新版跟单信用证法律实务培训课件

跟单信用证法律实务厦门大学法学院肖伟2007年5

月精选1主要内容UCP600与UCP500的比较分析UCP600实施中的法律实务最高法院司法解释评析最高法院司法解释法律实务精选2UCP600产生的背景及过程《信用证统一惯例》修订进程的“十年之痒”——

1933年国际商会第82号出版物1952年国际商会第151号出版物1962年国际商会第222号出版物1973年国际商会第290号出版物1983年国际商会第400号出版物1993年国际商会第500号出版物（仍在实施中）2006年国际商会第600号出版物（计划于2007年7月实施）精选3UCP600产生的背景及过程UCP600修订的背景自UCP500生效以来，银行实务中围绕500产生的争议层出不穷*。为此，ICC于2002年初成立UCP修订工作小组，提出修订UCP500的动议。国际商会有关UCP500的系列出版物PositionPaperNo.1,2,3,4（修改/议付/非单据化条件/运输单据）PublicationNo.515/535/565/596URR525/ISP98/ISBP/Eucp*国际商会银行技术委员会遗憾而且关切地注意到，在UCP500实施以后，一些银行错误地解释和应用UCP500的一些条文。由于未能正确地运用这些条文，其结果严重防碍了按照UCP500开立的跟单信用证的使用。（CharlesdelBush—Chairman,ICCCommissiononBankingTechniqueandPractice.AdoptedfromForewordofPositionPaper1,2,3,4）

精选4UCP600产生的背景及过程在2002年4月的ICC银行委员会会议上，各国代表对何时、如何修订UCP500未达成一致意见（我国赞成立即开始修订），但一致同意先对产生最多争议的七个条款进行评议。因为ICC提出的专家意见中超过58％集中在UCP500这七个条款上。精选5UCP600产生的背景及过程在2002年10月ICC银行委员会会议上，银行委员会技术顾问GARYCOLLYER提供了一份评议七条条款的报告：第九条–开证行与保兑行的责任（共二十六次）第十三条–审核单据的标准（共四十三次）第十四条–不符点单据与通知（共六十次）第二十一条–对单据出单人或单据内容未作规定（共二十九次）第二十三条–海运提单（共四十七次）第三十七条–商业发票（共二十六次）第四十八条–可转让信用证（共三十一次）

精选6UCP600产生的背景及过程多份研究报告显示，高比例、高频率发生的信用证拒付现象日益危机信用证在国际结算中的地位。INTHEEVENTTHATTHEDOCUMENTSPRESENTEDWITHDISCREPANCY,ADISCREPANTFEEOFUSD60.00OREQUIVALENTWILLBENDEDUCTEDFROMTHEPROCEEDS.精选7UCP600产生的背景及过程FromIntroductionofUCP500：单据不符是信用证支付方式下一种极为普遍的现象，从1993年修订的《跟单信用证统一惯例》的前言可以看出：“一些调查表明，大约5％跟单信用证下的单据因与信用证不符或表面不符而被拒付，这降低了跟单信用证的效力，对参与有关产品交易的各方产生财务影响，增加了成本，减少了进口商、出口商和银行的利润。有关跟单信用证的诉讼案激增也引起了人们极大的关注。”精选8UCP600产生的背景及过程FromIntroductionofUCP600：Whenworkontherevisionstarted,anumberofglobalsurveysindicatedthat,becauseofdiscrepancies,approximately70%ofdocumentspresentedunderlettersofcreditwerebeingrejectedonfirstpresentation.Thisobviouslyhad,andcontinuestohave,anegativeeffectontheletterofcreditbeingseenasameansofpaymentand,ifunchecked,couldhaveseriousimplicationsformaintainingorincreasingitsmarketshareasarecognizedmeansofsettlementininternationaltrade.结论：信用证正日益成为拒付的工具。

精选9UCP600产生的背景及过程UCP600修订的过程2003年5月，ICC正式授权ICC银行委员会启动UCP500修订工作修订工作的三层组织架构：ThedraftingGroup（起草小组）TheConsultingGroup（咨询小组）ICCnationalcommittees（国家委员会）精选10UCP600产生的背景及过程ThedraftingGroup小组成员共10位成员，其中8位来自欧洲，其余两位分别来自美国和新加坡小组主席：GaryCollyer--ABNAMROBankN.V.,London,EnglandTheConsultingGroup小组成员小组由来自26个国家的40余位专业人士组成小组成员来自银行、运输及物流、保险等不同行业精选11UCP600产生的背景及过程UCP600修订的过程FIRSTSTEP---REVISIONPROCESS：全面回顾UCP500实施以来ICC发布的各类出版物、意见书及决定，吸收其中的合理条款。关于正本单据关于开证申请人与受益人详细地址关于预装船提单装运日期的确认精选12UCP600产生的背景及过程SECONDSTEP---GENERALOBJECTIVE：全面反映近年来国际银行业、运输业和保险业出现的变化，并体现一定的前瞻性；五个银行工作日删除了运输行单据条款明确了保险单据可以由代理人（proxies）出具精选13UCP600产生的背景及过程全面检讨UCP500中的条款结构和文字措辞。从A组到G组分类的模块式组合到流水式条款通俗易懂、简约化的措辞Nominatedbankmeansthebankauthorizedinthecredittohonourornegotiateor,inthecaseofafreelyavailablecredit,anybank.(UCPDraftJune)Nominatedbankmeansthebankwithwhichthecreditisavailableoranybankinthecaseofacreditavailablewithanybank.(UCPFinalVersion)精选14UCP600产生的背景及过程THIRDSTEP---CO-OPERATION：建立稳定的三级合作机制ThisrevisionoftheUCPrepresentstheculminationofoverthreeyearsofextensiveanalysis,review,debateandcompromiseamongstthevariousmembersoftheDraftingGroup,themembersoftheBankingCommissionandtherespectiveICCnationalcommittees. ——FromGaryCollyer精选15UCP600与UCP500的比较分析AdvisingbankApplicantBankingdayBeneficiaryComplyingpresentationConfirmationConfirmingbankCreditHonourIssuingbankNegotiationNominatedbankPresentationPresenter第一次系统地对有关信用证的14个概念进行了定义精选16UCP600与UCP500的比较分析Article2DefinitionsForthepurposeoftheserules:Advisingbankmeansthebankthatadvisesthecreditattherequestoftheissuingbank.Applicantmeansthepartyonwhoserequestthecreditisissued.精选17UCP600与UCP500的比较分析Bankingdaymeansadayonwhichabankisregularlyopenattheplaceatwhichanactsubjecttotheserulesistobeperformed.Beneficiarymeansthepartyinwhosefavouracreditisissued.精选18UCP600与UCP500的比较分析Complyingpresentationmeansapresentationthatisinaccordancewiththetermsandconditionsofthecredit,theapplicableprovisionsoftheserulesandinternationalstandardbankingpractice.Confirmationmeansadefiniteundertakingoftheconfirmingbank,inadditiontothatoftheissuingbank,tohonourornegotiateacomplyingpresentation.

精选19UCP600与UCP500的比较分析Confirmingbankmeansthebankthataddsitsconfirmationtoacreditupontheissuingbank’sauthorizationorrequest.Creditmeansanyarrangement,howevernamedordescribed,thatisirrevocableandtherebyconstitutesadefiniteundertakingoftheissuingbanktohonouracomplyingpresentation.精选20UCP600与UCP500的比较分析Honourmeans:a.topayatsightifthecreditisavailablebysightpayment.b.toincuradeferredpaymentundertakingandpayatmaturityifthecreditisavailablebydeferredpayment.c.toacceptabillofexchange(“draft”)drawnbythebeneficiaryandpayatmaturityifthecreditisavailablebyacceptance.

精选21UCP600与UCP500的比较分析Honourmeans:a.topayatsightifthecreditisavailablebysightpayment.b.toincuradeferredpaymentundertakingandpayatmaturityifthecreditisavailablebydeferredpayment.c.toacceptabillofexchange(“draft”)drawnbythebeneficiaryandpayatmaturityifthecreditisavailablebyacceptance.

精选22Article19.Bank-to-BankReimbursementArrangementsa.IfanIssuingBankintendsthatthereimbursementtowhichapaying,acceptingornegotiatingbankisentitled,shallbeobtainedbysuchbank(the"ClaimingBank"),claimingonanotherparty(the"ReimbursingBank"),itshallprovidesuchReimbursingBankingoodtimewiththeproperinstructionsorauthorizationtohonoursuchreimbursementclaims.(UCP500)

第十九条银行间的偿付约定a．开证行如欲通过另一银行（偿付行）对付款行、承兑行或议付行（均称“索偿行”）履行偿付时，开证行应及时向偿付行发出对此类索偿予以偿付的适当指示或授权。精选23hono(u)r

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承兑支票精选24UCP600与UCP500的比较分析Honourmeans:a.topayatsightifthecreditisavailablebysightpayment.b.toincuradeferredpaymentundertakingandpayatmaturityifthecreditisavailablebydeferredpayment.c.toacceptabillofexchange(“draft”)drawnbythebeneficiaryandpayatmaturityifthecreditisavailablebyacceptance.

精选25UCP600与UCP500的比较分析Issuingbankmeansthebankthatissuesacreditattherequestofanapplicantoronitsownbehalf.Negotiationmeansthepurchasebythenominatedbankofdrafts(drawnonabankotherthanthenominatedbank)and/ordocumentsunderacomplyingpresentation,byadvancingoragreeingtoadvancefundstothebeneficiaryonorbeforethebankingdayonwhichreimbursementisduetothenominatedbank.精选26UCP600与UCP500的比较分析关于议付UCP500Article10（信用证的种类）NegotiationmeansthegivingofvalueforDraft(s)and/ordocument(s)bythebankauthorizedtonegotiate.Mereexaminationofthedocumentswithoutgivingofvaluedoesnotconstituteanegotiation.精选27UCP600与UCP500的比较分析

UCP500Article9（开证行与保兑行的责任）AnirrevocableCreditconstitutesadefiniteundertakingoftheIssuingBank,providedthatthestipulateddocumentsarepresentedtotheNominatedBankortotheIssuingBankandthatthetermsandconditionsoftheCreditarecompliedwith:IftheCreditprovidesfornegotiationtopaywithoutrecoursetodrawersand/orbonafideholders,Draft(s)drawnbytheBeneficiaryand/ordocument(s)presentedundertheCredit精选28UCP600与UCP500的比较分析ICCPositionPaperNo2（第二号意见书）TheBankingCommissionwishestoclarifythatforthepurposesofUCP500,thephrase'givingofvalue'insub-Article10(b)(ii)maybeinterpretedaseither'makingimmediatepayment'(e.g.bycash,bycheque,byremittancethroughaClearingSystemorbycredittoanaccount)or'undertakinganobligationtomakepayment'(otherthangivingadeferredpaymentundertakingoracceptingadraft).精选29UCP600与UCP500的比较分析

ICCPublicationNo.459：关于追索权议付行在任何情况下均享有追索权，除非该行保兑了信用证（TheCommissionfinallydecidedtomakeadistinctionbetweencreditsavailablethroughpaymentandcreditavailablethroughnegotiation.Astotheformer(availablethroughpayment),anyrecoursebytheadvisingbankvis-à-visthebeneficiarywastobeexcludedifithadnotexpressedareservationwhenmakingitspayment.Astothelattercredits(availablethroughnegotiation),theadvisingbankalwayshadarightofrecourse,unlessithadconfirmedthecredit”.）精选30UCP600与UCP500的比较分析

ICCPublicationNo.596R259：议付的追索权银行提供议付时所要求的条件，即是否保留追索权，不能由ICC来裁定。那些条件取决于当地法律及议付行与出口商之间的关系。应由受益人来决定是否接受那些条件并在“保留追索”的条件下取得款项。在这些情况下，受益人最好使信用证可自由议付，以使他们能够把单据提交给一家一旦接受单据将始终信守决定的被指定银行。精选31议付定义的演变UCP500：NegotiationmeansthegivingofvalueforDraft(s)and/ordocument(s)bythebankauthorizedtonegotiate.Mereexaminationofthedocumentswithoutgivingofvaluedoesnotconstituteanegotiation.UCP600：Negotiationmeansthepurchasebythenominatedbankofdrafts(drawnonabankotherthanthenominatedbank)and/ordocumentsunderacomplyingpresentation,byadvancingoragreeingtoadvancefundstothebeneficiaryonorbeforethebankingdayonwhichreimbursementisduetothenominatedbank.精选32UCP600与UCP500的比较分析Nominatedbankmeansthebankwithwhichthecreditisavailableoranybankinthecaseofacreditavailablewithanybank.Presentationmeanseitherthedeliveryofdocumentsunderacredittotheissuingbankornominatedbankorthedocumentssodelivered.Presentermeansabeneficiary,bankorotherpartythatmakesapresentation.精选33UCP600与UCP500的比较分析删除了那些表达不确切、内容已过时及与国际贸易实务相脱节的条款条款总数由UCP500的49条缩减为39条，且不再分类删除了信用证“可撤销”的概念(Art.6ofUCP500)删除了运输行单据条款(Art.39ofUCP500)删除了运输单据之“不得含有载运船只仅以风帆为动力的批注”(Art.23ofUCP500)删除了运输单据之额外费用的列举条款(Art.33ofUCP500)精选34UCP600与UCP500的比较分析确立了新的国际结算实务操作标准银行审核单据的时间缩短为5天Anominatedbankactingonitsnomination,aconfirmingbank,ifany,andtheissuingbankshalleachhaveamaximumoffivebankingdaysfollowingthedayofpresentationtodetermineifapresentationiscomplying.精选35UCP600与UCP500的比较分析明确了受益人对修改保持沉默不等于接受修改Aprovisioninanamendmenttotheeffectthattheamendmentshallenterintoforceunlessrejectedbythebeneficiarywithinacertaintimeshallbedisregarded.(Art.10)精选36UCP600与UCP500的比较分析增加了实务操作性条款即使单据遗失，开证行也必须付款（35条）Providedthatthestipulateddocumentsarepresentedtothenominatedbankortotheissuingbankandthattheyconstituteacomplyingpresentation,theissuingbankmusthonour(Art.7)Anissuingbankisirrevocablyboundtohonourasofthetimeitissuesthecredit.(Art.7)Anissuingbankundertakestoreimburseanominatedbankthathashonouredornegotiatedacomplyingpresentationandforwardedthedocumentstotheissuingbank.(Art.7)精选37AnirrevocableCreditconstitutesdadefiniteundertakingortheissuingBank,providedthatthestipulateddocumentsarepresentedtotheNominatedBankortotheIssuingBankandthatthetermsandconditionsoftheCreditarecompliedwith(Art.9ofUCP500)如果发送单证相符单据给开证行的银行是一家被指定银行，而单据在途中遗失，那么开证行有责任付款，前提是单据以信用证规定的方式寄送，即当信用证规定为挂号邮寄时，单据要按那种方式寄送，而不是通过快递公司。以非信用证所要求的方式寄送单据的风险有被指定银行承担，而不是受益人承担。（ICC632/R429）

精选38Ifanominatedbankdeterminesthatapresentationiscomplyingandforwardsthedocumentstotheissuingbankorconfirmingbank,whetherornotthenominatedbankhashonouredornegotiated,anissuingbankorconfirmingbankmusthonourornegotiate,orreimbursethatnominatedbank,evenwhenthedocumentshavebeenlostintransitbetweenthenominatedbankandtheissuingbankorconfirmingbank,orbetweentheconfirmingbankandtheissuingbank.(Art.35)精选39UCP600与UCP500的比较分析拒付电增加了“持单至申请人放弃不付点”的选择theissuingbankisholdingthedocumentsuntilitreceivesawaiverfromtheapplicantandagreestoacceptit,orreceivesfurtherinstructionsfromthepresenterpriortoagreeingtoacceptawaiver(Art.16)精选40UCP600与UCP500的比较分析建立了“单据必须满足其功能”的标准Ifacreditrequirespresentationofadocumentotherthanatransportdocument,insurancedocumentorcommercialinvoice,withoutstipulatingbywhomthedocumentistobeissuedoritsdatacontent,bankswillacceptthedocumentaspresentedifitscontentappearstofulfilthefunctionoftherequireddocumentandotherwisecomplieswithsub-article14(d

).

精选41UCP600与UCP500的比较分析Whendocumentsotherthantransportdocuments,insurancedocumentsandcommercialinvoicesarecalledfor,theCreditshouldstipulatebywhomsuchdocumentsaretobeissuedandtheirwordingordatacontent.IftheCreditdoesnotsostipulate,bankswillacceptsuchdocumentsaspresented,providedthattheirdatacontentisnotinconsistentwithanyotherstipulateddocumentpresented.(Art.21ofUCP500)当要求提供运输单据、保险单据和商业发票以外的单据时，信用证中应规定该单据的出票人及其措辞或内容。如信用证对此未作规定，只要所提交单据的内容与提交的其它规定单据不矛盾，银行将接受此类单据。（第21条）精选42UCP600与UCP500的比较分析明确开证行可以作为转让行转让自己开立的信用证Transferringbankmeansanominatedbankthattransfersthecreditor,inacreditavailablewithanybank,abankthatisspecificallyauthorizedbytheissuingbanktotransferandthattransfersthecredit.Anissuingbankmaybeatransferringbank.(Art.38)精选43UCP600与UCP500的比较分析措辞更为简洁、严格、清晰、与时俱进关于简洁Ifthebillofladingcontainstheindication“intendedvessel”,orsimilarqualificationinrelationtothevessel,loadingonboardanamedvesselmustbeevidencedbyanonboardnotationonthebillofladingwhich,inadditiontothedateonwhichthegoodshavebeenloadedonboard,alsoincludesthenameofthevesselonwhichthegoodshavebeenloaded,eveniftheyhavebeenloadedonthevesselnamedasthe“intendedvessel”.(Art.24ofUCP500)[字符数（不计空格）360]精选44UCP600与UCP500的比较分析Ifthebillofladingcontainstheindication“intendedvessel”orsimilarqualificationinrelationtothenameofthevessel,anonboardnotationindicatingthedateofshipmentandthenameoftheactualvesselisrequired.(Art.20ofUCP600)[字符数（不计空格）189]精选45UCP600与UCP500的比较分析关于严格拒付通知的格式及内容：Asinglenotice

关于清晰措辞“and/or”修订为“or”，单、复数同义Whereapplicable,wordsinthesingularincludethepluralandinthepluralincludethesingular.(Art.3)关于与时俱进银行对因遭受恐怖袭击(actsofterrorism)导致银行停业所造成后果的免责删除了信用证“可撤销”的概念：Acreditisirrevocableevenifthereisnoindicationtothateffect.(Art.3)精选46UCP600实施后对不同当事人的影响ApplicantBeneficiaryPresenter精选47UCP600实施后对不同当事人的影响对申请人Applicantmeansthepartyonwhoserequestthecreditisissued.（Art.2）精选48UCP600实施后对不同当事人的影响Acreditbyitsnatureisaseparatetransactionfromthesaleorothercontractonwhichitmaybebased.…theundertakingofabanktohonour,tonegotiateortofulfilanyotherobligationunderthecreditisnotsubjecttoclaimsordefencesbytheapplicantresultingfromitsrelationshipswiththeissuingbankorthebeneficiary.(Art.4)

精选49UCP600实施后对不同当事人的影响Abeneficiarycaninnocaseavailitselfofthecontractualrelationshipsexistingbetweenbanksorbetweentheapplicantandtheissuingbank.(Art.4)精选50UCP600实施后对不同当事人的影响Anissuingbankshoulddiscourageanyattemptbytheapplicanttoinclude,asanintegralpartofthecredit,copiesoftheunderlyingcontract,proformainvoiceandthelike.(Art.4)精选51UCP600实施后对不同当事人的影响Acreditmustnotbeissuedavailablebyadraftdrawnontheapplicant.(Art.6)精选52UCP600实施后对不同当事人的影响Whentheaddressesofthebeneficiaryandtheapplicantappearinanystipulateddocument,theyneednotbethesameasthosestatedinthecreditorinanyotherstipulateddocument,butmustbewithinthesamecountryastherespectiveaddressesmentionedinthecredit.Contactdetails(telefax,telephone,emailandthelike)statedaspartofthebeneficiary’sandtheapplicant’saddresswillbedisregarded.However,whentheaddressandcontactdetailsoftheapplicantappearaspartoftheconsigneeornotifypartydetailsonatransportdocumentsubjecttoarticles19,20,21,22,23,24or25,theymustbeasstatedinthecredit.(Art.14)精选53UCP600实施后对不同当事人的影响Whenanissuingbankdeterminesthatapresentationdoesnotcomply,itmayinitssolejudgementapproachtheapplicantforawaiverofthediscrepancies.Thisdoesnot,however,extendtheperiodmentionedinsub-article14(b).(Art.16)精选54UCP600实施后对不同当事人的影响Acommercialinvoice…mustbemadeoutinthenameoftheapplicant(exceptasprovidedinsub-article38(g))(Art.18)精选55UCP600实施后对不同当事人的影响Abankutilizingtheservicesofanotherbankforthepurposeofgivingeffecttotheinstructionsoftheapplicantdoessofortheaccountandattheriskoftheapplicant.(Art.37)精选56UCP600实施后对不同当事人的影响对受益人Beneficiarymeansthepartyinwhosefavouracreditisissued.(Art.2)精选57UCP600实施后对不同当事人的影响Honourmeans: a.topayatsightifthecreditisavailablebysightpayment. b.toincuradeferredpaymentundertakingandpayatmaturityifthecreditisavailablebydeferredpayment. c.toacceptabillofexchange(“draft”)drawnbythebeneficiaryandpayatmaturityifthecreditisavailablebyacceptance.精选58UCP600实施后对不同当事人的影响Negotiationmeansthepurchasebythenominatedbankofdrafts(drawnonabankotherthanthenominatedbank)and/ordocumentsunderacomplyingpresentation,byadvancingoragreeingtoadvancefundstothebeneficiaryonorbeforethebankingdayonwhichreimbursementisduetothenominatedbank.(Art.2)精选59UCP600实施后对不同当事人的影响Presentermeansabeneficiary,bankorotherpartythatmakesapresentation.(Art.2)精选60UCP600实施后对不同当事人的影响Termssuchas"firstclass","wellknown","qualified","independent","official","competent"or"local"usedtodescribetheissuerofadocumentallowanyissuerexceptthebeneficiarytoissuethatdocument.(Art.3)

精选61UCP600实施后对不同当事人的影响Abeneficiarycaninnocaseavailitselfofthecontractualrelationshipsexistingbetweenbanksorbetweentheapplicantandtheissuingbank.(Art.4)精选62UCP600实施后对不同当事人的影响Exceptasprovidedinsub-article29(a),apresentationbyoronbehalfofthebeneficiarymustbemadeonorbeforetheexpirydate.(Art.6)精选63UCP600实施后对不同当事人的影响Exceptasotherwiseprovidedbyarticle38,acreditcanneitherbeamendednorcancelledwithouttheagreementoftheissuingbank,theconfirmingbank,ifany,andthebeneficiary.(Art.10)精选64UCP600实施后对不同当事人的影响Thetermsandconditionsoftheoriginalcredit(oracreditincorporatingpreviouslyacceptedamendments)willremaininforceforthebeneficiaryuntilthebeneficiarycommunicatesitsacceptanceoftheamendmenttothebankthatadvisedsuchamendment.Thebeneficiaryshouldgivenotificationofacceptanceorrejectionofanamendment.Ifthebeneficiaryfailstogivesuchnotification,apresentationthatcomplieswiththecreditandtoanynotyetacceptedamendmentwillbedeemedtobenotificationofacceptancebythebeneficiaryofsuchamendment.Asofthatmomentthecreditwillbeamended.(Art.10)

精选65UCP600实施后对不同当事人的影响Aprovisioninanamendmenttotheeffectthattheamendmentshallenterintoforceunlessrejectedbythebeneficiarywithinacertaintimeshallbedisregarded.(Art.10)精选66UCP600实施后对不同当事人的影响Areimbursingbank'schargesarefortheaccountoftheissuingbank.However,ifthechargesarefortheaccountofthebeneficiary,itistheresponsibilityofanissuingbanktosoindicateinthecreditandinthereimbursementauthorization.Ifareimbursingbank'schargesarefortheaccountofthebeneficiary,theyshallbedeductedfromtheamountduetoaclaimingbankwhenreimbursementismade.Ifnoreimbursementismade,thereimbursingbank'schargesremaintheobligationoftheissuingbank.(Art.13)精选67UCP600实施后对不同当事人的影响Apresentationincludingoneormoreoriginaltransportdocumentssubjecttoarticles19,20,21,22,23,24or25mustbemadebyoronbehalfofthebeneficiarynotlaterthan21calendardaysafterthedateofshipmentasdescribedintheserules,butinanyeventnotlaterthantheexpirydateofthecredit.(Art.14)精选68UCP600实施后对不同当事人的影响Whentheaddressesofthebeneficiaryandtheapplicantappearinanystipulateddocument,theyneednotbethesameasthosestatedinthecreditorinanyotherstipulateddocument,butmustbewithinthesamecountryastherespectiveaddressesmentionedinthecredit.Contactdetails(telefax,telephone,emailandthelike)statedaspartofthebeneficiary’sandtheapplicant’saddresswillbedisregarded.However,whentheaddressandcontactdetailsoftheapplicantappearaspartoftheconsigneeornotifypartydetailsonatransportdocumentsubjecttoarticles19,20,21,22,23,24or25,theymustbeasstatedinthecredit.(Art.14)精选69UCP600实施后对不同当事人的影响Theshipperorconsignorofthegoodsindicatedonanydocumentneednotbethebeneficiaryofthecredit.(Art.14)精选70UCP600实施后对不同当事人的影响Acommercialinvoice:i.mustappeartohavebeenissuedbythebeneficiary(exceptasprovidedinarticle38).(Art.18)精选71UCP600实施后对不同当事人的影响Acreditoramendmentshouldnotstipulatethattheadvisingtoabeneficiaryisconditionaluponthereceiptbytheadvisingbankorsecondadvisingbankofitscharges.(Art.37)精选72UCP600实施后对不同当事人的影响Transferablecreditmeansacreditthatspecificallystatesitis“transferable”.Atransferablecreditmaybemadeavailableinwholeorinparttoanotherbeneficiary(“secondbeneficiary”)attherequestofthebeneficiary(“firstbeneficiary”).(Art.38)精选73UCP600实施后对不同当事人的影响Transferredcreditmeansacreditthathasbeenmadeavailablebythetransferringbanktoasecondbeneficiary.(Art.38)精选74UCP600实施后对不同当事人的影响Unlessotherwiseagreedatthetimeoftransfer,allcharges(suchascommissions,fees,costsorexpenses)incurredinrespectofatransfermustbepaidbythefirstbeneficiary.(Art.38)

精选75UCP600实施后对不同当事人的影响Acreditmaybetransferredinparttomorethanonesecondbeneficiaryprovidedpartialdrawingsorshipmentsareallowed.(Art.38)精选76UCP600实施后对不同当事人的影响Acreditmaybetransferredinparttomorethanonesecondbeneficiaryprovidedpartialdrawingsorshipmentsareallowed.(Art.38)精选77UCP600实施后对不同当事人的影响Atransferredcreditcannotbetransferredattherequestofasecondbeneficiarytoanysubsequentbeneficiary.Thefirstbeneficiaryisnotconsideredtobeasubsequentbeneficiary.(Art.38)精选78UCP600实施后对不同当事人的影响Anyrequestfortransfermustindicateifandunderwhatconditionsamendmentsmaybeadvisedtothesecondbeneficiary.Thetransferredcreditmustclearlyindicatethoseconditions.(Art.38)精选79UCP600实施后对不同当事人的影响Ifacreditistransferredtomorethanonesecondbeneficiary,rejectionofanamendmentbyoneormoresecondbeneficiarydoesnotinvalidatetheacceptancebyanyothersecondbeneficiary,withrespecttowhichthetransferredcreditwillbeamendedaccordingly.Foranysecondbeneficiarythatrejectedtheamendment,thetransferredcreditwillremainunamended.(Art.38)精选80UCP600实施后对不同当事人的影响Thenameofthefirstbeneficiarymaybesubstitutedforthatoftheapplicantinthecredit.(Art.38)精选81UCP600实施后对不同当事人的影响对提示人Presentermeansabeneficiary,bankorotherpartythatmakesapresentation.(Art.2)

精选82UCP600实施后对不同当事人的影响Adocumentpresentedbutnotrequiredbythecreditwillbedisregardedandmaybereturnedtothepresenter.(Art.14)精选83UCP600实施后出口商制单须注意的问题合格单据的标准在信用证交易中，出口商提供的单据必须合符信用证和《跟单信用证统一惯例》的规定，但是这样的单据并不一定符合合格单据的标准。譬如，UCP500与一般的信用证中都没有汇票必须由出票人签字的规定。但是一张没有出票人签字的汇票肯定是不合格的，根据票据法，没有这项内容，票据不成立。所以合格的单据，还必须合符法规（Legallyacceptable）以及常规（Commonsense），譬如毛重必须大于净重，否则进口商或开证行有权拒付。总之，“单据必须满足其功能”需要。UCP600规定：Complyingpresentationmeansapresentationthatisinaccordancewiththetermsandconditionsofthecredit,theapplicableprovisionsoftheserulesandinternationalstandardbankingpractice.(Art.2)精选84UCP600实施后出口商制单须注意的问题缮制单据的基本要求准确。这是缮制单据的第一要求。要求做到“单证相符、单单一致”。“单证相符”即所有的单据都要与信用证保持一致，“单单一致”即单据与单据之间的相同内容都要一致。完整。包括内容完整、份数完整、种类完整。及时。在信用证项下交单必须掌握装运期、交单期和信用证有效期。简明。单据文字内容力求简单明了，避免画蛇添足。整洁。单据的缮制必须力求表面整洁。个别错误可以更正，但必须在更正处加以签署或加盖更正章，不能遗漏。精选85UCP600实施后出口商制单须注意的问题Article17OriginalDocumentsandCopies

a.Atleastoneoriginalofeachdocumentstipulatedinthecreditmustbepresented. b.Abankshalltreatasanoriginalanydocumentbearinganapparentlyoriginalsignature,mark,stamp,orlabeloftheissuerofthedocument,unlessthedocumentitselfindicatesthatitisnotanoriginal.精选86UCP600实施后出口商制单须注意的问题

c.Unlessadocumentindicatesotherwise,abankwillalsoacceptadocumentasoriginalifit:

精选87UCP600实施后出口商制单须注意的问题i.appearstobewritten,typed,perforatedorstampedbythedocumentissuer’shand;orii.appearstobeonthedocumentissuer’soriginalstationery;oriii.statesthatitisoriginal,unlessthestatementappearsnottoapplytothedocumentpresented.

精选88UCP600实施后出口商制单须注意的问题d.Ifacreditrequirespresentationofcopiesofdocuments,presentationofeitheroriginalsorcopiesispermitted.e.Ifacreditrequirespresentationofmultipledocumentsbyusingtermssuchas"induplicate","intwofold"or"intwocopies",thiswillbesatisfiedbythepresentationofatleastoneoriginalandtheremainingnumberincopies,exceptwhenthedocumentitselfindicatesotherwise.精选89UCP600实施后出口商制单须注意的问题Article18CommercialInvoicea.Acommercialinvoice:i.mustappeartohavebeenissuedbythebeneficiary(exceptasprovidedinarticle38);ii.mustbemadeoutinthenameoftheapplicant(exceptasprovidedinsub-article38(g));iii.mustbemadeoutinthesamecurrencyasthecredit;andiv.neednotbesigned.精选90UCP600实施后出口商制单须注意的问题b.Anominatedbankactingonitsnomination,aconfirmingbank,ifany,ortheissuingbankmayacceptacommercialinvoiceissuedforanamountinexcessoftheamountpermittedbythecredit,anditsdecisionwillbebindinguponallparties,providedthebankinquestionhasnothonouredornegotiatedforanamountinexcessofthatpermittedbythecredit.精选91UCP600实施