金融英语口语+重要的名词

1 口语口语 一一 B 先生 我能为您做些什么 C 是的 我公司想开个户 您能给我提供些信息吗 B 我很乐意 您想开哪种账户 C 活期账户 我尤其想了解一下你们能够提供的利率 B 哦 本行提供的利率在全国是最具有竞争力的 至于活 期账户 年利率是 1 3 B Sir May I help you C Yes I want to open an account for my company can you offer me some information about it B OK it s my pleasure Which kind of account do you want the current account or term account C The current account Specially I want to know about the interest rate you offer B OK The interest rate my bank provides is the most competitive in the country For the demand account the interest rate is 1 3 per annum 口语口语 二二 B 女士 上午好 我能为您提供些帮助吗 C 上午好 我想开个户 B 您想开哪种账户 C 还没有确定 我是来参加奥运会的 要在这儿呆一个月左右 B 那样的话 我想您需要一个支票账户 以便能用支票付账 C 这是个好主意 支票账户的最低起存额是多少 B 100 美元 您想存多少钱 C 嗯 我想存 10 000 美元 B 好的 女士 请填一下这张表并在这儿签字 C 好的 给您 这样行吗 B 行 这样行 请把您的护照给我看看 可以吗 C 当然可以 给您 我现在就能开支票了吗 B 可以 这是支票簿 C 随便问一下 银行什么时候关门 B 下午 6 00 C 谢谢您的帮助 B 不要谢 祝您好运 C 谢谢 再见 B 再见 B Good morning Madam Can I help you C Good morning I want to open an account with your bank B What kind of account do you want C I m not sure I come here for The Olympic Games so I will be here for a month all so B In the case I suggest you can open a checking account Such you can pay your bills by your checks C That s a good idea What is the minimum amount for the checking account B 100 us dolloars How much money do you want to deposit C en I think it s 10000 us dolloars B OK Madam Please fill out the form and sign your name here C OK Here you are That s all right B All right that s in order Would you mind showing me you passport C Of course not Here you are Can I write a check now B Yes you can This is a check book 2 C By the way when does the bank close B 6 00pm C Thank you for your help B You re welcome Good luck C Thanks goodbye B Bye 口语口语 三三 B 下午好 女士 我能为您做些什么吗 C 下午好 我想在我的账户上存些钱 B 您想存多少 C 800 美元 B 您的储蓄账户吗 女士 C 哦 是活期账户 B 那好 请在存款单上填明您的账号 姓名以及存款金额 C 谢谢 给您 这样行吗 B 很好 请把存折给我 C 给您存折和现金 B 谢谢 给您存折 请看看是否正确 C 正确 谢谢 B 不用谢 再见 B Good afternoon Madam What can I do for you C Good afternoon I want to pay some money into my account B How much would you like to put into your account C 800 us dolloars B Is it your savings account madam C Oh it s a demand account B OK Please write down your account number name and credit amount under the deposit slip C Thank you Here you are It s ok B Great Please give me your passbook C Here are my passbook and cash B Thanks Here is your passbook Please have a look at it to make sure is it right C Yes it s correct Thanks B You re welcome 口语口语 四四 B 我能为您提供什么帮助吗 先生 C 是的 几个月前 我在贵行开了个户 我从月结算清单上看出余额已经很少了 所以我来存些钱 B 唔 您的是支票账户 账户是多少 C 账户在这儿 B 您想存多少钱 C 1 万美元 B 那好 这是张存款单 请填上 C 好的 这是填好的存款单和 1 万美元 B 谢谢 C 另外 我的支票簿几乎用完了 您能再给我一本吗 B 当然可以 这是您的账户 还有一本您要的支票 簿 3 C 谢谢 再见 B 再见 B What can I do for you sir C Yes I opened an account with your bank some monthes ago I read from the monthly settlement that the balance is already very low So I want to deposit some money into my account B en You have a checking account What is your account number C Here it is B How much would you like to put into your account C 10000 us dolloars B OK Here is the deposit slip Please fill it C OK Here are the completed slip and 10000 us dolloars B Thank you C Besides I have almost run out my check Can I have another one B Of course This is your account and your checkbook C Thanks Byebye B Bye 口语口语 五五 B 我能为您做些什么 C 是的 我想把这张支票兑现 B 我看一下 非常遗憾 我得告诉您 这张支票不能兑现 您看 这是张划线支票 这种支票是不能 转让的 所以不能直接兑现 C 哎呀 那我该怎么办 B 您得先把这支票存入您的账户 C 是吗 B 这是银行的规定 银行只是想保证只有支票上指定的人能得到这笔钱 C 这是个不错的办法 我得首先把这张支票存入我的账户 那么我该办什么手续 B 哦 非常容易 这是张存款单 请填好 然后在写有 签名 字样的地方签名 当支票兑现时 钱就会 转到您的户头上 C 好的 那我得填上我的姓名 地址和电话好吗 给您 顺便问一下 如果存现金 手续是否相同 B 是的 是相同的 一切都办好了 C 谢谢 再见 B What can I do for you C Yes I want to cash the check B Let me have a look I m very sorry to tell you that you can t cash Look this is a crossed check The checks cann t be negotiable so it isn t cashed directly C Oh dear What can I do B You need deposit the check into your account first C Is it all right B It is the bank regulations we just want to make sure that only person to whom the check was written can get the money C Oh that is a good idea I must deposit the check into my account then what is the procedures should I do B Oh vey easy Here is the deposit slip please fill in it and sign where it says signature When the check is cleared the money will be transferred into your account C OK I need to fill out my name my address and my telephone number all right Here you are By the way if I want to deposit the cash the procedures are the same 4 B Yes the same everything is OK C Thanks byebye 口语口语 六六 C 劳驾一下 我在等一笔从美国转来的款 到了吗 B 请把您的问题解释一下 好吗 C 有人从大通曼哈顿银行给我转来了 1 000 美元 不知到了没有 B 请问您叫什么名字 C 杰克 伦敦 前几天 我在贵行开了个户 B 明白了 请稍等一下 我去查一下 伦敦先生 款已经到了 1000 美元 已进入您的账户 C 谢谢您 B 不用谢 您是想取走呢还是留在账上 C 想取走 因为我急需钱用 我得先填张取款单吗 B 我想是的 C 这是取款单 请给我 800 美元的百元钞 其余的为小钞 B 好的 给您 C 非常感谢 再见 C Excuse me I am expecting a transfer from USA Is it in B Would you rephrase your question C There is a transfer of 1000 dollars from the Chase Manhattan bank I wonder wether it has arrived B Name please C Jack London I opened an account with your bank some days ago B I see Please wait I will go and check Mr London the transfer has arrived we have credited your account 1000 us dollars C Thank you B You are welcome Do you want to take out your money or keep it account C I want to withdraw for I am in urgent need Should I fill out a slip first B I think so C Here is the slip I would like in one hundrends 800 us dollars And the rest in small bills B OK Here you are C Thanks a lot bye bye 口语口语 七七 B 早上好 先生 我能为您做些什么 C 请给我讲一下该如何取款 好吗 B 当然可以 那边的柜台上有取款单 填写一张 注明想取的金额 日期以及账号 别忘了签字 填完 后拿来给我 C 好的 谢谢 给您取款单和存折 B 好 请输入密码 是的 对了 您想取多少 C 700 美元 B 但您的账上只有 500 美元 C 真的吗 B 储蓄账户一般不允许透支 但有些支票账户可以 可也要在一定的额度内 C 对不起 我没注意到 B 这不是您的错 再填一张取款单就是了 C 好的 请帮我看一下是否填对了 B 行 这是 450 美元 5 C 非常感谢 B Good morning Sir What can I do for you C Would you mind telling me how to withdraw money B Of course There are some withdraw slips on the counter over there Please fill one out stating the amount you want to withdraw the date and your account number And don t forget to sign your name Then come back to me w when you have finished C OK thanks Here are your withdraw slip and passbook B OK Please input key put into your password Yes that s it How much do you want to withdraw C 700 us dollars B But you have balance 500 dollars only in your account C Really B We don t allow overdraft for savings account But for some checking accounts the depositer can overdraft but within the certain extend C Sorry I don t notice B It is not your false you can fill out another C OK Could you please go it over B OK Here are 450 us dollars C Thanks a lot 名词名词 汉译英汉译英 英译汉英译汉 1 吸收存款吸收存款 mobilizing savings 2 货币政策货币政策 monetary policy 3 公开市场业务公开市场业务 open market operations 4 不良贷款不良贷款 the non performing loans 5 表内外风险敞口表内外风险敞口 on and off balance sheet exposures 6 多边汇率指数多边汇率指数 the multi lateral exchange rate indexes 7 最低资本金要求最低资本金要求 minimum capital requirements 8 经常项目业务经常项目业务 current account transactions 9 外汇头寸外汇头寸 foreign exchange position 10 外汇报价外汇报价 foreign exchange quotations 11 资本项目业务资本项目业务 capital account transactions 12 资产质量资产质量 asset quality 13 金融稳定金融稳定 financial stability 14 流动性风险流动性风险 liquidity risk 15 操作风险操作风险 operational risk 16 一级资本一级资本 tier one capital 17 金融交易金融交易 financial transactions 18 出口核销出口核销 export verification 19 多头多头 long positions 20 空头空头 short positions 21 流通票据流通票据 negotiable instruments 22 应收账款应收账款 accounts receivable 23 资本租赁资本租赁 capital lease 24 期货市场期货市场 futures markets 25 保管业务保管业务 custody business 26 债务工具债务工具 debt instruments 27 联合牵头行联合牵头行 co lead managers 6 28 汇票汇票 bills of exchange 29 一级市场一级市场 primary market 30 投资银行业务投资银行业务 investment banking 31 国际结算国际结算 international settlement 32 证券承销证券承销 securities underwriting 33 做市商做市商 market makers 34