进口11月练习（2）附答案

进口11月练习（2）[复制]一、判断题（共8题，每题1.5分）姓名：[填空题]*_________________________________1.Asforacharterpartybilloflading,bankswillnotexaminethecharterpartycontracttowhichthebillofladingissubject.Butifthecreditrequiresbeneficiary(ies)topresentthecontractalongwiththeotherdocumentsbankshavetodeterminewhetheritisincompliancewiththetermsandconditionsofthecredit.[判断题]*对错(正确答案)2.Aclauseonatransportdocumentstatingthatthegoodswillbeormaybeloadedondeckisacceptable.[判断题]*对错(正确答案)3.AccordingtoURC522,expressionssuchas“prompt,immediately”withreferencetoanyactionstobetakenbydraweeshouldbedisregarded.[判断题]*对(正确答案)错4.Underafreelynegotiableandtransferablecreditanybankexcepttheissuingbankisanominatedbank.NowthattherelativearticleofUCP600setsarulethatonlythenominatedbankhastherighttomakethetransfer,thereofanybankexclusiveoftheissuingbankcantransfersuchacreditunlessotherstipulated.[判断题]*对错(正确答案)5.Aroadtransportdocumentoraninlandwaterwaytransportdocumentistobeconsideredasanoriginalwhetherornotitissomarked.[判断题]*对错(正确答案)6.Acertificateoforiginstating‘verification:’withoutanyotherstamporsignatureisacceptable.[判断题]*对(正确答案)错7.Providedthatthestipulateddocumentsarepresentedandthattheyconstituteacomplyingpresentation,theissuingbankmusthonourifthecreditisavailablebyacceptancewithanominatedbankandthatnominatedbankdoesnotpurchaseadraftacceptedbyitpriortothematuritydate.[判断题]*对错(正确答案)8.根据商会案例精神，信用证规定期限为90DAYSAFTERB/LDATE，汇票上显示了正确的TENOR，发票上显示了PAYMENTTERMSATSIGHT，发票上的期限和信用证不一致，不符点成立。[判断题]*对错(正确答案)二、单选题（共14题，每题2分）1.根据我行进口信用证业务操作规程，下列说法错误的是:[单选题]*A.线下提交《开证申请书》的，如客户对已经签章确认的《开证申请书》内容进行修改，可应申请人要求，在打印的报文草稿上签章确认并注明“以此为准”等类似表述的字样。B.在开立即期付款、延期付款、承兑信用证时，应明确本行为信用证的付款和承兑银行,一般不指定他行作为付款银行或承兑银行。若申请人要求指定他行作为付款银行或承兑银行，经办行可优先选择本行代理行，并要求开证申请人书面承诺承担由此可能产生的利息、费用和风险。C.信用证的开立方式有电开和信开证两种。D.申请书上的币种可以为任意币种，信用证金额大小写必须相符。(正确答案)2.根据我行托收操作规程，下列说法错误的是[单选题]*A.进口商向我行申请办理进口代收项下付款时，代收付款方式为即期付款交单的，客户应选择“同意即期付款”;付款方式为远期付款交单或承兑交单的，应选择“同意承兑并到期付款”。B.单证中心处理完一笔代收到单（D/PATSIGHT)业务后，经办行将《对外付款/承兑通知书》提示给客户，客户未进行付款。次日托收行指示退单，我行可根据托收行指示直接进行退单处理。(正确答案)C.代收到单项下，客户已完成承兑后，托收行指示退单，我行应提示客户相关风险并取得客户书面同意后，方可进行退单处理。D.代收到单项下，如果进口商申请免责，我行须以SWIFT电文方式询问托收行，待托收行回复确认后再作免责处理。3.AconfirmingbankprovidesarefusalnoticetothebeneficiaryunderacreditthatissubjecttoeUCP.Ifthebeneficiarydoesnotprovideinstructionstotheconfirmingbankwithinacertainnumberofdaysafterthedateoftherefusal,thebankmayreturnanypaperdocumentsanddisposeoftheelectronicrecordsinanymannerdeemedappropriate.Howmanydaysafterthedateoftherefusalnoticeisthisquestionreferringto?[单选题]*A.5bankingdays.B.5calendardays.C.30bankingdays.D.30calendardays.(正确答案)4.Bynominatingabanktoincuradeferredpaymentundertakingwithoutaddingitsconfirmation,theissuingbank:[单选题]*A.authorisesthenominatedbanktopurchaseorprepaydocuments.(正确答案)B.allowsthenominatedbanktoadvancefundstothebeneficiaryupondemand.C.authorisesthenominatedbanktoacceptdraftsundertheusanceagreement.D.imposesanobligationonthenominatedbanktohonourornegotiatedocuments.5.即使信用证要求:“ALLDOCUMENTSSHOULDBEISSUEDINENGLISH.”，以下哪些内容仍可以非英文显示?1.印戳2.个人或实体的名称3.提单的背书4.预先印就的文字[单选题]*A.2AND4B.1AND3AND4C.1AND4D.ALLTHEABOVE(正确答案)6.信用证中汇票的付款期限为60DAYSAFTERBLDATE，交单期为21/SHIPMENTDATE。若同一交单项下提交多套提单，且构成分批裝运，则计算付款到期日时以（）进行计算，计算交单期时以（）进行计算。[单选题]*A.最迟装船日期、最早装船日期(正确答案)B.最早装船日期、最迟装船日期C.最迟装船日期、最迟装船日期D.最早装船日期、最早装船日期7.Whichofthefollowingdocumentisnotacceptable,whenLCprohibittransshipment.[单选题]*A.b/lshowingtransshipmentiseffectedandusetrailersB.railwaybillshowingchangeofmodesofrailwaymeans.(正确答案)C.multimodalb/lshowingtransshipmentmaytakenplace.D.charterpartyb/lshowingreservingtherightstotransshipment.8.Whichdocumentarycreditenablesabeneficiarytoobtainpre-shipmentfinancingwithoutimpactinghisfacility?[单选题]*A.Redclause.(正确答案)B.Transferable.C.Irrevocable,payableatsight.D.Confirmedirrevocable,payableatmaturity.9.Whenabankconfirmsanirrevocabletransferabledocumentarycredititassumesthecreditriskofwhichparty?[单选题]*ATheapplicant.BTheissuingbank.(正确答案)CThefirstbeneficiary.DThesecondbeneficiary.10.根据URC522，以下关于代收行说法正确的是（）。

1．确定所收到的单据是否与托收委托书中所列的单据一致，发现单据遗失或未列单据，银行必须毫不延误地以电讯通知寄出单据一方。如不可能，则以其他最快捷的方式通知。

2．对其收到的任何委托指示进行核对而导致的任何延误不承担义务或责任。

3．如果收到未列明的单据，托收行不应就单据的形式及份数同代收行发生争议。

4．按所收到的单据原样进行提示，无需进一步审核。[单选题]*A.1.3.B.2.4.C.1.3.4.D.(正确答案)11.TheConfirmingBankreceivesdocumentsonFriday02Aprilandfindsthemtobeinorderon05April.Tenoris30daysaftertheBillofLadingdate.TheBillofLadingisdated01April,andtheConfirmingBankagreestopaytheBeneficiaryimmediately.OnwhatdatewouldtheConfirmingBankexpecttoreceivefundsfromtheIssuingBank?(ThereareNObankholidayandSaturdaysandSundaysareNOTbankingdays.)[单选题]*A.05AprilB.12AprilC.01MayD.03May(正确答案)12.Whatistheminimumpercentageofinsurancerequiredforatransferablecredittomeettheoriginaldocumentarycreditvalue,basedonthefollowingdetails?Originaldocumentarycreditvalue:USD300,000Insurancecoverage:110%Partialtransfervalue:USD270,000[单选题]*A.110%B.116%C.123%(正确答案)D.134%13.Whichofthefollowingconstitutespartialshipmentforgoodsshippedfromthesameplacetothesamedestination?Presentationof:[单选题]*A.acourierreceiptevidencingreceiptoftwoseparatepackages.B.aroadtransportdocumentindicatingtwodifferenttrucks.(正确答案)C.twoseparatecourierreceiptsdatedatdifferenttimesofthesamedaybythesamecourierservice.D.twoseparatebillofladingindicatingthedifferentdateofshipmentonthesamevesselwithsamejourney14.Thebeneficiarycanmitigatetheriskof“forcemajeure’byrequestingthatthedocumentarycreditbemadeavailablewith:[单选题]*A.anybank(正确答案)B.theissuingbankC.theadvisingbankD.theconfirmingbank三、多选题（共15题，每题4分）1.根据《中国农业银行进口信用证业务操作规程》，下列说法正确的是*A.办理提单背书业务，其贸易背景应为近洋贸易，目的港限于中国大陆港口。(正确答案)B.信用证修改将全套正本提单改为2/3套正本提单，需要按照进口开证审批程序进行审批。(正确答案)C.客户接受电提不符点“2/3setb/li/ofullsetb/lpresented”,客户部门应要求申请人追加落实其他有效担保。(正确答案)D.境内分行办理货物不进入境内保税区（仓）、直接转卖给第三方的离岸转手买卖项下进口信用证开证，条款中应要求客户提交运输单据（含仓单等），同时应做好贷后管理，加强对货物流、单据流和资金流的跟踪监控。2.以下关于代办单证业务操作规程的说法错误的是*A.不得办理新型离岸国际贸易（包括但不限于离岸转手买卖、全球采购、委托境外加工、承包工程境外购买货物等）项下代开信用证B.关于代开信用证付款期限:国际证不得超过180天（不含）以上，国内证不得超过1年以上(正确答案)C.如委托行出现恶意迟承等影响本行对外承兑、承诺付款或可能给本行造成损失的情形，本行应暂停与委托行新增办理代开信用证业务。D.本行可以办理代开涉外非融资性、内保内贷项下融资性保函/备用信用证以及代开保付加签业务(正确答案)3.ThefollowingIncotermsdescribedtheonethatshallbornetheExportDuty,ImportDutyandMainCarriage.WhichofthefollowingareCORRECT?（）

ExportDutyImportDutyMainCarriage*A.EXWSellerBuyerBuyerB.FCASellerBuyerBuyer(正确答案)C.DAPSellerBuyerSeller(正确答案)D.DDPSellerSellerSeller(正确答案)4.根据《国际结算单证中心单证业务风险防控总则》，对于内部风险，需要进行日常风险监控，下列说法正确的是（）*A.进口单证部和保函业务部负责风险条款的整理与分析，结合客户个性化需求，向单证中心内部及上收行提示业务风险。(正确答案)B.出口单证部负责交易对手银行收汇风险的监测与提示，重点关注代理行不按惯例指示行事、无理拒付、延兑迟付等风险因素，定期发布监测表、总结分析并发布典型案例，及时向金融机构处、国际结算处以及经办行反馈涉及代理行风险的相关问题。(正确答案)C.加强进出口不符点业务分析，以提高业务能力，避免审单风险。(正确答案)D.加强业务流程中操作风险的监测和报告，提升作业质量。(正确答案)5.根据ITS系统设置，如“是否有海运单据”选择“是”，必须录入信息筛查的栏位是（）*A.收货人B.船名(正确答案)C.装货港(正确答案)D.承运人(正确答案)6.根据《中国农业银行进口信用证业务操作规程》，区域战略行、城市争先行、三农主力行对同时符合以下条件的信用证开证，减免保证金部分可不再落实其他担保:*A.信用证应规定提交全套正本清洁已装船海运提单。(正确答案)B.根据合同贸易术语（INCOTERMS）应由卖方（受益人）投保的，信用证应规定提交货物保单。(正确答案)C.客户应具有良好的行业资质，熟悉进口产品的市场行情。(正确答案)D.为即期信用证(正确答案)7.背对背信用证母证由他行开立，子证在我行开立的情况下，下列说法正确的是（）*A.客户是母证基础合同的买方和子证基础合同的卖方，同时也是母证受益人和子证申请人B.子母证合同的货物应为同一商品(正确答案)C.子证合同的总金额及单价不能高于母证合同(正确答案)D.货物属客户经营范围，非低值易耗品，非季节性产品，非海鲜商品等难以处置的商品(正确答案)8.WhichOfTheFollowingDetailsWouldBeAcceptableForaBillOfLadingRequiredToEvidenceShipmentOfGoodsOnaCFRBasis?*A.’FreightPre-Payable’ReferencingNoAdditionalCosts.B.’FreightToBePaid’ReferencingNoAdditionalCosts.C.’FreightPaid’And‘DestinationPortHandlingCostsCollect’.(正确答案)D.’FreightPrepaid’And‘DestinationPortHandlingCostsToPay’.(正确答案)9.LCissuedforUSD20,000covering1000shirtsattheunitpriceofUSD20pershirtwithpartialshipmentprohibitedandthefollowingtransferoftheLC:

-FirstbeneficiarytransferredtheLCforUSD15,000withtheunitpriceatUSD15pershirt.

-SecondbeneficiarypresenteddocumentsincompliancewiththetransferredLCforUSD15,000.

-FirstbeneficiaryfailedtosubstitutehisowndraftandinvoiceforUSD20,000onfirstdemand.

-TransferringbanksentdocumentsforUSD15,000receivedfromthesecondbeneficiarytotheissuingbank.

Whichofthefollowingareincorrectforissuingbank?*A.DiscrepancyofunitpricenotasperLCisvalid.(正确答案)B.Discrepancyofshortdrawingisvalid.(正确答案)C.ItmusthonorthedocsforUSD15,000.D.ItmusthonorthedocsforUSD20,000.(正确答案)10.以下单据中，必须显示正本份数的有?*A.空单B.海运单(正确答案)C.租船提单(正确答案)D.内陆水运单据11.根据EUCP2.0，以下哪些表述是正确的（）*A.电子记录必须表明其出具日期。(正确答案)B.如果证明运输的电子记录没有表明货物装运或发送或接管或已被收妥待运日期，电子记录的发出日期将被视为货物装运或发送或接管或已被收妥待运日期。但如果电子记录载有证明货物装运或发送或接管或已被收妥待运日期的批注时，该批注日期将被视为货物装运或发送或接管或已被受妥待运日期。显示附加数据内容的该批注无需另行签字或以其他方式证实。(正确答案)C.电子记录可以分别提交，并且无需同时提交。(正确答案)D.不能被证实的电子记录将被视为未曾提交。(正确答案)12.Aletterofcreditstipulates“10pctmoreorlessonLCamountallowed,10pctmoreorlessontotalquantityandamountallowed."Anumberoflineitemswereincludedwithinthegoodsdescription,eachwithanapplicablequantity.

Onpresentationtheissuingbanknoticedthequantityofoneofthelineitemshadbeenshippedwasmorethan10%overthequantitystatedinthecredit.

Whichoffollowingstatementsarecorrect?

*A.Thetoleranceinquantityappliedtoboththetotalquantityaswellastothequantityofindividualitems.B.Theword"total"onlyappliedtothe10percenttoleranceoftotalquantity.(正确答案)C.Theissuingbankmayrefusethepresentationsinceone