公司个人借款合同范本样本英文版

公司个人借款合同范本样本英文版合同编号：__________partiesthisagreement(hereinafterreferredtoasthe"agreement")isenteredintoasof__________(the"effectivedate"),andbetween:fullname:_____________________address:_____________________(hereinafterreferredtoasthe"lender")andfullname:_____________________address:_____________________(hereinafterreferredtoasthe"borrower").Whereas:1.thelenderiswillingtolendcertainfundstotheborroweronthetermsandconditionssetforthherein;and2.theborrowerdesirestoborrowthesaidfundsfromthelenderonthetermsandconditionssetforthherein.Now,therefore,inconsiderationofthemutualpromisescontainedherein,thepartiesheretoagreeasfollows:article1loanamountandterm1.1thelenderagreestolendtotheborrowertheprincipalamountof__________usd(the"loanamount"),whichshallbeevidencedapromissorynoteintheformattachedheretoasexhibita(the"promissorynote").1.2theborroweragreestorepaytheloanamounttothelenderinaccordancewiththetermsandconditionssetforthherein.article2interest2.1theborrowershallpayinterestontheoutstandingprincipalamountoftheloanatanannualinterestrateof__________percent(__________%),whichshallbecalculatedonamonthlybasisandchargedtotheborrower'saccountattheendofeachcalendarmonthduringtheloanterm.2.2interestshallbecalculatedinaccordancewiththeapplicablelawsandregulationsofthelender'sjurisdiction.article3repayment3.2theborrowershallmakeallrepaymentsoftheloanamountandinteresthereunderwiretransfertothelender'sdesignatedaccount,orsuchothermeansasthelendermayagree.article4usageoffunds4.1theborroweragreestousetheloanproceedsforthepurpose(s)setforthinexhibitb(the"purposestatement").4.2thelenderreservestherighttorequestdocumentationfromtheborrowerregardingtheuseoftheloanproceeds,andtheborroweragreestoprovidesuchdocumentationuponthelender'srequest.article5guaranteesandrepresentations5.1theborrowerrepresentsandwarrantstothelenderthat:(a)theborrowerisoflegalageandhasthelegalcapacitytoenterintothisagreementandtoperformitsobligationshereunder;(b)theborrowerisdulyorganized,validlyexistingandingoodstandingunderthelawsofitsjurisdictionoforganization;(c)theborrowerhastheauthoritytoenterintothisagreementandtoperformitsobligationshereunder;(d)theborrower'sexecution,deliveryandperformanceofthisagreementandthepromissorynotedonotandwillnotconflictwithanylaw,rule,regulation,order,judgmentordecreeapplicabletotheborrower;(e)theborrowerisnotindefaultunderanyexistingagreement,instrumentorundertakingtowhichitisapartyorwhichitisbound;(f)theborrowerhasnotenteredintoanytransactionorengagedinanyactwhichwouldconstituteabreachofanyofitsrepresentations,warrantiesorcovenantsunderthisagreement;and(g)theborrower'sfinancialconditionandprospectsareasrepresentedtothelenderinwriting.5.2theborroweragreestoprovidethelenderwithsuchadditionalguaranteesandrepresentationsasthelendermayreasonablyrequestfromtimetotimeduringthetermofthisagreement.article6defaultandremedies6.1iftheborrowerfailstomakeanyrequiredrepaymentoftheloanamountorinteresthereunder,orbreachesanyothertermorconditionofthisagreementorthepromissorynote,thelendermaydeclaretheentireoutstandingprincipalamountoftheloan,togetherwithallaccruedandunpaidinterestthereon,dueandpayableimmediately.6.2intheeventofadefaulttheborrowerunderthisagreement,thelendershallbeendtoexerciseanyandallrightsand一、附件列表：附件A:借款合同附件B:借款用途说明书附件C:借条（PromissoryNote）二、违约行为及认定：违约行为：借款人未能按照合同约定的期限和金额偿还贷款本息。认定：若借款人在贷款到期日未能全额偿还贷款本息，或违反了合同的其他条款，将被视为违约。三、法律名词及解释：借款人（Borrower）：指从贷款人处借入资金的个体或实体。贷款人（Lender）：指提供资金供借款人借入的个体或实体。贷款金额（LoanAmount）：指借款人从贷款人处借入的资金总额。贷款期限（LoanTerm）：指借款人需偿还贷款本息的期限。利息（Interest）：指借款人因借入资金而需支付给贷款人的费用。四、执行中遇到的问题及解决办法：问题：借款人资金用途不符。解决办法：贷款人可以要求借款人提供资金使用证明，确保资金被合理使用。问题：借款人财务状况恶化。解决办法：贷款人可以要求借款人提供财务报表，评估其还款能力，必要时采取措施保护自