银行实用英语.doc

银行实用英语1、 银行实用词汇account number 账户；deposit 存户；pay-in slip存款单；a banding machine 自动存款机；to deposit 存款；private deposits私人存款；certificate of deposit存单；deposit book,passbook 存折； credit card 信用卡；principal 本金；overdraft,overdraw 透支；to endorse 背书；cheque,check 本票；cheque book支票本；blank cheque空白支票；rubber cheque 空头支票；cash cheque 现金支票；cheque for transfer 转账支票；banker 银行家；president 行长；credit union 合作银行；credit cooperatives 信用社；banking hours,business hours 营业时间；current deposit, current account 活期存款；fixed deposit, fixed account 定期存款；fixed deposit by installments 零存整取；joint account 联名存款帐户 to open an account 开户头；currency, money货币；money changing 兑换货币；an exchange form 兑换单；bank note 钞票；note of large denomination 大票；note of small denomination 小票； small change 零钱；subsidiary money 辅币；nickel piece 镍币；convertible money 可兑换（黄金）纸币；exchange table, conversion table 汇兑换算表；foreign exchange 外汇；exchange rate 外汇率；conversion rate 折合率；foreign exchange restriction 外汇限额；foreign exchange quotations 外汇行情； to check the rate for sb. 查牌价；interest rate 利率In triplicate 一式三份；In duplicate 一式两份 ；Mail-transfer=M/T信汇；Telegraphic-transfer=T/T电汇；Draft on demand=D/D票汇；Pin number 密码;dollar 美元；pound 英镑；french franc 法国法郎；foreign currency 外币2、 日常用语口语（一）迎宾Good morning/afternoon/evening/night,sir.Can I help you?早上好/下午好/晚上好，先生。请问有什么需要帮助的？Im glad to see you again./Its good to see you again.很高兴能再次见到您。Are you being attended to?有人接待您了吗？Ill help you with it.我来帮你办理。Please pass your card to me .请把你的银行卡给我。Pardon?/Would you mind repeating your question,please?对不起，请你重复一遍。Did you follow me?/follow me?您能明白吗？Im sorry,but would you please speak more slowly?对不起，您能讲的慢一些吗？Input your password here .请输入您的密码。Please keep them well.请你保管好。Well,please go to counter to No.xx.请您到xx号窗口办理。Please follow me,we will arrange a VIP counter especially for you .请随我来，我们为您安排一个VIP窗口。Please wait a moment.请稍后。Do you have some identification on you ?请问，您带身份证了吗？（二）开立银行账户 Id like to open a bank account .我想开立一个银行账户。Could you tell me something about savings accounts.能否告诉我有关存储账户的事情？We offer current accounts and fixed deposit for indiciduals.我们对个人提供活期存款和定期存款。What kind of account did you have in your mind? A deposit or current account? 你想开哪种帐户? 定期还是活期? I should like to open a current account. 我想开一个活期存款帐户。Is there any minimum for the first deposit? 第一次储蓄有最低限额吗？The minimum balance is one yuan.存款最小金额为1元。How much does each account cost? 每个帐户要花多少钱？Fifty yuan is the minimum original deposit.五十元为最低起存金额。Fill in the deposit slip first please.请先先写这张存款单。 There isnt any service charge.我们不收取任何手续费。Wed like to know how we open a checking-savings account. 我们想知道如何开一个支票储蓄帐户。I think Id like a deposit account. 我想要开个定期存款帐户。Please tell me the procedure for opening a savings account. 请告诉我开个储蓄帐户需要什么手续。Could you tell me how to operate this account?请告诉我如何经管这个帐户好吗？Have you filled out the form? 您填好单子了吗？Please keep the bankbook.请拿好你的存折。Id like to close my account with your bank .我要结清我在这里的账户/我要销户。Every quarter we credit the earned interest to your account automatically.每季度我们会自动把利息划入您的账户。Whats the annual interest rate?年息多少？What the interest rate for the current accounts?活期存款的利率是多少？The annual interest rate is 3.3%.活期存款账户年息是3.3%。Press the buttons on this machine, and enter your pin number for six digits.按这个装置上的按钮，输入六位阿拉伯数字的密码。By the way, when does the bank close?顺便问一下，银行几点关门？Its close at 5 P.M。Please bring your identification card with you when you come.下午5点关门。请来时带上您的身份证件。（三）兑换货币Please tell me how much you want to change. 请告诉我你要换多少。How much of the remittance do you want to convert into Japanese yen你要把多少汇款换成日圆What kind of currency do you want? 要哪种货币？Whats it you wish to change? 你有什么要换的？What kind of currency do you want to change? 要换哪种货币？In what denominations? 要什么面值的？How would you like it? 你要什么面额的？Please tell me what note you want. 请告诉我要什么钞票。Is it in travelers cheques? 换旅行支票吗？Id like to know how I shall give it to you. 我想知道如何付钱给你。Would you kindly sign the exchange form, giving your name and address? 请在兑换单上签字，写出你的姓名和地址，好吗？Can you change me some money, please? 能否请你给我兑换一些钱？Here it is, some French francs, Swiss francs, American dollars and a few Dutch guilders. 这些就是：一些法国法郎，瑞士法郎，美圆和一些荷兰盾。Id like to know if you could change this money back into U.S. dollars for me. 我想知道能否把这笔兑回成美圆。Could you change these French francs for me? 能给我兑换这些法国法郎吗？Id like to convert the full amount of the remittance into U.S. dollars. 我想把全部汇款换成美圆。Id like some coins for this note. 我想把这张纸币换成硬币。Could you give me some small notes? 给我一些小票好吗？（4） 银行存取款Excuse me, could you please tell me where is the counter for incoming remittance?请问，哪里是汇入汇款柜？How much do you want to place to your account?请问您要存多少钱？Id like to deposit some money in my account.我要把一些钱存入我的账户。Excuse me, can I make foreign remittance?请问我能汇款到境外吗？Please write down your name. Your account number and the amount you want to put in on this deposit slip.请在这张存款凭条上写上您的名字,您的账号及您想存款的数额。You can rewrite it and do it in triplicate.您可以重填，一式三份。We offer an interest rate for fixed deposit which is much higher than for current deposit.我们这里提供的定期存款利率比活期利率高得多。Yes, after technical examination, we find this note is counterfeit.是的，经过技术检验，我们发现这张钞票是张假币。Do you deal with deposits here?你们这里办理存款吗？Your money has arrived.您的汇款已经来了。Would you like to remit it by M/T or by T/T?您要用信汇还是电汇？Sorry youve filled a wrong account number.Please rewrite it.对不起，您的账号填错了。请重新填写。Here is the application form for remittance.Please fill up the name and address of the beneficiary,the name of the bank ,your present address here at the bottom.Be sure everything is clearly written.这是汇款申请书，请填写收款人的姓名和地址，并在下面写上银行名称及您现在的地址。务必都要写清楚。May I have the name of the remittees bank.我可以问一下收款人的银行是哪一家吗？How much do you charge for T/T to agricultural Bank Of China.电汇到农行你们收费多少？How would you like to have it?您想怎样支取这笔款呢？You could use it at any ATM.您可以在任何一个自动取款机上使用。You may check your account,withdraw cash,or correct your pin number.您可核对账户、提取现金和修改密码。Im sorry,sir.But the remittance has not arrived yet.对不起，汇款还没有寄到。Wait just a moment,please.请稍等。I owe an aplolgy for doing nothing about it.实在抱歉，我无能为力。Its just too bad.I have to leave it as it is.真是太不幸了。我只能随他去了。（5） 支票兑现How much does the