2025年度企业短期借款合同英文范本

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2025年度企业短期借款合同英文范本本合同共三部分组成，仅供学习使用，第一部分如下：2025ANNUALSHORTTERMBUSINESSLOANAGREEMENTThisLoanAgreement(the"Agreement")ismadeandenteredintoasof[Date],andbetweenthefollowingparties:Lender:[FullLegalNameofLender][AddressofLender][City,State,ZIPCode]Borrower:[FullLegalNameofBorrower][AddressofBorrower][City,State,ZIPCode]WHEREAS,theBorrowerdesirestoobtainashorttermloanfromtheLender,andtheLenderdesirestolendsuchfundstotheBorroweronthetermsandconditionssetforthherein.NOW,THEREFORE,inconsiderationofthemutualcovenantsandagreementshereinaftersetforth,thepartiesheretoagreeasfollows:1.LoanAmountandTermTheLenderagreestolendtotheBorroweranaggregateprincipalamountof[__]dollars($[__])(the"Loan"),subjecttothefollowingterms:a.TheLoanshallberepayablein[__]equalmonthlyinstallmentsof[__]dollarseach(the"Installments"),beginningon[Date]andendingon[Date].b.ThefirstInstallmentshallbedueandpayableon[Date].2.InterestRate3.RepaymentScheduleTheBorroweragreestorepaytheLoaninaccordancewiththerepaymentschedulesetforthinParagraph1above.4.SecurityTheBorrowerheregrantstotheLenderafirstprioritysecurityinterestinalloftheBorrower'spresentandafteracquiredpersonalproperty(the"SecuredProperty")tosecurethepaymentoftheLoanandtheperformanceofallobligationsunderthisAgreement.5.DefaultandRemediesb.Uponanydefault,theLendermaytakepossessionoftheSecuredPropertyandsellthesameatpublicauctionorotherwise,andapplytheproceedsthereoftothepaymentoftheLoanandthecostsandexpensesofsuchsaleandcollection.6.AssignmentThisAgreementmaynotbeassignedtheBorrowerwithoutthepriorwrittenconsentoftheLender.7.GoverningLawThisAgreementshallbegovernedandconstruedinaccordancewiththelawsofthe[State/Country].8.EntireAgreementThisAgreementconstitutestheentireagreementbetweenthepartieswithrespecttothesubjectmatterhereofandsupersedesallprioragreements,negotiations,understandingsanddiscussions,whetherwrittenororal,oftheparties.9.AmendmentsThisAgreementmaybeamendedonlyawritteninstrumentexecutedbothparties.10.CounterpartsThisAgreementmaybeexecutedincounterparts,eachofwhichshallbedeemedanoriginal,butallofwhichtogethershallconstituteoneandthesameinstrument.INWITNESSWHEREOF,thepartiesheretohavecausedthisAgreementtobeexecutedasofthedatefirstabovewritten.Lender:By:___________________________Name:___________________________Title:___________________________Date:___________________________Borrower:By:___________________________Name:___________________________Title:___________________________Date:___________________________第二部分附件A.CollateralAgreementThisCollateralAgreementismadeandenteredintoasof[Date],andbetweentheBorrowerandtheLender.B.LoanApplicationThisLoanApplicationissubmittedtheBorrowertotheLenderon[Date].第三部分保密协议ConfidentialityAgreementThisConfidentialityAgreementismadeandenteredintoasof[Date],andbetweentheBorrowerandtheLender.第二部分：第三方介入后的修正1.IntroductiontoThirdPartyInvolvementForthepurposeofthisAgreement,"ThirdParty"shallmeananyentity,individual,ororganizationthatisnotapartytothisAgreementbutisinvolvedinthetransactionorhasaroleintheloanprocess.Thismayinclude,butisnotlimitedto,intermediaries,consultants,auditors,insuranceproviders,andanyotherentitythatprovidesservicesorhasaninterestintheLoan.2.ThirdPartyRoleandResponsibilities2.1.IntermediaryRole:IfaThirdPartyactsasanintermediaryinfacilitatingtheLoan,theintermediaryshallberesponsiblefor:b.ProvidinganynecessarydocumentationorinformationtotheLenderandtheBorrower.c.AssistinginthenegotiationandexecutionofanyagreementsrelatedtotheLoan.2.2.ConsultantRole:IfaThirdPartyisengagedasaconsultant,theconsultantshall:a.ProvideexpertadviceandanalysisontheBorrower'sfinancialsituationandtheLoanterms.c.AssistinthepreparationofanyreportsoranalysesrequiredtheLender.2.3.AuditorRole:IfaThirdPartyisengagedasanauditor,theauditorshall:a.ConductanindependentauditoftheBorrower'sfinancialstatementsandprovideareporttotheLender.c.ProvideanyadditionalinformationorclarificationrequiredtheLender.2.4.InsuranceProviderRole:IfaThirdPartyisengagedasaninsuranceprovider,theinsuranceprovidershall:a.ProvideinsurancecoverageasagreeduponintheLoanAgreement.b.EnsurethattheinsurancepolicyisinforceandcoverstherisksassociatedwiththeLoan.c.ProvideanynecessarydocumentationorinformationtotheLenderandtheBorrower.3.LimitationofLiabilityoftheThirdParty3.1.TheThirdPartyshallbeliableonlyforitsownactsoromissionsandshallnotbeliableforanyactsoromissionsoftheBorrowerortheLender.3.3.TheThirdPartyshallnotbeliableforanyindirect,special,incidental,orconsequentialdamagesarisingoutoforinconnectionwiththeLoanorthisAgreement.4.ThirdParty'sRighttoInformation4.1.TheBorrowerandtheLendershallprovidetheThirdPartywithallnecessaryinformationanddocumentationrelatedtotheLoanandthisAgreement.4.2.TheThirdPartyshallhavetherighttoaccesstheBorrower'sfinancialrecordsandotherrelevantinformationasnecessarytoperformitsdutiesunderthisAgreement.5.ThirdParty'sRelationshipwiththeBorrowerandtheLender5.1.TheThirdPartyshallactasanindependentcontractorandshallnotbedeemedanagentofeithertheBorrowerortheLender.5.3.TheBorrowerandtheLendershallnotberesponsiblefortheactsoromissionsoftheThirdParty.6.ChangestotheLoanTerms6.1.AnychangestotheLoantermsorconditionsagreeduponbetweentheBorrowerandtheLendershallnotaffecttherightsandobligationsoftheThirdParty.6.2.TheBorrowerandtheLendershallnotifytheThirdPartyofanychangestotheLoantermsorconditions.7.TerminationoftheThirdParty'sInvolvement7.1.TheinvolvementoftheThirdPartymaybeterminatedeithertheBorrowerortheLenderuponwrittennoticetotheThirdParty.7.2.Upontermination,theThirdPartyshallreturnallconfidentialinformationanddocumentationprovidedtheBorrowerortheLender.8.GoverningLawThisAgreementshallbegovernedandconstruedinaccordancewiththelawsofthe[State/Country].9.EntireAgreementThisAgreementconstitutestheentireagreementbetweenthepartieswithrespecttothesubjectmatterhereofandsupersedesallprioragreements,negotiations,understandingsanddiscussions,whetherwrittenororal,oftheparties.10.AmendmentsThisAgreementmaybeamendedonlyawritteninstrumentexecutedallparties.11.CounterpartsThisAgreementmaybeexecutedincounterparts,eachofwhichshallbedeemedanoriginal,butallofwhichtogethershallconstituteoneandthesameinstrument.AdditionalProvisionsforBorrowerandLenderuponThirdPartyInvolvement12.Borrower'sAdditionalObligations12.1.TheBorrowershallensurethattheThirdPartyhasthenecessaryauthoritytoactonitsbehalf.12.2.TheBorrowershallprovidetheThirdPartywithallnecessaryinformationanddocumentationtoperformitsdutiesunderthisAgreement.13.Lender'sAdditionalObligations13.1.TheLendershallprovidetheThirdPartywithallnecessaryinformationanddocumentationtoperformitsdutiesunderthisAgreement.13.2.TheLendershallreviewandapproveanyreportsoranalysesprovidedtheThirdParty.Note:TheaboveprovisionsareintendedtoprovideaframeworkfortheinvolvementofThirdPartiesintheLoanAgreement.SpecifictermsandconditionsmayvarybasedonthenatureoftheThirdParty'sinvolvementandthespecificrequirementsoftheBorrowerandtheLender.第三部分：其他补充性说明和解释说明一：附件列表：3.SecurityAgreement:ThisdocumentoutlinesthetermsandconditionsofthesecurityinterestgrantedtheBorrowertotheLender.ItincludesadescriptionoftheSecuredPropertyandtherightsandobligationsofbothparties.4.CollateralInventoryList:AdetailedlistofallSecuredPropertyprovidedtheBorrowertosecuretheLoan.ThislistshallbeupdatedperiodicallytoreflectanychangesintheSecuredProperty.5.RepaymentSchedule:AscheduledetailingtherepaymenttermsoftheLoan,includingtheamountofeachInstallment,duedates,andanylatepaymentpenalties.6.InterestRateCalculationMethod:AdocumentexplainingthemethodusedtocalculatetheInterestRateontheLoan.7.InsurancePolicy:Acopyoftheinsurancepolicyprovidedtheinsuranceprovider,ifapplicable.ThispolicyshallcovertherisksassociatedwiththeLoanandtheSecuredProperty.8.Auditor'sReport:Areportpreparedtheauditor,ifapplicable,detailingthefindingsoftheauditoftheBorrower'sfinancialstatements.9.IntermediaryAgreement:Ifanintermediaryisinvolved,thisagreementshalloutlinethetermsandconditionsoftheintermediary'sservices,includingfeesandresponsibilities.10.ConsultantAgreement:Ifaconsultantisinvolved,thisagreementshalloutlinethetermsandconditionsoftheconsultant'sservices,includingfeesandresponsibilities.说明二：违约行为及责任认定：1.FailuretoMakePayments:IftheBorrowerfailstomakeanypaymentwhendue,theLendermaychargealatepaymentpenaltyequalto[__]%oftheunpaidamountforeachmonthorpartthereofthatthepaymentremainsunpaid.Example:IftheBorroweris30dayslateonapaymentof$1,000,thelatepaymentpenaltywouldbe$30(1%of$1,000).2.FailuretoProvideFinancialStatements:IftheBorrowerfailstoprovidetherequiredfinancialstatementswithintheagreedupontimeframe,theLendermaychargeafeeof$[__]foreachlateday.Example:IftheBorroweris10dayslateinprovidingthefinancialstatements,afeeof$100wouldbecharged.3.FailuretoMaintainInsurance:IftheBorrowerfailstomaintaintherequiredinsurancecoverage,theLendermayrequiretheBorrowertoobtaintheinsuranceimmediatelyandmaychargeafeeof$[__]foreachdaytheinsuranceisnotinforce.Examp