国际结算英文选择题附答案

国际结算英文选择题90(附答案)国际结算英文选择题90(附答案)/国际结算英文选择题90(附答案)1.Totheexporter,thefastestandsafestmethodofsettlementis(B)A.letterofcreditB.cashinadvanceC.openaccountD.banker’sdraft2.Totheimporter,themostfavorablemethodofsettlementis(C)A.letterofcreditB.cashinadvanceC.openaccountD.collection3.Whichofthefollowingpaymentmethodisbasedoncommercialcredit(C)A.letterofcreditB.bankguaranteeC.collectionD.standbycredit4.AnexportersellsgoodstoacustomerabroadonFOBandonCIFterms,whoisresponsibleforthefreightchargesineach(A)A.importer;exporterB.exporter;importerC.importer;importerD.exporter;exporter5.Internationalcashsettlementhasthefollowingdisadvantagesexcept(B)A.expensiveB.safeC.riskyD.time-consuming6.CHIPSistheelectronicclearingsystemfor(B)A.GBPB.USDC.CNYD.EUR7.CHAPSistheelectronicclearingsystemfor(A)A.GBPB.USDC.CNYD.EUR8.BOJ-NETistheelectronicclearingsystemfor(D)A.USDB.GBPC.EURD.JPY9.TARGETistheelectronicclearingsystemfor(C)A.USDB.GBPC.EURD.JPY10.CHATSistheelectronicclearingsystemfor(D)A.USDB.GBPC.EURD.HKD11.FromaChinesebank’spointofview,thecurrentaccountitmaintainsabroadisknownas(A)A.anostroaccountB.avostroaccountC.acurrentaccountD.ahomecurrencyaccount12.FromaChinesebank’spointofview,thecurrentaccountmaintainedbyaforeignbankwithhimisknownas（B）A.anostroaccountB.avostroaccountC.acurrentaccountD.aforeigncurrencyaccount13.Internationaltradesettlementmethodsareusedtocompletethemoneytransferarousedby(A)A.goodstransactionsB.servicessupplyC.securityinvestmentD.investmentincomes14.Documentarycreditbusinessissubjectto(A)A.UCP600B.URC522C.URDG758D.ISP9815.Collectionbusinessissubjectto(B)A.UCP600B.URC522C.URDG758D.ISP9816.Standbycreditbusinessissubjectto(D)A.UCP600B.URC522C.URDG758D.ISP9817.Letterofguaranteebusinessissubjectto(C)A.UCP600B.URC522C.URDG758D.ISP9818.Londonistheclearingcentrefor(B)A.USDB.GBPC.EURD.HKD19.NewYorkistheclearingcentrefor(A)A.USDB.GBPC.EURD.HKD20.Tokyoistheclearingcentrefor(D)A.USDB.GBPC.EURD.JPY21.Frankfurtistheclearingcentrefor(C)A.USDB.GBPC.EURD.HKD22.Amongthefollowingdocuments,theonewhichisnotregardedascontroldocumentsis(D)A.authorizedsignaturesB.testkeysC.scheduleoftermsandconditionsD.correspondentarrangement23.Thesellershouldarrangefortheinsuranceofthegoodstransportationunder(C)A.FOBB.CFRC.CIFD.EXW24.（A）chequecanbecashedoverthecounterofpayingbank.A.AnopenB.AcrossedC.AgeneralcrossingD.Aspecialcrossing25.Theeffectofablankendorsementistomakeanegotiableinstrumentpayabletothe（C）A.specifiedpersonB,orderofaspecifiedpersonC.bearerD.namedperson26.Ifthebillispayable“60daysafterdate”,thedateofpaymentisdecidedaccordingto（C）A.thedateofacceptanceB.thedateofpresentationC.thedateofissuanceD.thedateofmaturity27.Thepartytowhomthebillisaddressediscalledthe（B）A.drawerB.draweeC.holderD.payee28.Whenfinancingiswithoutrecourse,thismeansthatthebankhasnorecoursetothe（D）ifsuchdraftsaredishonored.A.payerB.draweeC.acceptorD.drawer29.The（C）ofapromissorynoteassumestheprimeliabilitytomakepaymentofthenote.A.holderB.draweeC.makerD.acceptor30.Thebillwhichmustbepresentedforacceptanceis（B）A.thebillpayableatxxdaysafterdateB.thebillpayablexxdaysaftersightC.thebillpayableonafixeddateD.thebillpayableatsight31.Inordertoretaintheliabilitiesoftheotherparties,abillthathasbeendishonoredmustbe（A）A.protestedB.giventotheacceptorC.retainedinthefilesD.presentedtoabank32.（C）isnotaholderofabillA.PayeeB.EndorseeC.DrawerD.Bearer33.Whichofthefollowingisarelativeessentialitemofabill（B）A.amountB.tenorC.payeeD.drawee34.Anendorsement,whichprohibitsthefurthernegotiationoftheinstrument,iscalled（D）endorsement.A.qualifiedB.generalC.specificD.restrictive35.Acheckisa（D）draftdrawnonabankA.timeB.usanceC.directD.demand36.Theactwhichisneverinvolvedinpromissorynotebusinessis（C）A.endorsementB.dishonorC.acceptanceD.presentation37.Theactwhichisneverinvolvedincheckbusinessis（C）A.endorsementB.dishonorC.acceptanceD.presentation38.Theacceptorofabillisthepersonwhooriginallynamedas(B)ofthebill.A.drawerB.draweeC.payeeD.endorser39.Thefirstholderofabillisthe(C)ofthebillA.drawerB.draweeC.payeeD.acceptor40.Amongthefollowingcrossedcheques,theonewhichcontainsthewords(D)isaspecialcrossedcheque.A.bankerB.notnegotiableC.A/CpayeeD.BankofChina41.Themeansofauthenticatingpaymentorderinmailtransferisthe（D）A.SWIFTauthentickeyB.scheduleoftermsandconditionsC.testkeyD.authorizedsignatures42.Themeansofauthenticatingpaymentorderintelegraphictransferisthe（C）A.correspondentarrangementB.scheduleoftermsandconditionsC.testkeyD.authorizedsignatures43.Whichofthefollowingisnotamethodofremittance（C）A.M/TB.T/TC.T/RD.D/D44.Openaccountasapaymentmethodisusuallyusedwhen（D）A.goodsaresoldundertheseller’smarketconditionB.goodsarebadlyneededbythebuyerC.goodsareofspecialstandardsorspecialspecificationsD.goodsaresoldunderthebuyer’smarketcondition45.Ifthereimbursementinstructionwrittenonthepaymentorderisexpressedas‘incover,wehavecreditedyourA/Cwithus’,theA/Crelationshipbetweentheremittingbankandthepayingbankmustbe(A)A.thepayingbankmaintainsanA/CwithremittingbankB.theremittingbankmaintainsanA/CwithpayingbankC.bothremittingbankandpayingbankmaintaintheirA/CswithathirdbankD.remittingbankandpayingbankhavetheirA/Cswithtwodifferentbanks46.Ifthereimbursementinstructionwrittenonthepaymentorderisexpressedas‘incover,pleasedebitourA/Cwithyou’,theA/Crelationshipbetweentheremittingbankandthepayingbankmustbe(B)A.thepayingbankmaintainsanA/CwithremittingbankB.theremittingbankmaintainsanA/CwithpayingbankC.bothremittingbankandpayingbankmaintaintheirA/CswithathirdbankD.remittingbankandpayingbankhavetheirA/Cswithtwodifferentbanks47.Ifthereimbursementinstructionwrittenonthepaymentorderisexpressedas‘incover,wehaveauthorizedBankAtodebitourA/CandcredityourA/Cwiththem’,theA/Crelationshipbetweentheremittingbankandthepayingbankmustbe(C)A.thepayingbankmaintainsanA/CwithremittingbankB.theremittingbankmaintainsanA/CwithpayingbankC.bothremittingbankandpayingbankmaintaintheirA/CswithathirdbankD.remittingbankandpayingbankhavetheirA/Cswithtwodifferentbanks48.Ifthereimbursementinstructionwrittenonthepaymentorderisexpressedas‘incover,wehaveinstructedBankXtotransfertheproceedstoyourA/CwithbankY’,theA/Crelationshipbetweentheremittingbankandthepayingbankmustbe(D)A.thepayingbankmaintainsanA/CwithremittingbankB.theremittingbankmaintainsanA/CwithpayingbankC.bothremittingbankandpayingbankmaintaintheirA/CswithathirdbankD.remittingbankandpayingbankhavetheirA/Cswithtwodifferentbanks49.Itwillbemoreconvenientifthecollectingbankappointedbytheseller（B）A.isalargebankB.istheremittingbank’scorrespondentintheplaceoftheimporterC.isintheexporter’scountryD.actsontheimporter’sinstructions50.UnderD/P,thedocumentswillnotbedeliveredtothebuyeruntil（D）A.thegoodshavearrivedB.thedocumentshavearrivedC.thedocumentsarepresentedtothebuyerD.thebillispaidbythebuyer51.UnderD/A,thedocumentswillnotbedeliveredtothebuyeruntil（D）A.thegoodshavearrivedB.thedocumentshavearrivedC.thedocumentsarepresentedtothebuyerD.thebillisacceptedbythebuyer52.Incollectionbusiness,banksareobligatedtocheckthedocumentsreceivedtoseethat（C）A.theyareauthenticB.theyareregularC.theyarethesameasthoselistedinthecollectioninstructionD.theyareintherightform53.Abillofexchangewhichisaccompaniedbyshippingdocumentsisknownas（B）A.acleanbillB.adocumentarybillC.acleancollectionD.adocumentarycollection54.Indocumentarycollection,afterthegoodshavebeenshipped,theexporterpresentsthedocumentsto（C）forcollectionA.thecollectingbankB.thereimbursingbankC.theremittingbankD.theopeningbank55.Whichofthefollowingisnottheobligationofremittingbankincollection（D）A.tocompleteacollectionorderstrictlyaccordingtotheprincipal’sinstructions.B.toperformfollowingalltheinstructionsgivenbytheprincipal.C.tokeepthedocumentswellD.toexaminethecontentsofdocumentsindetail56.Whichofthefollowingisnottheobligationofthecollectingbank（B）A.toverifytheauthenticityofthecollectionorderB.totakecareofgoodsC.toreleasedocumentsstrictlyonthedeliverytermsofdocuments.D.toperformfollowingalltheinstructionsgivenbytheremittingbank.57.Incollectionbusiness,thedrawerofthedraftforcollectionis(A)A.sellerB.buyerC.remittingbankD.collectingbank58.Incollectionbusiness,thedraweeofthedraftforcollectionis(B)A.sellerB.buyerC.remittingbankD.collectingbank59.Ifthecollectioninstructiongivenbytheprincipalspecifiesthatcollectionchargesaretobebornebythedraweebutwithnoexpressstatementthattheymaynotbewaived,chargeswillbefortheaccountof(A)providingthedraweerefusestopaythem.A.principalB.remittingbankC.collectingbankD.presentingbank60.Thepricetermwhichismorefavorabletothesellerundercollectionis(D)A.EXWB.FOBC.CFRD.CIF61.InL/Cbusiness,theexportercanreceivethepaymentonlywhen(C)A.hehasshippedthegoodsB.hehaspresentedthedocumentsC.thedocumentspresentedconstituteacomplyingpresentationD.theimporterhastakendeliveryofthegoods.62.InL/Cbusiness,theissuingbankcanrefusetopaythecreditamountwhen(C)A.theapplicantpreventshimfrommakingpaymentB.thegoodsarenotthesameasthosestipulatedinthesalescontractC.onekindofdocumentrequiredbyL/Cisn’tpresented.D.balanceoftheapplicant’saccountisnotenoughforpayment.63.OfthefollowingkindsofL/C,(B)istheL/Cwhichrequiresnodraftsatall.A.sightpaymentcreditB.deferredpaymentcreditC.acceptancecreditD.negotiationcredit64.OfthefollowingkindsofL/C,(C)istheL/Cinwhichdraftsarealwaysrequired.A.sightpaymentcreditB.deferredpaymentcreditC.acceptancecreditD.negotiationcredit65.OfthefollowingkindsofL/C,(D)istheL/Cwhichisespeciallysuitableforusetosettlethepaymentoftradeconductedthroughamiddleman.A.non-transferablecreditB.reciprocalcreditC.revolvingcreditD.backtobackcredit66.OfthefollowingkindsofL/C,(A)istheL/Cwhichisespeciallysuitableforusetosettlethepaymentoftradeconductedthroughamiddleman.A.transferablecreditB.reciprocalcreditC.revolvingcreditD.confirmedcredit67OfthefollowingkindsofL/C,(C)istheL/Cwhichisespeciallysuitableforusetosettlethepaymentunderalongtermcontractcoveringgoodstobetransportedbyregularpartialshipments.A.non-transferablecreditB.reciprocalcreditC.revolvingcreditD.backtobackcredit68.OfthefollowingkindsofL/C,(B)istheL/Cwhichisespeciallysuitableforusetosettlethepaymentundercountertrade.A.non-transferablecreditB.reciprocalcreditC.revolvingcreditD.backtobackcredit69.Confirmationofacreditmaybegivenby(B)A.thebeneficiaryattherequestoftheimporterB.theadvisingbankattherequestoftheissuingbankC.theadvisingbankafterthereceiptofcorrectdocumentationD.theissuingbankafterthereceiptofcorrectdocumentation70.Thecreditmayonlybeconfirmedifitissoauthorizedorallowedby(A)A.theissuingbankB.thesupplierC.theadvisingbankD.thebeneficiary71.Thesecondbeneficiaryofatransferableletterofcreditisthe(D)A.middlemanB.transferringbankC.theapplicantofthetransferredcreditD.realsupplierofthegoods72.Thefirstbeneficiaryofatransferableletterofcreditisthe(A)A.middlemanB.transferringbankC.theapplicantofthetransferredcreditD.realsupplierofthegoods73.Theredclausecreditisoftenusedasamethodof(B)A.providingthebuyerwithfundspriortoshipmentB.providingthesellerwithfundspriortoshipmentC.providingthebuyerwithfundsaftershipmentD.providingthesellerwithfundsaftershipment74.Anapplicantmustreimburseanissuingbankunlesshefindsthat(D)A.goodsaredefectiveB.goodsarenotasorderedinthesalescontractC.documentsreceiveddonotallowhimtoclearthegoodsthroughcustomsD.documentsdonotconformonthefacetothetermsandconditionsofthecredit75.Applicationforanyamendmenttoaletterofcreditshouldbegiventotheissuingbankby(A)A.theapplicantB.thebeneficiaryC.theadvisingbankD.thenominatedbank76.ThemessagetypewhichisusedtosendaamendmentnoticeofadocumentarycreditthroughSWIFTisnumbered(C)A.700B.705C.707D.71077.Amongallthefinancialmethodsmentionedbellow,whichmethodprovidesfundswithoutrecourse？(C)A.packingloansB.billdiscountingC.forfaitingD.borrowingdocsagainstT/R78.Underletterofcredit,theprimarydebtoristhe(C)A.applicantB.importerC.issuingbankD.nominatedbank79.Theapplicantofletterofcreditis(B)A.theexporterB.theimporterC.theexporter’sbankD.theimporter’sbank80.Thebeneficiaryofletterofcreditis(A)A.theexporterB.theimporterC.theexporter’sbankD.theimporter’sbank81.AletterofcreditwhichisexpiredonOct.1,2008specifiesthat“documentsmustbepresentedwithin15daysaftertheonboarddateofbilloflading”.IftheonboarddateofbillofladingisSep.10,2008,thelatestdateofpresentationmustbe(B)A.Sep.24,2008B.Sep.25,2008C.Sep.26,2008D.Oct.1,200882.Ifthereisnoindicationinthecreditoftheinsurancecoveragerequired,theamountofinsurancecoveragemustbeatleast(C)oftheCIForCIPvalueofthegoods.A.100%B.105%C.110%D.120%83.Whichofthefollowingactionsperformedbythenominatedbankisnotregardastheactionofhonor(D)A.topayatsightundersightpaymentcreditB.toincuradeferredpaymentundertakingandpayatmaturityunderdeferredpaymentcreditC.toacceptthedraftandpayatm