新起点大学基础英语教程读写教程教学课件市公开课一等奖百校联赛特等奖课件

新起点大学基础英语教程

读写教程

教学课件

BOOKONE第1页UnitTwelve第2页

TextA

BankingServiceText

NewwordsMainideasDetailedUnderstandingText-relatedExercisesPre-readingtasks

AdditionalResources

第3页

Pre-readingtasks

Discussthefollowingquestionsinclass.

1.Whatservicescanbanksoffer?2.Whatdoyouknowisthedifferencebetweenacheckingaccountandasavingsaccount?

3.Whatcanpeopledoiftheyopenacheckingaccount?HOME第4页NewWordsandExpressions

HOME

service

account

checkingaccount

deposit

customer

charge

monthly

fee

cent

withdraw

loan

individual

repay

plus

vault

certificate

marriage

passport

jewel

automatic

teller

automatictellermachine

cash第5页servicen.1.somethingdonetohelporbenefitanotherorothers服务，效劳e.g.Doyouneedtheservicesofadoctor?2.departmentorbranchofpublicwork,governmentemployment,etc.政府部门，服务性事业e.g.HeusedtoworkintheDiplomaticService.3.benefit,use,advantage益处，用处

e.g.CanIbeofservicetoyouinanyway?NEXT第6页4.systemorarrangementthatsuppliespublicneeds,especiallyforcommunications公共设施，（公共设施）运转e.g.Hewasinchargeofthebusservice.v.tomaintainorrepair(acar,radio,machine,etc.)aftersale保养，修理（汽车）e.g.Youneedtohavethecarservicedregularly.【近】maintainBACK第7页accountn.1.areasongivenforaparticularaction理由e.g.Hedidn’tgiveanyaccountforthismatter.2.aformalbanking,brokerage,orbusinessrelationshipestablishedtoprovideforregularservices,dealings,andotherfinancialtransactions账户e.g.checkingaccount[美国]活期存款账户3.apreciselistorenumerationoffinancialtransactions账，账目e.g.Theaccountsshowwehavespentmorethanwereceived.vt.toconsiderasbeing认为；看作[扩展]accountfor解释，说明BACK第8页depositv.1.toputorstoreforsafekeeping存放，委托保管

e.g.Healwaysdepositsmoneyinthebank.【近】save【反】withdraw2.topaypartofthemoneythatisorwillbeowed预付定金e.g.Weshouldlikeyoutodepositaquarterofthepriceofthehouse.3.(especiallyofaliquid,ariver)toleave(alayerofmatteron)(水中等)沉积(物质等)e.g.WhentheNilerisesitdepositsalayerofmudontheland.NEXT第9页n.1.moneythatisstored存款,定金e.g.TheshopkeeperpromisedtokeepthegoodsformeifIleftdeposit.2.layerofmatterleft沉淀e.g.Athickdepositofmudcoveredthefieldsafterthefloodwentdown.Exercise汉译英：1.他今天上午往银行里存了1,000美元。2.现在留下定金我们就可认为您保留这个房间。Key:1.Hedeposited1,000dollarsinthebankthismorning.2.Wecankeeptheroomforyouifyouleavethedepositnow.BACK第10页customern.1.onethatbuysgoodsorservices主顾；购置货物或享受服务人2.(Informal)anindividualwithwhomonemustdeal【非正式用语】家伙；必须与之打交道人e.g.atoughcustomer强硬固执家伙BACK第11页chargev.1.toaskasaprice;askinpayment要价，收费e.g.Hechargedmefiftycentsforthisbook.2.toaccuse;bringagainst控告,指控e.g.Hewaschargedwithmurder.3.toputelectricityinto为……充电e.g.Pleasechargethebattery.

[比较]thedifferencebetweenchargeandaccuse:

当两词都当控告指控讲时,charge常组成词组chargesb.withsth.,而accuse则组成词组accusesb.ofsth.。在大学英语四级考试中曾出现下面选择题：NEXT第12页He

was_______withtheft.A.accusedB.blamedC.punishedD.chargedKey:

Dn.1.priceaskedforgoodsorservices收费，价钱

e.g.Youshouldpaythehotelchargesbeforeyouleavetomorrowmorning.2.accusation;statementthatapersonhasdonewrong控告，指控e.g.Hewasarrestedonthechargeoftheft.3.amountofelectricityputintoanaccumulator,containedinasubstance,etc.电荷，充电e.g.Thebatteryisonchargenow.[扩展]chargeableadj.可充电BACK第13页monthlyadj.1.occurring,appearing,orcomingdueeverymonth每隔一月发生、出现或降临e.g.amonthlymeeting2.continuingorlastingforamonth连续或连续一个月e.g.Theywillhaveamonthlytrip.adv.onceamonth;everymonth每个月一次；每个月e.g.HecomestoShanghaimonthly.n.aperiodicalpublicationappearingonceeachmonth月刊；每个月出版一次刊物e.g.Thismagazineisamonthly.BACK第14页feen.1.afixedsumcharged,asbyaninstitutionorbylaw,foraprivilege费e.g.alicensefee执照费tuitionfees学费2.achargeforprofessionalservices业务酬劳e.g.asurgeon’sfee诊费v.1.togiveatipto付给酬劳；给小费e.g.Themoneyisusedtofeethelawyer.2.(Scots)tohire【苏格兰】雇佣e.g.Thebossfeedtenboys.BACK第15页withdrawv.1.topullordrawback抽回e.g.towithdrawmoneyfromthebank从银行中取钱2.totakeback(astatement,anaccusation,anoffer)收回e.g.Herefusedtowithdrawtheoffendingexpression.3.(tocause)tomovebackoraway撤退，使退出e.g.Thegeneralwithdrewthetroopsfromanexposedposition.BACK第16页loann.1.somethinglentfortemporaryuse借出物e.g.Thedictionaryisaloan,notagift.2.asumofmoneylentatinterest贷款e.g.Iaskedthebankforaloan.3.anactoflending;agrantfortemporaryuse借e.g.Heaskedfortheloanofagardenhose.4.atemporarytransfertoadutyorplaceawayfromaregularjob借调e.g.Tomisanefficiencyexpertonloanfromthemainoffice.v.tolend借e.g.Heloaned100,000yuanforbuyingthehouse.BACK第17页individualn.1.anyonehumanbeing个人，个体e.g.Therightsoftheindividualareveryimportant.2.(colloq.)person人e.g.anyindividualadj.1.ofonepersonorthing个人e.g.individualrights2.characteristicofasingleperson,animal,plantorthing独特e.g.anindividualstyleofspeakingBACK第18页repayvt.1.topayback偿还e.g.Herepaidthedebtlastyear.2.togiveback,eitherinreturnorincompensation报答e.g.Herepaidherkindnesswithblows.3.tomakeareturnorcompensationfor回报e.g.Thecompanywillrepayhardworkwithbonuses.4.tomakeordoinreturn回复e.g.repayacall回电话BACK第19页plusprep.1.(Mathematics)increasedbytheadditionof【数学】加e.g.Twoplustwoisfour.2.addedto;alongwith加上；附加e.g.Theirstrengthplustheirspiritmakesthemformidable.adj.1.positiveoronthepositivepartofascale正，正数e.g.atemperatureofplusfivedegrees零上5度温度2.addedorextra附加，额外e.g.aplusbenefitn.1.【数学】正号，加号，正数2.afavorableconditionorfactor有利情况或原因e.g.Theclearweatherwasaplusforthegolftournament.BACK第20页centn.（货币单位）分；分币vaultn.1.anarchedstructure,usuallyofstone,brick,orconcrete,formingthesupportingstructureofaceilingorroof拱顶2.aroomorspace,suchasacellarorstoreroom,witharchedwallsandceiling,especiallywhenunderground储备室；地下室；地窖3.aroomorcompartment,oftenbuiltofsteel,forthesafekeepingofvaluables金库，保险库e.g.abankvault银行金库BACK第21页certificate1.adocumenttestifyingtothetruthofsomething证（明）书e.g.acertificateofbirth出生证实2.adocumentissuedtoapersoncompletingacourseofstudynotleadingtoadiploma结业证书3.adocumentcertifyingthatapersonmayofficiallypracticeincertainprofessions执照4.adocumentcertifyingownership凭证vt.1.tofurnishwith,testifyto,orauthorizebyacertificate用证实书证实e.g.Weshouldcertificateoureducationlevelwhenwewanttofindajob.BACK第22页marriagen.1.thelegalunionofamanandawomanashusbandandwife结婚2.wedlock婚姻生活e.g.Theirmarriagelifeisveryhappy.3.awedding结婚仪式e.g.Mysister'smarriagetookplaceatteno'clocktoday.4.acloseunion紧密结合e.g.“themostsuccessfulmarriageofbeautyandbloodinmainstreamcomics”(LloydRose)“主流喜剧中血和美成功结合”（劳埃德·罗斯）[扩展]marryv.娶，嫁，和..……结婚BACK第23页passportn.1.anofficialgovernmentdocumentthatcertifiesone'sidentityandcitizenshipandpermitsacitizentotravelabroad护照2.anofficialpermitissuedbyaforeigncountryallowingonetotransportgoodsortotravelthroughthatcountry过境通行证3.anofficialdocumentissuedbyanalliedforeigngovernmenttoaship,especiallyaneutralmerchantshipintimeofwar,authorizingittoenterandtravelthroughcertainwatersfreely中立船证4.somethingthatgivesonetherightorprivilegeofpassage,entry,oracceptance引荐物或确保物,保障e.g.Hardworkwasherpassporttosuccess.BACK第24页jeweln.1.apreciousstone;agem玉石2.asmallnaturalorartificialgemusedasabearinginawatch钻石3.acostlyornamentofpreciousmetalorgems金银首饰4.onethatistreasuredoresteemed被珍惜或尊重人e.g.Heisajewelinourcompany.vt.1.toadornwithjewels把……用宝石装饰2.tofitwithjewels把……用宝石镶嵌[扩展]jewelry珠宝总称BACK第25页automaticadj.1.actingoroperatinginamanneressentiallyindependentofexternalinfluenceorcontrol自动e.g.anautomaticlightswitch2.self-regulating自动调整e.g.anautomaticwashingmachine3.actingordonewithoutvolitionorconsciouscontrol;involuntary不由自主4.actingordoneasifbymachine;mechanical机械；机械般e.g.anautomaticreplytoafamiliarquestionn.anautomaticmachineordevice自动装置e.g.anautomaticfirearmBACK第26页tellern.1.onewhotells叙述者e.g.atelleroftalltales讲述令人难以相信故事人2.abankemployeewhoreceivesandpaysoutmoney出纳员3.amachine,asinabank,thatautomaticallyconductspersonalfinancialtransactionsinresponsetoaclient’suseofacodedcard银行柜员机e.g.automatictellermachine自动取款机4.apersonappointedtocountvotesinalegislativeassembly计票人BACK第27页BACKcashn.1.moneyintheformofbillsorcoins;currency现金，现钞e.g.Haveyouanycash?2.paymentforgoodsorservicesincurrencyorbycheck支付金额vt.toexchangefororconvertintoreadymoney兑换或把…换成现款e.g.Canyoucashthispostalorderformenow?[扩展]cashin靠……赢利；盈利；利用第28页

TextA

BankingService1.Banksoffermanydifferentservices.2. Themostcommonbankingserviceisthecheckingaccount.Peopledeposit,orput,theirmoneyinthebankandthentheycanwritecheckstobuythings.Thecustomerusuallypaysthebankaservicechargeforacheckingaccount.Thereisnotalwaysamonthlyfee,butthencustomerspay10or20centsforeachcheckthattheywrite.NEXTHOME译文第29页TextA

(continued)3.Anotherbankingserviceisthesavingsaccount.Peoplecandepositsomeoftheirmoneywhichtheydonotneedrightnowinasavingsaccount.Theywillleavethemoneyinthebankandwithdrawitwhentheyneedit—nextmonthornextyear.Becausethemoneywillstayinthebank,thebankcanusethemoney.Itwillpayinterestonthesavingsaccount.

NEXTBACK译文第30页4.Loansareanotherimportantbankingservice.Abankcanloanmoneytobusinessesandtoindividuals.Thebankalwayschargesinterestonloans.Theborrowermustrepaytheloanplustheinterest.Theinterestonloansisalwayshigherthantheinterestonthesavingsaccount.TextA(continued2)NEXT译文BACK第31页TextA(continued3)

5.BanksintheUnitedStatesusuallyhavesafedepositboxes.Theseboxesareinthevaultatthebank.Customerscanrenttheboxesfromthebankforasmallfeeeachyear.Theycankeeptheirimportantpapers,suchastheirbirthcertificate,marriagecertificate,orpassport,intheirsafedepositboxes.Somepeoplekeepgold,silverorjewelsthere.NEXTBACK译文第32页

6.AnotherimportantbankingserviceistheautomatictellerMachine(ATM).Manybankshavemachinesoutsidethebanksothatthecustomerscangettheirmoneyanytimetheywantit,dayornight.Customerscandepositorwithdrawandgetcashanytime—iftheyhavemoneyintheiraccounts.TextA(continued4)HOME译文BACK第33页

1.银行提供许多不一样种类服务。2.最常见一项银行服务业务是支票账户。人们将钱存入银行，然后买东西时候用支票支付。通常支票账户用户需要支付银行服务费。用户无须按月交纳服务费，但每开一张支票要支付10或20美分服务费。BACK课文译文银行服务第34页3还有一项银行服务业务是储蓄账户。人们能够将眼下不用现金存入储蓄账户。他们把钱存在银行，在需要时候——下个月或者明年——再将其取出。因为钱留在银行，银行就能够使用。银行会向每个储蓄账户支付利息。BACK课文译文第35页4贷款是另一项主要银行服务业务。银行能够将钱贷给企业或个人。通常银行对贷款收取利息。借款人要同时偿还本金和利息。贷款利息通常高于储蓄利息。BACK课文译文第36页5美国银行通常都有保险箱。这些保险箱在银行地下室。用户每年向银行支付少许费用就能够租用这些保险箱。他们能够将出生证、结婚证或护照等主要文件存放在他们银行保险箱里。有些人将金、银或珍贵珠宝存在那里。BACK课文译文第37页6还有一项主要银行服务是自动取款机。许多银行都将这些机器安放在外面。这么用户不论白天黑夜都能随时取到钱。只要他们账户里有钱，用户就能够随时存入或支取现金。BACK课文译文第38页offerv.1.toholdout;putforward提供e.g.IhavebeenofferedajobinJapan.2.toattempt;givesignsof企图（暴力，抵抗等）e.g.Theyofferednoresistancetotheenemy.3.tooccur;arise出现，发生e.g.Takethefirstopportunitythatoffers.n.statementpromisingtodosomethingorgivesomething

提议e.g.anofferofhelp提议帮助BACK第39页needn.1.alackofsomethingrequiredordesirable需要e.g.cropsinneedofwater需要水庄稼2.somethingrequiredorwanted;arequisite必需品e.g.Ourneedsaremodest.3.necessity;obligation必要；义务e.g.Thereisnoneedforyoutogo.Modalverb.tobeunderthenecessityofortheobligationto必须要e.g.Theyneednotcome.v.tohaveneedof;require需要；想要e.g.Thefamilyneedsmoney.[扩展]needdoing表示被动含义，类似使用方法词还有：require、want等表示需要词。BACK第40页Phrasesconsistingofchargefreeofcharge:nopaymentrequired无偿e.g.Foodandfruitherearefreeofcharge.incharge:incommandorinapositionofresponsibility主管，看管e.g.Marywasinchargeofthebabiesinthisroom.takechargeof(somebody/something):totakeovercontrolorresponsibilityforsomebodyorsomething负责，看管e.g.Mr.Whitewilltakechargeoftheschoolnextsemester.Exercise汉译英：1.汤姆管理着这家企业。2.这家企业由汤姆管理。Key:1.Tomisinchargeofthecompany.2.ThiscompanyisinthechargeofTom.BACK第41页birthcertificate出生证实certificaten.writtenorprintedstatement,madebysomebodyinauthority,thatmaybeusedasprooforevidenceofsomething证书,证实书e.g.amarriagecertificate结婚证Exercise汉译英：学位证书BACKKey:degreecertificate第42页sothatsothat引导是目标状语从句。e.g.Tomstudiedhardduringtheholidaysothathecouldpassthemake-upexam.sothat还能够引导结果状语从句。e.g.Hegotupsolatethismorningthathemissedthetrain.Exercise汉译英：

1.那时为了能够养活整个家庭,杰克工作很努力。2.他花光了全部钱，以致于不知该怎样面对自己父母。BACKKey:

1.Jackworkedveryhardsothathecouldsupportthewholefamilyatthattime.2.Hespentallhismoneythathedidn’tknowhowtofacehisparents.第43页中国人民银行People’sBankofChina中国银行中国工商银行中国人民建设银行中国农业银行中国交通银行美国花旗银行储蓄所信用社英国渣打银行StandardCharteredBank(HK)CitibankBankofChinaIndustrialandCommercialBankofChinaPeople’sConstructionBankofChinaAgriculturalBankofChinaCommunicationsBankofChinaSavingbankCreditunion/cooperativeHOME第44页ServicestypicallyofferedbybanksAlthoughthetypeofservicesofferedbyabankdependsuponthetypeofthebankandthecountry,servicesprovidedusuallyinclude:DirectlytakedepositsfromthegeneralpublicandissuecheckingandsavingsaccountsLendoutmoneytocompaniesandindividualsCashchecksFacilitatemoneytransactionssuchaswireIssuecreditcardOnlinebankingStorageofvaluables,particularlyinasafedepositboxHOME第45页MainIdeasFillintheblankswithappropriatewordsaccordingtothepassage.

Banksofferdifferentservices:customerscanopeneithera________accountora______accountorbothaccordingtotheirneed.Theycan______or_______cashanytimefromthe_________tellermachine.Businessesandindividualscan____moneyfromthebankbuttheymustrepayitplusthe______whichisalways______thanthatonsavings________.Besides,customerscan______asafedepositboxfromthebanktokeepimportantor__________things.

checkingsavingsdepositwithdrawautomaticbo