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1、 附录:复利系数表1%的复利系数表年份一 次 支 付等 额 系 列终值系数现值系数年金终值系数年金现值系数资本回收系数偿债基金系数nF/P, i,nP/F, i,nF/A, i,nP/A, i,nA/P, i,nA/F, i,n12345678910111213141516171819202122232425262728293031323334351.0101.0201.0301.0411.0511.0621.7021.0831.0941.1051.1161.1271.1381.1491.1611.1731.1841.1961.2081.2201.2321.2451.2571.2701.282
2、1.2951.3081.3211.3351.3481.3611.3751.3891.4031.4170.99010.98030.97060.96100.95150.94210.93270.92350.91430.90530.89630.88750.87870.87000.86140.85280.84440.83600.82770.81960.81140.80340.79550.78760.77980.77210.76440.75680.74940.74190.73460.72730.72010.71300.70501.0002.0103.0304.0605.1016.1527.2148.286
3、9.36910.42611.56712.68313.80914.97416.09717.25818.43019.61520.81122.01923.23924.47225.71626.97328.24329.52630.82132.12933.45034.78536.13337.49438.86940.25841.6600.99101.97042.94013.90204.85345.79556.72827.65178.56609.471310.367611.255112.133813.003713.865114.719115.562316.398317.226018.045618.857019
4、.660420.455821.243422.023222.795223.559624.316525.065825.807726.542327.269627.989728.702729.40861.01000.50750.43000.25630.20600.17260.14860.13070.11680.10560.09650.08890.08240.07690.07210.06800.06340.06100.05810.05540.05300.05090.04890.04710.04540.04390.04250.04110.03990.03880.03770.03670.03570.0348
5、0.03401.00000.49750.33000.24630.19600.16260.13860.12070.10680.09560.08650.07890.07240.06690.06210.05800.05430.05100.04810.04540.04300.04090.03890.03710.03540.03390.03250.03110.02990.02880.02770.02670.02570.02480.02403%的复利系数表年份一次支付等 额 系 列终值系数现值系数年金终值系数年金现值系数资本回收系数偿债基金系数nF/P, i,nP/F, i,nF/A, i,nP/A, i
6、,nA/P, i,nA/F, i,n12345678910111213141516171819202122232425262728293031323334351.0301.0611.0931.1261.1591.1941.2301.2671.3051.3441.3841.4261.4691.5131.5581.6051.6531.7021.7541.8061.8601.9161.9742.0332.0942.1572.2212.2882.3572.4272.5002.5752.6522.7322.8140.97090.94260.91520.88850.86260.83750.81310.78
7、940.76640.74410.72240.70140.68100.66110.64190.62320.60500.58740.57030.55370.53760.52190.50670.49190.47760.46370.45020.43710.42440.41200.40000.38830.37700.36610.35541.0002.0303.0914.1845.3096.4687.6628.89210.15911.46412.80814.19215.61817.08618.59920.15721.76223.41425.11726.87028.67630.53732.45334.426
8、36.49538.55340.71042.93145.21947.57550.00352.50355.07857.73060.4620.97091.91352.82863.71714.57975.41726.23037.01977.78618.53029.25269.954010.645011.296111.937912.561113.166113.753514.323814.877515.415015.936916.443616.935617.413217.876918.327018.764119.188519.600520.000420.388820.765821.131821.48721
9、.03000.52260.35350.26900.21840.18460.16050.14250.12840.11720.10810.10050.09400.08850.08380.07960.07600.07270.06980.06720.06490.06280.06080.05910.05740.05590.05460.05330.05210.05100.05000.04910.04820.04730.04651.00000.49260.32350.23900.18840.15460.13050.11250.09840.08720.07810.07050.06400.05850.05380
10、.04960.04600.04270.03980.03720.03490.03280.03080.02910.02740.02590.02460.02330.02210.02100.02000.01910.01820.01730.01654%的复利系数表年份一次支付等 额 系 列终值系数现值系数年金终值系数年金现值系数资本回收系数偿债基金系数nF/P, i,nP/F, i,nF/A, i,nP/A, i,nA/P, i,nA/F, i,n12345678910111213141516171819202122232425262728293031323334351.0401.0821.1251.1
11、701.2171.2651.3161.3961.4231.4801.5391.6011.6651.7321.8011.8731.9482.0262.1072.1912.2792.3702.4652.5632.6662.7722.8832.9993.1193.2433.3733.5083.6483.7943.9460.96150.92460.88900.85480.82190.79030.75990.73070.70260.67560.64960.62460.60060.57750.55530.53390.51340.49360.47470.45640.43880.42200.40570.390
12、10.37510.30670.34680.33350.32070.30830.29650.28510.27410.26360.25341.0002.0403.1224.2465.4166.6337.8989.21410.58312.00613.48615.03616.62718.29220.02421.82523.69825.64527.67129.77831.96934.24836.61839.08341.64644.31247.08449.96852.96656.08559.32862.70166.21069.85873.6520.96151.88612.77513.61994.45185
13、.24216.00216.73827.43518.11098.76059.38519.985710.563111.118411.652312.165712.659313.133913.509314.029214.451114.856915.247015.622115.982816.329616.663116.987317.292017.588517.873618.147718.411218.66461.04000.53020.36040.27550.22460.19080.16660.14850.13450.12330.11420.10660.10020.09470.09000.08580.0
14、8220.07900.07610.07360.07130.06920.06730.06560.06400.06260.06120.06000.05890.05780.05690.05600.05510.05430.0.361.0000.49020.32040.23550.18460.15080.12660.10850.09450.08330.07420.06660.06020.05470.05000.04580.04220.03900.03610.03360.03130.02920.02730.02560.02400.02260.02120.02000.01890.01780.01690.01
15、600.01510.01430.01365 %的复利系数表年份一次支付等 额 系 列终值系数现值系数年金终值系数年金现值系数资本回收系数偿债基金系数nF/P, i,nP/F, i,nF/A, i,nP/A, i,nA/P, i,nA/F, i,n12345678910111213141516171819202122232425262728293031323334351.0501.1031.1581.2161.2761.3401.4071.4771.5511.6291.7101.7961.8861.9802.0792.1832.2922.4072.5272.6532.7862.9253.0723
16、.2253.3863.5563.7333.9204.1164.3224.5384.7655.0035.2535.5160.95240.90700.86380.82270.78350.74620.71070.67680.64460.61390.58470.55680.53030.50510.48100.45810.43630.41550.39570.37690.35900.34190.32560.31010.29530.28130.26790.25510.24300.23140.22040.20990.19990.19040.18131.0002.0503.1534.3105.5266.8028
17、.1429.54911.02712.58714.20715.91717.71319.59921.59723.65825.84028.13230.53933.06635.71938.50541.43044.50247.72751.11354.66958.40362.32366.43970.76175.29980.06485.06790.3200.95241.85942.72333.54604.32955.07575.78646.46327.10787.72178.30648.86339.39369.898710.379710.837311.274111.689612.085312.462212.
18、821213.163013.488613.798714.094014.375314.634014.898115.141115.372515.592815.802716.002616.192916.37421.05000.53780.36720.28200.23100.19700.17280.15470.14070.12950.12040.11280.10650.10100.09640.09320.08870.08560.08280.08030.07800.07600.07410.07250.07100.06960.06830.06710.06610.06510.06410.06330.0625
19、0.06180.06111.0000.48780.31720.23200.18100.14700.12280.10470.09070.07950.07040.06280.05650.05100.04640.04320.03870.03560.03280.03030.02800.02600.02410.02250.02100.01960.01830.01710.01610.01510.01410.01330.01250.01180.01116%的复利系数表年份一次支付等 额 系 列终值系数现值系数年金终值系数年金现值系数资本回收系数偿债基金系数nF/P, i,nP/F, i,nF/A, i,nP
20、/A, i,nA/P, i,nA/F, i,n12345678910111213141516171819202122232425262728293031323334351.0601.1241.1911.2621.3381.4191.5041.5941.6891.7911.8982.0122.1332.2612.3972.5402.6932.8543.0263.2073.4003.6043.8204.0494.2924.5494.8225.1125.4185.7446.0886.4536.8417.2517.6860.94340.89000.83960.72910.74730.70500.665
21、10.62740.59190.55840.52680.49700.46880.44230.41730.39370.37140.35040.33050.31180.29420.27750.26180.24700.23300.21980.20740.19560.18460.17410.16430.15500.14620.13790.13011.0002.0603.1844.3755.6376.9758.3949.89711.49113.18114.97216.87018.88221.01523.27625.67328.21330.90633.76036.78639.99343.32946.9965
22、0.81654.86559.15663.70668.52873.64079.05884.80290.89097.343104.184111.4350.94341.83342.67043.45614.21244.91735.58246.20986.80717.36017.88698.38398.85279.29569.712310.105910.477310.827611.158111.469911.764112.046112.303412.550412.783413.003213.210513.406213.590713.764813.929114.084114.230214.368214.4
23、9831.06000.54540.37410.28860.23740.20340.17910.16100.14700.13590.12680.11930.11300.10760.10300.09900.09550.09240.08960.08720.08500.08310.08130.07970.07820.07690.07570.07460.07360.07270.07180.07100.07030.06960.06901.0000.48540.31410.22860.17740.14340.11910.10100.08700.07590.06680.05930.05300.04760.04
24、300.03900.03550.03240.02960.02720.02500.02310.02130.01970.01820.01690.01570.01460.01360.01270.01180.01100.01030.00960.00907%的复利系数表年份一次支付等 额 系 列终值系数现值系数年金终值系数年金现值系数资本回收系数偿债基金系数nF/P, i,nP/F, i,nF/A, i,nP/A, i,nA/P, i,nA/F, i,n12345678910111213141516171819202122232425262728293031323334351.0701.1451.225
25、1.3111.4031.5011.6061.7181.8381.9672.1052.2522.4102.5972.7592.9523.1593.3803.6173.8704.1414.4304.7415.0725.4275.8076.2146.6497.1147.6128.1458.7159.3259.97810.6770.93460.87340.81630.76290.71300.66640.62280.52800.54390.50840.47510.44400.41500.38780.36250.33870.31660.29590.27650.25840.24150.22570.21100
26、.19720.18430.17220.16090.15040.14060.13140.12280.11480.10720.10020.09371.0002.0703.2154.4405.7517.1538.64510.26011.97813.81615.78417.88820.14122.55025.12927.88830.84033.99937.37940.99644.86549.00653.43658.17763.24968.67674.48480.69887.34794.461102.073110.218118.933128.259138.2370.93461.80802.62343.3
27、8724.10024.76655.38935.97136.51527.02367.49877.94278.35778.74559.10799.44679.763210.059110.335610.594010.835511.061311.272211.469311.653611.825811.986712.137112.277712.409112.531812.646612.753812.854012.94771.07000.55310.38110.29520.24390.20980.18560.16750.15350.14240.13340.12590.11970.11440.10980.1
28、0590.10240.09940.09680.09440.09230.09040.08870.08720.08580.08460.08340.08240.08150.08060.07980.07910.07840.07780.07721.0000.48310.31110.22520.17390.13980.11560.09750.08350.07240.06340.05590.04970.04440.03980.03590.03240.02940.02680.02440.02230.02040.01870.01720.01580.01460.01340.01240.01150.01060.00
29、980.00910.00840.00780.00728%的复利系数表年份一次支付等 额 系 列终值系数现值系数年金终值系数年金现值系数资本回收系数偿债基金系数nF/P, i,nP/F, i,nF/A, i,nP/A, i,nA/P, i,nA/F, i,n12345678910111213141516171819202122232425262728293031323334351.0801.1661.2601.3601.4961.5871.7141.8511.9992.1592.3322.5182.7202.9373.1723.4263.7003.9964.3164.6615.0345.4375
30、.8716.3416.8487.3967.9888.6279.31710.06310.86811.73712.67613.69014.7850.92590.85730.79380.73500.68060.63020.58350.54030.50030.46320.42890.39710.36770.34050.31530.29190.27030.25030.23170.21460.19870.18400.17030.15770.14600.13520.12520.11590.10730.09940.09200.08520.07890.07310.06761.0002.0803.2464.506
31、5.8677.3368.92310.63712.48814.48716.64518.97721.45924.21527.15230.32433.75037.45041.44645.76250.42355.45760.89366.76573.10679.95487.35195.339103.966113.283123.346134.214145.951158.627172.3170.92591.78332.57713.31213.99274.62295.20645.74666.24696.71017.13907.53617.80388.24428.55958.85149.12169.37199.
32、60369.818210.016810.200810.371110.528810.674810.810010.935211.051111.158411.257811.349811.435011.513911.586911.65461.08000.56080.38800.30190.25050.21630.19210.17400.16010.14900.14010.13270.12650.12130.11680.11300.10960.10670.10410.10190.09980.09800.09640.09500.9370.09250.09150.09050.08960.08880.0881
33、0.08750.08690.08630.08581.00000.40800.30800.22190.17050.13630.11210.09400.08010.06900.06010.05270.04650.04130.03680.03300.02960.02670.02140.02190.01980.01800.01640.01500.01370.01250.01150.01050.00960.00880.00810.00750.00690.00630.00589%的复利系数表年份一次支付等 额 系 列终值系数现值系数年金终值系数年金现值系数资本回收系数偿债基金系数nF/P, i,nP/F,
34、 i,nF/A, i,nP/A, i,nA/P, i,nA/F, i,n12345678910111213141516171819202122232425262728293031323334351.0901.1881.2951.4121.5391.6771.8281.9932.1722.3672.5802.8133.0663.3423.6423.9704.3284.7175.1425.6046.1096.6597.2587.9118.6239.39910.24511.16712.17213.26814.46215.76317.18218.72820.4140.91740.84170.77220
35、.70840.64990.59630.54700.50190.46040.42240.38750.35550.32620.29930.27450.25190.23110.21200.19450.17840.16370.15020.13780.12640.11600.10640.09760.08960.08220.07540.06920.06340.05820.05340.04901.0002.0903.2784.5735.9857.5239.20011.02813.02115.19317.56020.14122.95326.01929.36133.00336.97441.30146.01851
36、.16056.76562.87369.53276.79084.70193.324102.723112.968124.135136.308149.575164.037179.800196.982215.7110.91741.75912.53133.23973.88974.48595.03305.53485.99536.41776.80527.16077.48697.78628.06078.31268.54368.75568.95019.12869.20239.44249.58029.70669.82269.929010.026610.116110.198310.273710.342810.406
37、310.464510.517810.5681.09000.56850.39510.30870.25710.22290.19870.18070.16680.15580.14700.13970.13360.12840.12410.12030.11710.11420.11170.10960.10760.10590.10440.10300.10180.10070.09970.09890.09810.09730.09670.09610.09560.09510.09461.00000.47850.30510.21870.16710.13290.10870.09070.07680.06580.05700.0
38、4970.04360.03840.03410.03030.02710.02420.02170.01960.01760.01590.01440.01300.01180.01070.00970.00890.00810.00730.00670.00610.00560.00510.004610%的复利系数表年份一次支付等 额 系 列终值系数现值系数年金终值系数年金现值系数资本回收系数偿债基金系数nF/P, i,nP/F, i,nF/A, i,nP/A, i,nA/P, i,nA/F, i,n12345678910111213141516171819202122232425262728293031323
39、334351.1001.2101.3311.4641.6111.7721.9492.1442.3582.5942.8533.1383.4523.7984.1774.5955.0545.5606,1166.7287.4008.1408.9549.85010.83511.91813.11014.42115.86317.44919.19421.11423.22525.54828.1020.90910.82650.75130.68800.62990.56450.51320.46650.42410.38560.35050.31860.28970.26330.23940.21760.19790.17990
40、.16350.14870.13510.12290.11170.10150.09230.08390.07630.06940.06300.05730.05210.04740.04310.03920.03561.0002.1003.3104.6416.1057.7169.48711.43613.57915.93718.53121.38424.52327.97531.77235.95040.54545.59951.15957.27564.00371.40379.54388.49798.347109.182121.100134.210148.631164.494181.943201.138222.252
41、245.477271.0240.90911.73552.48693.16993.79084.35534.86845.33495.75906.14466.49516.81377.10347.36677.60617.82378.02168.20148.36498.51368.64878.77168.88328.98489.07719.16109.23729.30669.36969.42699.47909.52649.56949.60869.64421.10000.57620.40210.31550.26380.22960.20540.18750.17370.16280.15400.14680.14
42、080.13580.13150.12780.12470.12190.11960.11750.11560.11400.11260.11130.11020.10920.10830.10750.10670.10610.10550.10500.10450.10410.10371.00000.47620.30210.21550.16380.12960.10540.08750.07370.06280.05400.04680.04080.03580.03150.02780.02470.02190.01960.01750.01560.01400.01260.01130.01020.00920.00830.00
43、750.00670.00610.00550.00500.00450.00410.003712%的复利系数表年份一次支付等 额 系 列终值系数现值系数年金终值系数年金现值系数资本回收系数偿债基金系数nF/P, i,nP/F, i,nF/A, i,nP/A, i,nA/P, i,nA/F, i,n12345678910111213141516171819202122232425262728293031323334351.1201.2541.4051.5741.7621.9742.2112.4762.7733.1063.4793.8964.3644.8875.4746.1306.8667.6908.6139.64610.80412.10013.55215.
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