachofcontract. article4overdueinterestsandmisusinginterests 1.iftheborrowerfailstorepaytheloanandc

7、annotreachaagreementwiththelenderregardingtheextension，thelendershallcollectanoverduepenaltyfor*oftheoverdueamountperday. 2.iftheborrowerfailstousestheloaninaccordancewiththeprovisionssetforthinthiscontract，thelendershallhaverighttochargeainterestsforthemisusingpartatarateof*perday. article5account

8、theborrowershallopenreiminbibasicaccountand/orforeigncurrencyaccountatthelenderorlendersbranchfortheuseofdraw-down，repayment，paymentofinterestsandfees. article6draw-down 1.theloanunderthiscontractisrevolving，thebalanceofthiscontractshallnotmorethanthelineofcredit. 2.theborrowershallsendadraw-downapp

9、licationastheformhereinattachedinthiscontract7daysbeforethedateofdraw-down. 3.theborrowershallnotdrawtheloanlessthan1million. article7conditionsfordraw-down thefollowingconditionsshallbesatisfiedinadvanceofthedraw-downdate： 1.theborrowerhasopenedforeignaccountandreiminbiaccountattheofficeofthelender

10、orthebranchofthelender； 2.thiscontractandtheappendiceshavebeeneffective； 3.theborrowerhasprovidedtherecognitionoftheinvestmentorcertificateoftheinvestmenttothelender； 4.theborrowerhasprovidedtheboardresolutionandpowerofattorneyregardingthisloancontract； 5.theborrowerhasprovidedthelistandthesignature

11、sampleoftheauthorizedpersonwhoempowertosignthiscontractanddocuments； 6.theguarantyunderthiscontracthasbeeneffective； 7.theborrowerhasbeensatisfiedthewarrantsunderarticle11ofthiscontract； 8.theotherrequirementforthedraw-downhavebeensatisfied. article8repaymentplanandprepayment 1.theborrowershallrepay

12、theloaninaccordancewiththestatusofitscash.theborrowershallinformthelenderthepaymentamountanddate*priortomakethepayment.theborrowershallbeobligedtorepaytheprincipalandrelatedinterestsonduedatewithoutanycondition. 2.thepaymentmadebytheborrowerandthedeductionfromtheaccountoftheborrowershallbeusedforrep

13、ayingtheinterestatfirstandthenforrepayingtheprincipal. 3.intheeventtheborrowerfailstorepaytheloan，thelendershallhaverightstodeductthedebtfromthebankaccountoftheborroweratthelenderorempowerthebranchesofthelendertodeductthedebtfromthebankaccountoftheborroweratthelendersbranches； 4.theinstallmentofrepa

14、ymentshallnotlessthan1million. article9debtcertificate thelendershallkeeprecordinthelendersaccountfortheprincipal，interestsandfeesandotherfeesoftheborrowerunderthiscontract；theabovementionedrecordandthedocumentationforthedraw-down，repaymentandpaymentofinterestisthecertificatesofthedebtsbetweenthebor

15、rowerandthelender. article10guaranty 1.（theguarantor）shallbetheguarantorfortheloanunderthiscontractandtakejointlyliabilities. 2.duringthetermofthiscontract，iftheguarantorsfinancialstatusbecomedeterioratedortheliabilitiesforrepaymentofdebtsbecomeweak，thelendershallhaverighttorequesttheborrowerchanges

16、guarantororprovidemortgageandpawnsecuredforthisloanunderthiscontract. article11representationsandwarranties i.theborrowersrepresentsandwarrantsasfollows： 1.theborrowerisacompanydulyorganizedandvalidlyexistingunderthelawofthepeoplesrepublicofchinaandhasthepowerandauthoritytoownitspropertytoconsummate

17、thetransactionscontemplatedinthiscontractandjointhelitigation.theborrowerhasthepowertohandleitassetsusedinoperation. 2.theborrowerisatitsoptiontosignandperformthiscontract.itistheborrowerstruemeaningandhasthepowertosignthiscontractanditisnotbreachitarticleofassociationorregulationsorcontracts.thepro

18、cedureforsignatureandperformanceofthiscontracthasbeengonethroughandfullyeffectiveness. 3.thealldocuments，materials，reportsandcertificatesprovidedtothelenderbytheborrowerforconsummationofthiscontractistrue，real，competeandeffective 4.theborrowershallnotconcealthefollowingeventswhichisbeinghappenedorha

19、vebeenhappenedwhichwillcausethelenderrefusetoextendtheloan： （1）theborrowerortheprincipalexecutivesoftheborrowerinvolveinmaterialeventswhichbreachregulations，lawsorcompensationtoothers； （2）pendingactionsandarbitration； （3）theborrowersdebtsorproposeddebtsorliensandotherencumbrances； （4）theothermatters

20、willimpactthefinancialstatusorabilitiesofrepaymentforthedebts； （5）theborrowerbreachedcontractwhichisbetweentheborrowerandothercreditors. ii.theborrowerherebywarrantsasfollows： 1.usingthecapitaloftheloanasusagesetforthinthiscontract，theborrowerwillnotusetheloanasequityinvestment；theborrowerwillnotuse

21、thecapitaloftheloaninvestinsecurity，future，realestateetc.theborrowerwillnotlendtotheothersprivatelyorinvolvingothermaterswhichisprohibitedbythecountry.theborrowerwillnotmisusingorappropriationoftheloan. 2.makingpaymentandrelatedexpensesinaccordancewiththeprovisionssetforthinthiscontract； 3.providing

22、updatedfinancialstatementorfinancialbulletineveryquarter；providingtheauditedfinancialreportatthefirstquartofeachyear；providingoperationreport，financialreportorotherfilesandmaterialsandshallwarrantthereality，correctandeffectivenessforthefilesandmaterials； 4.anyanti-guarantyorothersimilardocumentswill

23、notmakeanyimpactontherightsandbenefitsofthelenders； 5.acceptingthesupervisionofthelender，providesassistanceandcooperationforthelenderssupervisions； 6.willnotreducetheregistrationcapital；priorapprovalfromthelendershallberequiredwhentheborrowerchangesofshareholdersandoperationmanner（includingbutnotlim

24、itedtojointventure，cooperation，jointlycooperation；dissolution，closedown，liquidation，transformation；merger；changetosharecompany，usethehousing，machineryorotherrealassetsortrademark，intellectualproperty，knowhow，landingusingrightsorotherintangibleassetstoinvestinsharecompanyorinvestmentcompany，tradingof

25、operationrightorownrightbycontracting，jointoperation，trusteeship） 7.theborrowershallinformthelenderandwarrantstheliabilityunderitssecuritywillnotmorethannetassetsoftheborrowerwhentheborrowerguaranteeforotherpartyormortgageitsassets.theborrowerwarrantsthatwillnotdisposetheassetswhichwillmakeadverseim

26、pactonitsabilityofpayingdebts. 8.theborrowerwillnotpaytheothersimilarloanspriortothelender； 9.theborrowerwarrantstoinformthelenderimmediatelywhenthefollowingeventsoccurred： （1）theeventofbreachofcontractunderthiscontractorotherloanorguarantycontractsbetweentheborrowerandanybranchesofbankofchinaorothe

27、rbanks，non-bankfinancialorganization； （2）theborrowerchangesshareholdersorrevisethearticleofassociation； （3）theborrowersufferdifficultiesandbadresultinfinancialandoperation； （4）theborrowerinvolvesinmaterialactionsorarbitration； 10.theborrowershallkeepsufficientbalanceforrepaymentprior*totheduedate. 1

28、1.theborrowershallkeepitsbanktransactionsregardingincomecollection，sellforeigncurrencyorbuyforeigncurrencyect.shallbeconductedatthelenderorotherbranchesofthelender.theturn-overforthecapitalshallsatisfythedemandofthelender； iii.theborrowersrepresentationsandwarrantshereunderthiscontractshallbeeffecti

29、veeventhoughanymendment，supplementsorrevisedtobemadetothiscontract. article12representationsandwarrantsofthelender i.thelenderrepresentsandwarrantsasfollows： 1.thelenderisastate-ownedcommercialbankorbranchdulyorganizedandvalidlyexistingunderthelawofp.r.candapprovedbytheindustryandcommercialadministr

30、ationandholdsthefinancialinstitutionslegalpersonlicensesandfinancialinstitutionsoperationlicensetobequalifiedtooperatefinancialbusiness. 2.thelenderhastakenallnecessaryactiontoauthorizetheexecutionofthiscontractandperformanceofitsobligationsunderthiscontract.thelenderisdulyauthorizedtoextendthisloan

31、. ii.thelenderwarrantsasfollows： 1.thelendershallextendtheloaninaccordancewiththeprovisionssetforthinthiscontract. 2.collectinterestsinaccordancewiththeregulationsofthepeoplesbank. article13eventsofbreachcontractandsettlement： i.settlementoftheborrowerbreachofcontract 1.eventofbreachofcontract： （1）t

32、heborrowerfailstousetheloaninaccordancewiththeagreedusageoftheloan； （2）theborrowerfailstorepaythedueprincipalandpaytheinterests，expensesorotherpayableinaccordancewiththeagreedtermofthiscontract； （3）theborrowerbreachestherepresentationandwarrantssetforthinarticle11. （4）theborrowerbreachesotherloanagr

33、eementsorguarantyagreementsortheguarantorbreachtheguarantyagreementwhichmaymakeimpacttheborrowertoperformtheobligationsunderthiscontract. （5）conclusiveevidencetoshowthattheborrowerlosethecapacityofcreditorduringperformanceoftheobligationunderthiscontract，thefinancialconditionsoftheguarantorareseriou

34、slydeterioratingorotherreasonscausedtheguarantorthecapacityofcreditdecline. （6）theborrowerbreachestheotherobligationsunderthiscontract. 2.undertheabovecircumstances，thelendershallhaverightto： （1）requesttheborrowertorectifywithintheperioddesignedbythelender； （2）ceaseinextendingtheloanorcancelthecredi

35、t； （3）declaretheloanunderthiscontractisdueandthelendershallhaverighttodeducttheoutstandingamountfromtheaccountoftheborrower.theborrowershallnotappealagainstthelender. （4）declaretheloanisdueunderotherloanagreementsbetweenthelenderandtheborrower，requesttheborrowertorepaytheloanprincipals，interests，and

36、otherexpenses. ii.thesettlementforthelenderbreachofthecontract 1.thelenderfailstoextendtheloanasagreedinthiscontractwithoutanyreasons； 2.thelenderbreachestheagreedinterestrateandcollectionaddinterestsorotherfees； 3.thelenderbreachestheprovisionssetforthinarticle12； 4.undertheabovecircumstances，thebo

37、rrowershallhaverightto： （1）requestthelendertorectify； （2）repaytheloanaheadoftimeandrefusetopayanycompensationforprepayment. article14deduction theborrowershallpayinfullforthepaymentwithoutanycounteractionoranycondition. article15assignmentofthedebtandcredit 1.theborrowershallnotassignitsrightandliab

38、ilityunderthiscontracttootherthirdpartywithoutanywrittenapprovalofthelender； 2.intheeventtheborrowerassignitsrightandliabilityunderthiscontracttootherthirdpartyunderthewrittenconsentofthelender，thethirdpartyshallabidethiscontractwithoutanycondition. article16performanceofobligationandwaiverofrights

39、1.theborrowerisindependentcontractorunderthiscontract，itwillnotimpactbyanyotherrelationsbetweentheborrowerwithotherpartyexcepttheotherprovisionssetforthinthiscontract. 2.thelendergiveanyextension，toleration，favortotheborrowerorpermittheborrowertodelayofperformanceanyobligationunderthiscontractshalln

40、otimpairanyrightsofthelenderinaccordancewiththiscontractandlaws，regulation，itshallbedeemedtohavewaiveditsrightsunderthiscontractandtheobligationshallbeperformedbytheborrowerunderthiscontract. article17amendment，supplementandinterpretationofthecontract 1.thiscontractcouldbeamendedandsupplementedupont

41、hewrittenagreementsconcludebytheparties.anyaamendmentandsupplementshallbeintegralpartyofthiscontract. 2.intheeventchangeoflaws，regulationsorlegalpracticewhichwillcauseanytermscontainedinthiscontractbecomeillegal，invalidorlossofpractice，theotherpartofthiscontractshallnotbeimpairedbyit.thebothpartiess

42、hallmakeeffortstochangetheillegal，invalidorlossofpracticepart. 3.forthemattersnotreferredinthiscontractshallbeconstruedinaccordancewiththeprovisionsofthepeoplesbankofchina. article18disputeresolution，governinglawandwaiverofexemption 1.theconclusion，interpretationanddisputeresolutionshallbesubjecttot

43、helawsofthepeoplesrepublicofchin.thedisputesarisingfromtheexecutionofthiscontractshallbesettledthroughfriendlyconsultationbybothparties.incasenosettlementcanbereached，thedisputesshallbesubmittedtothepeoplescourtofthelocationofthelenderforjudgment. 2.theborrowershallnotrejectanyobligationduringtheset

44、tlementofdisputes. 3.theexecutionandperformanceofthiscontractandtherelatedtransactioniscivilbehavior.theborrowershallnotappealtotakeactiontoexemptfromtheobligationunderthiscontract. （ifbothpartiesagreetoapplyarbitration，theabovetermshallbe：） 1.theconclusion，interpretationanddisputeresolutionshallbes

45、ubjecttothelawsofthepeoplesrepublicofchin.thedisputearisingfromtheexecutionofthiscontractshallbesettledthroughfriendlyconsultationbybothparties.incasenosettlementcanbereached，thedisputesshallbesubmittedtochinainternationaleconomicandtradearbitrationcommissionforarbitration. 2.thearbitrationshallbeconductedinaccordancewiththearbitrationlawofpeoplesrepublicofchinaandprovisionalrulesofprocedureofchinainternationalecono