李蕾 商务英语函电 课后题答案 7

UnitSevenTermsofPaymentPartFive:ExercisesI.Answerthefollowingquestions:1.ThemethodsofpaymentweuseinthefinancingofinternationaltradearechieflytheLetterofCredit,CollectionandRemittance.2.Themost-often-usedmethodofpaymentinourinternationaltradeistheL/Cwhichisareliableandsafemethodofpayment.Itnotonlyfacilitatestradewithunknownbuyersandsellers,butalsogivesprotectiontobothsellersandbuyers.3.ThepartiesinconnectionwithanL/Care:1)Applicant(Importer/Buyer);2)IssuingBank(OpeningBank);3)Beneficiary(Seller/Exporter);4)AdvisingBank(NotifyingBank);5)NegotiatingBank;6)PayingBank.4.TheissuanceofaletterofcreditstarswiththebuyerwhoinstructshisbanktoissueanL/Cforhisaccountinfavorofthesellerfortheamountofthepurchase.Thebuyer’sbank(theopeningbank)sendstheL/Ctoitscorrespondentbankintheseller’scountry,givinginstructionsabouttheamountofthecredit,thebeneficiary,thecurrency,thedocumentsrequiredandotherspecialinstructions.Onreceiptofit,thecorrespondentadvisesthesellerofthereceiptofthecredit.SometimesasellerrequiresaconfirmedL/C.Inthiscase,thecorrespondentusuallyaddsitsconfirmationandadvisesthesellerofthesame.Hence,thecorrespondenthasbecometheconfirmingbank.Thenthesellerwilldispatchthegoodsaccordingly.5.Totheseller’sbenefit,D/Pissaferandbetter,becauseitcallsforactualpaymentagainsttransferofshippingdocuments.However,inthecaseofD/A,thebuyercangetholdoftheshippingdocumentsagainsthisacceptance,whichmerelyisapromisetopayaftercertaindays.6.Inordertoletthesellerhaveampletimetoprepareforshipment,theL/Creachtheselleratleastonemonthpriortothetimeofshipment.7.No,itisn’t.Wemustrealizethattheremaybecircumstancesbeyondhiscontrolthatprecludehimfromdoingso.Therefore,beforewehaveathoroughknowledgeofthewholematter,itiswrongtoblamethebuyerfornonperformanceofthecontract.8.Acontractisthebasisofatransaction.Theperformanceandthemakingofshippingdocumentsofatransactionshouldbeinaccordancewiththestipulationsofthecontract.Ontheotherhand,thebank’sexaminationoftheshippingdocumentsisbasedontheL/C,notonthecontract.IfthereareanydiscrepanciesbetweenthecontractandtheL/C,thebankwillnotaccepttheshippingdocumentsandrefusetomakepaymenttotheseller.Therefore,itisessentialforthesellertomakeathoroughexaminationoftheL/Cuponreceiptofit.9.ThesellershouldaskthebuyertomakeanamendmenttotheL/Cortodeletetheclausesbeforeshipment.10.Yes,hecan.TheusualprocedureisthatthebuyershouldfirstobtainconsentfromthesellerandtheninstructtheopeningbanktoamendtheL/C.11.Inordertoleavesufficienttimetothesellertomakeouttheshippingdocumentsandthebanktomaketheirnegotiation,thetimeofshipmentandtheexpirydateoftheL/Cshouldbemadeatleasttwoweeksapart.II.Choosethebestanswer:1—5：DBBCA6—10：CADBB11—15：DBCACIII.Fillintheblankswithappropriatewordsorphrases:1.by2.In;for/covering;relevant/relative/covering3.before(priorto)4.covering/for5.in;for;for6.to;in;to7.with/through;on;for;in8.against/by;under9.with;for10.open/establish;withinIV.Insertthecorrectwordsorphrasesintheappropriatespacesinthepassagebelow:document;payment;carryout;issue;agent;documentary;irrevocable;cancel;confirmed;BillofExchange;abbreviation;credit;draw;valid;financeV.Translationwork:1.FromEnglishintoChinese:1）我行同意出票人、背书人及善意持票人在其适时提交/提示符合信用证条款和条件的汇票/单据时即予以承付。2）我们收到了你方第123号发票，同意承兑你方就此货款开具的见票30天付款的汇票。3）我们收到了你方由ABC银行出具的关于500辆自行车的第321号信用证，金额计20000美元。4）以保兑的、不可撤销的、（可分割、可转让的、）无追索权的、金额为全部货款的即期信用证支付。5）很遗憾，我们不能做出任何与我方惯例相悖的安排，即采用保兑的、不可撤销的信用证，凭出示装运单证支付，并在承诺的装运期后至少15天有效。6）我们已指示这里的中国银行开立以你方为受益人的金额为50000元人民币的信用证，该信用证有效期至2010年7月31日。该银行将会承兑你方据此信用证开具的金额为发票值的即期汇票。7）希望你们认真考虑你方的商业信誉，立即开证；否则，由此带来的一切损失概由你方负担。8）请对第125号信用证作如下修改：1）金额增加人民币2000元。2）每箱装12打改为每箱装20打。2.FromChineseintoEnglish:1)Pleasenotethatourtermsofpaymentareby100%value,confirmedandirrevocableL/C,payable/availablebysightdraftaccompaniedbyshippingdocumentsattheBankofChinaattheportofshipment.2)PleasemakesurethatthestipulationsintherelevantL/CconformexactlywiththetermsstatedinourS/Csoastoavoidsubsequentamendments.3)Incompliancewithyourrequest,wewillmakeanexceptiontoourrulesandacceptdeliveryagainstD/Patsight,butthisshouldnotberegardedasaprecedent.4)Weproposetopaybydraftat30d/s,documentsagainstacceptance.Pleaseconfirmifthisisacceptabletoyou.5)WehaveopenedtherelativeL/Cof60days’sight/at60d/sinyourfavorwiththeBankofChina,ChengduBranch.6)Asthegoodshavebeenreadyforshipment,pleaseletushavebyfaxyourexactdateoftheestablishmentoftheL/C.AssoonaswereceivetheL/C,wewillshipthegoods.7)PleaseexpeditetheestablishmentoftheL/CsothatwemayeffectshipmentbythedirectsteamerscheduledtoarriveatyourportbytheendofMay.8)PunctualshipmentcanbeensuredprovidedwereceivethecoveringL/Cnotlaterthan15March.9)IfyoudonotestablishtheL/Cintime,youwillberesponsibleforanylossresultingfromthedelay.10)WehavereceivedyourL/CNo.345buthavefoundthatitcontainsthefollowingdiscrepancies/differences:A.…B.…WerequestyoutoinstructyourbanktomakethenecessaryamendmentstotheL/C.11)On/Uponexamination,wefindthattheamountofyourL/Cisinsufficient.PleaseincreasetheunitpricefromUS$123toUS$125andthetotalamounttoUS$10000.12)PleaseamendL/CNo.189toread“ThisL/Cwillexpireon30thApril,2010inChina.”13)Pleasedeletefromyour