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2023年银行招聘之银行招聘综合知识能力测试试卷B卷附答案单选题(共180题)1、“三网”融合中的“三网”不包括()。A.电信网B.广播电视网C.互联网D.卫星通信网【答案】D2、资料:RahulChadha,co-chiefinvestmentofficerforHongKong-basedMiraeAssetGlobalInvestments,hasafewchartsheisparticularlyfondofwhenitcomestotellingastoryaboutinvestinginChina.A.It’snotdifficultforChinatoachieveitstargetofcreating11millionjobsB.thereareenoughvacanciesforyoungpeoplefromtheruralareasinIndiaC.thedevelopedeconomiesenjoysabetterincomegrowthD.moreChinesewillborrowtoincreasetheirspendingpower【答案】A3、通过()逐笔核对,核实入账的支票是否与事实相符,特别应注意账号是否相符。A.银行对账单B.支票存根与对账单C.日记账D.银行余额调节表【答案】B4、三篮桃子共重90斤,如果从第一篮中取出13斤放入第二篮,从第二篮中取出8斤放入第三篮,从第三篮中取出2斤放入第一篮,这时三篮桃子的重量相等,原来第二篮中有桃子()斤。A.21B.23C.25D.27【答案】C5、维护文件的高度严密性是指()。A.公文的保密性B.公文语言结构的严密C.公文行文文字_严密D.施行办法的严密【答案】B6、Passage7A.avoideddefiningtheextentofMcDonnell’sdutiesB.madenocompromiseinconvictingMcDonnellC.wascontemptuousofMcDonnell’sconductD.refusedtocommentonMcDonnell’sethics【答案】C7、In2012,thelast______floodhitthesouthwesternpartoftheNetherlandsandcausedmorethan1800casualties.A.adverseB.radicalC.severeD.disastrous【答案】D8、资料:RahulChadha,co-chiefinvestmentofficerforHongKong-basedMiraeAssetGlobalInvestments,hasafewchartsheisparticularlyfondofwhenitcomestotellingastoryaboutinvestinginChina.A.IndiaB.ChinaC.UKD.US【答案】C9、下列句子中,没有语病的一项是()。A.送走了所有人,他才有时间坐下来,静静地思考着今天一连串发生的离奇事件,最后浮现出的便只有那一种可能了。B.虽然这种物理状态很少见,但是有了这么一段详实生动的描写,没有谁不会想象不出的。C.前往西方发达国家游历是一很有意义的事情,通过游历,使我受到了极大的收获。D.睡眠要占去一个人一生中三分之一的时间,因此,充分的睡眠,对生理有极其重要的作用。【答案】D10、下列说法不正确的是()。A.孔子是儒家创始人,核心是“仁”B.庄子是道家代表,代表作是《道德经》C.韩非是法家思想的集大成者D.朱熹是理学的重要代表,著有《四书集注》【答案】B11、资料:WhyisSaltBadforYou?A.hisfamilydoctorB.aheartspecialistC.researchscientistsD.anutritionexpert【答案】D12、Passage8A.tohelpawoundtodryB.tocoversaroughsurfaceC.damagessomeofthesmallsidebranchesD.allowstoomanybranchestogrowinthemiddle【答案】B13、《边城》是沈从文的代表作。此作品主要描绘了哪个地区风土人情()。A.湘西B.武汉C.长沙D.婺源【答案】A14、“沉鱼落雁”“闭月羞花”用以形容古代四大美女,下列形容古代四大美女与其关系对应不正确的是()。A.沉鱼——西施B.落雁——王昭君C.闭月——赵姬D.羞花——杨玉环【答案】C15、资料:It'salmostconsideredsacrilegioustodaytoleaveworkattheendofyourworkdayor(forshamel)onaFridayandsimplynotcheckyouremailuntilyoureturntheofficeduringnormalworkinghours.A.BossespushemployeestoworkbysendingemailsanytimeB.EmployeesareexhaustedbytheconstantneedtocheckemailsC.CompaniesmeantostresstheworkersoutbysendingemailsD.Noneofabove【答案】B16、Passage1A.payoffallherdebtsB.handlehermoneybetterC.findajobinabankD.managethefamilyincome【答案】B17、人民币汇率形成机制改革坚持主动性、可控性、渐进性的原则,2005年7月21日,人民币汇率形成机制改革启动,开始实行以市场供求为基础、参考一篮子货币政策进行调节、有管理的浮动汇率制度。自汇率形成机制改革以来,人民币汇率弹性逐步扩大,并形成双向波动的格局,呈现稳中有升的态势。A.货币局制B.传统的盯住汇率制C.事先不公开汇率目标的管理浮动D.单独浮动【答案】A18、资料:Poorhealthisnotonlydamagingtoemployees,itisdetrimentaltobusinesses."Corporationspayaheavycostforstress-relatedillnesses,suchashypertension,gastrointestinalproblems,andsubstanceabuse."saysRubin.A.ItishelpfultothecompanyiftheemployerscanlayoffemployeeswithhealthissuesB.Companydiscountongymmembershipswillsurelyimproveemployees’frequencyofexerciseC.MostAmericanshavesufferedfromstress-relatedillnessesD.Tomakesurethattheemployeesareawareoftheimportanceofphysicalandmentalhealthisessentialtopromotegoodhealthinacompany【答案】D19、商业银行应选派精通现代金融理论及金融创新理论的高素质客户经理接洽业务的细分市场为()。A.国有企业B.民营企业C.外商独资企业D.合资与合作企业【答案】C20、Manyofthosethatareprosecutedandsentencedandend____inajailaresubsequentlyfreedorsimplywalkoutthedoorasthereareprisonsinCongothatsimplydonothavedoors.A.downB.offC.upD.beyond【答案】C21、中国人民银行从l984年开始执行中央银行职能后的一段时间内所使用的最主要的货币政策工具是()。A.利率B.存款准备金率C.贷款计划D.公开市场业务【答案】C22、资料:Thesocietalmarketingconceptquestionswhetherthepuremarketingconceptoverlookspossibleconflictsbetweenconsumersshort-runwantsandconsumerlong-runwelfare.Isafirmthatsatisfiestheimmediateneedsandwantsoftargetmarketsalwaysdoingwhat’sbestforconsumersinthelongrun?Thesocietalmarketingconceptholdsthatmarketingstrategyshoulddelivervaluetocustomersinawaythatmaintainsorimprovesboththeconsumersandsociety’swell-being.A.generatescarbondioxideemissionsthatcontributetoglobalwarmingB.produceshealthyproductswiththe“green”packagesC.ishighlysuccessfulbecauseitrunagainstthesocietylong-runinterestsD.takeswaterfrompristinelakesandsnow-cappedmountains【答案】A23、以下属于资本市场金融工具的是()。A.商业票据B.回购协议C.股票D.可转让定期存单【答案】C24、Mostoftheseresourcesare______towardspaper-writingandresearchprojects.A.hatchedB.gearedC.encouragedD.motivated【答案】B25、Passage10A.takesawaybabies’appetiteB.distractschildren'sattentionC.slowsdownbabies’verbaldevelopmentD.reducesmother-childcommunication【答案】D26、按照法律规定,职工累计工作已满1年不满10年的,可享受带薪年休假()。A.1天B.5天C.10天D.15天【答案】B27、资料:之后,经济学家Mr.U与你讨论了一些潜在的问题,请根据下列资料回答问题。A.ItismusicstudioB.ItisanadvertisingagencyC.Itisahigh-streetmusicretailerD.Itisaconsultingfirm【答案】C28、资料:THOMASWILSONA.businessdataprocessingB.softwareapplicationsC.advancedaccountingD.businesslaw【答案】C29、资料:Whatifyouweretoldtherewasawayyoumaystrengthenyourcognitiveskillsandheightenyourintelligence,andallyouhadtodowaswaslearntostrikeupbasicconversationsinanotherlanguage?A.attractingreaderstoanewapproachthatwillhelpthembecomebilingualin10daysB.introducingvariouswaysoflearningaforeignlanguageC.explainingthebenefitsoflearningaforeignlanguageD.makingreaderspayattentiontotheimportanceoflearningforeignlanguages【答案】A30、新文化运动兴起的标志是()。A.李大钊发表《庶民的胜利》B.“兼容并包”方针的提出C.陈独秀在上海创办《新青年》D.鲁迅发表《狂人日记》【答案】C31、《坛经》中记载:“时有风吹幡动,一僧日风动,一僧日幡动,议论不已。惠能进日:不是风动,不是幡动,仁者心动。”这段话表明惠能关于运动的基本观点是()。A.运动是物质的根本属性B.运动与物质是不可分割的C.精神运动是物质运动的一种形式D.精神是运动的主体【答案】D32、Passage7A.PatientsseldomreceiveduecaretowardstheendofthedayB.Prescriptionofantibioticscanbeharmfultopatients'healthC.cisionfatiguemaypreventpeoplemakingwisedecisionsD.Medicaldoctorsareespeciallysusceptibletodecisionfatigue【答案】C33、上海世博会中国馆由国家馆和地区馆组成。国家馆为“天”,富有雕塑感的造型主体——“东方之冠”高耸其间,形成开场屹立之势;地区馆为“地”,如同基座般延展于国家馆之下,形成浑厚依托之态。这表明()。A.创新是继承与发展的统一B.建筑艺术对建筑业有重大的指导作用C.人的认识来源于客观,灵感来源于主观D.人们可以根据自己的需要创造出新的设想【答案】A34、资料:Whenaconsumerfindsthatanitemsheorheboughtisfaultyorinsomeotherwaydoesnotliveuptothemanufacturer'sclaims,thefirststepistopresentthewarranty,oranyotherrecordswhichmighthelp.atthestoreofpurchase.Inmostcases,thisactionwillproduceresults.However,ifitdoesnot,therearevariousmeanstheconsumermayusetogainsatisfactionAsimpleandcommonmethodusedbymanyconsumersistocomplaindirectlytothestoremanager.Ingeneral,the“higherup”hisorhercomplaint,thefasterheorshecanexpectittobesettled.Insuchacase,itisusuallysettledintheconsumer'sfavor,assumingheorshehasajustclaim.A.DemonstratetheproblemspecificallyB.DoitpolitelybutfirmlyC.DoitinpersonD.Makegeneralstatementsfirst【答案】D35、金融远期合约是一种()。A.买卖标的资产的权利B.—定时期内发生的一系列现金交易C.在集中场所交易的标准化合约D.无固定场所的非标准化合约【答案】D36、下列选项中,对古文化常识描述错误的是()。A.古称兄弟间的老大为“伯”,古代兄弟间以伯、仲、叔、季为排行顺序,古人常在字前加排行次序,如“伯离”、“仲尼”、“叔向”、“季路”等B.垂髫是古时对60岁以上老妇人的别称,髫是指老人轻软披散的头发C.古代位居方向有尊卑之称,如南向为胜、尊,以北向为败、卑;以东为主为首,以西为从为次。后渐以“东家”为主人的代称D.蛾眉,亦作“娥眉”,古代美女的代称,“蛾眉”本为女子长而美的眉毛,代指女子美貌,进而代称美女【答案】B37、2020年3月24日外交部发言人耿爽表示,近日中国驻英国、法国、意大利、沙特等国的使馆向中国留学生发放了装有防疫物品和防疫指南的()指导他们科学防疫,帮助他们加强防护,传递来自党和政府的关心和问候,来自祖国人民的呵护和叮咛。A.爱心包B.防疫包C.宣传包D.健康包【答案】D38、一个完整的计算机系统包括()。A.计算机及其外部设备B.主机、键盘、显示器C.系统软件和应用软件D.硬件系统和软件系统【答案】D39、Thereareseveral____betweenournewphotocopierandouroldone:theseincludeanadvancedcolourfacilityandamultitaskoption.A.similarB.similarlyC.similartoD.similarities【答案】D40、Globalwarmingiscausingmorethan300,000deathsandabout$125billionineconomiclosseseachyear,accordingtoareportbytheGlobalHumanitarianForum,anorganizationledbyAnnan,theformerUnitedNationssecretarygeneral.A.ItsstatisticslookembarrassingB.ItisinvalidintermsofmethodologyC.ItdeservesourclosestattentionD.Itsconclusionispurposelyexaggerated【答案】B41、Hewasnolongera(an)()whofailedinbigevents,likethe2008BeijingOlympics,wherehefinishedanunimpressive11th.A.anythingB.nothingC.anybodyD.nobody【答案】D42、Highbootswerethe___forwomenlastyear.A.vagueB.vainC.vogueD.void【答案】C43、同业拆借()。A.是一种特殊的存款形式B.最长不得超过6个月C.参与者包括银行、非银行金融机构与中介机构D.属于担保信用【答案】C44、We’vespentsomuchonadvertisements,buttheresultsarenot____.A.satisfiedB.satisfyingC.satisfyD.satisfactorily【答案】B45、“只要有信心,黄土变成金”所蕴含的的哲理是()。A.意识对物质具有能动的反作用B.意识活动本身可以改变客体C.人们的精神活动依赖于物质活动D.社会意识决定社会存在【答案】A46、资料:Anythingthataffectsthesmoothflowofinformationisknownasnoise.Thismightbe,forexample,thelanguageused,aninappropriateuseoftechnologyorthedifferentlevelsofskillandknowledgeofthesenderandreceiver.Forexample,everydayinthepressandonTV,consumersarebombardedwithoftenconfusingorcontradictoryinformationaboutthehealthbenefitsorrisksassociatedwithdifferentfoods.Consumersmaynothaveenoughunderstandingorinformationtojudgebetweenconflictingmessages.Itisthereforenotsurprisingthatmanypeopledonothearthesemessagesandswitchoff.A.becausethecompaniesrespondtothenegativepressarticleslowlyB.becausethecompaniesfailtobeingoodrelationshipswiththepressC.becausethemarketissogruelingandtheydon'tperformwellD.notmentioned【答案】A47、资料:Thehopflowerhasbeenusedinbeer-makingatleastsincetheeighthcentury.Traditionallyitwasapreservative,butitalsoimpartsflavor.Tosome,thetasteisbitterandunpalatable,andthusmanybrewersuseonlyminimalamounts.But,dependingonvariety,growingconditions,andotherfactors,hopscanimpartarangeofflavorsthatconnoisseurssayrivalsthatofwinegrapes.Startinginthenineteen-seventies,smallbrewersontheWestCoastbegandramaticallyuppingtheamountofhopsintheirbrews.OneoftheirmostpopularproductswastheIndiapaleale,orL.P.A.,abrewthathasbeenaroundsincethelateeighteenthcentury.ThestorygoesthatnecessitydrovetheBritishtoaddlargequantitiesofhopsinordertopreservethebeertheyshippedtoIndia,toquenchthethirstoftheSahibsmanagingtheEmpirethere.A.PeoplewereobsessedwithimportedproductsB.TheDollardepreciatedagainstEuroC.ThesmallbrewersandmegabrewersusedthesametypeofhopflowerD.BrewersAssociationwasfounded【答案】A48、Howoften___yourteethexamined?A.areyouhavingB.doyouhaveC.haveyougetD.youhave【答案】B49、Anewpowerstationwasset______inmyhometown.A.upB.outC.aboutD.forth【答案】A50、Forthousandsofyearspeoplecommunicated___littlemorethanwords,stonetablets,andsmokesignals.A.touseB.usedC.useD.using【答案】D51、倾销就是出口商()。A.低价出口B.低于进口国价格出口C.低于出口国价格出口D.低于其他国家价格出口【答案】C52、我国刑法对于空间效力的规定,采取的是()。A.属地原则B.属人原则C.保护原则D.以属地原则为主,兼采属人原则、保护原则和普遍原则【答案】D53、在PowerPoint2003中,要将D盘上的“时间都去哪了.MP3”文件插入到当前幻灯片中,所选择的命令项是()。A.插入→影片和声音→剪辑管理器中的声音B.插入→影片和声音→文件中的声音C.插入→影片和声音→剪辑管理器中的影片D.插入→影片和声音→文件中的影片【答案】B54、Theinformationmeanslittleifwecannot______iteffectively.A.confirmB.exploreC.considerD.express【答案】A55、WiththeU.S.governmentamassinggrowingamountsof______everyyear,itneedsthemoneythatforeigninvestorsoffer.A.currencyB.costC.paymentD.debt【答案】D56、以现金购入的长期股权投资,按()作为长期股权投资初始投资成本。A.被投资单位的所有者权益账面价值的份额B.换出资产的账面价值加上应支付的相关税费C.应收债权的账面价值D.实际支付的全部价款(包括支付的税金、手续费等相关费用)【答案】D57、Mr.Backussimplyreplacedtheoriginalequationwithhisown______foradreamdate,whichincludedthepercentageofwomenlikelytofindhimattractive,andthenumberofgirlsaged24to34inLondon.A.designationB.measuresC.criteriaD.legislation【答案】C58、社会主义初级阶段基本路线的核心是()。A.以经济建设为中心B.改革开放C.四项基本原则D.精神文明建设【答案】A59、资料:NowyouarepreparingareportforthebusinessnegotiationwhichwillbeheldnextFriday.A.AB.BC.CD.D【答案】D60、缺乏人力资源规划对组织造成的损害是()。A.职位空缺无法及时得到填补B.主管无法客观评价下属的工作绩效C.人力资源部门不能实施职位评价D.企业无法确定职位说明书【答案】A61、款项移送中,移出行应当进行核算的会计分录为()。A.借:分行辖内往来贷:现金B.借:现金贷:分行辖内往来C.借:分行辖内往来贷:银行存款D.借:银行存款贷:分行辖内往来【答案】A62、如果中央银行在公开市场上大量购买政府债券,下面哪一种情况不可能发生?()A.利息率下降B.国民收入增加C.储蓄减少D.以上答案都不对【答案】D63、中共七届二中全会在党的建设方面作出的突出贡献是()。A.清算了“左”和“右”的错误思想,达到了空前的团结和统一B.确定了毛泽东思想为党的指导思想C.妥善处理了党内存在的分歧和矛盾D.全党抵制腐朽思想的侵蚀,继续保持党的优良作风【答案】D64、生物体构造的主要物质是(),生命遗传的物质基础又是()。A.细胞;蛋白质B.蛋白质;核酸C.蛋白质;细胞D.细胞;核酸【答案】B65、资料:It’salmostconsideredsacrilegioustodaytoleaveworkattheendofyourworkdayor(forshame!)onaFridayandsimplynotcheckyourworkemailagainuntilyoureturntheofficeduringnormalworkinghours。A.Torequireaninstantrespondforafter-houremailingB.Toabandonafter-houremailingC.Totellemployeesthatanafter-hoursemaildoesn’tnecessarilyrequirearesponseD.Tolimitthetimeofafter-houremailing【答案】D66、资料:Themarketisaconcept.Ifyouaregrowingtomatoesinyourbackyardforsaleyouareproducingforthemarket.Youmightsellsometoyourneighborandsometothelocalmanagerofthesupermarket.Butineithercase,youareproducingforthemarket.Youreffortsarebeingdirectedbythemarket.Ifpeoplestopbuyingtomatoes,youwillstopproducingthem.A.borrowabookfromthelibraryB.lookafteryourchildrenC.drivetotheseasideforaholidayD.dineatarestaurant【答案】D67、Whenasked()theyneededmost,childrensaidtheywantedmoreloveandcare.A.whatB.whyC.whomD.which【答案】A68、彼得·德鲁克认为:“领导者的唯一定义就是其后面的追随者。一些人是思想家,一些人是预言家,这些人都很重要,而且也急需;但是没有追随者,就不会有领导者。”这句话说明()。A.领导的实质是组织成员的追随与服从B.领导者需要权力C.追随者比领导者更重要D.领导只有一个定义,其余的定义是错误的【答案】A69、Wehavedataminingandloadingtoolsforbothmaintenancetaskdataandcomponentdata,whichmeansaconsiderable___inimplementationtime.A.stopB.savingC.consumptionD.economy【答案】B70、中央银行降低再贴现率的结果是银行准备金()。A.增加B.减少C.不变D.皆有可能【答案】A71、银行内部管理人员根据银行所承担的风险计算的,银行需要保有的最低资本量称为()。A.实收资本B.核心资本C.监管资本D.经济资本【答案】D72、资料:最后,大家谈论了中国在绿色经济方面做出的杰出贡献,请根据下列资料回答问题。A.MoreexperienceexchangeandbusinessdevelopmentB.MorepassiontowardsthishistoricalinitiationC.MoreactiveattitudetowardstackingclimatechangeD.Moregreeninvestmentchances【答案】B73、I()inthelibraryeverynightoverthelastthreemonths.A.worksB.workedC.havebeenworkingD.hadbeenworking【答案】C74、资料:Itseemssimpleenough.Takealltheline-formingandpaper-fillingbusyworkofthegovernment,andputitallupontheInternet.Now,inordertoreportapot-hole,payyourpropertytax,complaintoanofficialorcastavote,justlogonandhitafewbuttons.Goodbyebureaucracy,helloe-cracy?A.disagreeableB.mixedC.cautiousD.negative【答案】B75、Passage1A.fliedawayB.stilldiedC.changedintoafairyD.wasmorebeautifulthanbefore【答案】C76、在一个会计期间发生的一切经济业务,都要依次经过的核算环节是()。A.填制和审核凭证、复式记账、编制会计报表B.填制和审核凭证、登记账簿、编制会计报表C.设置会计科目、成本计算、复式记账D.复式记账、财产清查、编制会计报表【答案】B77、资料:TheOakviewCafeA.AnewspaperreporterB.AmusicianC.AcafeownerD.Achef【答案】B78、资料:AnewChinese-ledinternationaldevelopmentbankannounceditsfirstfourloansonSaturday,pledgingtolend$509millionforprojectstospreadelectricpowerinruralBangladesh,upgradelivingconditionsinslumsinIndonesia,andimproveroadsinPakistanandTajikistan.Atthefirstoftheannualgeneralmeetingsofininstitution,theAsianInfrastructureInvestmentBank,thebank’spresident,JinLiqun,saidtheprojectswerefinanciallysoundandenvironmentallyfriendlyandhadbeenacceptedbythepeopleintheprojectareas.A.Britain’sexitfromEuropeanUnionwillhaveanimpactonitsmembershipinthebankB.UnitedStatesandJapanwilljointheAsianInfrastructureInvestmentBanksoonC.MorecountriesareinterestedinthemembershipinthebankD.GermanyandFrancewilljointhebanksoon【答案】C79、WeexplicitlymakeallowanceforthefactthatproductionA.confinesB.conformsC.ceasesD.continues【答案】C80、资料:Demystifyinghowsocialandhuman-likerobotsworkisvitalsothatwecanunderstandandshapehowtheywillaffectourfuture,DrHaticeGuneswilltelltheHayFestivalnextweek.(1)A.NeutralB.PositiveC.NegativeD.Critical【答案】B81、行文关系就是机关之间公文授受关系,它是依据机关组织体系和职权范围来确定的,通常不包括()。A.监督关系B.隶属关系C.平行关系D.业务指导关系【答案】A82、中断处理时,要求保留现场的原因是()。A.为了保证不丢失数据B.为了保证原程序完整C.为了中断结束时返回原程序执行D.中断处理时需要使用现场中的数据【答案】C83、在地球亿万年演化过程中形成的泥质滩涂,是大自然馈赠给人类的宝贵资源,具有不可替代的重要生态功能。看似“荒芜”的滩涂中栖息着许多尚未被认识的植物、动物和微生物,是珍贵的生物多样性基因库;作为连接陆地与海洋的过渡地带,滩涂具有净化水质、调节气候、调节气体等许多肉眼看不到的功能,维系着陆海物质循环和生态平衡。此外,滩涂还具有防御海浪冲刷、减缓盐水侵蚀等功能,是名副其实的陆地保护天然屏障。A.泥质滩涂其实就是荒芜的滩涂B.泥质滩涂具有重要的生态功能C.人类对泥质滩涂的保护力度不够D.泥质滩涂受破坏现象十分严重【答案】B84、—堆泥土,甲单独搬运要20天,乙单独搬运要10天。若甲先搬运一天,然后乙接替甲搬运一天,再由甲接替乙搬运1天……两人如此交替工作,那么搬运完这堆泥土共需()天。A.13B.14C.15D.16【答案】B85、公文的权威性和行政约束力,来自()的权威和合法地位。A.收文机关B.印发机关C.审核机关D.制发机关【答案】D86、关于记账凭证账务处理程序,下列说法不正确的是()。A.登记总分类账的工作量大B.适合规模大的单位C.简单明了,易于理解D.最基本的账务处理程序【答案】B87、资料:Italy'snextgovernment,acoalitionbetweenthepopulistFiveStarMovementandthefar-rightNorthernLeague,isgivinginvestorsplentytoworryabout.Leakedplans,hastilyabandoned,suggesteditmightwanttoleavetheeuroorasktheEuropeanCentralBanktoforgive€250bn($292bn)ofItaliandebt.ButlessattentionhasbeenpaidtowhatitmightmeanforItalianbanks,andinparticularfortheirbiggestburden:non-performingloans(NPLs).Over€185bnofNPLswereoutstandingattheendof2017,themostforanycountryintheEuropeanUnion.(1)A.BadloansremainaconcerninItalyandacrosssouthernEuropeB.ItalywillbethelargestsourceofNPLsfortheforeseeablefutureC.ItalyaskstheEuropeanCentralBanktoforgiveitsdebtD.InvestorscantradeinNPLsacross11Europeancountries【答案】B88、Thedoctorhitmejustbelowthekneetotestmy___.A.influxesB.inflowsC.flexesD.reflexes【答案】D89、Areyougoingtohangthe___oftheDeclarationofIndependenceintheclassroomonintheauditorium?A.rivetB.typhusC.typhoidD.replica【答案】D90、实验室有两瓶某物质溶液,甲瓶有100克溶液,浓度为5%,乙瓶有150克溶液,浓度为8%,从两瓶中取出相等的若干克溶液,交换倒入另一瓶,令此刻的甲乙瓶浓度相等,则取出的溶液是()。A.60B.50C.70D.80【答案】A91、I()inthelibraryeverynightoverthelastthreemonths.A.worksB.workedC.havebeenworkingD.hadbeenworking【答案】C92、下列语句中,没有语病的一项是()。A.就如何应对交通不畅导致供需矛盾的问题,公司领导讨论和听取了各车间主任提出的AB和C三套方案,并最终决定执行A方案B.疫情期间,有关部门对部分不遵守隔离措施,蛮横无礼甚至殴打医生、护士的各类事件,进行了严肃的批评教育,对涉及刑事的,也处理得相当快速公正C.峡谷中的土域肥沃,加上昼夜温差较大,较为适宣种植经济作物、柑橘,还适合种植烟草。D.中国哲学讲究阴阳五行,凡事相克相生,饮茶也不例外,什么季节,什么气候、什么体质适合喝什么茶都有一番说道。【答案】D93、在Exce1工作表中,公式中运算符号的优先级别由高到低的顺序为()。A.数学运算符、比较运算符、字符串连接符B.数学运算符、字符串连接符、比较运算符C.比较运算符、字符串连接符、数学运算符D.字符串连接符、比较运算符、数学运算符【答案】B94、资料:2014hasbeenalandmarkyearforAlibaba.Justlastweek,theChinesee-commercejuggernautsetaworld-recordsellingUS$9.3Billionworthofgoodsin24hoursonSinglesDay.Afewmonthsback,Alibabaclaimedthetitleoftheworld'sbiggestIPO,raisingUS$25BillionontheNYSE.ThingswillonlygetbiggerforAlibaba.A.ItisthelargestonlinepaymentserviceproviderinChinaB.IthassoldmorethanUS$9Billionworthofgoodsin24hoursonSinglesDayC.IthasastrongsocialresponsibilityD.Itistheworld’sbiggestIPO【答案】C95、下列语句排序最为通畅的一项是()。A.(5)(1)(3)(2)(4)B.(3)(2)(5)(1)(4)C.(3)(5)(1)(4)(2)D.(5)(2)(3)(4)(1)【答案】B96、下列能够计入我国当年GDP的是()。A.制衣厂购入的10万元棉花B.某人买了一辆价值10万元的旧房C.某企业当年生产而没有卖掉的10万元产品D.一个在美国工作的华人收入10万元【答案】C97、Henry'scollectionofwealthhasgradually______overthelastfewyears.A.builtupB.setupC.coveredupD.doubledup【答案】A98、Thesmogisdue()invisiblegases,mostlyfromautomobileexhaust.A.fromB.toC.forD.with【答案】B99、个人计算机内存的大小主要由()决定。A.RAM芯片的容量B.软盘的容量C.硬盘的容量D.CPU的位数【答案】A100、债券是流通的有价证券,其票面信息中通常不包含()。A.债券的面额B.债券的市场价格C.利率D.偿还日期【答案】B101、标志着我国统一的多民族国家开始形成的是()的建立。A.汉王朝B.秦王朝C.夏王朝D.唐王朝【答案】B102、资料:Gonearethedaysof“one-size-fits-all”employeebenefitsprogramsandherecomenewlydesignedandfullycustomizedvoluntarybenefits.Voluntarybenefitsareonlongerlookedatasjustafew“extras”,andarenowbecomingpartofacomprehensivebenefitspackage.Lot'stakealookathowvoluntarybenefitshavebecomemorecustomizedtomeettherequirementsofamoreparticularhealthcareconsumer.A.incurlesscostbythecompanytoofferbenefitprogramsB.covermanyofthegapsthattraditionalhealthbenefitsdonotcoverC.helpemployeeswhoaredealingwithtoughpersonalandcareermattersD.encourageemployeestostaywiththeircompaniesforlongerperiodsoftime【答案】B103、资料:Fornearlyacentury,HiltonWorldwidehasofferedbusinessandleisuretravelersthefinestinaccommodations,service,amenitiesandvalue.A.ApolicyannouncementB.ArecruitmentadC.AproposalD.Abusinesslicense【答案】B104、让考核回归价值本位、激发更多正能量,________________。在江西景德镇,当地就领导干部存在的突出问题向社会征求意见,并以此为依据分类设计“逆向民主测评表”;在江苏南通,有关部门在领导干部“德”的评价指标中设置正反两个层面,让考核考出差别、考出问题。各地积极的探索尝试表明,只要高度重视、认真谋划、矢志创新,就能更好激活考核的正向效应,为干部队伍建设注入新的活力。A.主要是干部队伍建设B.核心是加强道德建设C.关键还是靠制度创新D.突破口在于群众监督【答案】C105、资料:Wearepleasedtoinviteyoutoattendthe14thCanadianCollaborativeMentalHealthCareConference(14thCCMHCC)tobeheldonThursday,June27thandFriday,June28th,2013.Montrealhasbeenselectedasthehostcity.ThisannualeventwilltakeplaceattheDeltaCentreVileHotel,adowntownlocationwithineasywalkingdistanceoftheOldCity.YouwillbecharmedbytheuniquecharacterofthecityofMontreal,themetropolisoftheprovinceofQuebec.Forthoseofyouwhowishtoextendyourstay,youcancombinebusinessandpleasurebyattendingthe34thInternationalJazzFestivalofMontrealthatwillbeginonFriday,June28thandcontinueforthenext10days.A.psychologistB.surgeonsC.researchersD.psychiatrists【答案】B106、下列销售预测方法中,属于定性分析法的是()。A.指数平滑法B.加权平均法C.德尔菲法D.回归直线法【答案】C107、对费用预算、经济合同的执行情况进行审查属于()。A.事前审计B.事中审计C.事后审计D.内部审计【答案】B108、资料:From:GloriaRichterA.GuntherSchmidtisthenewmanagerB.GloriaRichterisverydissatisfiedwiththepresentconditionC.Gloria’scompanycurrentlyunderwentarestructuringD.GloriaRichterusedtoworkforSanicorp【答案】B109、Theunpleasantmemoryofthedespairingshriekoftheprincessatthetrial()inmymindfordays.A.prolongedB.insistedC.restedD.lingered【答案】D110、由于挤兑风波导致商业银行倒闭的风险属于()。A.国家风险B.流动性风险C.法律风险D.操作风险【答案】B111、Passage3A.thediningroomfirstB.thelivingroomfirstC.thekitchenfirstD.thegardenfirst【答案】B112、中共中央政治局1月25日上午就()举行第十二次集体学习。中共中央总书记习近平在主持学习时强调,推动媒体融合发展、建设全媒体成为我们面临的一项紧迫课题。要运用信息革命成果,推动媒体融合向纵深发展,做大做强主流舆论,巩固全党全国人民团结奋斗的共同思想基础,为实现“两个一百年”奋斗目标、实现中华民族伟大复兴的中国梦提供强大精神力量和舆论支持。习近平强调,要因势而谋、应势而动、顺势而为,加快推动媒体融合发展,使主流媒体具有强大传播力、引导力、影响力、公信力,形成网上网下同心圆,使全体人民在理想信念、价值理念、道德观念上紧紧团结在一起,让正能量更强劲、主旋律更高昂。A.新媒体和媒体融合发展B.全媒体共同融合发展C.全媒体时代和媒体融合发展D.全媒体融合发展未来规划【答案】C113、Passage8A.causeitcanmaketreesgrowtallerB.BecauseitcanimprovetheshapeofthetreesBBecauseitcangetridofthesmallranchesC.Becauseitcanmakethesmallbranchesthicker【答案】B114、在Word文档中,按()键同时拖动鼠标,可纵向选定一个矩形文本区域。A.ShiftB.Ctr1C.AltD.Esc【答案】C115、某企业2011年3月发生了如下经济业务:①预付下季度房租20000元;②收到3月份销售商品货款25000元,款项已存入银行;③购买1000元的办公用品,④预收购货方定金12000元,货物尚未发送。以权责发生制为核算基础时,3月份的收支净额为()元。A.24000B.16000C.4000D.36000【答案】A116、我国《经济法》调整的对象是()。A.一切经济关系B.特定经济关系C.全部财产关系D.社会关系【答案】B117、“Welldone,Cassandra.”Crooksaid.Sheblushed,butacceptedthe()withgoodgrace.A.commenceB.compromiseC.compensateD.compliment【答案】D118、某储户于2001年1月18日存人5000元定活两便储蓄存款,于2003年8月6日支取,实付利息为()。(三年期活期存款利率2001年为2.25%,2003年为1.98%)A.121.17元B.121.28元C.121.18元D.124.18元【答案】C119、如果报表上有关项目的名称或金额受到限制或需要简要补充说明时,可直接采用()。A.底注B.旁注C.底表D.侧表【答案】B120、Coffeeisthe()ofthisdistrictandbringslocalfarmersalotofmoney。A.majorityB.spiceC.stapleD.elite【答案】C121、资料:There'sagoodchancethatspicycrunchytunarollyouorderedforlunchdoesn'tactuallycontainanytunaatall.A.BecausetheriskoffakefishistoohighB.BecausenoteveryrestaurantcanaffordsnapperC.Becauseconsumersdon'tlikesnappersushiD.Becausesnapperisrare【答案】A122、信用社固定资产有偿转让、清理、报废和盘亏、毁损的净损失应计入()。A.营业外收入B.其他营业支出C.营业外支出D.营业费用【答案】C123、关税与贸易总协定乌拉圭回合多边贸易谈判达成的《服务贸易总协定》依照服务的提供方式将国际服务贸易划分为()形式。A.3种B.4种C.5种D.6种【答案】B124、我国对存贷款利率的结息规则中规定,城乡居民活期存款的结息日为()。A.3月20日B.6月20日C.6月30日D.9月20日【答案】C125、()isbelieving.A.SeeingB.SeenC.TobeseeingD.Tosee【答案】A126、资料:AnewChinese-ledinternationaldevelopmentbankannounceditsfirstfourloansonSaturday,pledgingtolend$509millionforprojectstospreadelectricpowerinruralBangladesh,upgradelivingconditionsinslumsinIndonesia,andimproveroadsinPakistanandTajikistan.Atthefirstoftheannualgeneralmeetingsofininstitution,theAsianInfrastructureInvestmentBank,thebank’spresident,JinLiqun,saidtheprojectswerefinanciallysoundandenvironmentallyfriendlyandhadbeenacceptedbythepeopleintheprojectareas.A.IndiaB.TajikistanC.PakistanD.Bangladesh【答案】A127、资料:ItisSeptemberof1998,I’msittinginawindowlessofficeroominsidetheOfficeoftheIndependentCounselunderneathhummingfluorescentlights.I'mlisteningtothesoundofmyvoiceonsurreptitiouslytapedphonecallsthatasupposedfriendhadmadetheyearbefore.Forthepasteightmonths,themysteriouscontentofthesetapeshashungliketheSwordofDamoclesovermyhead.Afewdayslater,theStarReportisreleasedtoCongress,andallofthosetapesandtranscripts,thosestolenwords,formapartofit.Thatpeoplecanreadthetranscriptsishorrificenough,butafewweekslater,theaudiotapesareairedonTV,andsignificantportionsmadeavailableonline.Thepubichumiliationwasexcruciating.(1)A.TheenvironmentinwhichthetechnologyenhancesshamingB.ThehumiliationthatismoreintenselyfeltthanitshouldbeC.ThepricewehavetopayasthevictimsofmistakesD.Theimpactofpeople’ssuicideonfamiliesandthesociety【答案】A128、Coffeeisthe()ofthisdistrictandbringslocalfarmersalotofmoney。A.majorityB.spiceC.stapleD.elite【答案】C129、资料:Westernbusinessvisitorsareoftendeadline-drivenandunwillingtoslowdowntotheChinesepacewhendiscussingbusiness.ButinChinathepacecanbefastandslowsimultaneously.A.arrangescheduleaccordingtothedeadlineB.driveaccordingtothedeadlineC.afraidofthedeadlineD.procrastination【答案】A130、在PowerPoint2003中,要将D盘上的“时间都去哪了.MP3”文件插入到当前幻灯片中,所选择的命令项是()。A.插入→影片和声音→剪辑管理器中的声音B.插入→影片和声音→文件中的声音C.插入→影片和声音→剪辑管理器中的影片D.插入→影片和声音→文件中的影片【答案】B131、关于债券收益率的说法错误的是()。A.易被赎回的债券的名义收益率比较高B.享受税收优惠的债券的收益率比较低C.流动性低的债券收益率较高D.违约风险髙的债券收益率比较低【答案】D132、货币流通规律是()。A.关于流通中所需货币量的规律B.关于货币本质的规律C.关于通货膨胀的规律D.关于通货紧缩的规律【答案】A133、张先生认识赵,钱、孙、李、周五位女士。A.赵B.钱C.孙D.李【答案】D134、Sometimesthatstressisrelieved______intheformofalargeearthquake.A.graduallyB.steadilyC.slowlyD.suddenly【答案】D135、出票人在票据正面注明“不得转让”字样的,票据不得转让,其后手再背书转让的,()。A.出票人对其直接后手的被背书人承担保证责任B.出票人对其直接后手的被背书人不承担保证责任C.出票人对其最后的后手的被背书人不承担保证责任D.出票人对其最后的后手的被背书人承担保证责任【答案】B136、资料:Whenaconsumerfindsthatanitemsheorheboughtisfaultyorinsomeotherwaydoesnotliveuptothemanufacturer'sclaims,thefirststepistopresentthewarranty,oranyotherrecordswhichmighthelp.atthestoreofpurchase.Inm
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