英文版个人借款合同范本模板

英文版个人借款合同范本模板合同编号：__________PersonalLoanAgreementThisPersonalLoanAgreement(the"Agreement")isenteredintoasof__________(the"EffectiveDate"),andbetween____________________("Lender"),a(n)____________________("Lender'sAddress"),and____________________("Borrower"),a(n)____________________("Borrower'sAddress").1.LoanAmountandTerms1.1LoanAmount.TheLenderagreestoloantotheBorrowertheprincipalamountof__________("LoanAmount"),tobedisbursedontheEffectiveDate.1.2LoanTerms.TheLoanshallberepaidtheBorrowertotheLenderinaccordancewiththefollowingschedule:(a)TheBorrowershallmakemonthlyinstallmentsof__________each,inclusiveofinterest,startingfromtheEffectiveDateuntiltheLoanisfullyrepaid.(b)ThetotaltermoftheLoanshallnotexceed__________months,startingfromtheEffectiveDate.(c)TheinterestrateapplicabletotheLoanshallbe__________perannum,calculatedonasimpleinterestbasis.2.InterestandFees2.1Interest.InterestshallaccrueontheoutstandingprincipalbalanceoftheLoanattheratespecifiedinSection1.2(c)untiltheLoanisfullyrepaid.2.2Fees.TheBorrowershallpayanyandallreasonablefeesincurredtheLenderinconnectionwiththeorigination,processing,andadministrationoftheLoan,aswellasanylatefees,collectionfees,orothercostsandexpensesreasonablyincurredtheLenderintheeventofdefaulttheBorrower.3.Repayment3.1RepaymentSchedule.TheBorrowershallmakemonthlyinstallmentsof__________each,inclusiveofinterest,startingfromtheEffectiveDateuntiltheLoanisfullyrepaid.3.2Prepayment.TheBorrowershallhavetherighttoprepaytheLoaninfullatanytimewithoutpenalty,providedthattheBorrowergivestheLenderatleast__________days'priorwrittennoticeofitsintentiontoprepaytheLoan.4.RepresentationsandWarranties4.1BorrowerRepresentations.TheBorrowerrepresentsandwarrantstotheLenderthat:(a)TheBorrowerisa(n)____________________("Borrower'sLegalEntity")dulyorganizedandvalidlyexistingunderthelawsofthejurisdictionofitsorganization.(b)TheBorrowerhasthelegalcapacitytoenterintothisAgreementandtoperformitsobligationshereunder.(c)TheBorrowerisingoodstandingwithallapplicablegovernmentauthoritiesandregulatorybodies.(d)TheBorrowerisnotinvolvedinanylegalproceedingor,tothebestofitsknowledge,threatenedlegalproceedingthatcouldhaveamaterialadverseeffectonitsbusiness,operations,orfinancialcondition.4.2LenderRepresentations.TheLenderrepresentsandwarrantstotheBorrowerthat:(a)TheLenderisa(n)____________________("Lender'sLegalEntity")dulyorganizedandvalidlyexistingunderthelawsofthejurisdictionofitsorganization.(b)TheLenderhasthelegalcapacitytoenterintothisAgreementandtoperformitsobligationshereunder.(c)TheLenderisingoodstandingwithallapplicablegovernmentauthoritiesandregulatorybodies.5.Confidentiality6.Miscellaneous6.1GoverningLaw.ThisAgreementshallbegovernedandconstruedinaccordancewiththelawsofthejurisdictionof____________________.6.2EntireAgreement.ThisAgreement(includinganyexhibitshereto)constitutestheentireagreementbetweenthe一、附件列表：1.PersonalLoanAgreement2.Borrower'sIdentificationDocuments3.Lender'sIdentificationDocuments4.LoanDisbursementReceipt5.PaymentSchedule6.InterestCalculationWorksheet7.FeeSchedule8.PrepaymentNotice9.DefaultNotice10.LoanRepaymentSchedule二、违约行为及认定：1.Failuretomakerequiredpaymentswhendue.3.DefaultshallbedeemedtohaveoccurrediftheBorrowerfailstocurethedefaultwithin__________daysafterreceiptofwrittennoticefromtheLender.4.Failuretoprovideatleast__________days'priorwrittennoticeofintentiontoprepaytheLoan.三、法律名词及解释：1.PersonalLoanAgreementAlegallybindingcontractbetweenaLenderandaBorroweroutliningthetermsandconditionsofapersonalloan.3.LoanAmountTheprincipalamountofmoneyborrowedtheBorrower.4.InterestRateTherateatwhichinterestiscalculatedontheoutstandingprincipalbalanceoftheLoan.5.PrepaymentTheactofrepayingtheLoaninfullbeforethescheduledmaturitydate.6.DefaultThefailureoftheBorrowertoperformanymaterialtermorconditionoftheAgreement.四、执行中遇到的问题及解决办法：1.Borrowerfailstomakearequiredpayment.Solution:LendershouldsendawrittennoticetotheBorrowerremindingthemofthemissedpaymentandtheduedateforpayment.Ifthepaymentisnotmadethespecifieddate,theLendermaydeclaretheentireoutstandingbalanceoftheLoandueandpayableimmediately.2.Borrowerrequestsaprepayment.Solution:LendershouldverifytheBorrower'sidentityandtheoutstandingbalanceoftheLoan.Ifeverythingisinorder,theLendershouldprovidetheBorrowerwithawrittenconfirmationoftheprepaymentandadjusttheoutstandingbalanceaccordingly.3.Borrowerdisputestheinterestorfeescharged.Solution:ThePartiesshouldrefertothetermsoftheAgreementandanyrelevantlawsorregulationstoresolvethedispute.Ifnecessary,theymayseeklegaladviceorconsultamediatortoassistinreachingaresolution.五、所有应用场景：1.Individualsseekingapersonalloanfromfriendsorfamilymembers.2.Smallbusinessesseekingashorttermloanfromanindividual