二零二五年度车辆抵押借款合同（含车辆折旧计算）4篇

20XX专业合同封面COUNTRACTCOVER20XX专业合同封面COUNTRACTCOVER甲方：XXX乙方：XXXPERSONALRESUMERESUME二零二五年度车辆抵押借款合同（含车辆折旧计算）合同目录第一章合同基本信息1.1合同双方1.2合同编号1.3合同签订日期1.4合同签订地点1.5合同有效期1.6合同标的物1.7借款金额1.8借款利率1.9借款期限1.10还款方式1.11抵押车辆信息1.12抵押车辆评估价值1.13抵押车辆折旧计算方法1.14抵押车辆保管责任第二章抵押车辆权属及状态2.1抵押车辆权属证明2.2抵押车辆现状描述2.3抵押车辆维修及保养情况2.4抵押车辆违章及事故记录2.5抵押车辆保险情况2.6抵押车辆权属变更限制第三章借款条件及流程3.1借款申请3.2借款审核3.3借款发放3.4抵押车辆登记手续3.5借款合同签订3.6借款合同生效条件3.7借款合同变更及解除第四章借款还款及罚则4.1还款计划4.2还款期限4.3还款方式4.4逾期还款罚则4.5严重违约罚则4.6不可抗力条款4.7争议解决方式4.8合同解除条件第五章抵押车辆折旧计算及处理5.1折旧计算方法5.2折旧年限5.3折旧率5.4折旧计算结果5.5折旧调整5.6抵押车辆处置5.7抵押车辆折旧损失承担第六章违约责任6.1借款人违约责任6.2借款人逾期还款责任6.3抵押权人违约责任6.4抵押权人不当处置抵押物责任6.5第三方违约责任6.6不可抗力导致的违约责任第七章保密条款7.1保密信息范围7.2保密期限7.3保密义务7.4违反保密义务的责任第八章通知与送达8.1通知方式8.2送达地址8.3送达确认8.4通知变更第九章合同附件9.1抵押车辆评估报告9.2借款申请表9.3抵押合同9.4其他相关文件第十章合同解除10.1合同解除条件10.2合同解除程序10.3合同解除后的处理第十一章合同终止11.1合同终止条件11.2合同终止程序11.3合同终止后的处理第十二章争议解决12.1争议解决方式12.2争议解决机构12.3争议解决程序12.4争议解决费用第十三章合同生效及其他13.1合同生效条件13.2合同解释13.3合同变更13.4合同终止13.5合同争议解决13.6合同其他条款第十四章合同签署14.1签署人14.2签署日期14.3签署地点合同编号_________第一章合同基本信息1.1合同双方1.1.1借款人名称：____________________1.1.2借款人地址：____________________1.1.3借款人法定代表人或授权代表：____________________1.1.4借款人联系方式：____________________1.2合同编号：____________________1.3合同签订日期：2025年____月____日1.4合同签订地点：____________________1.5合同有效期：自2025年____月____日至____年____月____日1.6合同标的物：____________________1.7借款金额：人民币____元整1.8借款利率：_____%（年利率）1.9借款期限：____个月1.10还款方式：____________________1.11抵押车辆信息：1.11.1车辆品牌：____________________1.11.2车辆型号：____________________1.11.3车辆车牌号：____________________1.11.4车辆购置日期：____________________1.11.5车辆行驶里程：____________________1.12抵押车辆评估价值：人民币____元整1.13抵押车辆折旧计算方法：____________________1.14抵押车辆保管责任：____________________第二章抵押车辆权属及状态2.1抵押车辆权属证明：____________________2.2抵押车辆现状描述：____________________2.3抵押车辆维修及保养情况：____________________2.4抵押车辆违章及事故记录：____________________2.5抵押车辆保险情况：____________________2.6抵押车辆权属变更限制：____________________第三章借款条件及流程3.1借款申请：借款人需向抵押权人提交完整的借款申请材料。3.2借款审核：抵押权人对借款申请进行审核，包括但不限于借款人的信用状况、还款能力等。3.3借款发放：审核通过后，抵押权人将借款金额发放至借款人指定的账户。3.4抵押车辆登记手续：借款人需办理抵押车辆登记手续，将抵押车辆所有权转移至抵押权人。3.5借款合同签订：借款人与抵押权人签订本合同，明确双方的权利和义务。3.6借款合同生效条件：合同双方签署并加盖公章，合同生效。3.7借款合同变更及解除：经双方协商一致，可对本合同进行变更或解除。第四章借款还款及罚则4.1还款计划：借款人需按照约定的还款计划按时还款。4.2还款期限：每次还款的期限为____天。4.3还款方式：借款人可通过银行转账、现金等方式还款。4.4逾期还款罚则：逾期还款的，每日按借款金额的_____%计收滞纳金。4.5严重违约罚则：如借款人严重违约，抵押权人有权解除合同，并要求借款人立即偿还全部借款及利息。4.6不可抗力条款：因不可抗力导致合同无法履行的，双方互不承担责任。4.7争议解决方式：双方应友好协商解决争议，协商不成的，提交____仲裁委员会仲裁。4.8合同解除条件：发生合同约定的解除条件时，双方可解除合同。第五章抵押车辆折旧计算及处理5.1折旧计算方法：按照直线法计算折旧。5.2折旧年限：____年。5.3折旧率：_____%。5.4折旧计算结果：____________________5.5折旧调整：根据实际情况，双方可协商调整折旧率。5.6抵押车辆处置：抵押权人有权在借款人违约时处置抵押车辆，所得款项用于偿还借款及利息。5.7抵押车辆折旧损失承担：折旧损失由借款人承担。第六章违约责任6.1借款人违约责任：借款人如未按时还款或发生其他违约行为，应承担相应的违约责任。6.2借款人逾期还款责任：逾期还款的，每日按借款金额的_____%计收滞纳金。6.3抵押权人违约责任：抵押权人如未履行合同约定的义务，应承担相应的违约责任。6.4抵押权人不当处置抵押物责任：抵押权人如不当处置抵押物，应承担相应的法律责任。6.5第三方违约责任：合同涉及的第三方如违约，应由其承担相应的法律责任。6.6不可抗力导致的违约责任：因不可抗力导致合同无法履行的，双方互不承担责任。第七章保密条款7.1保密信息范围：包括但不限于合同内容、借款人个人信息、抵押车辆信息等。7.2保密期限：自合同签订之日起____年。7.3保密义务：双方对本合同内容负有保密义务，未经对方同意，不得向任何第三方泄露。7.4违反保密义务的责任：违反保密义务的，应承担相应的法律责任。第八章通知与送达8.1通知方式：以书面形式进行通知，包括但不限于挂号信、特快专递、电子邮件等。借款人地址：____________________抵押权人地址：____________________8.3送达确认：收件人应在收到通知后____日内予以签收并确认。8.4通知变更：任何一方变更送达地址，应在变更后____日内书面通知对方。第九章合同附件9.1抵押车辆评估报告：____________________9.2借款申请表：____________________9.3抵押合同：____________________9.4其他相关文件：____________________第十章合同解除借款人严重违约，抵押权人给予____天宽限期，借款人仍未履行；抵押权人严重违约，借款人给予____天宽限期，抵押权人仍未履行；出现不可抗力事件，合同无法履行；双方协商一致决定解除合同。10.2合同解除程序：一方提出解除合同，应书面通知对方，并说明理由。10.3合同解除后的处理：合同解除后，双方应按照约定处理剩余款项、抵押车辆等事宜。第十一章合同终止11.1合同终止条件：合同履行完毕或双方协商一致，合同终止。11.2合同终止程序：合同终止后，双方应办理相关手续，包括但不限于解除抵押登记等。11.3合同终止后的处理：合同终止后，双方应按照约定处理剩余款项、抵押车辆等事宜。第十二章争议解决12.1争议解决方式：双方应友好协商解决争议，协商不成的，提交____仲裁委员会仲裁。12.2争议解决机构：____仲裁委员会。12.3争议解决程序：按照仲裁规则进行。12.4争议解决费用：仲裁费用由败诉方承担，除非仲裁委员会另有裁决。第十三章合同生效及其他13.1合同生效条件：合同双方签署并加盖公章，合同生效。13.2合同解释：本合同的解释以中文为准。13.3合同变更：任何合同变更均应以书面形式进行，并经双方签署。13.4合同终止：合同终止后，双方的权利义务即告终止。13.5合同争议解决：本合同争议解决方式如前所述。13.6合同其他条款：本合同未尽事宜，按国家相关法律法规执行。第十四章合同签署14.1签署人：借款人（签字）：____________________14.2签署日期：____________________14.3签署地点：____________________14.4抵押权人（签字）：____________________14.5签署日期：____________________14.6签署地点：_________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________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