二零二四年度中小企业借款合同英文版下载3篇

20XX专业合同封面COUNTRACTCOVER20XX专业合同封面COUNTRACTCOVER甲方：XXX乙方：XXXPERSONALRESUMERESUME二零二四年度中小企业借款合同英文版本合同目录一览1.AgreementDetails1.1ContractParties1.2ContractDuration1.3InterestRate2.LoanTerms2.1LoanAmount2.2LoanPurpose2.3DisbursementSchedule2.4RepaymentSchedule2.5LatePaymentCharges3.Security3.1CollateralDescription3.2SecurityRights3.3EnforcementofSecurity4.Insurance4.1LoanInsurance4.2Borrower'sInsuranceObligations5.ConditionsPrecedent5.1CompliancewithLaws5.2FinancialCovenants5.3ConditionsforLoanApproval6.Borrower'sObligations6.1UseofLoanProceeds6.2FinancialReporting6.3CompliancewithLoanAgreement7.Lender'sRights7.1LoanApproval7.2LoanDisbursement7.3LoanRepayment7.4DefaultandRemedies8.GoverningLawandDisputeResolution8.1GoverningLaw8.2DisputeResolutionMechanism9.MiscellaneousProvisions9.1ForceMajeure9.2EntireAgreement9.3Assignment9.4Amendments10.LoanDocumentation10.1LoanAgreement10.2LoanAgreementAddenda10.3SecurityAgreement11.Definitions11.1CapitalizedTerms11.2LoanAgreementDefinitions12.Signatures12.1Borrower'sSignature12.2Lender'sSignature13.ExecutionDate14.Attachments14.1LoanApplication14.2FinancialStatements第一部分：合同如下：1.AgreementDetails1.1ContractPartiesThepartiestothisAgreementaretheBorrower,identifiedas[Borrower'sName],andtheLender,identifiedas[Lender'sName].TheBorrowerandtheLenderarecollectivelyreferredtoasthe"Parties"throughoutthisAgreement.1.2ContractDurationThisAgreementshallbeeffectivefrom[StartDate]to[EndDate],unlessterminatedearlierinaccordancewiththeprovisionsofthisAgreement.1.3InterestRate2.LoanTerms2.1LoanAmountTheLoanshallhaveanaggregateprincipalamountof[LoanAmount](hereinafterreferredtoasthe"LoanAmount").2.2LoanPurposeTheBorroweragreestousetheLoanproceedsexclusivelyfor[DescriptionofLoanPurpose].2.3DisbursementScheduleTheLendershalldisbursetheLoaninaccordancewiththefollowingschedule:[DisbursementScheduleDetails].2.4RepaymentScheduleTheBorrowershallrepaytheLoaninaccordancewiththefollowingschedule:[RepaymentScheduleDetails].2.5LatePaymentChargesIntheeventofalatepayment,theBorrowershallpayalatepaymentchargeof[LatePaymentChargePercentage]%oftheoutstandingprincipalamountforeachmonthorpartthereofthatthepaymentisoverdue.3.Security3.1CollateralDescriptionTheBorrowerheregrantstotheLenderafirstprioritysecurityinterestinthefollowingcollateral:[DescriptionofCollateral].3.2SecurityRightsTheLendershallhavetherighttoseize,sell,orotherwisedisposeoftheCollateralupondefaulttheBorrowerunderthisAgreement.3.3EnforcementofSecurityTheBorroweragreestocooperatewiththeLenderintheenforcementofthesecurityinterestcreatedthisAgreement.4.Insurance4.1LoanInsuranceTheBorrowershallmaintaininsurancecoverageontheCollateralinanamountnotlessthantheoutstandingprincipalbalanceoftheLoan.4.2Borrower'sInsuranceObligationsTheBorrowershallbesolelyresponsibleforobtainingandmaintainingallinsurancepoliciesrequiredunderthisAgreement.5.ConditionsPrecedent5.1CompliancewithLaws5.2FinancialCovenantsTheBorroweragreestomaintaincertainfinancialratiosandcovenantsasspecifiedintheLoanAgreement.5.3ConditionsforLoanApprovalTheLoanshallbesubjecttothesatisfactionofthefollowingconditionsprecedent:[ConditionsforLoanApprovalDetails].6.Borrower'sObligations6.1UseofLoanProceedsTheBorroweragreestousetheLoanproceedsforthepurposessetforthinSection2.2ofthisAgreement.6.2FinancialReportingTheBorroweragreestoprovidetheLenderwithperiodicfinancialreportsandotherinformationasrequiredtheLender.6.3CompliancewithLoanAgreement8.GoverningLawandDisputeResolution8.1GoverningLawThisAgreementshallbegovernedandconstruedinaccordancewiththelawsof[Jurisdiction].8.2DisputeResolutionMechanismIntheeventofanydisputeordifferencearisingoutoforinconnectionwiththisAgreement,thePartiesshallfirstendeavortoresolvesuchdisputethroughgoodfaithnegotiations.Ifsuchnegotiationsfailtoresolvethedisputewithinareasonableperiodoftime,thedisputeshallbereferredto[DisputeResolutionBodyorArbitrationPanel]forresolution,inaccordancewiththerulesofsaidbodyorpanel.9.MiscellaneousProvisions9.1ForceMajeureNeitherPartyshallbeliableforanyfailureordelayintheperformanceofitsobligationsunderthisAgreementtotheextentthatsuchfailureordelayiscausedanyactofGod,war,strike,lockout,labordispute,riot,civildisturbances,oranyothercausebeyondthereasonablecontrolofsuchParty.9.2EntireAgreementThisAgreementconstitutestheentireagreementbetweenthePartieswithrespecttothesubjectmatterhereofandsupersedesallprioragreements,understandings,negotiations,anddiscussions,whetheroralorwritten,oftheParties.9.3AssignmentTheBorrowermaynotassignthisAgreementoranyofitsrightsorobligationshereunderwithoutthepriorwrittenconsentoftheLender.TheLendermayassignthisAgreementoranyofitsrightsorobligationshereunderwithouttheconsentoftheBorrower.9.4AmendmentsAnyamendmenttothisAgreementshallbeinwritingandexecutedbothParties.NoamendmentshallbebindingunlessexecutedinaccordancewiththeprovisionsofthisAgreement.10.LoanDocumentation10.1LoanAgreementThisAgreement,togetherwiththeLoanAgreement,LoanAgreementAddenda,SecurityAgreement,andallotherdocumentsdeliveredinconnectionwiththisAgreement,constitutestheentireLoanDocumentation.10.2LoanAgreementAddendaAnyLoanAgreementAddendashallbedeemedtobeanintegralpartofthisAgreementandshallhavethesameforceandeffectasiffullysetforthherein.10.3SecurityAgreementTheSecurityAgreementshallbeexecutedtheBorrowerandtheLenderandshallbegovernedtheprovisionsofthisAgreement.11.Definitions11.1CapitalizedTermsAllcapitalizedtermsusedinthisAgreementshallhavethemeaningsascribedtothemintheLoanAgreementorasotherwisedefinedherein.11.2LoanAgreementDefinitionsThedefinitionscontainedintheLoanAgreementshallapplytothetermsusedinthisAgreementunlessotherwisedefinedinthisAgreement.12.Signatures12.1Borrower'sSignatureTheBorrowerrepresentsandwarrantsthatthepersonsigningthisAgreementonitsbehalfisauthorizedtodosoandisexecutingthisAgreementonbehalfoftheBorrower.12.2Lender'sSignatureThepersonsigningthisAgreementonbehalfoftheLenderrepresentsandwarrantsthatsuchpersonisauthorizedtodosoandisexecutingthisAgreementonbehalfoftheLender.13.ExecutionDateThisAgreementshallbeexecutedonthedatefirstwrittenabove,whichshallbetheExecutionDate.14.Attachments14.1LoanApplicationTheLoanApplicationsubmittedtheBorrowertotheLendershallbedeemedtobeanattachmenttothisAgreementandshallbeincorporatedhereinreference.14.2FinancialStatementsTheFinancialStatementssubmittedtheBorrowertotheLenderinsupportoftheLoanApplicationshallbedeemedtobeanattachmenttothisAgreementandshallbeincorporatedhereinreference.第二部分：第三方介入后的修正15.ThirdPartyInvolvement15.1DefinitionofThirdPartyForthepurposesofthisAgreement,a"ThirdParty"referstoanyentity,individual,orintermediarythatisnotaPartytothisAgreementbutisinvolvedintheperformanceoradministrationofthisAgreement,includingbutnotlimitedtofinancialadvisors,consultants,appraisers,auditors,brokers,oranyotherpersonorentityengagedinfacilitatingthetransactionsorobligationsunderthisAgreement.15.2AppointmentofThirdPartyThePartiesmayappointaThirdPartytoperformspecificservicesorfunctionsunderthisAgreement,withtheconsentoftheotherParties.AnysuchappointmentshallbeinwritingandshallspecifythescopeoftheThirdParty'sdutiesandresponsibilities.15.3RightsandObligationsofThirdParty15.3.1RightsTheThirdPartyshallhavetherighttoreceivepaymentforitsservicesfromtheParties,asagreeduponintheappointmentdocument.15.3.2Obligations15.4Indemnification15.4.1IndemnificationThirdPartyTheThirdPartyagreestoindemnifyandholdthePartiesharmlessagainstanyloss,claim,damage,orexpensearisingoutoforinconnectionwiththeThirdParty'sbreachofitsobligationsunderthisAgreement.15.4.2IndemnificationPartiesThePartiesagreetoindemnifyandholdtheThirdPartyharmlessagainstanyloss,claim,damage,orexpensearisingoutoforinconnectionwiththeParties'breachoftheirobligationsunderthisAgreementoranyactionorinactionthePartiesthatisnotinaccordancewiththetermsofthisAgreement.16.AdditionalTermsandConditionsUponThirdPartyInvolvement16.1AdditionalObligationsofBorrowerandLenderUpontheinvolvementofaThirdParty,theBorrowerandtheLendershall,inadditiontotheirobligationsunderthisAgreement,ensurethattheThirdParty'sactivitiesdonotprejudicetheinterestsoftheotherParty.16.2CommunicationandCoordination16.3ChangestotheAgreementThePartiesmay,mutualagreement,modifythisAgreementtoreflecttheinvolvementoftheThirdParty,providedthatanysuchmodificationisinwritingandexecutedallParties.17.LimitationofLiabilityofThirdParty17.1LimitationofLiabilityTheliabilityoftheThirdPartyforanyactoromissionunderthisAgreementshallbelimitedtothedirectdamagesarisingfromsuchactoromission,andshallnotexceedtheamountoffeespaidtotheThirdPartyforitsservices.17.2ExclusionofConsequentialDamagesTheliabilityoftheThirdPartyforanyconsequential,special,indirect,orpunitivedamagesarisingoutoforinconnectionwiththisAgreementishereexcluded.17.3IndemnificationThirdPartyTheThirdPartyshallindemnifyandholdthePartiesharmlessagainstanyloss,claim,damage,orexpensearisingoutoforinconnectionwiththeThirdParty'sbreachofitsobligationsunderthisAgreementoranyactionorinactiontheThirdPartythatisnotinaccordancewiththetermsofthisAgreement.18.TerminationofThirdPartyInvolvement18.1TerminationAgreementThePartiesmayterminatetheinvolvementoftheThirdPartymutualagreement,providedthatsuchterminationdoesnotprejudicetherightsandobligationsofthePartiesunderthisAgreement.18.2TerminationBreachIftheThirdPartybreachesitsobligationsunderthisAgreement,thePartiesmayterminatetheinvolvementoftheThirdPartyuponwrittennotice,providedthatthebreachisnotcuredwithinareasonableperiodoftime.18.3ConsequencesofTerminationUponterminationoftheinvolvementoftheThirdParty,thePartiesshallensurethattheobligationsoftheThirdPartyunderthisAgreementareproperlyfulfilledortransferredtoanotherappropriateThirdParty,asagreedupontheParties.第三部分：其他补充性说明和解释说明一：附件列表：1.LoanApplication详细要求：包含借款人的基本信息、贷款申请金额、用途、还款计划等。说明：该附件是贷款申请的初始文件，用于评估借款人的资格。2.FinancialStatements详细要求：提供借款人最近的财务报表，包括资产负债表、利润表和现金流量表。说明：财务报表用于评估借款人的财务状况和偿债能力。3.SecurityAgreement详细要求：详细描述抵押品或担保品的类型、价值、占有方式等。说明：该附件是确保贷款安全性的关键文件。4.InsurancePolicies详细要求：提供借款人持有的保险单，包括贷款保险、财产保险、责任保险等。说明：保险单用于确保借款人在违约或事故发生时的损失得到补偿。5.FinancialCovenantsComplianceCertificate详细要求：借款人定期提供的证明文件，证明其已遵守财务约束条款。说明：该证书用于确保借款人持续满足贷款条件。6.ChangeofControlNotification详细要求：在借款人发生所有权变更或控制权变更时，需提交的文件。说明：该附件用于评估变更对贷款的影响。7.EventofDefaultNotification详细要求：在发生违约事件时，借款人需提交的文件。说明：该附件用于启动违约补救程序。8.AssignmentofLoan详细要求：在贷款转让时，转让方和受让方需签署的文件。说明：该附件用于正式记录贷款的转让。说明二：违约行为及责任认定：1.FailuretoMakePayments责任认定标准：未在约定的还款日支付贷款本金或利息。示例说明：如果借款人连续三次未按期支付利息，则构成违约。2.BreachofFinancialCovenants责任认定标准：借款人未能遵守合同中规定的财务比率或条件。示例说明：如果借款人的流动比率低于合同规定的最低标准，则构成违约。3.FailuretoProvideFinancialStatements责任认定标准：借款人未在规定时间内提供财务报表。示例说明：如果借款人未在每月的一天前提交财务报表，则构成违约。4.MisrepresentationorFraud责任认定标准：借款人在申请贷款过程中提供虚假信息或进行欺诈。示例说明：如果借款人虚报收入以获取更高的贷款额度，则构成违约。5.BreachofSecurityAgreement责任认定标准：借款人未履行其对抵押品或担保品的保管义务。示例说明：如果借款人未经许可出售抵押品，则构成违约。6.InsolvencyorBankruptcy责任认定标准：借款人进入破产程序或宣布破产。示例说明：如果借款人申请破产保护，则构成违约。7.MaterialAdverseChange责任认定标准：借款人的财务状况或业务状况发生重大不利变化。示例说明：如果借款人因市场变化导致收入下降超过预期，则构成违约。全文完。二零二四年度中小企业借款合同英文版1本合同目录一览1.定义与解释1.1定义1.2解释2.合同双方2.1借款方2.2借贷方3.借款金额3.1借款本金3.2利息计算4.借款期限4.1借款期限起止日期4.2延期条款5.利息支付5.1利息支付方式5.2利息支付频率6.还款计划6.1还款方式6.2还款时间表7.借款用途7.1借款用途说明7.2违约责任8.保密条款8.1保密内容8.2保密期限9.争议解决9.1争议解决方式9.2争议解决地点10.合同生效10.1合同生效条件10.2合同生效日期11.合同解除11.1合同解除条件11.2合同解除程序12.合同变更12.1合同变更条件12.2合同变更程序13.合同附件13.1附件一：借款合同13.2附件二：还款计划表14.其他14.1法律适用14.2合同份数14.3合同签署第一部分：合同如下：1.定义与解释1.1定义1.1.1“借款方”指在本合同中借款的一方，即甲方。1.1.2“借贷方”指在本合同中提供借款的一方，即乙方。1.1.3“借款金额”指本合同中约定的借款总额。1.1.4“借款期限”指本合同中约定的借款起止日期。1.1.5“利息”指根据本合同约定的利率计算出的借款利息。1.1.6“保密条款”指本合同中关于双方保密义务的条款。1.1.7“争议解决”指本合同中约定的解决合同履行过程中发生争议的方式。1.1.8“合同生效”指本合同经双方签署并生效的日期。1.1.9“合同解除”指本合同在符合法定或约定的条件下终止的条款。1.1.10“合同变更”指本合同在履行过程中，经双方协商一致对原有条款的修改。1.2解释1.2.1本合同中所有用词均应按照其通常含义进行解释。1.2.2若对本合同条款有争议，应参照相关法律法规和行业惯例进行解释。2.合同双方2.1借款方2.1.1借款方全称：____________________2.1.2借款方法定代表人或授权代表签名：____________________2.1.3借款方住所地：____________________2.1.4借款方开户银行及账号：____________________2.2借贷方2.2.1借贷方全称：____________________2.2.2借贷方法定代表人或授权代表签名：____________________2.2.3借贷方住所地：____________________2.2.4借贷方开户银行及账号：____________________3.借款金额3.1借款本金3.1.1本合同借款本金为人民币____________元整。3.2利息计算3.2.1利息计算方法：按年利率____________%计算，按月计息，按季支付。3.2.2利息计算公式：利息=借款本金×年利率÷12×借款期限（月数）4.借款期限4.1借款期限起止日期4.1.1借款期限自____________年____________月____________日起至____________年____________月____________日止。4.2延期条款4.2.1若借款方因不可抗力或其他原因无法按期偿还借款，可向借贷方提出延期申请，经借贷方同意后，可延长借款期限。5.利息支付5.1利息支付方式5.1.1利息支付方式为按季支付，具体支付日期为每季度第一个月的一个工作日。5.2利息支付频率5.2.1利息支付频率为每季一次。6.还款计划6.1还款方式6.1.1还款方式为分期偿还，具体还款计划如下：6.1.2还款计划表详见附件二。6.2还款时间表6.2.1还款时间表详见附件二。7.借款用途7.1借款用途说明7.1.1借款方承诺将借款用于____________业务。7.2违约责任7.2.1若借款方未按约定的用途使用借款，借贷方有权要求借款方立即偿还全部借款本金及利息，并追究其违约责任。8.保密条款8.1保密内容8.1.1双方对本合同的条款、内容以及履行情况负有保密义务。8.1.2保密内容不包括本合同中已公开的信息或经双方书面同意公开的信息。8.2保密期限8.2.1本保密条款的保密期限自本合同签订之日起至合同终止后两年止。9.争议解决9.1争议解决方式9.1.1双方在履行本合同过程中发生的争议，应通过友好协商解决。9.1.2如协商不成，任何一方均有权将争议提交至合同签订地人民法院诉讼解决。9.2争议解决地点9.2.1争议解决地点为合同签订地。10.合同生效10.1合同生效条件10.1.1本合同自双方法定代表人或授权代表签字盖章之日起生效。10.1.2本合同自借款本金实际划转至借款方账户之日起生效。10.2合同生效日期10.2.1本合同生效日期为____________年____________月____________日。11.合同解除11.1合同解除条件11.1.1.1一方严重违约，另一方有权解除合同；11.1.1.2因不可抗力导致合同无法履行；11.1.1.3双方协商一致解除合同。11.2合同解除程序11.2.1解除合同的一方应提前________天书面通知另一方；11.2.2收到解除通知的一方应在________天内确认或拒绝解除合同。12.合同变更12.1合同变更条件12.1.1.1双方协商一致；12.1.1.2法律法规或政策发生变化，导致合同内容需要调整。12.2合同变更程序12.2.1变更合同应采用书面形式，并由双方签字盖章；12.2.2变更后的合同条款自双方签字盖章之日起生效。13.合同附件13.1附件一：借款合同13.2附件二：还款计划表14.其他14.1法律适用14.1.1本合同适用中华人民共和国法律。14.2合同份数14.2.1本合同一式________份，甲乙双方各执________份，具有同等法律效力。14.3合同签署14.3.1本合同由甲乙双方于____________年____________月____________日在____________地签署。第二部分：第三方介入后的修正15.第三方介入15.1第三方概念15.1.1“第三方”指在本合同中，除甲乙双方外的任何个人、组织或机构，包括但不限于中介方、担保方、评估机构、监管机构等。15.1.2第三方介入是指在本合同履行过程中，第三方根据合同约定或法律规定，提供相关服务或承担特定职责。15.2第三方介入的职责15.2.1.1中介方：协助甲乙双方进行合同洽谈、签订和履行；15.2.1.2担保方：提供担保服务，确保甲乙双方履行合同义务；15.2.1.3评估机构：对借款方进行信用评估或对借款用途进行评估；15.2.1.4监管机构：对合同履行进行监管，确保合同遵守相关法律法规。15.3第三方责任限额15.3.1第三方的责任限额应根据合同约定或法律规定确定。15.3.2若合同未明确责任限额，则第三方责任限额如下：15.3.2.1中介方：中介方对合同履行过程中因自身过错造成的损失，承担相应的赔偿责任，但赔偿总额不超过中介服务费的________倍。15.3.2.2担保方：担保方对借款本金及利息的损失承担赔偿责任，但赔偿总额不超过担保金额的________倍。15.3.2.3评估机构：评估机构对评估结果的真实性负责，若评估结果存在虚假，评估机构应承担相应的法律责任。15.3.2.4监管机构：监管机构对本合同的履行进行监管，但不对合同履行过程中的损失承担责任。16.第三方与其他各方的划分说明16.1第三方与甲方的划分说明16.1.1第三方与甲方之间的关系仅限于合同约定的范围内，甲方对第三方的行为不承担责任。16.1.2甲方与第三方之间的争议，应按照合同约定或法律规定解决。16.2第三方与乙方的划分说明16.2.1第三方与乙方之间的关系仅限于合同约定的范围内，乙方对第三方的行为不承担责任。16.2.2乙方与第三方之间的争议，应按照合同约定或法律规定解决。16.3第三方与其他各方的划分说明16.3.1第三方与其他各方之间的关系应根据合同约定或法律规定确定。16.3.2各方之间应明确各自的权责，避免因第三方介入而产生的权责不清问题。17.第三方变更17.1第三方变更条件17.1.1.1合同约定；17.1.1.2法律法规或政策发生变化；17.1.1.3双方协商一致。17.2第三方变更程序17.2.1第三方变更应采用书面形式，并由甲乙双方及第三方签字盖章；17.2.2变更后的合同条款自各方签字盖章之日起生效。第三部分：其他补充性说明和解释说明一：附件列表：1.附件一：借款合同详细要求：包含借款金额、期限、利率、还款计划、借款用途、保密条款、争议解决、合同生效、合同解除、合同变更等条款的详细内容。附件说明：本附件为借款合同的主要文件，是双方权利义务的依据。2.附件二：还款计划表详细要求：列出每个还款周期的还款金额、还款日期、利息计算等详细信息。附件说明：本附件为借款方的还款计划，用于指导借款方的还款行为。3.附件三：借款方信用评估报告详细要求：包括借款方的财务状况、信用记录、还款能力等评估内容。附件说明：本附件由评估机构出具，用于评估借款方的信用状况。4.附件四：担保合同详细要求：包括担保金额、担保期限、担保方式、担保责任等条款。附件说明：本附件为担保方与借款方之间的担保协议，确保借款方的还款义务。5.附件五：中介服务合同详细要求：包括中介服务的内容、费用、期限、双方权利义务等条款。附件说明：本附件为中介方与甲乙双方之间的中介服务协议，明确中介方的职责。6.附件六：监管机构批准文件详细要求：包括监管机构对合同履行的批准文件。附件说明：本附件为监管机构对合同履行的认可，确保合同符合法律法规。说明二：违约行为及责任认定：1.违约行为违约方未按合同约定时间支付利息或本金。违约方未按合同约定用途使用借款。违约方未按合同约定提供担保或担保不足。违约方泄露合同内容或违反保密条款。违约方未能履行合同约定的其他义务。2.责任认定标准违约方应根据违约行为的严重程度和影响，承担相应的违约责任。违约方应赔偿因违约行为给对方造成的直接经济损失。违约方应承担违约行为给对方造成的合理预期损失。违约方应承担违约行为给对方造成的名誉损失。违约方应承担违约行为给对方造成的其他损失。3.示例说明示例一：若借款方未按合同约定时间支付利息，则借款方应向借贷方支付逾期利息，并承担相应的违约金。示例二：若借款方未按合同约定用途使用借款，则借贷方有权要求借款方立即偿还全部借款本金及利息，并追究其违约责任。示例三：若担保方未能履行担保责任，则担保方应承担因借款方违约而产生的损失，包括但不限于借款本金、利息和违约金。全文完。二零二四年度中小企业借款合同英文版2本合同目录一览1.ContractOverview1.1ContractParties1.2LoanPurpose1.3LoanAmount1.4InterestRate1.5RepaymentSchedule1.6LoanDuration1.7Collateral(ifapplicable)1.8Security1.9DefaultConditions1.10EarlyRepaymentOptions1.11GoverningLaw1.12DisputeResolution1.13Confidentiality1.14AmendmentsandModifications1.15ExecutionandEffectiveDate第一部分：合同如下：1.ContractOverview1.1ContractPartiesBorrower:[Borrower'sName]Lender:[Lender'sName]DateofContract:[ContractDate]1.2LoanPurposeTheloanisgrantedfor[Specifythepurposeoftheloan,e.g.,businessexpansion,workingcapital,etc.].1.3LoanAmountTheprincipalamountoftheloanis[Specifytheloanamount,e.g.,$100,000].1.4InterestRate1.5RepaymentScheduleTheborroweragreestorepaytheloaninequalmonthlyinstallmentsoveraperiodof[Specifytherepaymentterm,e.g.,5years].Thefirstinstallmentisdueon[Specifytheduedateofthefirstinstallment].Eachsubsequentinstallmentisdueonthesamedayofeachmonth.1.6LoanDurationTheloandurationis[Specifytheloanterm,e.g.,60months]fromthedateofdisbursement.1.7Collateral(ifapplicable)[Specifyifcollateralisrequired]Theborrowershallprovide[Specifytypeofcollateral,e.g.,property,equipment,etc.]assecurityfortheloan.1.8Security[Specifyifadditionalsecurityisrequired]Theborroweragreestomaintain[Specifytypeofsecurity,e.g.,insurance,guarantees,etc.]throughoutthetermoftheloan.2.DefaultConditions2.1NonrepaymentIftheborrowerfailstomakeapaymentontheduedate,theborrowerwillbeconsideredindefault.2.2LatePaymentAlatepaymentfeeof[Specifythelatefee,e.g.,1%permonth]willbechargedonanyoverduepayment.2.3BreachofContractAnybreachofthiscontracteitherpartywillconstituteadefault.3.EarlyRepaymentOptions3.1PrepaymentTheborrowerhastherighttoprepaytheloaninfullorinpartatanytimewithoutpenalty.3.2PartialPrepaymentPartialprepaymentsshallbeappliedtotheprincipalamountfirst,reducingtheremainingprincipalandthefutureinterestdue.4.GoverningLawThiscontractshallbegovernedthelawsof[Specifythegoverninglaw,e.g.,UnitedStatesofAmerica].5.DisputeResolutionAnydisputesarisingfromthiscontractshallberesolvedthroughamicablenegotiations.Ifnegotiationsfail,themattershallbereferredtoarbitrationundertherulesof[Specifythearbitrationinstitution,e.g.,theInternationalChamberofCommerce].6.ConfidentialityThepartiesagreetokeepconfidentialallinformationdisclosedduringthenegotiation,execution,orperformanceofthiscontract.7.AmendmentsandModificationsAnyamendmentormodificationofthiscontractmustbeinwritingandexecutedbothparties.8.ExecutionandEffectiveDate8.1ExecutionofContractThiscontractshallbeexecutedintwocounterparts,eachpartyretainingoneoriginal.Eachcounterpartshallbedeemedanoriginalcontract.8.2EffectiveDate9.Notifications9.1MannerofNotification9.2AddressforNotifications[Borrower'sName][Borrower'sAddress][Lender'sName][Lender'sAddress]10.AssignmentandTransfer10.1AssignmentTheborrowermaynotassignthiscontractoranyofitsrightsorobligationshereunderwithoutthepriorwrittenconsentofthelender.10.2TransferThelendermaytransferitsrightsandobligationsunderthiscontracttoanythirdpartywiththeborrower'sconsent,whichconsentshallnotbeunreasonablywithheld.11.EntireAgreement11.1IncorporationThiscontractconstitutestheentireagreementbetweenthepartiesandsupersedesallprioragreementsandunderstandings,whetherwrittenororal,relatingtothesubjectmatterhereof.11.2AmendmentsAnyamendmenttothiscontractmustbemadeinwritingandexecutedbothparties.12.Waiver12.1NoWaiverNofailureordelayeitherpartytoexerciseanyrightorremedyunderthiscontractshalloperateasawaiverofthatoranyotherrightorremedy.12.2CumulativeRightsTherightsandremediesprovidedunderthiscontractarecumulativeanddonotexcludeanyrightsorremediesprovidedlaw.13.ForceMajeure13.1EventofForceMajeureNeitherpartyshallbeliableforanyfailureordelayintheperformanceofitsobligationsunderthiscontractduetoanycausebeyonditsreasonablecontrol,includingactsofGod,war,civildisturbance,oranygovernmentalaction.13.2NoticeofForceMajeureTheaffectedpartyshallpromptlynotifytheotherpartyoftheoccurrenceofaneventofforcemajeureandshallusereasonableeffortstomitigateitseffects.14.Termination14.1TerminationAgreementEitherpartymayterminatethiscontractwrittennoticetotheotherpartyiftheotherpartyisindefaultunderthiscontractandfailstocuresuchdefaultwithin[Specifythecureperiod,e.g.,30days]afterreceivingwrittennotice.14.2TerminationBreachIfapartybreachesanymaterialtermorconditionofthiscontractandfailstocuresuchbreachwithin[Specifythecureperiod,e.g.,30days]afterreceivingwrittennotice,thenonbreachingpartymayterminatethiscontractwrittennotice.第二部分：第三方介入后的修正15.ThirdPartyInvolvement15.1DefinitionofThirdPartyForthepurposesofthiscontract,"ThirdParty"referstoanyindividual,entity,ororganizationthatisnotapartytothisagreementbutisengagedintheprovisionofservices,assistance,oradviceinconnectionwiththeperformanceofthiscontract.15.2TypesofThirdPartyInvolvementAThirdPartymayinclude,butisnotlimitedto,consultants,auditors,brokers,escrowagents,andserviceproviders.16.ThirdPartyAgreements16.1ThirdPartyContractsAnyagreementbetweenapartyandaThirdPartyshallbegovernedaseparatecontractbetweensuchpartiesandshallnotaffecttheobligationsorrightsunderthiscontract.16.2ThirdPartyAuthorizationApartymayauthorizeaThirdPartytoactonitsbehalfinrelationtothiscontract,providedthatsuchauthorizationisinwritingandacopyisprovidedtotheotherparty.17.ThirdPartyResponsibilities17.1ScopeofResponsibilityTheresponsibilitiesofaThirdPartyunderthiscontractshallbedefinedintherelevantagreementbetweenthepartyandtheThirdParty.17.2LimitationofLiabilityTheliabilityofaThirdPartyunderthiscontractshallbelimitedtothetermsoftheagreementbetweenthepartyandtheThirdParty,andsuchliabilityshallnotexceedthefeepaidtotheThirdPartyforitsservices.18.IndemnificationThirdParty18.1IndemnificationforBreachIfaThirdPartybreachesitsobligationsunderitsagreementwithaparty,theThirdPartyshallindemnifythepartyforanylosses,damages,orliabilitiesincurredasaresultofsuchbreach.18.2IndemnificationforNegligenceIfaThirdPartyisnegligentintheperformanceofitsdutiesandcauseslossordamagetoaparty,theThirdPartyshallindemnifythepartyforsuchlossordamage.19.ThirdPartyPerformance19.1AcceptanceofPerformanceThepartyengagingaThirdPartyshallaccepttheperformanceoftheThirdPartyasfulfillingitsobligationsunderthiscontract,providedthatsuchperformancemeetsthestandardsandspecificationssetforthintherelevantagreement.19.2CompliancewithContractAThirdPartyshallactinaccordancewiththetermsofthiscontractandanyotherrelevantagreementstoensurethatitsservicesoradvicedonotcauseabreachofthiscontract.20.TerminationofThirdPartyInvolvement20.1TerminationAgreementTheterminationofaThirdParty'sinvolvementunderthiscontractmaybeagreeduponthepartyandtheThirdPartyinaccordancewiththetermsoftheiragreement.20.2TerminationBreachIfaThirdPartybreachesitsobligationsunderitsagreement,thepartymayterminatetheinvolvementoftheThirdPartywrittennotice,inwhichcasetheprovisionsofSection14(Termination)shallapply.21.ThirdPartyNotification21.1NotificationofChangesAnychangestotheinvolvementofaThirdPartyshallbepromptlynotifiedtotheotherpartyinwriting.21.2CommunicationwithThirdPartyThepartyengagingaThirdPartyshallensurethattheThirdPartyiskeptinformedofanydevelopmentsorchangesthatmayaffectitsperformanceundertheagreement.22.ThirdPartyDataandConfidentiality22.1DataProtectionAnydataorinformationprovidedapartytoaThirdPartyshallbesubjecttothesamelevelofdataprotectionasrequiredthiscontract.22.2ConfidentialityAThirdPartyshallmaintaintheconfidentialityofanyinformationdisclosedapartyandshallnotusesuchinformationforanypurposeotherthantheperf